Fast, risk-free pre-settlement funding for California residents awaiting settlement. No credit check required. Pay nothing if you lose your case. Rates as low as 2%!
Civil lawsuits and settlements in California can come with high costs. Medical bills, lost earnings, and other expenses related to your injuries can put you in a big financial hole while you are waiting for your settlement money. When the costs accumulate and you can’t turn anywhere else for assistance, consider applying for a pre-settlement lawsuit loan in California from Direct Legal Funding.
A lawsuit settlement loan is a non-recourse loan that can cover expenses you have throughout a lawsuit until the suit reaches a settlement. Lawsuits can last for months or even years in many cases. If you need help paying bills during your lawsuit, call the leading settlement loan provider in California, Direct Legal Funding.
| ✓ No Credit Check | ✓ 24 Hour Approval | ✓ Non-Recourse Cash Advance |
|---|
Get $500 to $250,000+ in Settlement Advances
Apply and Get Cash Today!
Direct Legal Funding Has Been Providing Competitive Low-Rate Lawsuit Loans to Californians for Many Years
| ✓ Non-Recourse Cash Advance Only pay if you win | % Rates as Low as 2% Competitive CA Rates | ⚡ Eligibility Within 24 Hours Fast Cash Advances | $ No Monthly Payments Repay at Settlement |
Direct Legal Funding provides rates you won’t find anywhere else in the state of California. Our lawsuit loans are 100% non-recourse, which means that if you lose your case, you won’t need to pay back a dime. We also offer low interest rates so your lawsuit loan won’t quickly gather interest. Our settlement loans are designed to give you peace of mind during a challenging lawsuit.
How California Lawsuit Loans Work
Getting settlement advances from Direct Legal Funding is quick and easy. Our lawsuit cash advance process takes just 3 simple steps:
Step 1: Apply for Cash AdvanceComplete our simple lawsuit loan application online or call 866-941-5588. Takes less than 5 minutes with no paperwork or upfront fees. | Step 2: Case Review & ApprovalOur team contacts your attorney to review case details. Settlement loan eligibility assessment within 24 hours. No credit check required. | Step 3: Receive Your CashOnce approved for lawsuit funding, receive your non-recourse cash advance immediately via wire transfer, check, or Western Union. |
Types of Personal Injury Cases Where We Provide Lawsuit Funding in California
Direct Legal Funding is an affordable and dependable lawsuit loan provider in California and many other locations throughout the US. We make it easy to receive legal funding fast so you can start getting your life back on track. In California, we provide settlement loans for a wide range of civil lawsuits.
| Personal Injury Cases We Fund | |
|---|---|
| 🚗 Motor Vehicle Accidents Auto accidents are among the most common types of personal injury cases in California. We fund car crashes, truck collisions, motorcycle accidents, pedestrian injuries, and rideshare incidents. Whether caused by distracted driving, DUI, or negligence, we provide immediate cash advances. | 🏢 Premises Liability Property owners must maintain safe conditions. We fund slip and fall cases, inadequate security claims, elevator/escalator accidents, swimming pool injuries, dog bites, and negligent maintenance cases throughout California. |
| ⚖️ Sexual Abuse Survivors of sexual abuse deserve justice and financial support during litigation. We provide sensitive, confidential funding for sexual assault, harassment, and abuse cases against individuals or institutions. | 💼 Employment Lawsuits Each year, there are numerous instances of discrimination, harassment, and other workplace violations in California. We fund wrongful termination, discrimination, harassment, wage theft, and whistleblower retaliation cases. |
| ⚒️ Construction Accidents OSHA lists construction among the most hazardous industries, and serious injuries happen all the time on California construction job sites. We provide funding for construction accident victims awaiting settlement. | 🗽 Civil Rights Your constitutional rights matter. We fund police brutality, false arrest, malicious prosecution, excessive force, and other civil rights violation cases against government entities. |
| We Also Fund: Medical Malpractice • Product Liability • Wrongful Death • Jones Act Maritime • FELA Railroad • Burn Accidents • Nursing Home Abuse • PG&E Wildfire Claims | |
Why California Residents Choose Direct Legal Funding
💰 Lowest Rates in CaliforniaWe offer the most competitive rates in the industry, starting as low as 2% per month. Unlike other companies that charge 3-5% monthly, we keep costs minimal so you keep more of your settlement. | ⚡ Fast 24-Hour ApprovalWhile other companies take weeks, we provide eligibility assessment within 24 hours and funding within 2-3 days. Emergency same-day funding available for urgent situations. |
🛡️ True Non-Recourse FundingIf you don’t win your case, you don’t owe us a penny. Period. No hidden fees, no exceptions. This is your guarantee that you’ll never be worse off for taking our help. | 📋 Simple Transparent ProcessNo complex paperwork, no credit checks, no employment verification. Just a simple application and clear terms. You’ll always know exactly what you’ll owe at settlement. |
Frequently Asked Questions About Lawsuit Loans
What exactly is a lawsuit loan and how does it work?
A lawsuit loan (also called pre-settlement funding or a cash advance) is a non-recourse financial advance based on your pending lawsuit. Lawsuits in the state of California can be a huge expense. Medical bills and utility bills, along with the time taken off of work can all add up while you wait for your case to settle. With our California non-recourse cash advance lawsuit loans, you’ll only pay back your loan if you win your case. If you lose you don’t pay back a dime. Therefore, there’s absolutely no risk involved.
How much money can I get from lawsuit funding?
Typically, you can receive 10-20% of your expected settlement value, ranging from $500 to over $250,000. The exact amount depends on several factors: the strength of your case, the defendant’s insurance coverage, your attorney’s assessment of case value, and your financial needs. We evaluate each case individually to determine the appropriate funding amount that won’t jeopardize your settlement.
What are the requirements to qualify for a settlement advance?
In our experience, you are a strong candidate for a pre-settlement loan in California if:
- You are the plaintiff in an ongoing or pending personal injury case
- You have experienced bodily injuries or property damage due to an accident that was not your fault
- You are represented by an attorney
- You are struggling to pay for your living and/or medical expenses
- Your legal claim is taking a long time to settle
For a more accurate answer, call us at 866-941-5588 or fill out our instant-response form!
How quickly can I receive my cash advance?
Direct Legal Funding can provide you a cash advance within 24 hours of applying. We offer eligibility assessment within 24 hours, and once approved, can provide funding within 2-3 days to help cover your living expenses, medical bills, mortgage payments, children’s school fees, groceries, etc. For urgent situations, we offer expedited same-day funding.
Is It Safe to Get Legal Funding?
Of course, it’s risk-free! This funding is not like other typical loans. If you don’t win the case, you Don’t Owe Us A Penny and walk free. You can fill out our APPLY NOW free application form to reach out to us. We will get back to you as soon as possible and provide you with the much-needed funds.
What types of PG&E wildfire claims do you fund?
The state of California has been ravaged by wildfires in recent years. PG&E has set up a Fire Victim Trust for California property owners who have sustained losses because of wildfires that the utility caused. Thus far, PG&E has awarded more than $14 billion in determination notices to wildfire victims, but only about $6 billion has been paid out so far. If you are waiting to get paid by PG&E, a lawsuit settlement loan through Direct Legal Funding can provide you with much-needed funds in the meantime. It is quick and easy to obtain a PG&E wildfire lawsuit loan – just fill out an application and we’ll verify the details with your attorney.
California State Laws for Personal Injury Cases and Lawsuit Funding
California’s court system handles millions of cases annually, with significant backlogs in major counties like Los Angeles, San Diego, and San Francisco. Case delays mean plaintiffs often wait 2-3 years for trial, making lawsuit loans essential for financial survival during litigation.
Key California Laws Affecting Your Case and Funding:
| Legal Feature | California Law |
|---|---|
| Lawsuit Funding Legality | Legal and unregulated – no statutory caps on rates or amounts |
| Statute of Limitations | 2 years for personal injury (CCP §335.1); 1 year for medical malpractice from discovery or 3 years from incident |
| Comparative Fault Rule | Pure comparative negligence – you can recover even if 99% at fault, but damages reduced by your percentage of fault |
| Minimum Auto Insurance | $15,000 per person / $30,000 per accident for bodily injury; $5,000 property damage |
| Tort State | California is a tort state – fault must be proven before insurance pays damages |
| Government Claims Act | Must file administrative claim within 6 months for government entity cases |
How These Laws Affect Your Lawsuit Funding:
- No rate caps in CA – Shop around for the best rates (we offer as low as 2%)
- Pure comparative negligence – Even partial fault cases can qualify for advances
- Low insurance minimums – Many cases involve underinsured drivers, affecting settlement amounts
- Tort state rules – Fault determination is crucial for case value and funding eligibility
- Government claims – Strict 6-month deadline makes early funding critical
Important: California follows a pure comparative negligence system. Under this system, a judge or jury assigns a percentage of fault to each responsible party. For example, if you sustained $300,000 in losses but are found 40% at fault, your damages would be reduced to $180,000. This affects your lawsuit loan eligibility amount.
California City-Specific Lawsuit Loan Help
We understand the local nuances of the law & can help with lawsuit settlement loans throughout California, including all major cities:
| Los Angeles | San Diego | San Francisco | Sacramento | San Jose |
|---|
We Also Serve All Major Cities Throughout California:
| • Fresno | • Oakland | • Long Beach | • Anaheim |
| • Riverside | • Bakersfield | • Santa Ana | • Stockton |
| • Irvine | • Chula Vista | • Fremont | • San Bernardino |
| • Modesto | • Fontana | • Oxnard | • Moreno Valley |
| • Orange County | • Ventura County | • Inland Empire | • Bay Area |
If you believe you would benefit from a lawsuit cash advance, simply reach out to Direct Legal Funding. Our low-rate settlement loans will guarantee financial stability throughout any lawsuit. Call 866-941-5588
California Resources for Settlement Loan Applicants
California State Resources for Lawsuit Loan Clients
- California Courts: Case status verification for lawsuit loan approval
- California Department of Insurance: Insurance claim assistance and regulations
- State Bar of California: Attorney verification and ethics complaints
- California Department of Justice: Consumer protection resources
- Workers’ Compensation Appeals Board: Additional benefits beyond lawsuit funding
California Living Expenses Covered by Lawsuit Loans
- Average CA Rent (1-bedroom): $2,500-$3,800/month depending on city – lawsuit funding crucial
- Emergency Room (CA hospitals): $2,500-$6,000 per visit
- Ambulance: $1,200-$2,500 – settlement advances help
- Physical Therapy: $150-$350/session in major cities
- MRI (CA facilities): $1,000-$5,000 without insurance
- Surgery (CA hospitals): $20,000-$125,000+ requiring cash advances
- Gas prices: Among highest in nation – $4.50-$5.50/gallon
- Utilities (PG&E/SCE): $150-$350/month average
California’s high cost of living makes lawsuit loans essential. Don’t accept low settlements due to financial pressure.
Get Your California Lawsuit Loan Today
Don’t let California’s high cost of living force you into accepting a lowball settlement. Get the legal funding you need now while your attorney fights for maximum compensation.
| $500 to $250,000+ in Cash Advances | 24-Hour Approval | Rates as Low as 2% |
Apply for Settlement Funding
📞 Call: 866-941-5588
Serving All California • 24/7 Support • Hablamos Español