Fast, risk-free pre-settlement funding for Florida residents awaiting settlement. No credit check required. Pay nothing if you lose your case. Rates as low as 2%!
Seeking out compensation from a settlement in Florida can put a huge hole in your pocket. From the time needed to take off work to legal fees, lawsuit expenses could send you into crippling debt. Luckily, there’s a way to continue with your settlement pursuit while staying out of debt. Direct Legal Funding offers lawsuit cash advance loans in Florida at affordable, convenient rates. Our dependable Florida settlement loans will help you continue with your settlement no matter the fees.
It takes about five minutes from start to finish – including submitting all necessary documents for verification purposes. Once we receive this information from your attorney’s office we can have your approval within 24 hours.
| ✓ No Credit Check | ✓ 24 Hour Approval | ✓ Non-Recourse Cash Advance |
|---|
Get $500 to $250,000+ in Settlement Advances
Apply and Get Cash Today!
Direct Legal Funding Has Been Providing Competitive Low-Rate Lawsuit Loans to Floridians for Many Years
| ✓ Non-Recourse Cash Advance Only pay if you win | % Rates as Low as 2% Competitive FL Rates | ⚡ Eligibility Within 24 Hours Fast Cash Advances | $ No Monthly Payments Repay at Settlement |
We believe that no one should fall into debt because of a lawsuit, so we work to make sure that won’t happen.
How Florida Lawsuit Loans Work
Getting settlement advances from Direct Legal Funding is quick and easy. Our lawsuit cash advance process takes just 3 simple steps:
Step 1: Apply for Cash AdvanceComplete our simple lawsuit loan application online or call 866-941-5588. Takes less than 5 minutes with no paperwork or upfront fees. | Step 2: Case Review & ApprovalOur team contacts your attorney to review case details. Settlement loan eligibility assessment within 24 hours. No credit check required. | Step 3: Receive Your CashOnce approved for lawsuit funding, receive your non-recourse cash advance immediately via wire transfer, check, or Western Union. |
Types of Personal Injury Cases Where We Provide Lawsuit Funding in Florida
Direct Legal Funding provides settlement loans for all types of personal injury cases in Florida. We understand the huge financial burden that comes along with a lawsuit and we’re here to relieve you of that burden with a pre-settlement lawsuit loan.
| Personal Injury Cases We Fund | |
|---|---|
| 🚗 Motor Vehicle Accidents We fund all types of motor vehicle accident cases including car crashes (over 340,000 in Florida in 2020), truck collisions, motorcycle accidents, pedestrian injuries, and rideshare incidents. Whether caused by distracted driving, DUI, or negligence, we provide immediate cash advances. | 🏢 Premises Liability Property owners must maintain safe conditions. We fund slip and fall cases, inadequate security claims, elevator/escalator accidents, swimming pool injuries, and negligent maintenance cases throughout Florida. |
| ⚖️ Sexual Abuse Survivors of sexual abuse deserve justice and financial support during litigation. We provide sensitive, confidential funding for sexual assault, harassment, and abuse cases against individuals or institutions. | 💼 Employment Lawsuits Fighting workplace injustice shouldn’t cause financial hardship. We fund wrongful termination, discrimination, harassment, wage theft, and whistleblower retaliation cases. |
| ⚒️ Workers’ Compensation Florida workers injured on the job deserve compensation. We fund workplace injury cases, construction accidents, and occupational disease claims while you wait for benefits. | 🗽 Civil Rights Your constitutional rights matter. We fund police brutality, false arrest, malicious prosecution, excessive force, and other civil rights violation cases against government entities. |
| We Also Fund: Medical Malpractice • Product Liability • Wrongful Death • FELA Railroad • Jones Act Maritime • Dog Bites • Nursing Home Abuse • Defective Medical Products | |
Why Florida Residents Choose Direct Legal Funding
💰 Lowest Rates in FloridaWe offer the most competitive rates in the industry, starting as low as 2% per month. Unlike other companies that charge 3-5% monthly, we keep costs minimal so you keep more of your settlement. | ⚡ Fast 24-Hour ApprovalWhile other companies take weeks, we provide eligibility assessment within 24 hours and funding within 2-3 days. Emergency same-day funding available for urgent situations. |
🛡️ True Non-Recourse FundingIf you don’t win your case, you owe us nothing. Period. No hidden fees, no exceptions. This is your guarantee that you’ll never be worse off for taking our help. | 📋 Simple Transparent ProcessNo complex paperwork, no credit checks, no employment verification. Just a simple application and clear terms. You’ll always know exactly what you’ll owe at settlement. |
Frequently Asked Questions About Lawsuit Loans
What exactly is a lawsuit loan and how does it work?
A lawsuit loan (also called pre-settlement funding or a cash advance) is a non-recourse financial advance based on your pending lawsuit. Lawsuits in the state of Florida can be a huge expense. Medical bills and utility bills, along with the time taken off of work can all add up while you wait for your case to settle. With our Florida non-recourse cash advance lawsuit loans, you’ll only pay back your loan if you win your case. If you lose you don’t pay back a dime. Therefore, there’s absolutely no risk involved.
How much money can I get from lawsuit funding?
Typically, you can receive 10-20% of your expected settlement value, ranging from $500 to over $250,000. The exact amount depends on several factors: the strength of your case, the defendant’s insurance coverage, your attorney’s assessment of case value, and your financial needs. We evaluate each case individually to determine the appropriate funding amount that won’t jeopardize your settlement.
What are the requirements to qualify for a settlement advance?
In our experience, you are a strong candidate for a pre-settlement loan in Florida if:
- You are the plaintiff in an ongoing or pending personal injury case
- You have experienced bodily injuries or property damage due to an accident that was not your fault
- You are represented by an attorney
- You are struggling to pay for your living and/or medical expenses
- Your legal claim is taking a long time to settle
- You reside in Florida or have a case pending in Florida courts
For a more accurate answer, call us at 866-941-5588 or fill out our instant-response form!
How quickly can I receive my cash advance?
Direct Legal Funding can provide you a cash advance within 24 hours of applying. We offer eligibility assessment within 24 hours, and once approved, can provide funding within 2-3 days to help cover your living expenses, medical bills, mortgage payments, children’s school fees, groceries, etc. For urgent situations, we offer expedited same-day funding.
Are lawsuit loans safe? What are the pros and cons?
Pros of Lawsuit Loans:
- Non-recourse funding – You only pay back if you win your case
- No credit check required – Approval based on case strength, not credit score
- Fast access to cash – Get funds within 24-48 hours for urgent expenses
- Prevents settling for less – Financial stability lets you hold out for fair compensation
- No monthly payments – Repayment only happens at settlement
Cons to Consider:
- Reduces settlement amount – You’ll receive less money at settlement after repayment
- Interest accumulates – The longer your case takes, the more you owe
- Not available for all cases – Only strong liability cases typically qualify
Is it safe? Yes, lawsuit loans from reputable companies like Direct Legal Funding are safe. They are non-recourse, meaning you never owe money if you lose. Florida has no laws banning or regulating lawsuit loans, and courts have upheld these contracts as valid. Always work with established funding companies, read contracts carefully, and consult your attorney before accepting funding.
Can I use my settlement loan for any purpose?
Yes! One huge advantage of a pre-settlement loan is that you don’t have to use it in any specific way. You don’t need to provide receipts or promise to use it on certain expenses. Use your Florida lawsuit loan for mortgage or rent, utilities, groceries, gas, daily expenses, childcare, medical bills, debt payments, or any other needs that arise.
Do I need an attorney to get lawsuit funding?
Yes, you need to be working with an attorney to utilize our settlement loan service. Working with an attorney is crucial for your personal injury case, as it ensures that you are actually getting what you deserve from the liable party. It also gives us the knowledge and background we need to make a decision regarding your loan and determine the pre-settlement loan amount you qualify for. The Florida Bar allows lawyers to honor a client’s assignment of proceeds from their case to a lawsuit cash advance company.
Florida State Laws for Personal Injury Cases and Lawsuit Funding
Florida’s court system handles millions of cases annually, with significant backlogs meaning plaintiffs often wait years for trial, making lawsuit loans essential for financial survival during litigation. There were over 340,000 car crashes in Florida in 2020 alone, with roughly half causing injuries.
Key Florida Laws Affecting Your Case and Funding:
| Legal Feature | Florida Law |
|---|---|
| Lawsuit Funding Legality | Legal and unregulated – no statutory caps on rates or state regulation |
| Statute of Limitations | 4 years for personal injury; 2 years for wrongful death |
| Comparative Fault Rule | Pure comparative negligence – you can recover even if 99% at fault, but damages reduced by your percentage of fault |
| No-Fault Insurance | Required PIP coverage of $10,000 for medical/lost wages; PDL of $10,000 for property damage |
| Serious Injury Threshold | Must prove permanent injury, significant scarring/disfigurement, or loss of bodily function to sue for pain and suffering |
| Insurance Minimums | $10,000 PIP + $10,000 PDL (relatively low compared to other states) |
How These Laws Affect Your Lawsuit Funding:
- No rate caps in FL – Shop around for the best rates (we offer as low as 2%)
- Pure comparative fault – Even high-fault cases can qualify for advances
- No-fault benefits – Initial PIP coverage can supplement your lawsuit loan
- Low insurance minimums – Many cases exceed policy limits, increasing settlement values
- Serious injury requirement – We only fund cases meeting this threshold for better outcomes
Important: Florida has no laws banning or regulating lawsuit loans. Courts have upheld these contracts as valid if there was no interference in the case’s outcome. The Florida Bar allows attorneys to honor client assignments of case proceeds to funding companies. Always review funding agreements with your attorney before signing.
Florida City-Specific Lawsuit Loan Help
We understand the local nuances of the law & can help with lawsuit settlement loans throughout Florida, including all major metropolitan areas:
| Miami-Dade | Broward County | Palm Beach | Central Florida | North Florida |
|---|
We Also Serve All Major Cities Throughout Florida:
| • Miami | • Jacksonville | • Tampa | • Orlando |
| • St. Petersburg | • Tallahassee | • Cape Coral | • Hialeah |
| • Port St. Lucie | • Fort Lauderdale | • Pembroke Pines | • Gainesville |
| • Miramar | • Palm Bay | • West Palm Beach | • Coral Springs |
| • Clearwater | • Lakeland | • Pompano Beach | • Davie |
If you believe you would benefit from a lawsuit cash advance, simply reach out to Direct Legal Funding. Our low-rate settlement loans will guarantee financial stability throughout any lawsuit. Call 866-941-5588
Florida Resources for Settlement Loan Applicants
Florida State Resources for Lawsuit Loan Clients
- Florida Department of Financial Services: Consumer protection and insurance regulation
- Florida Courts: Case status verification for lawsuit loan approval
- Florida Bar Association: Attorney verification and ethics guidelines
- Division of Workers’ Compensation: Additional benefits beyond lawsuit funding
- Florida Highway Safety and Motor Vehicles: Accident reports and insurance requirements
Florida Living Expenses Covered by Lawsuit Loans
- Average Miami Rent (1-bedroom): $2,500-$3,500/month – lawsuit funding crucial
- Emergency Room (FL hospitals): $2,000-$5,000 per visit
- Ambulance: $700-$1,200 – settlement advances help
- Physical Therapy: $100-$300/session in major cities
- MRI (FL facilities): $1,000-$4,000 without insurance
- Surgery (FL hospitals): $20,000-$100,000+ requiring cash advances
- Hurricane deductibles: 2-10% of home value – often $5,000-$20,000
- Utilities (FPL/TECO): $150-$250/month average
Florida’s high cost of living and hurricane-related expenses make lawsuit loans essential. Don’t accept low settlements due to financial pressure.
Get Your Florida Lawsuit Loan Today
Don’t let Florida’s high cost of living force you into accepting a lowball settlement. Get the legal funding you need now while your attorney fights for maximum compensation.
| $500 to $250,000+ in Cash Advances | 24-Hour Approval | Rates as Low as 2% |
Apply for Settlement Funding
📞 Call: 866-941-5588
Serving All FL • 24/7 Support • Hablamos Español