Fast, risk-free pre-settlement funding for Tennessee residents awaiting settlement. No credit check required. Pay nothing if you lose your case. Rates as low as 2%!
Looking for affordable cash advance settlement loans in Tennessee? Turn to Direct Legal Funding for Tennessee settlement loans. Seeking compensation from a settlement can be a strenuous and costly process. The number of legal fees can make a huge impact on anyone’s bank account. It can even become difficult to pay bills.
Luckily, you can get the funding you need to carry on with your lawsuit when you work with the professionals at Direct Legal Funding. A lawsuit loan can relieve a lot of the financial burden throughout the settlement process. Lawsuit loans are designed to help you remain focused on your case rather than worrying about paying your next legal fee or bill.
| ✓ No Credit Check | ✓ 24 Hour Approval | ✓ Non-Recourse Cash Advance |
|---|
Get $500 to $250,000+ in Settlement Advances
Apply and Get Cash Today!
Direct Legal Funding Has Been Providing Competitive Low-Rate Lawsuit Loans to Tennesseans for Many Years
| ✓ Non-Recourse Cash Advance Only pay if you win | % Rates as Low as 2% Competitive TN Rates | ⚡ Eligibility Within 24 Hours Fast Cash Advances | $ No Monthly Payments Repay at Settlement |
We believe that no one should fall into debt because of a lawsuit, so we work to make sure that won’t happen.
How Tennessee Lawsuit Loans Work
Getting settlement advances from Direct Legal Funding is quick and easy. Our lawsuit cash advance process takes just 3 simple steps:
Step 1: Apply for Cash AdvanceComplete our simple lawsuit loan application online or call 866-941-5588. Takes less than 5 minutes with no paperwork or upfront fees. | Step 2: Case Review & ApprovalOur team contacts your attorney to review case details. Settlement loan eligibility assessment within 24 hours. No credit check required. | Step 3: Receive Your CashOnce approved for lawsuit funding, receive your non-recourse cash advance immediately via wire transfer, check, or Western Union. |
Types of Personal Injury Cases Where We Provide Lawsuit Funding in Tennessee
Direct Legal Funding provides settlement loans for all types of personal injury cases in Tennessee. We understand the huge financial burden that comes along with a lawsuit and we’re here to relieve you of that burden with a pre-settlement lawsuit loan.
| Personal Injury Cases We Fund | |
|---|---|
| 🚗 Motor Vehicle Accidents We fund all types of motor vehicle accident cases including car crashes, truck collisions, motorcycle accidents, pedestrian injuries, and rideshare incidents. There were approximately 170,000 car accidents in Tennessee in 2023, with close to 46,000 resulting in injury. Whether caused by distracted driving, DUI, or negligence, we provide immediate cash advances. | 🏢 Premises Liability Property owners must maintain safe conditions. We fund slip and fall cases, inadequate security claims, elevator/escalator accidents, swimming pool injuries, and negligent maintenance cases throughout Tennessee. |
| ⚖️ Sexual Abuse Survivors of sexual abuse deserve justice and financial support during litigation. We provide sensitive, confidential funding for sexual assault, harassment, and abuse cases against individuals or institutions. | 💼 Employment Lawsuits Fighting workplace injustice shouldn’t cause financial hardship. We fund wrongful termination, discrimination, harassment, wage theft, and whistleblower retaliation cases. |
| ⚒️ Labor Law We provide funding for workers compensation cases, construction accidents, and workplace negligence claims. Our funding helps injured workers while they await their settlements. | 🗽 Civil Rights Your constitutional rights matter. We fund police brutality, false arrest, malicious prosecution, excessive force, and other civil rights violation cases against government entities. |
| We Also Fund: Medical Malpractice • Product Liability • Wrongful Death • Burn Cases • FELA Railroad • Jones Act Maritime • Dog Bites • Nursing Home Abuse | |
Why Tennessee Residents Choose Direct Legal Funding
💰 Lowest Rates in TennesseeWe offer the most competitive rates in the industry, starting as low as 2% per month. Unlike other companies that charge 3-5% monthly, we keep costs minimal so you keep more of your settlement. | ⚡ Fast 24-Hour ApprovalWhile other companies take weeks, we provide eligibility assessment within 24 hours and funding within 2-3 days. Emergency same-day funding available for urgent situations. |
🛡️ True Non-Recourse FundingIf you don’t win your case, you owe us nothing. Period. No hidden fees, no exceptions. This is your guarantee that you’ll never be worse off for taking our help. | 📋 Simple Transparent ProcessNo complex paperwork, no credit checks, no employment verification. Just a simple application and clear terms. You’ll always know exactly what you’ll owe at settlement. |
Frequently Asked Questions About Lawsuit Loans
What exactly is a lawsuit loan and how does it work?
A lawsuit loan (also called pre-settlement funding or a cash advance) is a non-recourse financial advance based on your pending lawsuit. Lawsuits in the state of Tennessee can be a huge expense. Medical bills and utility bills, along with the time taken off of work can all add up while you wait for your case to settle. With our Tennessee non-recourse cash advance lawsuit loans, you’ll only pay back your loan if you win your case. If you lose you don’t pay back a dime. Therefore, there’s absolutely no risk involved.
How much money can I get from lawsuit funding?
Typically, you can receive 10-20% of your expected settlement value, ranging from $500 to over $250,000. The exact amount depends on several factors: the strength of your case, the defendant’s insurance coverage, your attorney’s assessment of case value, and your financial needs. We evaluate each case individually to determine the appropriate funding amount that won’t jeopardize your settlement.
What are the requirements to qualify for a settlement advance?
In our experience, you are a strong candidate for a pre-settlement loan in Tennessee if:
- You are the plaintiff in an ongoing or pending personal injury case
- You have experienced bodily injuries or property damage due to an accident that was not your fault
- You are represented by an attorney
- You are struggling to pay for your living and/or medical expenses
- Your legal claim is taking a long time to settle
For a more accurate answer, call us at 866-941-5588 or fill out our instant-response form!
How quickly can I receive my cash advance?
Direct Legal Funding can provide you a cash advance within 24 hours of applying. We offer eligibility assessment within 24 hours, and once approved, can provide funding within 2-3 days to help cover your living expenses, medical bills, mortgage payments, children’s school fees, groceries, etc. For urgent situations, we offer expedited same-day funding.
Are lawsuit loans safe? What are the pros and cons?
Pros of Lawsuit Loans:
- Non-recourse funding – You only pay back if you win your case
- No credit check required – Approval based on case strength, not credit score
- Fast access to cash – Get funds within 24-48 hours for urgent expenses
- Prevents settling for less – Financial stability lets you hold out for fair compensation
- No monthly payments – Repayment only happens at settlement
Cons to Consider:
- Reduces settlement amount – You’ll receive less money at settlement after repayment
- Interest accumulates – The longer your case takes, the more you owe
- Not available for all cases – Only strong liability cases typically qualify
Is it safe? Yes, lawsuit loans from reputable companies like Direct Legal Funding are safe. They are non-recourse, meaning you never owe money if you lose. In Tennessee, state law requires funding companies to register with the state and caps interest rates at 36% annually. Always work with licensed funding companies, read contracts carefully, and consult your attorney before accepting funding.
Tennessee State Laws for Personal Injury Cases and Lawsuit Funding
Tennessee’s court system handles thousands of personal injury claims annually. Case backlogs mean plaintiffs often wait 2-4 years for trial, making lawsuit loans essential for financial survival during litigation.
Key Tennessee Laws Affecting Your Case and Funding:
| Legal Feature | Tennessee Law |
|---|---|
| Lawsuit Funding Legality | Legal – companies must register with state; 36% annual interest rate cap |
| Statute of Limitations | 1 year for personal injury (shortest in US); 1 year for wrongful death; 6 months for government entities |
| Comparative Fault Rule | Modified comparative fault (50% rule) – no recovery if 50% or more at fault |
| Auto Insurance Minimums | $25,000 per person / $50,000 per accident for bodily injury; $10,000 for property damage (25/50/10) |
| Tort System | Tennessee is a tort state – at-fault party responsible for all damages |
| Consumer Protection | Tennessee Litigation Financing Consumer Protection Act requires $50,000 bond |
How These Laws Affect Your Lawsuit Funding:
- 50% Rule – An injured party can only recover if their fault is 49% or less
- 1-year statute of limitations – One of shortest in US – must file quickly to preserve funding eligibility
- 36% interest cap – Protects consumers from excessive rates on lawsuit loans
- Registration requirement – Ensures funding companies are legitimate and bonded
- Tort system – Clear liability determination helps with funding approval
Important: Tennessee law is built on a tort system which means in each vehicle accident a responsible party must be named and that person will be held accountable for the damages. Always review funding agreements with your attorney before signing.
Tennessee City-Specific Lawsuit Loan Help
We understand the local nuances of the law & can help with lawsuit settlement loans throughout Tennessee, including all major metropolitan areas:
| Nashville | Memphis | Knoxville | Chattanooga | Clarksville |
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We Also Serve All Major Cities Throughout Tennessee:
| • Murfreesboro | • Franklin | • Johnson City | • Jackson |
| • Hendersonville | • Kingsport | • Smyrna | • Bartlett |
| • Columbia | • Cleveland | • Brentwood | • Germantown |
| • Spring Hill | • Cookeville | • Gallatin | • Lebanon |
| • Shelby County | • Davidson County | • Knox County | • Hamilton County |
If you’re in need of lawsuit loans in Tennessee, contact Direct Legal Funding at any time to get more information on how to seek out an affordable, low-rate settlement loan. Call 866-941-5588
Tennessee Resources for Settlement Loan Applicants
Tennessee State Resources for Lawsuit Loan Clients
- TN Department of Commerce & Insurance: Regulates insurance companies and litigation financing
- Tennessee State Courts: Case status verification for lawsuit loan approval
- Tennessee Bar Association: Attorney verification and ethics resources
- TN Consumer Protection Division: Consumer protection and complaint filing
- TN Bureau of Workers’ Compensation: Workers’ compensation information
Tennessee Living Expenses Covered by Lawsuit Loans
- Average TN Rent (1-bedroom): $800-$1,800/month depending on city – lawsuit funding crucial
- Emergency Room (TN hospitals): $2,700-$3,000 average per visit without insurance
- Ambulance (Tennessee): $500-$1,200 – settlement advances help
- Physical Therapy: $100-$250/session in major TN cities
- MRI (TN facilities): $1,000-$3,500 without insurance
- Surgery (TN hospitals): $15,000-$75,000+ requiring cash advances
- Primary Care Visit: $100-$250 without insurance in Nashville area
- Utilities (Nashville Electric/MLGW): $100-$250/month average
Tennessee’s cost of living makes lawsuit loans essential. Don’t accept low settlements due to financial pressure.
Get Your Tennessee Lawsuit Loan Today
Don’t let Tennessee’s financial pressures force you into accepting a lowball settlement. Get the legal funding you need now while your attorney fights for maximum compensation.
| $500 to $250,000+ in Cash Advances | 24-Hour Approval | Rates as Low as 2% |
Apply for Settlement Funding
📞 Call: 866-941-5588
Serving All TN • 24/7 Support • Hablamos Español