Fast, risk-free pre-settlement funding for Texas residents awaiting settlement. No credit check required. Pay nothing if you lose your case. Rates as low as 2%!
Finding a lawsuit settlement loan in Texas has never been easier. Here at Direct Legal Funding, we provide the pre-settlement funding you need to finance your case or everyday finances as quickly as possible. We handle a wide variety of cases to assist with as many clients as possible whereas other firms only target certain claims.
No matter your case, we’ve got your finances covered. No one should have to give up on their settlement because they can’t afford the expensive legal fees or even everyday expenses. With Direct Legal Funding lawsuit loans in Texas, you’ll receive the funding you need to carry on with your case.
| ✓ No Credit Check | ✓ 24 Hour Approval | ✓ Non-Recourse Cash Advance |
|---|
Get $500 to $250,000+ in Settlement Advances
Apply and Get Cash Today!
Direct Legal Funding Has Been Providing Competitive Low-Rate Lawsuit Loans to Texans for Many Years
| ✓ Non-Recourse Cash Advance Only pay if you win | % Rates as Low as 2% Competitive TX Rates | ⚡ Eligibility Within 24 Hours Fast Cash Advances | $ No Monthly Payments Repay at Settlement |
We believe that no one should fall into debt because of a lawsuit, so we work to make sure that won’t happen.
How Texas Lawsuit Loans Work
Getting settlement advances from Direct Legal Funding is quick and easy. Our lawsuit cash advance process takes just 3 simple steps:
Step 1: Apply for Cash AdvanceComplete our simple lawsuit loan application online or call 866-941-5588. Takes less than 5 minutes with no paperwork or upfront fees. | Step 2: Case Review & ApprovalOur team contacts your attorney to review case details. Settlement loan eligibility assessment within 24 hours. No credit check required. | Step 3: Receive Your CashOnce approved for lawsuit funding, receive your non-recourse cash advance immediately via wire transfer, check, or Western Union. |
Types of Personal Injury Cases Where We Provide Lawsuit Funding in Texas
Direct Legal Funding provides settlement loans for all types of personal injury cases in Texas. We understand the huge financial burden that comes along with a lawsuit and we’re here to relieve you of that burden with a pre-settlement lawsuit loan.
| Personal Injury Cases We Fund | |
|---|---|
| 🚗 Motor Vehicle Accidents We fund all types of motor vehicle accident cases including car crashes, truck collisions, motorcycle accidents, pedestrian injuries, and rideshare incidents. Most settlements that Direct Legal Funding has helped out with in the state of Texas are the result of auto accidents. Whether caused by distracted driving, DUI, or negligence, we provide immediate cash advances. | 🏢 Premises Liability Property owners must maintain safe conditions. We fund slip and fall cases, inadequate security claims, elevator/escalator accidents, swimming pool injuries, and negligent maintenance cases throughout Texas. |
| ⚖️ Sexual Abuse Survivors of sexual abuse deserve justice and financial support during litigation. We provide sensitive, confidential funding for sexual assault, harassment, and abuse cases against individuals or institutions. | 💼 Employment Lawsuits Fighting workplace injustice shouldn’t cause financial hardship. We fund wrongful termination, discrimination, harassment, wage theft, labor law cases, and whistleblower retaliation cases. |
| ⚒️ Workers Compensation We provide funding for workers compensation cases, construction accidents, and workplace negligence claims. Our funding helps injured workers while they await their settlements. | 🗽 Civil Rights Your constitutional rights matter. We fund police brutality, false arrest, malicious prosecution, excessive force, and other civil rights violation cases against government entities. |
| We Also Fund: Medical Malpractice • Product Liability • Wrongful Death • Jones Act Maritime • FELA Railroad • Dog Bites • Nursing Home Abuse • Settled Cases | |
Why Texas Residents Choose Direct Legal Funding
💰 Lowest Rates in TexasWe offer the most competitive rates in the industry, starting as low as 2% per month. Unlike other companies that charge 3-5% monthly, we keep costs minimal so you keep more of your settlement. | ⚡ Fast 24-Hour ApprovalWhile other companies take weeks, we provide eligibility assessment within 24 hours and funding within 2-3 days. Emergency same-day funding available for urgent situations. |
🛡️ True Non-Recourse FundingIf you don’t win your case, you owe us nothing. Period. No hidden fees, no exceptions. This is your guarantee that you’ll never be worse off for taking our help. | 📋 Simple Transparent ProcessNo complex paperwork, no credit checks, no employment verification. Just a simple application and clear terms. You’ll always know exactly what you’ll owe at settlement. |
Frequently Asked Questions About Lawsuit Loans
What exactly is a lawsuit loan and how does it work?
A lawsuit loan (also called pre-settlement funding or a cash advance) is a non-recourse financial advance based on your pending lawsuit. While you’re waiting for your case to settle, you may be unable to work as you recover from your injuries. But that doesn’t mean that the expenses stop piling up. Rent still needs to be paid, you still have to feed your family, and creditors aren’t going to stop calling just because you’re injured. With our Texas non-recourse cash advance lawsuit loans, you’ll only pay back your loan if you win your case. If you lose you don’t pay back a dime. Therefore, there’s absolutely no risk involved.
How much money can I get from lawsuit funding?
Typically, you can receive 10-20% of your expected settlement value, ranging from $500 to over $250,000. The exact amount depends on several factors: the strength of your case, the defendant’s insurance coverage, your attorney’s assessment of case value, and your financial needs. We evaluate each case individually to determine the appropriate funding amount that won’t jeopardize your settlement.
What are the requirements to qualify for a settlement advance?
In our experience, you are a strong candidate for a pre-settlement loan in Texas if:
- You are the plaintiff in an ongoing or pending personal injury case
- You have experienced bodily injuries or property damage due to an accident that was not your fault
- You are represented by an attorney
- You are struggling to pay for your living and/or medical expenses
- Your legal claim is taking a long time to settle
For a more accurate answer, call us at 866-941-5588 or fill out our instant-response form!
How quickly can I receive my cash advance?
Direct Legal Funding can provide you a cash advance within 24 hours of applying. We offer eligibility assessment within 24 hours, and once approved, can provide funding within 2-3 days to help cover your living expenses, medical bills, mortgage payments, children’s school fees, groceries, etc. For urgent situations, we offer expedited same-day funding.
Are lawsuit loans safe? What are the pros and cons?
Pros of Lawsuit Loans:
- Non-recourse funding – You only pay back if you win your case
- No credit check required – Approval based on case strength, not credit score
- Fast access to cash – Get funds within 24-48 hours for urgent expenses
- Prevents settling for less – Financial stability lets you hold out for fair compensation
- No monthly payments – Repayment only happens at settlement
Cons to Consider:
- Reduces settlement amount – You’ll receive less money at settlement after repayment
- Interest accumulates – The longer your case takes, the more you owe
- Not available for all cases – Only strong liability cases typically qualify
Is it safe? Yes, lawsuit loans from reputable companies like Direct Legal Funding are safe. They are non-recourse, meaning you never owe money if you lose. Texas lawsuit loans remain largely unregulated, but we always do what is best for the client with transparent rates and terms. Always work with licensed funding companies, read contracts carefully, and consult your attorney before accepting funding.
How can a lawsuit loan keep me from taking a low settlement?
Insurance adjusters are professionals who process claims week in and week out. They know that many people live paycheck-to-paycheck and simply don’t have the ability to wait around while their attorney negotiates a fair settlement. Adjusters know that many people will cave early on and take whatever they can get from the insurance company so they can pay their bills. They seek to take advantage of this situation by delaying the process as much as possible. Lawsuit funding gives you the bargaining power you need in this frustrating process. When you have cash on hand to get you through the claims process, it doesn’t matter if it takes your attorney a few more rounds of negotiations to get what your settlement is actually worth.
Texas State Laws for Personal Injury Cases and Lawsuit Funding
Texas’s court system handles millions of cases annually. Case backlogs mean plaintiffs often wait 2-4 years for trial, making lawsuit loans essential for financial survival during litigation.
Key Texas Laws Affecting Your Case and Funding:
| Legal Feature | Texas Law |
|---|---|
| Lawsuit Funding Legality | Legal and unregulated – no statutory caps on rates or amounts |
| Statute of Limitations | 2 years for personal injury; 4 years for debt collection; 2 years for wrongful death |
| Comparative Fault Rule | Modified comparative fault (51% rule) – no recovery if 51% or more at fault |
| Auto Insurance Minimums | $30,000 per person / $60,000 per accident for bodily injury; $25,000 for property damage |
| Tort State Status | Texas is a tort state following “proportionate responsibility” rule |
| Wage Garnishment | Generally prohibited for consumer debt except child support, taxes, student loans |
How These Laws Affect Your Lawsuit Funding:
- 51% Rule – The victim cannot recover damages if they are 51% or more at fault for the accident
- 2-year statute of limitations – Must file quickly to preserve funding eligibility
- No regulation – Texas is one of few states allowing lawyers to directly lend to clients
- Higher insurance minimums – Better coverage than many states means more settlement potential
- Tort state benefits – Clear liability determination helps with funding approval
Important: Texas follows the “proportionate responsibility” rule. This states that the victim of a car accident in Texas cannot recover damages from the other party if he or she is 51% or more at fault for the accident. Always review funding agreements with your attorney before signing.
Texas City-Specific Lawsuit Loan Help
We understand the local nuances of the law & can help with lawsuit settlement loans throughout Texas, including all major metropolitan areas:
| Houston | Dallas | San Antonio | Austin | Fort Worth |
|---|
We Also Serve All Major Cities Throughout Texas:
| • El Paso | • Arlington | • Corpus Christi | • Plano |
| • Laredo | • Lubbock | • Garland | • Irving |
| • Amarillo | • Grand Prairie | • Brownsville | • Pasadena |
| • McKinney | • Frisco | • Mesquite | • Killeen |
| • Round Rock | • Waco | • Galveston | • Del Rio |
If you’re in need of lawsuit loans in Texas, contact Direct Legal Funding at any time to get more information on how to seek out an affordable, low-rate settlement loan. Call 866-941-5588
Texas Resources for Settlement Loan Applicants
Texas State Resources for Lawsuit Loan Clients
- Texas Department of Insurance: Regulates insurance companies and provides healthcare cost information
- Texas Courts: Case status verification for lawsuit loan approval
- State Bar of Texas: Attorney verification and ethics resources
- Texas Attorney General: Consumer protection and complaint filing
- Texas Division of Workers’ Compensation: Workers’ compensation information
Texas Living Expenses Covered by Lawsuit Loans
- Average TX Rent (2-bedroom): $1,146/month statewide, higher in major cities – lawsuit funding crucial
- Emergency Room (TX hospitals): $1,000-$3,000 average per visit without insurance
- Ambulance (Texas): $500-$1,500 – settlement advances help
- Physical Therapy: $63-$200/session in major TX cities
- Primary Care Visit: $200 without insurance
- MRI (TX facilities): $1,000-$3,500 without insurance
- Surgery (TX hospitals): $2,500/day average hospital stay
- Utilities: $150-$300/month average
Texas’s cost of living and medical expenses make lawsuit loans essential. Don’t accept low settlements due to financial pressure.
Get Your Texas Lawsuit Loan Today
Don’t let Texas’s financial pressures force you into accepting a lowball settlement. Get the legal funding you need now while your attorney fights for maximum compensation.
| $500 to $250,000+ in Cash Advances | 24-Hour Approval | Rates as Low as 2% |
Apply for Settlement Funding
📞 Call: 866-941-5588
Serving All TX • 24/7 Support • Hablamos Español