Fast, risk-free pre-settlement funding for Minnesota residents awaiting settlement. No credit check required. Pay nothing if you lose your case. Rates as low as 2%!
At Direct Legal Funding, we’re dedicated to providing Minnesota lawsuit loans and Minnesota lawsuit funding. We say YES more often than anyone in the business. Get Pre-Settlement Funding or a loan on a lawsuit from Direct Legal Funding.
Direct Legal Funding makes legal loans on lawsuits to victims seeking pre-settlement lawsuit funding. We can help get you get a legal cash advance now to cover your cost of living expenses. The process of getting a lawsuit loan isn’t complicated or time-consuming regardless of where you live. All you have to do is fill out our online application or give us a call, then one of our specialists will guide you through it! It takes about five minutes from start to finish – including submitting all necessary documents for verification purposes.
| ✓ No Credit Check | ✓ 24 Hour Approval | ✓ Non-Recourse Cash Advance |
|---|
Get $500 to $250,000+ in Settlement Advances
Apply and Get Cash Today!
Direct Legal Funding Has Been Providing Competitive Low-Rate Lawsuit Loans to Minnesotans for Many Years
| ✓ Non-Recourse Cash Advance Only pay if you win | % Rates as Low as 2% Competitive MN Rates | ⚡ Eligibility Within 24 Hours Fast Cash Advances | $ No Monthly Payments Repay at Settlement |
We believe that no one should fall into debt because of a lawsuit, so we work to make sure that won’t happen.
How Minnesota Lawsuit Loans Work
Getting settlement advances from Direct Legal Funding is quick and easy. Our lawsuit cash advance process takes just 3 simple steps:
Step 1: Apply for Cash AdvanceComplete our simple lawsuit loan application online or call 866-941-5588. Takes less than 5 minutes with no paperwork or upfront fees. | Step 2: Case Review & ApprovalOur team contacts your attorney to review case details. Settlement loan eligibility assessment within 24 hours. No credit check required. | Step 3: Receive Your CashOnce approved for lawsuit funding, receive your non-recourse cash advance immediately via wire transfer, check, or Western Union. |
Types of Personal Injury Cases Where We Provide Lawsuit Funding in Minnesota
Direct Legal Funding provides settlement loans for all types of personal injury cases in Minnesota. We understand the huge financial burden that comes along with a lawsuit and we’re here to relieve you of that burden with a pre-settlement lawsuit loan.
| Personal Injury Cases We Fund | |
|---|---|
| 🚗 Motor Vehicle Accidents We fund all types of motor vehicle accident cases including car crashes, truck collisions, motorcycle accidents, pedestrian injuries, and rideshare incidents. Whether caused by distracted driving, DUI, or negligence, we provide immediate cash advances. | 🏢 Premises Liability Property owners must maintain safe conditions. We fund slip and fall cases, inadequate security claims, elevator/escalator accidents, swimming pool injuries, and negligent maintenance cases throughout Minnesota. |
| ⚖️ Sexual Abuse Survivors of sexual abuse deserve justice and financial support during litigation. We provide sensitive, confidential funding for sexual assault, harassment, and abuse cases against individuals or institutions. | 💼 Employment Lawsuits Fighting workplace injustice shouldn’t cause financial hardship. We fund wrongful termination, discrimination, harassment, wage theft, and whistleblower retaliation cases. |
| ⚒️ Labor Law We specialize in funding workers’ compensation cases, workplace injury claims, and construction site accidents with strong liability claims throughout Minnesota. | 🗽 Civil Rights Your constitutional rights matter. We fund police brutality, false arrest, malicious prosecution, excessive force, and other civil rights violation cases against government entities. |
| We Also Fund: Medical Malpractice • Product Liability • Wrongful Death • Workplace Injuries • FELA Railroad • Jones Act Maritime • Dog Bites • Nursing Home Abuse • Burn Victims • Verdicts on Appeal | |
Why Minnesota Residents Choose Direct Legal Funding
💰 Lowest Rates in MinnesotaWe offer the most competitive rates in the industry, starting as low as 2% per month. Unlike other companies that charge 3-5% monthly, we keep costs minimal so you keep more of your settlement. | ⚡ Fast 24-Hour ApprovalWhile other companies take weeks, we provide eligibility assessment within 24 hours and funding within 2-3 days. Emergency same-day funding available for urgent situations. |
🛡️ True Non-Recourse FundingIf you don’t win your case, you owe us nothing. Period. No hidden fees, no exceptions. This is your guarantee that you’ll never be worse off for taking our help. | 📋 Simple Transparent ProcessNo complex paperwork, no credit checks, no employment verification. Just a simple application and clear terms. You’ll always know exactly what you’ll owe at settlement. |
Frequently Asked Questions About Lawsuit Loans
What exactly is a lawsuit loan and how does it work?
A lawsuit loan (also called pre-settlement funding or a cash advance) is a non-recourse financial advance based on your pending lawsuit. Lawsuits in the state of Minnesota can be a huge expense. Medical bills and utility bills, along with the time taken off of work can all add up while you wait for your case to settle. With our Minnesota non-recourse cash advance lawsuit loans, you’ll only pay back your loan if you win your case. If you lose you don’t pay back a dime. Therefore, there’s absolutely no risk involved.
How much money can I get from lawsuit funding?
Typically, you can receive 10-20% of your expected settlement value, ranging from $500 to over $250,000. The exact amount depends on several factors: the strength of your case, the defendant’s insurance coverage, your attorney’s assessment of case value, and your financial needs. We evaluate each case individually to determine the appropriate funding amount that won’t jeopardize your settlement.
What are the requirements to qualify for a settlement advance?
In our experience, you are a strong candidate for a pre-settlement loan in Minnesota if:
- You are the plaintiff in an ongoing or pending personal injury case
- You have experienced bodily injuries or property damage due to an accident that was not your fault
- You are represented by an attorney
- You are struggling to pay for your living and/or medical expenses
- Your legal claim is taking a long time to settle
For a more accurate answer, call us at 866-941-5588 or fill out our instant-response form!
How quickly can I receive my cash advance?
Direct Legal Funding can provide you a cash advance within 24 hours of applying. We offer eligibility assessment within 24 hours, and once approved, can provide funding within 2-3 days to help cover your living expenses, medical bills, mortgage payments, children’s school fees, groceries, etc. For urgent situations, we offer expedited same-day funding.
Are lawsuit loans legal in Minnesota?
Yes, lawsuit loans are legal in Minnesota. Prior to 2020, pre-settlement funding was considered unlawful and prohibited in Minnesota due to the Champerty doctrine, which prevented third parties from funding lawsuits. However, the Minnesota Supreme Court abolished this doctrine on June 3, 2020, in Maslowski v. Prospect Funding Partners LLC, ruling that litigation funding agreements are legal and enforceable. This decision was a significant shift, allowing plaintiffs to access pre-settlement funding while their case is ongoing. The Minnesota Consumer Litigation Funding Act (MCLFA), enacted in 2023, now regulates lawsuit funding in the state, providing essential consumer protections.
What types of lawsuit funding are available in Minnesota?
We offer three main funding options:
- Pre-Settlement Funding: Available anytime between filing your complaint and reaching a settlement or jury verdict. In cases with clear liability where defendants accept responsibility, we can provide funding even before a lawsuit is filed.
- Settled Case Funding: These loans bridge the gap between reaching a settlement agreement or receiving a favorable verdict and actually receiving your payment.
- Verdict/Appeal Funding: Available during the appeals process when there’s compelling evidence that your appeal will succeed. Get funding on your jury or court-awarded verdict while waiting for the appeal to conclude.
Why do plaintiffs in Minnesota need lawsuit funding?
Many plaintiffs face significant financial challenges while pursuing their cases. Common challenges include being unable to work due to severe injuries, time pressure from mounting bills, and traditional lending being unavailable due to bad credit, lack of collateral, limited or no income, or inability to make monthly payments. Lawsuit settlement funding provides money to plaintiffs who have exhausted other financial options, allowing them to maintain financial stability while their case proceeds.
Minnesota State Laws for Personal Injury Cases and Lawsuit Funding
Minnesota’s court system handles thousands of personal injury cases annually, with case backlogs meaning plaintiffs often wait 2-4 years for trial, making lawsuit loans essential for financial survival during litigation.
Key Minnesota Laws Affecting Your Case and Funding:
| Legal Feature | Minnesota Law |
|---|---|
| Lawsuit Funding Legality | Legal since 2020; regulated by MCLFA since 2023 with consumer protections |
| Statute of Limitations | 6 years for personal injury (Minn. Stat. § 541.05); 3 years for wrongful death; 4 years for medical malpractice |
| Comparative Fault Rule | Modified comparative negligence with 51% bar – you can recover if 50% or less at fault, but no recovery if 51% or more at fault |
| No-Fault Insurance | Required for all vehicles; PIP coverage minimum $40,000 for medical/lost wages |
| Minimum Auto Insurance | Bodily Injury: $30,000/$60,000; Property Damage: $10,000; UM/UIM: $25,000/$50,000 |
| Government Claims | 180 days notice requirement for personal injury claims against government entities |
How These Laws Affect Your Lawsuit Funding:
- Legal since 2020 – Minnesota now allows lawsuit loans with consumer protections under MCLFA
- 51% fault rule – Even partial fault cases can qualify for advances if you’re 50% or less at fault
- No-fault benefits – PIP coverage can supplement your lawsuit loan for immediate medical needs
- Longer statute of limitations – 6-year deadline gives more time to build strong cases
- Government claims – Quick 180-day notice requirement makes fast funding crucial
Important: The Minnesota Consumer Litigation Funding Act requires written agreements and detailed disclosures for all lawsuit loans. Always review funding agreements with your attorney before signing.
Minnesota Cities and Regions We Serve
Direct Legal Funding provides lawsuit loans and legal cash advances throughout the entire state of Minnesota, including:
| • Minneapolis | • St. Paul | • Rochester | • Bloomington |
| • Duluth | • Brooklyn Park | • Plymouth | • Eagan |
| • St. Cloud | • Coon Rapids | • Burnsville | • Eden Prairie |
| • Maple Grove | • Woodbury | • Blaine | • Lakeville |
| • Minnetonka | • Apple Valley | • Edina | • St. Louis Park |
| • Mankato | • Moorhead | • Shakopee | • Richfield |
If you believe you would benefit from a lawsuit cash advance, simply reach out to Direct Legal Funding. Our low-rate settlement loans will guarantee financial stability throughout any lawsuit. Call 866-941-5588
Minnesota Resources for Settlement Loan Applicants
Minnesota State Resources for Lawsuit Loan Clients
- Minnesota Judicial Branch: Case status verification for lawsuit loan approval
- Minnesota Department of Commerce: Consumer protection resources
- Minnesota State Bar Association: Attorney referral services
- Minnesota Department of Human Services: Additional assistance programs
- Minnesota Workers’ Compensation Division: Additional benefits beyond lawsuit funding
Minnesota Living Expenses Covered by Lawsuit Loans
- Average Twin Cities Rent (1-bedroom): $1,200-$1,800/month – lawsuit funding crucial
- Emergency Room (MN hospitals): $2,000-$5,000 per visit
- Ambulance: $800-$1,500 – settlement advances help
- Physical Therapy: $100-$300/session in Twin Cities
- MRI (MN facilities): $1,000-$4,000 without insurance
- Surgery (MN hospitals): $20,000-$100,000+ requiring cash advances
- Monthly utilities (Xcel Energy): $100-$250/month average
- Car insurance: $150-$300/month average
Alternative Financial Resources in Minnesota
While waiting for lawsuit funding approval, Minnesota residents may also consider:
- Minnesota General Assistance (GA) Program: Financial support for residents who can’t work
- Family Homeless Prevention and Assistance Program (FHPAP): Assistance for those at risk of homelessness
- Low Income Energy Assistance Program: Grants for energy bills for qualifying residents
- Minnesota Family Investment Program: Cash assistance for families with children
Minnesota’s cost of living and long legal proceedings make lawsuit loans essential. Don’t accept low settlements due to financial pressure.
Get Your Minnesota Lawsuit Loan Today
Don’t let financial pressure force you into accepting a lowball settlement. Get the legal funding you need now while your attorney fights for maximum compensation.
| $500 to $250,000+ in Cash Advances | 24-Hour Approval | Rates as Low as 2% |
Apply for Settlement Funding
📞 Call: 866-941-5588
Serving All Minnesota • 24/7 Support • Hablamos Español