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Approximately 6 million vehicle collisions occur every year in the United States, according to the National Highway Traffic Safety Administration. That comes down to over 11 accidents every minute and almost 16,500 every day. These accidents result in 2.35 million injuries and 37,000 deaths. Considering these statistics, it wouldn’t be a stretch to say that we all know someone who has been in a car crash.

If you are in a similar situation right now, i.e., injured due to someone else’s reckless actions on the road, and waiting for a settlement, a no-risk lawsuit advance from Direct Legal Funding might be able to help.

Since car accident injury settlements can extend over several weeks, pre-settlement funding can help you get through financially tough times with ease.

How to Obtain Lawsuit Funding in Baton Rouge, Louisiana

In the state of Louisiana, getting a pre-settlement loan is really easy. All you need to do is fill out the short online form or contact the lending company over the phone to start the process. They only need some basic information like yours and your attorney’s contact information to get started on your car accident loan.

Then the intake specialist will call you to chat about your claim. Next, they will call your attorney to request your case files – this step is crucial in helping the lender determine whether you should be approved for the lawsuit advance. The clearer your case is and the more chances you have of winning your case, the better your chances of securing pre-settlement funding.

If the lending provider figures out you have a decent chance of getting a settlement offer (or jury award if the case goes to court), they will approve your application and provide you with the lawsuit settlement loan you requested. They will send over a contract that will need to be signed by you and your attorney, and then deposit the cash in your bank account or send you an overnight check within 24 hours.

State Law Regarding Pre-Settlement Loans in Louisiana 

There are some unique elements regarding personal injury law and lawsuit funding in each state; the same is true for Louisiana.

Louisiana is a “comparative fault” state, which means anyone who sustains injury in an accident has their damages lowered by the percentage of “fault” (responsibility) they were found to have in the accident.

For example, if a negligent driver runs a red light and hits your car but you were also driving a bit over the speed limit, the court may decide that the crash was 10% your fault. So, if the damages are $30,000 in your case, you’d receive $27,000 (90% of $30,000).

You also need to have an attorney if you want to apply for a car accident loan in Louisiana. While you are legally entitled to file your own auto accident lawsuit, you can’t represent yourself if you want to obtain a lawsuit advance.

Previous Personal Injury Cases in Baton Rouge, LA

Car accidents can happen at any time, anywhere, no matter where you are. However, they have become alarmingly common on highways and interstates in Louisiana. Just last year, a Baton Rouge resident was riding in the backseat when the vehicle was violently hit in the rear by an 18-wheeler. His vertebra was severely fractured in five places, making him unable to lead a normal life in the future. He was awarded $2.12 million in damages.

Statistics on Car Accidents and Injuries in Baton Rouge, LA

Did you know that car insurance rates in Baton Rouge are about 47% higher compared to other areas in Louisiana because of the high number of vehicle collisions? East Baton Rouge is actually leading all parishes in the state in terms of fatal crashes. In 2021, a total of 247 people lost their lives in road accidents in East Baton Rouge alone.

The Orleans Parish used to have more traffic casualties, but ever since the coronavirus pandemic began, more people have died on roads in Baton Rouge than in any other city in Louisiana.

Average Time It Takes to Get a Lawsuit Settlement Loan in Baton Rouge, LA

As explained earlier, getting a lawsuit advance against your future settlement is an easy process, and most of that is handled by your attorney and the loan provider. Here at Direct Legal Funding, most of our applicants are approved within 48 hours of attorney verification. After the approval, you will usually get the car accident loan within 24 hours.

How to Expedite Your Pre-Settlement Loan Approval Process

Is there something you can do to make sure we process your application faster? Absolutely!

Look, at the end of the day, you can get lawsuit funding if you have a good lawsuit. To build a rock-solid case, you need to have a good lawyer on your side.

Choosing an experienced car accident lawyer can help you gain an increased amount of settlement. So, when we see that you’re working with a good lawyer, it gives us more confidence in your ability to win the claim.

Once you’ve got that covered, make sure your lawyer is expecting our call. They should have your case details on hand so the call goes smoothly, otherwise, it can take a few days to coordinate as lawyers are busy people.

One more thing: it goes without saying but make sure the other party (or parties) responsible for your injury have an insurance policy or other available assets for a settlement. If they don’t, might not qualify for the car accident loan. 

The Most Dangerous Roads in Baton Rouge for Drivers and Bicyclists

If you’ve lived here for a while, you have probably become used to the city’s busy traffic. Baton Rouge also happens to be the second deadliest city for drivers in the US, ranking behind Detroit. Research shows that the majority of accidents occur on the following roads:

  • Staring Lane from Highland Road to Perkins Road
  • Nicholson Drive
  • O’Neal Lane from Harrell’s Ferry Road & I-12
  • Burbank Drive from Lee Drive to Bluebonnet Drive
  • Highland Road from Perkins Road to Airline Highway

Leading Hospitals and Health Clinics in Baton Rouge for Car Accident Injuries

If you have been in any sort of vehicle crash, you should get checked out by a medical professional right away even though you don’t think you suffered any serious injuries. In many cases, accident injuries can be internal, which can only be diagnosed by a physician and advanced imaging tests.

You can visit any of the following centers in Baton Rouge to get a thorough physical examination and receive the right medical care:

  • Baton Rouge General – Bluebonnet
  • Baton Rouge General – Mid City
  • Our Lady of the Lake Regional Medical Center
  • Ochsner Medical Center
  • Promise Hospital of Baton Rouge
  • St Brendan Specialty Hospital
  • Sage Specialty Hospital
  • The Spine Hospital of Louisiana at the NeuroMedical Center

The Average Cost of Healthcare in Louisiana

The most affordable health insurance plan (Silver Plan) in Louisiana that covers dental and vision care for a single individual cost $669 per month, which is more than $8,000 per year. Healthcare is pretty expensive in the state compared to most other parts of the country and it’s not getting cheaper. Of course, this cost can get even higher when you need more complicated surgical care or rehabilitative care on an ongoing basis after being injured in an accident.  

Don’t Let the Insurance Company Bully You: Get a No-Risk Lawsuit Advance Within 24 Hours

If you are involved in a car accident injury lawsuit, and you’re struggling with paying rent or putting food on the table, fill out our application within a few minutes and you should receive your pre-settlement funding within a couple of days. A Direct Legal Funding lawsuit funding specialist will get back to you as soon as possible for a quick chat. 

Remember, the process is easy – we never check an applicant’s financial history, employment history, or credit score to determine their eligibility. All we need to give you the money is having retained an attorney and a good case. Call us at 866-941-5588 or send us a message online if you have any questions about how to obtain a pre-settlement loan.