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Are you struggling to meet your expenses as you wait for your personal injury lawsuit to settle? You are not alone. Insurance companies know exactly how lucrative it is for them to allow a case to drag on for months, or sometimes even years so that the injured victims feel pressured to accept lower settlements sooner, just to “get done with it”. 

Instead of falling into this trap, you can get a lawsuit loan or pre-settlement funding to cover your ongoing living expenses while you wait to receive the full financial compensation you deserve. These cash advances are usually transferred within 24 hours after they have been approved, and the best part is, they come with no-strings-attached. You don’t have to repay this loan unless you win your personal injury case settlement.

Steps to Obtaining Low-Interest Settlement Loans for Personal Injury Lawsuits in Macon, GA

Technically speaking, a personal injury lawsuit loan in Macon, Georgia is not a loan but a cash advance. In other words, the lender uses the future settlement as collateral instead of your credit history.

You can apply for a lawsuit cash advance within just a few minutes:

  • Step 1: Complete the online application (with your name, contact information, and case information) or call the lending company directly if you have any questions. 
  • Step 2: The company will then contact your personal injury lawyer to learn more about your case and evaluate it thoroughly.
  • Step 3: The case evaluation process takes 48 hours or less. If you are approved, you and your attorney will need to sign the contract (electronically via DocuSign)
  • Step 4: You will receive the requested funds within 24 hours

State Law Regarding Personal Injury Legal Funding in Macon, GA

In Georgia, if you are a plaintiff in a personal injury lawsuit, you must be less than 50% responsible for your accident in order to receive compensation. If it’s found that you are more than 50% responsible for your injuries, you won’t be eligible for a cash advance.

Pertaining to this, you must have filed your lawsuit within 2 years of the accident because of the statute of limitations, but there are a few exceptions (you should talk to your attorney to know more about the statute of limitations in your specific case). If you have already received a lawsuit loan from another company, you won’t get one a second time.

Average Time It Takes to Get a Personal Injury Settlement Loan in Macon, GA

A lawsuit loan is not like a mortgage loan; as we mentioned earlier, it doesn’t have anything to do with your credit history or income statement. This is why getting a lawsuit cash advance is possible within a couple of days of applying for it. 

After you fill out your application, the lending firm takes no more than 48 hours to review your case documents and conduct a brief interview with you over the phone. If your application is approved, you can usually get your money within 24-48 hours via wire transfer, Western Union, or an overnight check. It’s best to apply for the funding as early in the day as possible so they can try to get you the cash immediately.

Factors Delaying the Loan Approval Process

  • While you can represent yourself in a personal injury lawsuit, you can’t apply for a lawsuit loan in Macon, Georgia unless you have an attorney. Based on this, make sure you hire one and discuss with them your plans to apply for a pre-settlement loan.
  • Make sure you have all the important information and documentation regarding your case ready to be submitted to the lawsuit funding firm. If you don’t, it will just take longer for your application to be reviewed.

Factors Expediting the Approval Process

  • Talk to your attorney beforehand so they are prepared to discuss your case with the lender.
  • Keep your contact information and case-related documentation ready to be submitted and verified by the lender.

Dangerous Intersections and Roads in Macon, GA

If you live in Macon, you should be careful while traveling on the following roads and intersections.  These are considered high-risk when it comes to auto accidents:

  • Gray Highway and Shurling Drive
  • Riverside Drive and Northside Drive
  • Mercer University and Log Cabin Drive
  • Gray Highway and Clinton Road
  • Eisenhower Parkway and Log Cabin Drive
  • Pio Nono Avenue and Rocky Creek Road
  • Mercer University and Bloomfield Road
  • Riverside Drive and Spring Street
  • Riverside Drive and Pierce Avenue

Common Causes of Vehicle Accidents in Macon, GA

There are a lot of reasons why car crashes occur. From a drowsy driver to a fallen tree, a number of factors can cause a vehicle to spin out or skid. But in the city of Macon, the following causes contribute to the highest number of accidents:

  • Distracted driving
  • Running red lights and stop signs
  • Driving under the influence of alcohol or drugs
  • Speeding
  • Failure to yield
  • Disregarding the safety of others on the road
  • A sleepy, drowsy, or downright exhausted driver
  • Aggressive driving
  • Bad weather
  • Poor road conditions
  • Vehicle defects

Types of Personal Injuries in Macon, GA Auto Accidents

The nature and extent of an injury sustained in an auto accident naturally depend on several factors. For instance: was the injured person wearing a seat belt, was it a high-speed or low-speed collision, did they get hit from the front, side, or rear, etc.?

Minor injuries often resolve within a few days without any need for significant medical attention. Taking this into account, more serious injuries might result in permanent disability, disfigurement, or even death.

Car accident injury victims in Macon, GA tend to suffer from the following common injuries:

  • Bruising
  • Scars and disfiguration
  • Facial injuries
  • Broken bones
  • Neck injuries
  • Whiplash
  • Concussions
  • Brain injuries
  • Leg and foot injuries
  • Loss of limbs
  • Burns
  • Back injuries
  • Paralysis
  • Post-traumatic stress
  • Internal bleeding
  • Pain and distress

Hospitals and Medical Centers in Macon, GA

If you or your loved one has sustained any injuries because of someone else’s reckless or negligent behavior, you might be entitled to receive financial compensation from the at-fault party. But before you think about filing a lawsuit, make sure you get prompt medical attention at one of the hospitals or emergency care providers in Macon:

  • Medical Center of Central Georgia
  • Piedmont Macon North
  • Bibb County Medical Center
  • Atrium Health Navicent Medical Center
  • Atrium Health Navicent Emergency Center
  • Coliseum Health System: Northside Hospital
  • Regency Macon Hospital

The Average Cost of Healthcare in Macon, GA

Healthcare costs make up almost 20% of all spending in the US economy, and they are also the number one reason for personal bankruptcies. We all know how expensive medical procedures and doctor’s visits can be, but it turns out they can be especially costly in Georgia. As shared in one report from Georgia Health News, the state has higher medical costs than most of the other states.

For starters, a blood test in Georgia has a median cost of $132 and can even go as high as $272. Compared to this cost, the same blood test costs about $89 in Minnesota and $100 in Maryland. 

Get Your Personal Injury Lawsuit Cash Advance within 24 Hours in Macon, GA. Apply Today

If you or someone you love is injured and pursuing a personal injury lawsuit against the negligent party and their insurers, you already have a lot on your plate. Our goal here at Direct Legal Funding is to help you stay financially comfortable until you win your settlement, be it a car accident, truck accident, slip and fall injury, dog bites, medical malpractice, police brutality, or any other type of injury.

Our loan application process is easy and fast. You could expect to receive your pre-settlement loan within the next 24 hours! We also offer highly competitive interest rates and absolutely no upfront fee. If you have any questions, please contact us online or call us at 866-941-5588.