Fast, risk-free pre-settlement funding for Massachusetts residents awaiting settlement. No credit check required. Pay nothing if you lose your case. Rates as low as 2%!
At Direct Legal Funding, we’re dedicated to providing Massachusetts lawsuit loans and personal injury lawsuit loans. We say YES more often than anyone in the business. Get Pre-Settlement Funding and Pre-Lawsuit Loans from Direct Legal Funding at the lowest interest rate (often as low as 2%).
When you’re involved in a lawsuit, waiting for your settlement can create financial hardship. Direct Legal Funding provides lawsuit loans and advances to plaintiffs throughout Massachusetts. This financial support gives you the time needed to secure the final settlement you deserve without settling for less due to financial pressure.
| ✓ No Credit Check | ✓ 24 Hour Approval | ✓ Non-Recourse Cash Advance |
|---|
Get $500 to $250,000+ in Settlement Advances
Apply and Get Cash Today!
Direct Legal Funding Has Been Providing Competitive Low-Rate Lawsuit Loans to Massachusetts Residents for Many Years
| ✓ Non-Recourse Cash Advance Only pay if you win | % Rates as Low as 2% Competitive MA Rates | ⚡ Eligibility Within 24 Hours Fast Cash Advances | $ No Monthly Payments Repay at Settlement |
Many plaintiffs face significant financial challenges while pursuing their lawsuits. Legal proceedings can take months or years to resolve, and severe injuries may prevent you from working. We provide financial assistance to plaintiffs who have exhausted all other options, giving you the breathing room to pursue the full compensation you deserve.
How Massachusetts Lawsuit Loans Work
Getting settlement advances from Direct Legal Funding is quick and easy. Our lawsuit cash advance process takes just 3 simple steps:
Step 1: Apply for Cash AdvanceComplete our simple lawsuit loan application online or call 866-941-5588. Takes less than 5 minutes with no paperwork or upfront fees. | Step 2: Case Review & ApprovalOur team contacts your attorney to review case details. Settlement loan eligibility assessment within 24 hours. No credit check required. | Step 3: Receive Your CashOnce approved for lawsuit funding, receive your non-recourse cash advance immediately via wire transfer, check, or Western Union. |
Types of Personal Injury Cases Where We Provide Lawsuit Funding in Massachusetts
Direct Legal Funding provides settlement loans for all types of personal injury cases in Massachusetts. We understand the huge financial burden that comes along with a lawsuit and we’re here to relieve you of that burden with a pre-settlement lawsuit loan.
| Personal Injury Cases We Fund | |
|---|---|
| 🚗 Motor Vehicle Accidents We fund all types of motor vehicle accident cases including car crashes, truck collisions, motorcycle accidents, pedestrian injuries, and rideshare incidents. Whether caused by distracted driving, DUI, or negligence, we provide immediate cash advances. | 🏢 Premises Liability Property owners must maintain safe conditions. We fund slip and fall cases, inadequate security claims, elevator/escalator accidents, swimming pool injuries, and negligent maintenance cases throughout Massachusetts. |
| ⚖️ Sexual Abuse Survivors of sexual abuse deserve justice and financial support during litigation. We provide sensitive, confidential funding for sexual assault, harassment, and abuse cases against individuals or institutions. | 💼 Employment Lawsuits Fighting workplace injustice shouldn’t cause financial hardship. We fund wrongful termination, discrimination, harassment, wage theft, and whistleblower retaliation cases. |
| ⚒️ Labor Law Massachusetts labor laws protect workers from unsafe conditions. We specialize in funding workplace injury cases, construction site accidents, and other labor law violations with strong liability claims. | 🗽 Civil Rights Your constitutional rights matter. We fund police brutality, false arrest, malicious prosecution, excessive force, and other civil rights violation cases against government entities. |
| We Also Fund: Medical Malpractice • Product Liability • Wrongful Death • Workers Compensation • Jones Act Maritime • Burn Victims • Negligence Cases • Verdicts on Appeal • Settled Cases • Nursing Home Abuse | |
Why Massachusetts Residents Choose Direct Legal Funding
💰 Lowest Rates in MassachusettsWe offer the most competitive rates in the industry, starting as low as 2% per month. Unlike other companies that charge 3-5% monthly, we keep costs minimal so you keep more of your settlement. | ⚡ Fast 24-Hour ApprovalWhile other companies take weeks, we provide eligibility assessment within 24 hours and funding within 2-3 days. Emergency same-day funding available for urgent situations. |
🛡️ True Non-Recourse FundingIf you don’t win your case, you owe us nothing. Period. No hidden fees, no exceptions. This is your guarantee that you’ll never be worse off for taking our help. | 📋 Simple Transparent ProcessNo complex paperwork, no credit checks, no employment verification. Just a simple application and clear terms. You’ll always know exactly what you’ll owe at settlement. |
Frequently Asked Questions About Lawsuit Loans
What exactly is a lawsuit loan and how does it work?
A lawsuit loan (also called pre-settlement funding, lawsuit cash advances, legal funding, or settlement loans) is a non-recourse financial advance based on your pending lawsuit. When you’re involved in a lawsuit, waiting for your settlement can create financial hardship. With our Massachusetts non-recourse cash advance lawsuit loans, you’ll only pay back your loan if you win your case. If you lose you don’t pay back a dime. Therefore, there’s absolutely no risk involved.
How much money can I get from lawsuit funding?
Typically, you can receive 10-20% of your expected settlement value, ranging from $500 to over $250,000. The exact amount depends on several factors: the strength of your case, the defendant’s insurance coverage, your attorney’s assessment of case value, and your financial needs. We evaluate each case individually to determine the appropriate funding amount that won’t jeopardize your settlement.
What are the requirements to qualify for a settlement advance?
In our experience, you are a strong candidate for a pre-settlement loan in Massachusetts if:
- You are the plaintiff in an ongoing or pending personal injury case
- You have experienced bodily injuries or property damage due to an accident that was not your fault
- You are represented by an attorney
- You are struggling to pay for your living and/or medical expenses
- Your legal claim is taking a long time to settle
For a more accurate answer, call us at 866-941-5588 or fill out our instant-response form!
How quickly can I receive my cash advance?
Direct Legal Funding can provide you a cash advance within 24 hours of applying. We offer eligibility assessment within 24 hours, and once approved, can provide funding within 2-3 days to help cover your living expenses, medical bills, mortgage payments, children’s school fees, groceries, etc. For urgent situations, we offer expedited same-day funding.
Are lawsuit loans safe? What are the pros and cons?
Pros of Lawsuit Loans:
- Non-recourse funding – You only pay back if you win your case
- No credit check required – Approval based on case strength, not credit score
- Fast access to cash – Get funds within 24-48 hours for urgent expenses
- Prevents settling for less – Financial stability lets you hold out for fair compensation
- No monthly payments – Repayment only happens at settlement
Cons to Consider:
- Reduces settlement amount – You’ll receive less money at settlement after repayment
- Interest accumulates – The longer your case takes, the more you owe
- Not available for all cases – Only strong liability cases typically qualify
Is it safe? Yes, lawsuit loans from reputable companies like Direct Legal Funding are safe. They are non-recourse, meaning you never owe money if you lose. In Massachusetts, case law supports the availability of lawsuit funding while insisting on reasonable fees. Always work with licensed funding companies, read contracts carefully, and consult your attorney before accepting funding.
What types of funding options are available?
Pre-Settlement Funding: Available at any point between filing your lawsuit and reaching a settlement or verdict. We can even provide funding before a lawsuit is filed in cases with clear liability where the defendant has accepted responsibility and is actively negotiating.
Settled Case Funding: Available after a settlement has been reached or a successful verdict has been returned, but before you receive your actual settlement payment. Get access to your money while waiting for the final payout.
Verdict/Appeal Funding: Available during the appeals process when there is compelling evidence that your appeal will be successful. Don’t wait through lengthy appeals – get funded on your jury or court-awarded verdict now.
Massachusetts State Laws for Personal Injury Cases and Lawsuit Funding
Massachusetts stands out as one of the most permissive states when it comes to lawsuit loans. In the 1990s, the common law doctrines of champerty and maintenance were abolished by the courts in the landmark case Saladini v. Righellis, making lawsuit funding completely legal with no statutory restrictions.
Key Massachusetts Laws Affecting Your Case and Funding:
| Legal Feature | Massachusetts Law |
|---|---|
| Lawsuit Funding Legality | Legal and unregulated – champerty abolished in 1997 (Saladini v. Righellis) |
| Statute of Limitations | 3 years for personal injury (M.G.L. Ch. 260 § 2A); 3 years for wrongful death |
| Comparative Fault Rule | Modified comparative negligence with 51% bar (M.G.L.A. 231 § 85) – no recovery if plaintiff is more than 50% at fault |
| Medical Malpractice Cap | $500,000 cap on non-economic damages in medical malpractice cases (with exceptions for substantial/permanent injury) |
| Interest Rate Laws | Default maximum 6% per annum unless parties contract for another rate |
| Attorney Advances | Attorneys can advance court-related fees/expenses (Mass. Rules Prof. Conduct 1.8(e)) |
How These Laws Affect Your Lawsuit Funding:
- No funding restrictions – Massachusetts is plaintiff-friendly with no caps on rates or amounts
- 51% fault rule – You can still recover (and get funding) if you’re partially at fault, up to 50%
- Medical malpractice cases – The $500,000 cap may affect funding amounts for these cases
- Freedom to contract – Parties can agree to funding terms, though courts will review for reasonableness
- Strong precedent – Saladini v. Righellis established clear legal framework supporting lawsuit funding
Important: While Massachusetts allows free-market competition in lawsuit funding, courts will review agreements if fees are deemed excessive or if there’s impermissible overreaching by the financier. Always review funding agreements with your attorney before signing.
Massachusetts City-Specific Lawsuit Loan Help
We understand the local nuances of the law & can help with lawsuit settlement loans throughout Massachusetts, including all major cities and regions:
| Boston | Worcester | Springfield | Cambridge | Lowell |
|---|
We Also Serve All Major Cities Throughout Massachusetts:
| • New Bedford | • Brockton | • Quincy | • Lynn |
| • Fall River | • Newton | • Lawrence | • Somerville |
| • Framingham | • Haverhill | • Waltham | • Malden |
| • Brookline | • Plymouth | • Medford | • Taunton |
| • Salem | • Cape Cod | • Barnstable | • Pittsfield |
If you believe you would benefit from a lawsuit cash advance, simply reach out to Direct Legal Funding. Our low-rate settlement loans will guarantee financial stability throughout any lawsuit. Call 866-941-5588
Massachusetts Resources for Settlement Loan Applicants
Massachusetts State Resources for Lawsuit Loan Clients
- Massachusetts Courts: Case status verification and court information for lawsuit loan approval
- Massachusetts Bar Association: Attorney referrals and legal resources
- Mass.gov Legal Resources: State legal information and consumer protection
- Massachusetts Attorney General: Consumer protection and legal guidance
- Economic Assistance Programs: TAFDC/EAEDC cash benefit programs for additional support
Massachusetts Living Expenses Covered by Lawsuit Loans
- Average Boston Rent (1-bedroom): $2,800-$3,500/month – lawsuit funding crucial
- Emergency Room (MA hospitals): $2,000-$5,000 per visit
- Ambulance Services: $800-$1,200 – settlement advances help
- Physical Therapy: $150-$350/session in Greater Boston
- MRI (MA facilities): $1,200-$5,000 without insurance
- Surgery (MA hospitals): $20,000-$125,000+ requiring cash advances
- MBTA Monthly Pass: $90 – transportation during recovery
- Utilities (Eversource/National Grid): $150-$250/month average
Massachusetts’ high cost of living makes lawsuit loans essential. Don’t accept low settlements due to financial pressure.
Get Your Massachusetts Lawsuit Loan Today
Don’t let Massachusetts’ high cost of living force you into accepting a lowball settlement. Get the legal funding you need now while your attorney fights for maximum compensation.
| $500 to $250,000+ in Cash Advances | 24-Hour Approval | Rates as Low as 2% |
Apply for Settlement Funding
📞 Call: 866-941-5588
Serving All Massachusetts • 24/7 Support • Hablamos Español