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The transactions described on this website are actually assignment of rights to a portion of future proceeds (settlement or award) from a lawsuit. The terms “loan” or “loans” are used on the website to describe the fact that clients receive money and the repayment of this money is calculated with interest. The term “loan” implies that repayment the principal and interest are required under all circumstances. In actuality legal funding transactions are NOT LOANS. Direct Legal Funding cash advances require repayment only if our client receives a favorable award or settlement. If the client loses his/her case the advance is NOT repaid.