Maryland Lawsuit Loans and Cash Advances

lowest rates

loans within 24 hours

no monthly payment

no credit check

If you’re struggling to make ends meet in the midst of a lawsuit, look no further than Direct Legal Funding. Direct Legal Funding is your source for affordable Maryland pre-settlement funding. We understand how difficult it can be to juggle everyday expenses and legal expenses during a lawsuit, and that’s what we’re here to help out with. No credit check required. Pay nothing if you lose your case. Rates as low as 2%!

Direct Legal Funding provides our services across the state of Maryland. No matter your case, we’re your source for affordable lawsuit cash advance loans in Maryland. With our non-recourse advance loans, you’ll be financially stable throughout your whole lawsuit pursuit.

The process of getting a lawsuit loan isn’t complicated or time-consuming. All you have to do is fill out our online application or give us a call, then one of our specialists will guide you through it! It takes about five minutes from start to finish – including submitting all necessary documents for verification purposes. Once we receive this information from your attorney’s office we can have your approval within 24 hours.

✓ No Credit Check ✓ 24 Hour Approval ✓ Non-Recourse Cash Advance

Get $500 to $250,000+ in Settlement Advances


Apply and Get Cash Today!


Direct Legal Funding Has Been Providing Competitive Low-Rate Lawsuit Loans to Marylanders for Many Years

✓ Non-Recourse Cash Advance
Only pay if you win
% Rates as Low as 2%
Competitive MD Rates
⚡ Eligibility Within 24 Hours
Fast Cash Advances
$ No Monthly Payments
Repay at Settlement

We believe that no one should fall into debt because of a lawsuit, so we work to make sure that won’t happen.


How Maryland Lawsuit Loans Work

Getting settlement advances from Direct Legal Funding is quick and easy. Our lawsuit cash advance process takes just 3 simple steps:

Step 1: Apply for Cash Advance

Complete our simple lawsuit loan application online or call 866-941-5588. Takes less than 5 minutes with no paperwork or upfront fees.

Step 2: Case Review & Approval

Our team contacts your attorney to review case details. Settlement loan eligibility assessment within 24 hours. No credit check required.

Step 3: Receive Your Cash

Once approved for lawsuit funding, receive your non-recourse cash advance immediately via wire transfer, check, or Western Union.


Types of Personal Injury Cases Where We Provide Lawsuit Funding in Maryland

Direct Legal Funding provides settlement loans for all types of personal injury cases in Maryland. We understand the huge financial burden that comes along with a lawsuit and we’re here to relieve you of that burden with a pre-settlement lawsuit loan. With Direct Legal Funding, there’s no limit to our lawsuit loans.

Personal Injury Cases We Fund
🚗 Motor Vehicle Accidents
We fund all types of motor vehicle accident cases including car crashes, truck collisions, motorcycle accidents, pedestrian injuries, and rideshare incidents. Whether caused by distracted driving, DUI, or negligence, we provide immediate cash advances.
🏢 Premises Liability
Property owners must maintain safe conditions. We fund slip and fall cases, inadequate security claims, elevator/escalator accidents, swimming pool injuries, and negligent maintenance cases throughout Maryland.
⚖️ Sexual Abuse
Survivors of sexual abuse deserve justice and financial support during litigation. We provide sensitive, confidential funding for sexual assault, harassment, and abuse cases against individuals or institutions.
💼 Employment Lawsuits
Fighting workplace injustice shouldn’t cause financial hardship. We fund wrongful termination, discrimination, harassment, wage theft, and whistleblower retaliation cases.
⚒️ Construction Accidents
Construction sites pose significant dangers to workers. We provide funding for construction accident cases, workplace injuries, and other labor-related incidents.
🗽 Civil Rights
Your constitutional rights matter. We fund police brutality, false arrest, malicious prosecution, excessive force, and other civil rights violation cases against government entities.
We Also Fund: Medical Malpractice • Product Liability • Wrongful Death • Workplace Injuries • FELA Railroad • Jones Act Maritime • Dog Bites • Nursing Home Abuse • Breach of Contract

Why Maryland Residents Choose Direct Legal Funding

💰 Lowest Rates in Maryland

We offer the most competitive rates in the industry, starting as low as 2% per month. Unlike other companies that charge 3-5% monthly, we keep costs minimal so you keep more of your settlement.

⚡ Fast 24-Hour Approval

While other companies take weeks, we provide eligibility assessment within 24 hours and funding within 2-3 days. Emergency same-day funding available for urgent situations.

🛡️ True Non-Recourse Funding

If you don’t win your case, you owe us nothing. Period. No hidden fees, no exceptions. This is your guarantee that you’ll never be worse off for taking our help.

📋 Simple Transparent Process

No complex paperwork, no credit checks, no employment verification. Just a simple application and clear terms. You’ll always know exactly what you’ll owe at settlement.


Frequently Asked Questions About Lawsuit Loans

What exactly is a lawsuit loan and how does it work?

A lawsuit loan (also called pre-settlement funding or a cash advance) is a non-recourse financial advance based on your pending lawsuit. Lawsuits in the state of Maryland can be a huge expense. Medical bills and utility bills, along with the time taken off of work can all add up while you wait for your case to settle. With our Maryland non-recourse cash advance lawsuit loans, you’ll only pay back your loan if you win your case. If you lose you don’t pay back a dime. Therefore, there’s absolutely no risk involved.

How much money can I get from lawsuit funding?

Typically, you can receive 10-20% of your expected settlement value, ranging from $500 to over $250,000. The exact amount depends on several factors: the strength of your case, the defendant’s insurance coverage, your attorney’s assessment of case value, and your financial needs. We evaluate each case individually to determine the appropriate funding amount that won’t jeopardize your settlement.

What are the requirements to qualify for a settlement advance?

In our experience, you are a strong candidate for a pre-settlement loan in Maryland if:

  • You are the plaintiff in an ongoing or pending personal injury case
  • You have experienced bodily injuries or property damage due to an accident that was not your fault
  • You are represented by an attorney
  • You are struggling to pay for your living and/or medical expenses
  • Your legal claim is taking a long time to settle

For a more accurate answer, call us at 866-941-5588 or fill out our instant-response form!

How quickly can I receive my cash advance?

Direct Legal Funding can provide you a cash advance within 24 hours of applying. We offer eligibility assessment within 24 hours, and once approved, can provide funding within 2-3 days to help cover your living expenses, medical bills, mortgage payments, children’s school fees, groceries, etc. For urgent situations, we offer expedited same-day funding.

Are lawsuit loans safe? What are the pros and cons?

Pros of Lawsuit Loans:

  • Non-recourse funding – You only pay back if you win your case
  • No credit check required – Approval based on case strength, not credit score
  • Fast access to cash – Get funds within 24-48 hours for urgent expenses
  • Prevents settling for less – Financial stability lets you hold out for fair compensation
  • No monthly payments – Repayment only happens at settlement

Cons to Consider:

  • Reduces settlement amount – You’ll receive less money at settlement after repayment
  • Interest accumulates – The longer your case takes, the more you owe
  • Not available for all cases – Only strong liability cases typically qualify

Is it safe? Yes, lawsuit loans from reputable companies like Direct Legal Funding are safe. They are non-recourse, meaning you never owe money if you lose. Always work with licensed funding companies, read contracts carefully, and consult your attorney before accepting funding.

How does Maryland’s contributory negligence law affect my case and funding?

Maryland follows a pure contributory negligence system when assessing negligence regarding accidents. This states that the injured person may only recover damages or compensation if they did not contribute to the accident in any way. The person must hold 0% fault for the accident to recover damages. Even if you are 5% responsible for the crash, you will receive no compensation. This leads to a plethora of lawsuits, and this is where Direct Legal Funding can help. We carefully evaluate cases to ensure they meet the strict liability standards before providing funding.

What should I know about lawsuit funding regulations in Maryland?

In Maryland, pre-settlement funding is subject to certain regulations. The state has interest rate caps that apply to some forms of lending – typically 33% annually for loans under $1,000, and 24% for amounts over $2,000. However, because lawsuit loans are non-recourse (meaning you don’t pay if you lose), they operate differently than traditional loans. Direct Legal Funding complies with all Maryland regulations and offers competitive rates starting as low as 2% per month to help you during your case.


Maryland State Laws for Personal Injury Cases and Lawsuit Funding

Maryland’s court system handles thousands of personal injury claims annually. Case backlogs mean plaintiffs often wait 2-4 years for trial, making lawsuit loans essential for financial survival during litigation.

Key Maryland Laws Affecting Your Case and Funding:

Legal Feature Maryland Law
Lawsuit Funding Legality Legal with regulations – interest rate caps apply to some lending forms
Statute of Limitations 3 years for personal injury (Md. Code Cts. & Jud. Proc. § 5-101); 3 years for wrongful death; 1 year for assault/battery
Contributory Negligence Rule Pure contributory negligence – if you’re even 1% at fault, you cannot recover any damages
Medical Malpractice 3 years from injury date or discovery, but no more than 5 years from the act
Auto Insurance Requirements Minimum liability coverage: $30,000 per person/$60,000 per accident for bodily injury; $15,000 for property damage
At-Fault System Maryland follows an at-fault system – the negligent party’s insurance pays damages

How These Laws Affect Your Lawsuit Funding:

  • Contributory negligence rule – Makes cases more challenging, but strong cases qualify for higher funding amounts
  • At-fault system – Clear liability cases receive better funding terms
  • 3-year statute of limitations – Don’t wait too long to apply for funding or file your case
  • Regulated funding market – Ensures fair practices and competitive rates for plaintiffs
  • Medical malpractice cases – Complex discovery rules may extend funding timeline

Important: Maryland’s strict contributory negligence rule means case evaluation is critical. Direct Legal Funding carefully reviews cases to ensure they meet liability standards before providing advances. Always review funding agreements with your attorney before signing.


Maryland City and County Lawsuit Loan Help

We understand the local nuances of the law & can help with lawsuit settlement loans throughout Maryland, including:

Baltimore Montgomery County Prince George’s County Anne Arundel County Howard County

We Also Serve All Major Cities Throughout Maryland:

• Annapolis • Columbia • Silver Spring • Germantown
• Waldorf • Frederick • Rockville • Gaithersburg
• Dundalk • Bethesda • Towson • Bowie
• Severn • Glen Burnie • Potomac • Catonsville
• Wheaton • Ellicott City • Salisbury • Hagerstown

If you believe you would benefit from a lawsuit cash advance, simply reach out to Direct Legal Funding. Our low-rate settlement loans will guarantee financial stability throughout any lawsuit. Call 866-941-5588


Maryland Resources for Settlement Loan Applicants

Maryland State Resources for Lawsuit Loan Clients

  • Maryland Courts: Case status verification for lawsuit loan approval
  • Maryland Department of Labor: Workers’ compensation claims requiring funding
  • Maryland Attorney General: Consumer protection and civil rights cases
  • Maryland Insurance Administration: Auto insurance and coverage disputes
  • Maryland Legal Aid: Additional legal resources for plaintiffs

Maryland Living Expenses Covered by Lawsuit Loans

  • Average MD Rent (1-bedroom): $1,400-$2,200/month – lawsuit funding crucial
  • Emergency Room (Baltimore area): $2,500-$6,000 per visit
  • Ambulance: $700-$1,200 – settlement advances help
  • Physical Therapy: $100-$350/session in metro areas
  • MRI (MD facilities): $1,200-$5,000 without insurance
  • Surgery (MD hospitals): $20,000-$120,000+ requiring cash advances
  • WMATA Metro/MTA Bus Pass: $90-$180/month – transportation during recovery
  • Utilities (BGE/Pepco): $125-$275/month average

Maryland’s cost of living and strict contributory negligence laws make lawsuit loans essential. Don’t accept low settlements due to financial pressure.


Get Your Maryland Lawsuit Loan Today

Don’t let Maryland’s contributory negligence laws or high cost of living force you into accepting a lowball settlement. Get the legal funding you need now while your attorney fights for maximum compensation.

$500 to $250,000+ in Cash Advances 24-Hour Approval Rates as Low as 2%

Apply for Settlement Funding
📞 Call: 866-941-5588

Serving All MD • 24/7 Support • Hablamos Español