Fast, risk-free pre-settlement funding for New York residents awaiting settlement. No credit check required. Pay nothing if you lose your case. Rates as low as 2%!
The process of getting a lawsuit loan isn’t complicated or time-consuming regardless of where you live. All you have to do is fill out our online application or give us a call, then one of our specialists will guide you through it!
It takes about five minutes from start to finish – including submitting all necessary documents for verification purposes. Once we receive this information from your attorney’s office we can have your approval within 24 hours.
| ✓ No Credit Check | ✓ 24 Hour Approval | ✓ Non-Recourse Cash Advance |
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Get $500 to $250,000+ in Settlement Advances
Apply and Get Cash Today!
Direct Legal Funding Has Been Providing Competitive Low-Rate Lawsuit Loans to New Yorkers for Many Years
| ✓ Non-Recourse Cash Advance Only pay if you win | % Rates as Low as 2% Competitive NY Rates | ⚡ Eligibility Within 24 Hours Fast Cash Advances | $ No Monthly Payments Repay at Settlement |
We believe that no one should fall into debt because of a lawsuit, so we work to make sure that won’t happen.
How New York Lawsuit Loans Work
Getting settlement advances from Direct Legal Funding is quick and easy. Our lawsuit cash advance process takes just 3 simple steps:
Step 1: Apply for Cash AdvanceComplete our simple lawsuit loan application online or call 866-941-5588. Takes less than 5 minutes with no paperwork or upfront fees. | Step 2: Case Review & ApprovalOur team contacts your attorney to review case details. Settlement loan eligibility assessment within 24 hours. No credit check required. | Step 3: Receive Your CashOnce approved for lawsuit funding, receive your non-recourse cash advance immediately via wire transfer, check, or Western Union. |
Types of Personal Injury Cases Where We Provide Lawsuit Funding in New York
Direct Legal Funding provides settlement loans for all types of personal injury cases in New York. We understand the huge financial burden that comes along with a lawsuit and we’re here to relieve you of that burden with a pre-settlement lawsuit loan.
| Personal Injury Cases We Fund | |
|---|---|
| 🚗 Motor Vehicle Accidents We fund all types of motor vehicle accident cases including car crashes, truck collisions, motorcycle accidents, pedestrian injuries, and rideshare incidents. Whether caused by distracted driving, DUI, or negligence, we provide immediate cash advances. | 🏢 Premises Liability Property owners must maintain safe conditions. We fund slip and fall cases, inadequate security claims, elevator/escalator accidents, swimming pool injuries, and negligent maintenance cases throughout New York. |
| ⚖️ Sexual Abuse Survivors of sexual abuse deserve justice and financial support during litigation. We provide sensitive, confidential funding for sexual assault, harassment, and abuse cases against individuals or institutions. | 💼 Employment Lawsuits Fighting workplace injustice shouldn’t cause financial hardship. We fund wrongful termination, discrimination, harassment, wage theft, and whistleblower retaliation cases. |
| ⚒️ Labor Law New York Labor Law Sections 240 and 241 protect construction workers. We specialize in funding scaffold law cases, falling object injuries, and construction site accidents with strong liability claims. | 🗽 Civil Rights Your constitutional rights matter. We fund police brutality, false arrest, malicious prosecution, excessive force, and other civil rights violation cases against government entities. |
| We Also Fund: Medical Malpractice • Product Liability • Wrongful Death • Workplace Injuries • FELA Railroad • Jones Act Maritime • Dog Bites • Nursing Home Abuse | |
Why New York Residents Choose Direct Legal Funding
💰 Lowest Rates in New YorkWe offer the most competitive rates in the industry, starting as low as 2% per month. Unlike other companies that charge 3-5% monthly, we keep costs minimal so you keep more of your settlement. | ⚡ Fast 24-Hour ApprovalWhile other companies take weeks, we provide eligibility assessment within 24 hours and funding within 2-3 days. Emergency same-day funding available for urgent situations. |
🛡️ True Non-Recourse FundingIf you don’t win your case, you owe us nothing. Period. No hidden fees, no exceptions. This is your guarantee that you’ll never be worse off for taking our help. | 📋 Simple Transparent ProcessNo complex paperwork, no credit checks, no employment verification. Just a simple application and clear terms. You’ll always know exactly what you’ll owe at settlement. |
Frequently Asked Questions About Lawsuit Loans
What exactly is a lawsuit loan and how does it work?
A lawsuit loan (also called pre-settlement funding or a cash advance) is a non-recourse financial advance based on your pending lawsuit. Lawsuits in the state of New York can be a huge expense. Medical bills and utility bills, along with the time taken off of work can all add up while you wait for your case to settle. With our New York non-recourse cash advance lawsuit loans, you’ll only pay back your loan if you win your case. If you lose you don’t pay back a dime. Therefore, there’s absolutely no risk involved.
How much money can I get from lawsuit funding?
Typically, you can receive 10-20% of your expected settlement value, ranging from $500 to over $250,000. The exact amount depends on several factors: the strength of your case, the defendant’s insurance coverage, your attorney’s assessment of case value, and your financial needs. We evaluate each case individually to determine the appropriate funding amount that won’t jeopardize your settlement.
What are the requirements to qualify for a settlement advance?
In our experience, you are a strong candidate for a pre-settlement loan in New York if:
- You are the plaintiff in an ongoing or pending personal injury case
- You have experienced bodily injuries or property damage due to an accident that was not your fault
- You are represented by an attorney
- You are struggling to pay for your living and/or medical expenses
- Your legal claim is taking a long time to settle
For a more accurate answer, call us at 866-941-5588 or fill out our instant-response form!
How quickly can I receive my cash advance?
Direct Legal Funding can provide you a cash advance within 24 hours of applying. We offer eligibility assessment within 24 hours, and once approved, can provide funding within 2-3 days to help cover your living expenses, medical bills, mortgage payments, children’s school fees, groceries, etc. For urgent situations, we offer expedited same-day funding.
Are lawsuit loans safe? What are the pros and cons?
Pros of Lawsuit Loans:
- Non-recourse funding – You only pay back if you win your case
- No credit check required – Approval based on case strength, not credit score
- Fast access to cash – Get funds within 24-48 hours for urgent expenses
- Prevents settling for less – Financial stability lets you hold out for fair compensation
- No monthly payments – Repayment only happens at settlement
Cons to Consider:
- Reduces settlement amount – You’ll receive less money at settlement after repayment
- Interest accumulates – The longer your case takes, the more you owe
- Not available for all cases – Only strong liability cases typically qualify
Is it safe? Yes, lawsuit loans from reputable companies like Direct Legal Funding are safe. They are non-recourse, meaning you never owe money if you lose. In New York, consumer protection laws regulate the industry. Always work with licensed funding companies, read contracts carefully, and consult your attorney before accepting funding.
New York State Laws for Personal Injury Cases and Lawsuit Funding
New York’s court system handles over 3 million cases annually, with the Supreme Court of New York County alone processing thousands of personal injury claims. Case backlogs mean plaintiffs often wait 2-4 years for trial, making lawsuit loans essential for financial survival during litigation.
Key New York Laws Affecting Your Case and Funding:
| Legal Feature | New York Law |
|---|---|
| Lawsuit Funding Legality | Legal and unregulated – no statutory caps on rates or amounts |
| Statute of Limitations | 3 years for personal injury (CPLR § 214); 2 years for wrongful death |
| Comparative Fault Rule | Pure comparative negligence (CPLR § 1411) – you can recover even if 99% at fault, but damages reduced by your percentage of fault |
| No-Fault Insurance | Required for all vehicles; covers up to $50,000 in medical/lost wages regardless of fault |
| Serious Injury Threshold | Must prove “serious injury” under Insurance Law § 5102(d) to sue for pain and suffering |
| Scaffold Law (Labor Law §240) | Strict liability for elevation-related construction accidents – property owners fully liable |
How These Laws Affect Your Lawsuit Funding:
- No rate caps in NY – Shop around for the best rates (we offer as low as 2%)
- Comparative fault helps funding – Even partial fault cases can qualify for advances
- Scaffold Law cases – Strong liability means higher funding amounts available
- No-fault benefits – Can supplement your lawsuit loan for immediate medical needs
- Serious injury requirement – We only fund cases meeting this threshold for better outcomes
Important: Unlike states with funding regulations, New York allows free-market competition, which benefits you with lower rates. However, always review funding agreements with your attorney before signing.
New York City Borough-Specific Lawsuit Loan Help
We understand the local nuances of the law & can help with lawsuit settlement loans throughout New York, we are a NYC lawsuit loan company proudly serving our city and state!
| Manhattan | Brooklyn | Queens | The Bronx | Staten Island |
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We Also Serve All Major Cities Throughout New York State:
| • Buffalo | • Rochester | • Yonkers | • Syracuse |
| • Albany | • New Rochelle | • Mount Vernon | • Schenectady |
| • Utica | • White Plains | • Hempstead | • Troy |
| • Niagara Falls | • Binghamton | • Long Island | • Westchester |
| • Nassau County | • Suffolk County | • Poughkeepsie | • Newburgh |
If you believe you would benefit from a lawsuit cash advance, simply reach out to Direct Legal Funding. Our low-rate settlement loans will guarantee financial stability throughout any lawsuit. Call 866-941-5588
New York Resources for Settlement Loan Applicants
New York State Resources for Lawsuit Loan Clients
- NY Department of Financial Services: Regulates settlement advance companies
- NY State Courts: Case status verification for lawsuit loan approval
- NYC Comptroller: Handles claims against NYC requiring cash advances
- MTA Claims: Transit injury claims often need settlement loans
- NY Workers’ Compensation Board: Additional benefits beyond lawsuit funding
New York Living Expenses Covered by Lawsuit Loans
- Average NYC Rent (1-bedroom): $3,500-$4,500/month – lawsuit funding crucial
- Emergency Room (NYC hospitals): $3,000-$7,000 per visit
- Ambulance (FDNY): $900-$1,500 – settlement advances help
- Physical Therapy: $150-$400/session in Manhattan
- MRI (NYC facilities): $1,500-$6,000 without insurance
- Surgery (NYC hospitals): $25,000-$150,000+ requiring cash advances
- Monthly MetroCard: $127 – transportation during recovery
- Utilities (ConEd/National Grid): $150-$300/month average
New York’s high cost of living makes lawsuit loans essential. Don’t accept low settlements due to financial pressure.
Get Your New York Lawsuit Loan Today
Don’t let NYC’s high cost of living force you into accepting a lowball settlement. Get the legal funding you need now while your attorney fights for maximum compensation.
| $500 to $250,000+ in Cash Advances | 24-Hour Approval | Rates as Low as 2% |
Apply for Settlement Funding
📞 Call: 866-941-5588
Brooklyn-Based • Serving All NY • 24/7 Support • Hablamos Español