The city of Gary, Indiana might be small with a population of only about 69,000, but thousands of its residents are injured every year because of the reckless behavior of others, inadequate safety standards, faulty products, medical malpractice, and police brutality. These injured victims are often left unable to work, with thousands of dollars of debt in hospital bills.
Filing a personal injury lawsuit against the person or company responsible for your injuries is certainly a good option. Unfortunately, the wheels of justice turn slowly in Indiana. It can take several months to obtain compensation for your injuries. How are you supposed to support yourself and your family in the meantime? We have the solution: lawsuit loans.
A lawsuit loan or pre-settlement loan is a legal, highly recommended option for people who have a relatively straightforward personal injury claim. This means if you were injured due to someone else’s fault and your attorney believes you have a good chance of winning, you can easily get a cash advance from Direct Legal Funding within just a couple of days.
The Steps to Obtain Lawsuit Cash Advance in Gary, IN
Worried that you’d have to jump through countless hoops to get lawsuit funding? Don’t. Despite being called a “loan”, lawsuit funding is actually a cash advance that’s provided against a set percentage of your potential future settlement or jury verdict award.
For example, if you apply for a $100,000 lawsuit advance from a lender, and you receive a settlement offer of $300,000 in the future, the lender will simply deduct what you owe from your settlement. If you don’t win your case, you owe nothing to your legal funding provider. There is zero risk to you.
Applying for a lawsuit loan is quite easy:
Step 1: Apply online or call the lender via phone to submit your details (these details will include your attorney’s contact information).
Step 2: The underwriters at the lending firm will review your case and talk to your attorney to see if you qualify.
Step 3: If approved, you and your attorney will sign an agreement outlining the amount of advance and repayment terms (you can sign this electronically).
Step 4: The cash is sent directly to your bank account within 24 hours.
State Law Regarding Advance on Lawsuit Settlement in Gary, Indiana
In Indiana, you can’t apply for lawsuit funding until you have hired an attorney. Remember, the lending firm needs to be relatively sure that you have a good chance of winning your lawsuit, so having an attorney is essential.
Also, Indiana is an “at-fault” state when it comes to personal injury claims. This means that if you’re injured in an accident, you have a few options: you may choose to file a claim with your own insurance company; with the insurance company of the other party, or directly go to the court to prove it was their fault and seek compensation.
Previous Personal Injury Cases in Indiana
Indiana roads continue to remain some of the most dangerous in the country. In one case, a man was driving on the interstate west of Indianapolis when his car was hit by an out-of-control commercial truck. The injured victim was awarded $975,000 to settle out of court.
In another instance, a local resident was driving to Chicago from rural Indiana when the rear of their car was hit by a semi-truck. The truck driver’s insurance company tried to get the case dismissed, saying that the resident was driving too slow, but they ended up settling for $700,000.
Statistics on Car Accidents and Injuries in Indiana
You’d think that with a decrease in traffic due to the COVID-19 pandemic, the number of car crashes would have gone down in Indiana. Unfortunately, that didn’t happen. In 2020, there was an 8.1% increase in the number of fatalities that occurred due to vehicle collisions. Compared to 752 fatalities in 2019, 813 people lost their lives on the road in 2020.
Average Time It Takes To Get a Pre-Settlement Loan in Gary, IN
It depends on which lender you’re working with. At Direct Legal Funding, we can have most clients funded within 24 hours after we approve their applications. And approving the application usually takes about 48 hours. We work as fast as your lawyer does in getting us the relevant information.
What could cause it to take longer than usual?
The fastest way to have your application processed is to have your attorney contact us directly. This allows us to understand your case details and your chances of winning the lawsuit within that first call.
If your attorney is too busy, however, you can fill out the online application or call us at 866-941-5588. Just make sure your attorney knows to expect our call though. If they are not prepared for the brief interview and don’t have your case information on hand, it can take several days for us to process your application.
When we talk to your attorney, we will request the police report of the incident, any medical/hospital report regarding your treatment, insurance information, and anything else that might help us determine how solid your case is. There is other paperwork involved but these are the main documents we need.
Keep in mind that if you have a complicated case – say, there is more than one defendant – it can take us longer to evaluate your application.
The Most Dangerous Roads and Intersections in Gary, IN for Drivers
Some intersections and streets in Gary tend to attract more reckless drivers than others. While we advise you to remain attentive regardless of where you are driving, please be extra careful on the following roads as that’s where the largest number of fatal accidents occurs:
- Richardt Avenue and 30th Street
- Keystone Avenue at I-465 West
- Interstate 74
- Interstate 65
- Senate Avenue and St. Clair
- Massachusetts Avenue and N. Dearborn Street
- College Avenue and 56th Street
- Pendleton Pike
- Kessler Boulevard N. Drive
Most Common Causes of Vehicle Accidents in Gary, IN
Generally speaking, when you consider the national average, it’s the young drivers that are involved in fatal crashes. Not in Indiana; here, older riders seem to be involved in the majority of accidents. Experts believe this could be because of overconfidence that comes from years of driving or a slower reaction time. In most cases, these drivers are negligent by:
- Driving aggressively
- Driving while distracted
- Driving while intoxicated/under the influence of alcohol or drugs
In rural Indiana, the poor state of roads is also a common cause of accidents.
Leading Hospitals and Medical Centers in Gary, IN, for Quality Care
The emergency rooms in Gary receive multiple cases of injuries from vehicle collisions, dog bites, police brutality, and slip-and-fall accidents every year. Most of these injuries involve bruises, lacerations, spinal injuries, back sprains and strains, neck injuries, and traumatic brain injuries. If you or a loved one are seeking urgent medical care in Gary following such an incident, please visit any of the following locations:
- Methodist Hospitals (Midlake Campus and Northlake Campus)
- Methodist Physician Group
- St. Catherine Hospital
- St. Mary Medical center
- Franciscan Health Munster
- Pinnacle Hospital
Number of Physicians Per Capita in Indiana
According to the latest report published by the American Medical Association Physician Masterfile, there are a total of 15,918 physicians currently active in Indiana. So, for every 100,000 residents, there are about 236 doctors to serve them. Beleaguered Washington DC, with all that violence, is topping the chart in this regard, with 269 physicians per 100,000 residents.
Need Quick Lawsuit Cash Advance? Direct Legal Funding is Here to Help
More and more people in Indiana are now realizing the benefit of lawsuit loans to support them while their personal injury lawsuit drags on. We are here to offer quick financial relief to plaintiffs and claimants by buying a small percentage of their expected recovery of damages.
Depending on your case and how much compensation you’re expecting to recover, we can provide you hundreds of thousands of dollars in advance. Our interest rates for Gary residents are among the most competitive in the industry. Don’t forget: if you lose your case, you owe us absolutely nothing. Contact us at 866-941-5588 or fill out the application online.