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Lawsuit Settlement Loans In West Coast

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In the state of California alone, over 550,000 unlimited and limited civil cases are filed in a single year. The West Coast is no stranger to settlements and Direct Legal Funding is here to lend a helping hand throughout an otherwise difficult process.

If you have a solid case, chances are, you’ll recover compensation through a settlement or trial verdict. But the legal process is time-consuming. Winning a settlement could take months or even years if you have to litigate your case.

Direct Legal Funding, a West Coast lawsuit settlement loans provider, can help ensure that your financial needs will be taken care of. With our settlement loans, you can get approved and receive advance lawsuit funding quickly and with competitive interest rates. We provide settlement loans to people in need from California to Oregon to Washington and to communities throughout the Western United States. Our goal is to make your settlement process go as smoothly as possible.

How Do Lawsuit Settlement Loans Help West Coast Plaintiffs?

Injured plaintiffs face an uphill battle when they file a civil lawsuit. Usually, they are going up against the defendant’s insurance company, whose goal is to mitigate its losses by paying out as little as possible in damages. If you deal with the insurance company on your own, you are likely to end up with a lowball settlement offer that is only worth a fraction of the compensation that you are owed.

Insurance adjusters are seasoned professionals who handle injury claims day in and day out, and they know every trick in the book. They may come across as friendly, but because they work for the insurer, their interests are not aligned with yours. This is why it is in the best interests of injury victims to retain an experienced attorney to represent them with their claims.

Obtaining strong legal representation is a good first step, but it takes time for a good lawyer to thoroughly investigate the circumstances that led to your injury and build a solid case. From there, you can expect several months of back-and-forth negotiations with the insurance company until your lawyer and the insurer finally arrive at a settlement.

In a small number of cases, going to trial may be necessary in order to recover the just compensation you deserve. Litigation will take even more time, and when this happens, it could be a couple of years before you see any money.

While you are waiting for your funds, medical bills may pile up and finances can be very tight as you may be out of work during your recovery period. This is where pre-settlement loans can help bridge the gap for West Coast plaintiffs.

A settlement loan is actually a lawsuit advance, meaning that you are advanced a portion of your eventual settlement. With pre-settlement funding, you receive your money within a matter of days rather than having to wait until a settlement is negotiated or a court verdict is rendered.

This provides your attorney with more leeway during negotiations because you already have the lawsuit funding you need to get you through until your settlement money comes in. Your attorney can be bolder and ask for more from the insurer knowing that timing is no longer a major issue, and they can take the case to trial if the insurer refuses to negotiate in good faith.

It is important to note that there are some significant differences between lawsuit settlement loans and traditional loans. When a West Coast plaintiff receives a lawsuit advance, it is non-recourse, meaning that the plaintiff does not have to repay the advance unless they recover compensation from their civil claim. Because of this, there are no monthly payments – you will repay the advance in full when you receive your settlement.

Another major difference is that settlement loans are not issued based on having a good or excellent credit score. In fact, we do not even run a credit check. The decision on whether or not the lender will issue the lawsuit advance is based solely on the strength of your case and the likelihood that you will win.

How Does the Pre-Settlement Funding Process Work?

The process for obtaining a settlement loan on the West Coast is actually very simple and there are only a few steps involved:

  1. Fill out our fast and easy lawsuit funding application.
  2. We will contact your attorney to discuss the details of your case. Our underwriters will also request various pieces of information from your attorney to verify what was discussed.
  3. Once our underwriters have verified all of the information received from your attorney, they will determine whether to approve the lawsuit advance. Upon approval, you will receive the final documents to sign.
  4. After everything is signed, your pre-settlement funds will be in your bank account within a matter of hours.

Does Direct Legal Funding Provide PG&E California Wildfire Settlement Loans?

Wildfires are an annual occurrence on the West Coast. In California in particular, there have been numerous fires over the past several years. Countless homeowners have lost their properties to California wildfires, resulting in billions of dollars in losses.

Investigators have determined that Pacific Gas & Electric (PG&E) was responsible for many of the wildfires that have raged throughout California. But unfortunately, it is taking a long time for wildfire victims to receive compensation.

Direct Legal Funding can provide settlement loans to PG&E California wildfire victims at competitive interest rates. PG&E pre-settlement funding can be used to cover essential expenses such as:

  • Medical bills.
  • Repairs to damaged or destroyed property.
  • The cost to temporarily relocate while your home is being repaired or rebuilt.
  • Mortgage payments.
  • Business interruption costs if your business had to close (either temporarily or permanently) because of the wildfires.
  • Daily living and other expenses incurred due to the wildfires.

PG&E was ordered by the bankruptcy court to set up a Fire Victim Trust to compensate those affected by the wildfires that they caused. But their method of funding the trust is to sell company stock to the public.

This is a slow process as you cannot sell too much stock at once or the price will crater. For this reason, it is likely to take at least a year or two for the Fire Victim Trust to be fully funded. In the meantime, Direct Legal Funding is here to provide a pre-settlement loan, which allows you to get some of your settlement money right away.

Contact Direct Legal Funding Today to Apply for Your West Coast Pre-Settlement Loan

If you’re in need of a lawsuit settlement loan on the West Coast, contact Direct Legal Funding today by calling (866) 941-5588 or filling out our online contact form. We are here to help you obtain the pre-settlement funding you need to get you through this difficult financial time.



Apply and Get Cash Today!

Apply and Get Cash Today!