Fast, risk-free pre-settlement funding for Colorado residents awaiting settlement. No credit check required. Pay nothing if you lose your case. Rates as low as 2%!
At Direct Legal Funding, we’re dedicated to providing legal loans on lawsuits and personal injury lawsuit loans. We say YES more often than anyone in the business. Get Pre-Settlement Funding and Pre-Lawsuit Loans from Direct Legal Funding. The process of getting a lawsuit loan isn’t complicated or time-consuming regardless of where you live. All you have to do is fill out our online application or give us a call, then one of our specialists will guide you through it!
It takes about five minutes from start to finish – including submitting all necessary documents for verification purposes. Once we receive this information from your attorney’s office we can have your approval within 24 hours.
| ✓ No Credit Check | ✓ 24 Hour Approval | ✓ Non-Recourse Cash Advance |
|---|
Get $500 to $250,000+ in Settlement Advances
Apply and Get Cash Today!
Direct Legal Funding Has Been Providing Competitive Low-Rate Lawsuit Loans to Coloradans for Many Years
| ✓ Non-Recourse Cash Advance Only pay if you win | % Rates as Low as 2% Competitive CO Rates | ⚡ Eligibility Within 24 Hours Fast Cash Advances | $ No Monthly Payments Repay at Settlement |
We believe that no one should fall into debt because of a lawsuit, so we work to make sure that won’t happen.
How Colorado Lawsuit Loans Work
Getting settlement advances from Direct Legal Funding is quick and easy. Our lawsuit cash advance process takes just 3 simple steps:
Step 1: Apply for Cash AdvanceComplete our simple lawsuit loan application online or call 866-941-5588. Takes less than 5 minutes with no paperwork or upfront fees. | Step 2: Case Review & ApprovalOur team contacts your attorney to review case details. Settlement loan eligibility assessment within 24 hours. No credit check required. | Step 3: Receive Your CashOnce approved for lawsuit funding, receive your non-recourse cash advance immediately via wire transfer, check, or Western Union. |
Types of Personal Injury Cases Where We Provide Lawsuit Funding in Colorado
Direct Legal Funding provides settlement loans for all types of personal injury cases in Colorado. We understand the huge financial burden that comes along with a lawsuit and we’re here to relieve you of that burden with a pre-settlement lawsuit loan.
| Personal Injury Cases We Fund | |
|---|---|
| 🚗 Motor Vehicle Accidents We fund all types of motor vehicle accident cases including car crashes, truck collisions, motorcycle accidents, pedestrian injuries, and rideshare incidents. Whether caused by distracted driving, DUI, or negligence, we provide immediate cash advances. | 🏢 Premises Liability Property owners must maintain safe conditions. We fund slip and fall cases, inadequate security claims, elevator/escalator accidents, swimming pool injuries, and negligent maintenance cases throughout Colorado. |
| ⚖️ Sexual Abuse Survivors of sexual abuse deserve justice and financial support during litigation. We provide sensitive, confidential funding for sexual assault, harassment, and abuse cases against individuals or institutions. | 💼 Employment Lawsuits Fighting workplace injustice shouldn’t cause financial hardship. We fund wrongful termination, discrimination, harassment, wage theft, and whistleblower retaliation cases. |
| ⚒️ Labor Law We specialize in funding workers’ compensation cases and construction site accidents. Colorado construction workers deserve strong liability claims support during their recovery. | 🗽 Civil Rights Your constitutional rights matter. We fund police brutality, false arrest, malicious prosecution, excessive force, and other civil rights violation cases against government entities. |
| We Also Fund: Medical Malpractice • Product Liability • Wrongful Death • Workplace Injuries • FELA Railroad • Jones Act Maritime • Dog Bites • Nursing Home Abuse | |
Why Colorado Residents Choose Direct Legal Funding
💰 Lowest Rates in ColoradoWe offer the most competitive rates in the industry, starting as low as 2% per month. Unlike other companies that charge 3-5% monthly, we keep costs minimal so you keep more of your settlement. | ⚡ Fast 24-Hour ApprovalWhile other companies take weeks, we provide eligibility assessment within 24 hours and funding within 2-3 days. Emergency same-day funding available for urgent situations. |
🛡️ True Non-Recourse FundingIf you don’t win your case, you owe us nothing. Period. No hidden fees, no exceptions. This is your guarantee that you’ll never be worse off for taking our help. | 📋 Simple Transparent ProcessNo complex paperwork, no credit checks, no employment verification. Just a simple application and clear terms. You’ll always know exactly what you’ll owe at settlement. |
Frequently Asked Questions About Lawsuit Loans
What exactly is a lawsuit loan and how does it work?
A lawsuit loan (also called pre-settlement funding or a cash advance) is a non-recourse financial advance based on your pending lawsuit. Lawsuits in the state of Colorado can be a huge expense. Medical bills and utility bills, along with the time taken off of work can all add up while you wait for your case to settle. With our Colorado non-recourse cash advance lawsuit loans, you’ll only pay back your loan if you win your case. If you lose you don’t pay back a dime. Therefore, there’s absolutely no risk involved.
How much money can I get from lawsuit funding?
Typically, you can receive 10-20% of your expected settlement value, ranging from $500 to over $250,000. The exact amount depends on several factors: the strength of your case, the defendant’s insurance coverage, your attorney’s assessment of case value, and your financial needs. We evaluate each case individually to determine the appropriate funding amount that won’t jeopardize your settlement.
What are the requirements to qualify for a settlement advance?
In our experience, you are a strong candidate for a pre-settlement loan in Colorado if:
- You are the plaintiff in an ongoing or pending personal injury case
- You have experienced bodily injuries or property damage due to an accident that was not your fault
- You are represented by an attorney
- You are struggling to pay for your living and/or medical expenses
- Your legal claim is taking a long time to settle
For a more accurate answer, call us at 866-941-5588 or fill out our instant-response form!
How quickly can I receive my cash advance?
Direct Legal Funding can provide you a cash advance within 24 hours of applying. We offer eligibility assessment within 24 hours, and once approved, can provide funding within 2-3 days to help cover your living expenses, medical bills, mortgage payments, children’s school fees, groceries, etc. For urgent situations, we offer expedited same-day funding.
Are lawsuit loans safe? What are the pros and cons?
Pros of Lawsuit Loans:
- Non-recourse funding – You only pay back if you win your case
- No credit check required – Approval based on case strength, not credit score
- Fast access to cash – Get funds within 24-48 hours for urgent expenses
- Prevents settling for less – Financial stability lets you hold out for fair compensation
- No monthly payments – Repayment only happens at settlement
Cons to Consider:
- Reduces settlement amount – You’ll receive less money at settlement after repayment
- Interest accumulates – The longer your case takes, the more you owe
- Not available for all cases – Only strong liability cases typically qualify
Is it safe? Yes, lawsuit loans from reputable companies like Direct Legal Funding are safe. They are non-recourse, meaning you never owe money if you lose. In Colorado, consumer protection laws regulate the industry. Always work with licensed funding companies, read contracts carefully, and consult your attorney before accepting funding.
Why is Colorado lawsuit funding more difficult to obtain?
Colorado lawsuit funding is possible, however it is one of the most difficult states to obtain funding due to the local laws in the State of Colorado. The Colorado Uniform Consumer Credit Code (UCCC) governs loans under $75,000, with specific interest rate caps. Fortunately, Direct Legal Funding can help you get a loan on your lawsuit. We work within Colorado’s regulatory framework to provide the funding you need.
What types of cases qualify for pre-settlement funding?
Pre-Settlement Funding occurs at any point between the time when a plaintiff’s personal injury attorney files a complaint or lawsuit in court and the time when the case is either settled or is decided by a jury. On cases with clear-cut liability where the defendant has accepted responsibility and is actively participating in settlement discussions, we can provide settlement funding without a lawsuit having been filed in court. We also offer Settled Case Funding between the time when a settlement has been reached or a successful verdict is returned by a jury and the time when the actual settlement payment is received, and Verdict Funding during case appeals provided there is compelling evidence that the plaintiff’s appeal will be successful.
Colorado State Laws for Personal Injury Cases and Lawsuit Funding
Colorado’s court system handles thousands of personal injury claims annually. Case backlogs mean plaintiffs often wait 2-4 years for trial, making lawsuit loans essential for financial survival during litigation.
Key Colorado Laws Affecting Your Case and Funding:
| Legal Feature | Colorado Law |
|---|---|
| Lawsuit Funding Legality | Legal but regulated under Colorado UCCC for loans under $75,000 |
| Statute of Limitations | 2 years for personal injury; 2 years for wrongful death; 2 years for product liability |
| Comparative Fault Rule | Modified comparative negligence (50% rule) – you cannot recover if 50% or more at fault |
| Minimum Insurance | $25,000 per person/$50,000 per accident for bodily injury |
| UM/UIM Coverage | Required offer in same amount as bodily injury limits; can be waived in writing |
| UCCC Interest Caps | For loans up to $1,000: 36% annually; Above $3,000: 15% per year maximum |
How These Laws Affect Your Lawsuit Funding:
- Modified comparative fault (50% rule) – Thirty-three states including Colorado follow a modified comparative fault system. In Colorado, an injured party can only recover if it is determined that his or her fault in causing the injury is 49% or less. If the injured party’s fault level reaches 50%, he or she cannot recover any damages resulting from the accident.
- UCCC regulations – The Colorado Uniform Consumer Credit Code governs loans under $75,000 with specific interest rate caps
- Shorter statute of limitations – With only 2 years to file most personal injury claims, timing is critical
- UM/UIM requirements – Insurers are required to offer UM/UIM in the same amount as the bodily injury liability limits you select
- Strong liability cases – Due to regulations, we focus on cases with clear liability for better outcomes
Important: Colorado is one of the most difficult states to obtain funding due to local laws. However, Direct Legal Funding has the expertise to navigate these regulations and provide you with the funding you need. Always review funding agreements with your attorney before signing.
Colorado City and County Lawsuit Loan Help
We understand the local nuances of the law & can help with lawsuit settlement loans throughout Colorado, including all major cities and counties:
| Denver Metro | Northern Colorado | Southern Colorado | Western Slope | Eastern Plains |
|---|
We Also Serve All Major Cities Throughout Colorado:
| • Denver | • Colorado Springs | • Aurora | • Fort Collins |
| • Lakewood | • Thornton | • Arvada | • Westminster |
| • Pueblo | • Centennial | • Boulder | • Highlands Ranch |
| • Greeley | • Castle Rock | • Longmont | • Loveland |
| • Grand Junction | • Parker | • Littleton | • Northglenn |
If you believe you would benefit from a lawsuit cash advance, simply reach out to Direct Legal Funding. Our low-rate settlement loans will guarantee financial stability throughout any lawsuit. Call 866-941-5588
Colorado Resources for Settlement Loan Applicants
Colorado State Resources for Lawsuit Loan Clients
- Colorado Attorney General’s Office: Consumer Credit Unit regulates lending and handles complaints
- Colorado Judicial Branch: Case status verification for lawsuit loan approval
- Colorado Department of Regulatory Agencies: Additional consumer protection resources
- Colorado Division of Insurance: Information on insurance claims and coverage
- Colorado Workers’ Compensation: Additional benefits beyond lawsuit funding
Colorado Living Expenses Covered by Lawsuit Loans
- Average Denver Rent (1-bedroom): $1,800-$2,500/month – lawsuit funding crucial
- Emergency Room (Front Range hospitals): $2,500-$6,000 per visit
- Ambulance (AMR/local EMS): $800-$1,400 – settlement advances help
- Physical Therapy: $125-$350/session in Denver/Boulder area
- MRI (Colorado facilities): $1,200-$5,500 without insurance
- Surgery (Colorado hospitals): $20,000-$125,000+ requiring cash advances
- Monthly RTD Pass: $114 – transportation during recovery
- Utilities (Xcel Energy): $100-$250/month average
Colorado’s growing cost of living makes lawsuit loans essential. Don’t accept low settlements due to financial pressure.
Get Your Colorado Lawsuit Loan Today
Don’t let Colorado’s high cost of living force you into accepting a lowball settlement. Get the legal funding you need now while your attorney fights for maximum compensation.
| $500 to $250,000+ in Cash Advances | 24-Hour Approval | Rates as Low as 2% |
Apply for Settlement Funding
📞 Call: 866-941-5588
Serving All CO • 24/7 Support • Hablamos Español