Settlement Loans Cash Advance in Florida

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Seeking out compensation from a settlement in Florida can put a huge hole in your pocket. From the time needed to take off work to legal fees, lawsuit expenses could send you into crippling debt. Luckily, there’s a way to continue with your settlement pursuit while staying out of debt.

Florida Lawsuit Loans

Direct Legal Funding offers lawsuit cash advance loans in Florida at affordable, convenient rates. Our dependable Florida settlement loans will help you continue with your settlement no matter the fees. You should never have to settle too soon simply because you can’t pay the hefty fees. Direct Legal Funding works with you so you can pay your bills on time while keeping your settlement on track.

What Type of Settlements Do We Fund?

Any type of accident can leave you out of work, with mounting debt, and without options. That’s where we come in. When you have a settlement or court case pending, we’re here to help you get the money you need while you wait for your settlement to come in.

Some of the cases in which we provide lawsuit funding include:

Wondering if we fund cases like yours? Call us at 866-941-5588 to find out!

You may wonder if you need to be working with an attorney to utilize our settlement loan service. Yes, you do need an attorney to secure a settlement cash advance.

Working with an attorney is crucial for your personal injury case, as it ensures that you are actually getting what you deserve from the liable party. It also gives us the knowledge and background we need to make a decision regarding your loan, determine the pre-settlement loan amount you qualify for, and understand where you are in the process. Once you have hired a personal injury attorney and you have their contact information ready, you can reach out to us right away to begin your loan application.

Car Insurance Laws and Requirements in Florida

Many of the cases we fund in Florida are car accidents. There were over 340,000 car crashes in Florida in 2020, and roughly half of those caused injuries to one or more involved occupants. However, getting compensation for these claims can be confusing, due in part to Florida’s unusual insurance laws and requirements.

Florida’s minimum auto insurance coverage is $10,000 in Personal Injury Protection (PIP) and $10,000 in Property Damage Liability (PDL) as long as you have a valid Florida tag, even if the vehicle is in another state or inoperative. There are no exemptions in the law.

Additionally, if you have been involved in an accident, or have been convicted of certain offenses, you may be required to purchase Bodily Injury Liability (BIL) coverage. These minimum policy limits are relatively low when compared to other states.

Florida assesses damages using a “comparative negligence” system that governs how auto accident cases like are handled. In an auto accident involving two drivers, Driver A and Driver B, both of whom caused the accident. If it is determined that Driver B was 25 percent at fault, the amount of his compensation will be reduced by 25 percent. So, although you think a driver may have contributed to the accident, that driver may still be eligible for compensation.

Florida follows a pure comparative negligence system. With this system, a judge or jury assigns a percentage of fault to each responsible party and then splits up the damage award accordingly. Using this system, an injured person may recover his or her damages even if the injured person was 99% at fault in causing the injury, with those damages reduced by his or her portion of the fault.

Florida is a no-fault state: Because the tort (lawsuit) system has led to long and costly court battles over who was at fault and to what degree, policymakers in many states decided to change from a fault-based system to some form of a no-fault system. In a system such as Florida – following a qualitative not fault – a qualitative threshold states what categories of injuries are considered sufficiently serious to permit a tort such as death, permanent disability, or disfigurement.

The advantage of this threshold is that it removes any incentive to inflate damage amounts artificially to meet some preset monetary loss figure. The primary disadvantage is that broad interpretation by the courts of the threshold can lead to over-compensation. It is important to contact an attorney who knows accident law and can help you understand your rights.

All of this could put a huge burden on you financially. With Direct Legal Funding Florida lawsuit advance loans, you’ll rest assured that you can pay these fees and any bills that are thrown your way during your settlement.

Direct Legal Funding Lawsuit Cash Advance Loans in Florida

If you’re located in Florida, Direct Legal Funding is the leading provider of cash advance settlement loans. We understand the weighted financial burden that comes along with a lawsuit and we’re here to help relieve you of that burden. Direct Legal Funding offers some of the best rates in the industry to ensure that you can continue on with your lawsuit.

We offer:

  • Non-recourse cash advance
  • Competitive interest rates
  • No monthly payments
  • Eligibility assessment within 24 hours

With the help of non-recourse cash advance loans, you won’t ever have to pay back a dime if you lose your case. There’s absolutely no risk. And if you win your case, you’ll pay back the loan at a very competitive interest rate. With security like this, you can rest assured that you’ll never struggle to pay another bill throughout your lawsuit.

If you’re seeking out a lawsuit cash advance loan in Florida, feel free to reach out to Direct Legal Funding. In as little as 24 hours, you’ll know if you are eligible for one of our low-rate settlement loans in Florida.

Benefits of Florida Lawsuit Cash Advance Loans

As you work through your options with your personal injury attorney and consider different funding choices, you may wonder why you should choose a lawsuit settlement loan. Here are just a few of the main advantages:

  • There is no risk to you. As we noted earlier, these are non-recourse loans. What does that mean? If your settlement falls through or your court case does not yield a jury award, you don’t have to pay back your loan. We take on all of the risk, while you get to enjoy a sigh of relief as you wait for your attorney to settle your claim. We cannot come after your income, assets, or anything else as repayment for your loan. Credit cards, personal loans, and loans from loved ones don’t come with that safety net.
  • Your financial history doesn’t matter. If you turn to a credit card or personal loan to get you through this trying time, be ready to have your financial history analyzed. They’ll want to know your income, your bill history payment, and your existing debts. If you have bad credit, you could be denied entirely. Since your pre-settlement loan is repaid only from the proceeds of your eventual settlement, we don’t even need to run a credit check.
  • The process is easy. It literally takes just five minutes to apply for your lawsuit advance. Just let your attorney know you’ll be applying, have their contact information ready, and give us a call.
  • Avoid unnecessary fees and extra expenses. We’re upfront with everything that comes with your Florida settlement loan. Don’t worry about unexpected fees and extras tacked on when your settlement comes through. We are completely transparent throughout the entire process.

Perhaps the biggest benefit of choosing a lawsuit settlement loan for your Florida personal injury case is the fact that it can actually protect you from accepting a lowball settlement offer.

A Lawsuit Loan Could Boost Your Settlement Value

Yes, it’s true: a Florida settlement loan could be a safeguard against a low settlement offer. Settlement negotiations take a long time. The more complex your case is, the longer it will take to reach a mutually agreeable outcome.

In general, this isn’t because insurance adjusters are incompetent, overwhelmed, or unable to get to your claim in time. In fact, these delays are often intentional.

Very few people have the savings and assets needed to coast through months of negotiations without income or money for bills. Insurance professionals know this, and they exploit it when it comes to negotiating a settlement.

If they just hold out longer than you and submit insultingly low offers to your attorney every now and then, they know that you’ll likely give up. You need to pay your bills, even if that means taking less than what your accident is worth.

You take that advantage away from them when you get a lawsuit settlement loan for your Florida injury claim. When you’re able to pay your mortgage, utilities, and other expenses, you aren’t waiting on the insurance company every single day. You have the luxury of allowing your attorney to continue negotiations and waiting for them to tire of the process. This gives you the flexibility you need to fight for a fair settlement.

Is it fair that insurance companies do this? Of course not. But until it’s fixed, you need to protect yourself as you wait for a settlement. And one way to do that is to obtain a pre-settlement lawsuit loan.

How Can I Use My Settlement Loan?

One huge advantage of a pre-settlement loan is that you don’t have to use it in any specific way. You don’t need to provide receipts, promise to use it on certain expenses, or otherwise involve us in your private life. You know your needs better than we do, so use your loan to cover these or other expenses:

  • Mortgage or rent
  • Utilities
  • Groceries
  • Gas
  • Other daily expenses
  • Entertainment
  • Childcare
  • Property damage repairs
  • Medical bills
  • Debt payments
  • Any other needs that arise

When your application is approved, money is deposited into your account within hours. Don’t worry about waiting days or weeks for us to get your payment over to you. You can start paying bills, covering important expenses, and caring for your family immediately.

Choose Us for Your Florida Lawsuit Loan

Our team serves plaintiffs throughout all of Florida, including:

  • Miami
  • Jacksonville
  • Tampa
  • Orlando
  • Petersburg
  • Tallahassee
  • Cape Coral
  • Hialeah
  • Port of St. Lucie
  • Fort Lauderdale
  • Pembroke Pines
  • Gainesville
  • Miramar
  • Palm Bay
  • West Palm Beach
  • Coral Springs
  • Other Florida communities

Is It Safe to Get Legal Funding?

Of course, it’s risk-free! This funding is not like other typical loans. If you don’t win the case, you Don’t Owe Us a Penny and walk free. Direct Legal Funding provides your funding at a competitive interest rate.

You can fill out our APPLY NOW free application form to reach out to us. We will get back to you as soon as possible and provide you with the much-needed funds.

You can also contact us at 866-941-5588 if you have any questions. A professional from our expert team will guide you through the process.