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Author: karan k

How Long Will My Personal Injury Lawsuit Take to Settle?

Posted on by karan k

We wish we could give you a straightforward answer to this important question, but the unfortunate truth is, personal injury cases can take months or even years to resolve – depending on the specific circumstances of your case.

This is largely because insurance companies make more money by denying claims. They know you are likely out of a job because of your injuries; they know you have mountain-high hospital bills; they know you may have lost a loved one whose sole income supported your family; they know you’re worried about paying your rent or your kids’ school fee. 

No matter how “nice” an insurance adjuster may seem, keep in mind that they are working for a huge corporation, and not for you. Insurance companies work on the principle of “delay, deny, and defend” when it comes to handling claims because they have the benefit of time that you don’t.

One very helpful way to level the playing field when dealing with insurance companies is to apply for lawsuit settlement loans. If you are working with an attorney, you may qualify for pre-settlement funding, which provides you with a lawsuit advance on the settlement funds you expect to receive. Direct Legal Funding is one of the leading lawsuit funding providers in the US.

Key Reasons Why Your Personal Injury Claim May Several Months (or Years) to Resolve

Insurance providers know that the longer they keep you from the settlement money, the more desperate you are likely to get. In fact, they hope that you will get mad at your lawyer or the courts because that’s when you will be willing to take pennies on the dollar.

This again is where pre-settlement loans help injury victims by removing the leverage insurance companies have. Car accident loans, construction accident loans, and other forms of lawsuit funding give injured plaintiffs the funds they need to get them through difficult financial times.

Here are the most common reasons why injury claims take so much time to reach a resolution:

There are Complex Legal Issues in Your Personal Injury Case

In some cases, lawyers have disagreements about the law, which causes both parties (i.e., plaintiff and defendant) to file motions. A motion is a paper filed with the court requesting that the judge take a certain action.

For example, a “motion to strike” refers to a request for the judge to remove something in a complaint because the moving party believes the element of the complaint is improper.

There are several different types of motions, but they all really have the same purpose: to determine how the law applies to a case. Since motions can be complicated and numerous, it can take time for your attorney to write legal briefs (these are meant to help the judge in making a decision) on your behalf. Once a case is argued, judges usually have 90 days to make a ruling.

In the meantime, if you have a strong case and your attorney can demonstrate that to our pre-settlement funding specialists, you can apply for a lawsuit advance to get you funds to help you through these delays.

The Other Party Has Disputed Your Claim

The other driver claims that you were speeding but you are convinced you weren’t. In disputes like these, your attorney has to prove that you are right, and that can take quite a while. In personal injury cases, the burden of proof lies on the injured victim. Generally, written documents such as police reports and hospital bills will not be enough to prove a case.

There will have to be out-of-court sworn testimonies (depositions) and expert investigations before the responsible party can evaluate their risk of trial. Disputes can arise as to how injured the plaintiff is, exactly how the incident happened, and whether or not the defendant is responsible for the injuries.

You Are Still Undergoing Treatment

Aside from insurance companies playing their usual games to deny or reduce your claim, this is one of the single biggest reasons cases take time to settle. Once you have signed the hospital/ER release form, you can’t come back and ask for more money.

For example, if you sign the release on day 1 and then on day 2 the physician tells you that you have a traumatic brain injury due to the accident, you will have to pay for that treatment out of your own pocket.

So, an injury case should only be settled when you are completely done with treatment, or when your physician believes you have received all the care you need at that moment and has given you a written estimate about your future care needs.

While you are going through treatment and waiting to know the full extent of your injuries, medical bills can pile up. This is another reason to consider applying for pre-settlement funding. Lawsuit settlement loans can help cover bills for medical treatment and other costs you have incurred during your ordeal.

Your Case Records are Delayed

The police officers have several weeks to create a report about an accident (this duration varies depending on which state you live in). Sometimes, in particularly catastrophic and complicated accidents, it takes them ALL of that time to issue their report.

Also, even after your report has been issued, it may take months for the cops to give it to you or your attorney. And even the most meticulous attorney can’t move forward in a case without this report. Not to mention some hospitals can take forever to provide records, no matter how many requests your attorney makes. There is nothing your attorney can do when these delays occur.

It can be very frustrating when unexpected delays happen, but you can still get money in the meantime by applying for a lawsuit advance. Pre-settlement loans have helped many people who have been in your position before.

Your Attorney Needs Time to Gather Evidence and Build a Strong Case

Attorneys have to gather a lot of information for every case, but they are busy people. Ideally, your attorney should keep you informed about every step they take. If you haven’t heard from them in a while, don’t hesitate to check in with them.

Every case is different so you and your attorney should have a continuous dialogue about how long your case will take. Some cases don’t involve complex disputes, while others may involve appealing to the higher courts, which can take years. Some medical providers turn over records quickly, others take their sweet time.

Never ever feel hesitant about asking your attorney approximately how long your case will take to settle. And even if they give you a clear answer, remember that your proactive involvement can help ensure that they are diligently working on your case to get it resolved as quickly as possible.

Need a Quick Lawsuit Settlement Loan to Tide You Over Until You Get a Fair Offer? Contact Us Today!

At Direct Legal Funding, we offer no-risk pre-settlement loans to personal injury plaintiffs across the country at highly competitive interest rates. You can use this lawsuit advance to pay your mortgage, rent, utility bills, credit card payments, medical bills, and whatever else you want.

Since we offer pre-settlement funding against a percentage of your potential settlement that you might win, we don’t need to check your credit score or financial history to approve your application. Fill out this form to start the process and you can have the money in your account within 48 hours or less.

If you have any questions and would like to talk to our lawsuit funding experts, call us at 866-941-5588 or send us a message here. 

How is The Value of a Personal Injury Lawsuit Determined?

Posted on by karan k

If you are thinking of filing a personal injury lawsuit, the biggest question in your mind is probably, “how much is my case worth?” The answer to this question depends on which state you live in because state laws vary when it comes to calculating damages.

Generally speaking, you can be compensated for economic and non-economic damages. Economic damages refer to the compensation for monetary losses, such as hospital bills, lost wages, rehabilitative treatment in the future, loss of earning capacity, and property damage.

Non-economic damages, on the other hand, refer to compensation for losses that cannot be quantified in monetary terms. These are subjective in nature, such as emotional distress, pain and suffering, loss of enjoyment of life, and loss of companionship.

If you are involved in a lawsuit in which you expect a sizable settlement, you can obtain pre-settlement funding, which is essentially a cash advance on the funds you will eventually receive. Lawsuit settlement loans are non-recourse in nature, which means your lawsuit advance does not need to be paid back if you don’t win your case.

Key Factors that Help Calculate Your Lawsuit Settlement Amount

There are several different factors that are considered when valuing personal injury cases. The insurance company is required to compensate the injured claimant for lost income, medical treatment, any permanent disfigurement and disability, property damage, and pain and suffering.  

If you are considering a pre-settlement loan, bear in mind that a standard settlement package is supposed to be based on certain documents to help with the negotiating and settling of the claim. These include:

Medical Records and Bills

This provides the most definitive proof of your injuries and the severity of them. You (or your attorney, to be more precise) should include these documents in every settlement package. Failure to do so will result in the insurance company severely undervaluing your case.

A skilled personal injury attorney can also hire medical experts to estimate your long-term medical costs, physical therapy, and rehab expenses, and the future cost of ongoing medications, assistive devices, and so forth. This will raise the value of your claim and any pre-settlement lawsuit funding that you receive. 

Lost Wages

Apart from suffering physical injuries, an injured plaintiff can also receive compensation for lost income due to these injuries. To pay money for the lost wages, the insurance company usually needs documentation from your employer showing the time you missed following the accident, as well as medical records that support the fact that you missed work. If you have suffered a long-term full or partial disability, your attorney will also include the future loss of income in your claim.

Property Damage

This is the simplest one to calculate. A lot of the time, the property damage claim is settled prior to all other claims, however, if it’s not resolved early on, it should definitely be included in your settlement package. If your car or bike was damaged in a crash, take it to the repairs and include that bill for this part.

Pain and Suffering

This refers to the physical, mental, emotional, and psychological pain and suffering that you may have endured due to your accident. Unless you are a trained legal professional, it’s virtually impossible for you to determine a proper value for this claim.

If you have significant pain and suffering that did not resolve within a few weeks of the accident, it’s recommended to seek legal representation (if you haven’t already). In personal injury cases, pain and suffering are usually the largest financial component for damages.

A sizable pain and suffering award can greatly enhance the amount of pre-settlement funding you may qualify for. Whether you are interested in a car accident loan, construction accident loan, or any other type of lawsuit advance, working with an experienced attorney is extremely important in ensuring that you obtain the maximum amount of compensation.

Loss of Enjoyment of Life

This refers to the inability to do things that you once enjoyed doing before the accident. Again, only a skilled lawyer can accurately determine the monetary value of this type of subjective loss and thus how much this portion of your settlement will add to your available lawsuit funding.

Factors may include:

  • Work activities (like driving yourself to and from work)
  • Domestic and household activities (like doing the laundry or picking up your child in your arms) 
  • Studies/educational activities
  • Sports activities (like working out or playing badminton)
  • Hobby activities (like gardening or yoga)
  • Traveling
  • Social activities (like going out with friends)

Determining Damages in Car Accident Cases

There are many types of personal injury cases – vehicle collision, workplace accidents, product liability, premises liability, animal bites, medical malpractice, police brutality, and so on. The most common of these is car accidents.

In these cases, there are three types of damages:

  • The damage to the car
  • The damage to the people in the car; and
  • The damage to the property inside the car

Most often than not, the insurance companies only pay for the damages to the vehicle. If your car was completely totaled in the accident, insurance is legally obligated to pay for the car’s value. They shy away from paying for anything that was damaged inside the vehicle.

Car Seats

If you didn’t know this already, let us remind you: insurance companies want to pay you as little as possible for whatever damage anyone inflicted on you and your property. This is why even though car seats are one of the most common things that get damaged in an accident, insurance providers try to get out of paying for them.

But regardless of which state you live in, you have the right to be compensated for them by the at-fault party’s insurer. Also, if they say they will pay you a “diminished value” for the car seats, don’t buy them.

A skilled attorney will make them pay for it all. And just imagine, if they are trying to nickel-and-dime you on the value of your car, how are they going to treat your medical bills? With an experienced attorney in your corner, you will be in position to maximize your settlement, which will qualify you for a sizable car accident loan in case you need some funds to get by until you receive your settlement.

Get a Lawsuit Advance to Fund Your Injury Claim and Ease Your Financial Situation

Even if you have a good lawyer and a compelling personal injury case, the wheels of justice turn slowly. Your injury case could take several months or even years to reach a resolution. Unless you have large alternative sources of income or significant family wealth available to take care of you, you’re probably going to have a tough time paying your bills.

At Direct Legal Funding, we offer low-interest lawsuit settlement loans to personal injury case plaintiffs to help them with finances until they receive a fair settlement offer or verdict. If you’re thinking of filing a claim and need pre-settlement funding to help pay your mortgage, rent, utility bills, hospital bills, groceries, credit card payments, or anything else, we are here to help.

Our lawsuit funding application process is very straightforward – you can fill out the application in as little as 5 minutes, after which we will work with your attorney to handle the rest. If approved, you could have the lawsuit advance in your bank account within 24 hours. If you have any questions or concerns, don’t hesitate to reach out to our knowledgeable team online or call us at 866-941-5588.

How is a Lawsuit Loan Different from a Traditional Loan? 

Posted on by karan k

A traditional loan works on the principles of debt finance. For example, let’s say you borrow $100,000 from a bank to buy a house and you agree to pay 10% interest on the capital. This means you’ll pay $10,000 per year in interest. But the bank will also want some security against this loan. This is to offer protection if you cannot pay the loan back.

In the case of buying a property, the security will be against the property, so if you don’t keep up with the payments of the mortgage, the bank has the right to step in and repossess the property, which they would then sell in order to recoup their money.

In this traditional approach, you would go to the bank and ask them to lend you the money. But we all know it’s not that easy.

You have to be qualified by the bank. And banks are risk averse. So, you have to show them your credit score, your salary, your current assets and liabilities, your horoscope, etc. We are only kidding about the horoscope, but you get the idea.

Where the traditional loan providers have failed, lawsuit funding firms have stepped in and come through for personal injury victims who are short of cash.

In the case of a traditional home loan from a bank, the loan is secured against the house. In the case of a lawsuit settlement loan, the cash advance is secured through a lien on the future financial award you might win. So, if you lose the case, we will not require you to repay the money back.

As we mentioned earlier, pre-settlement funding transactions are not actually loans. The repayment only happens if the client (plaintiff) receives a favorable settlement or jury award.

How to Qualify for a Lawsuit Loan? 

To be eligible, you must have:

  • A viable personal injury claim with merit
  • Be represented by a lawyer on a contingency fee basis
  • The defendant must have the ability to pay your damages (i.e., they must be insured)

Once all these three criteria are met, you can be considered eligible.

To qualify, it must be obvious that the defendant(s) has a strong liability for causing your injuries and/or property damage. They should also be financially able to pay for those damages.

And the attorney you’ve hired for your personal injury case must be on a contingency fee basis. This means they must be compensated from the proceeds of the case only. 

Other than this, there’s nothing else you need to worry about. We can’t talk about other providers, but here at Direct Legal Funding, we don’t care if you have bad credit or you haven’t had a job for years. As long as you have a solid case and a contingency-fee-based lawyer to represent you, you’re a good candidate for lawsuit funding.

What is the Process of Obtaining a Lawsuit Settlement Loan?

Here’s what a typical process looks like:

Step 1: It all begins with an email, phone call, or website.

Most lending providers have their loan application forms listed on their websites. You can fill it out for free. You can also call them or email them to start the application process.

Next, the lawsuit advance provider will contact you to double-check that you meet the pre-qualification criteria as mentioned above.

Once they determine that you are eligible, they will then move forward and request your case details from your attorney (after getting your consent, of course). You – the plaintiff – must provide authorization for your lawyer to give us the case records.

Step 2: Your case is reviewed

The underwriters at the pre-settlement funding firm will start by examining all the documents pertaining to your case and will speak with your lawyer to address any additional issues or concerns.

During this step, we consider all the information we have collected from your lawyer, including damages, liability, and the defendant’s ability to pay. Based on everything we have, we will approve, deny, or postpone the decision (subject to further documentation/information).

Step 3: Sign the contract and take the money

If you are approved, we will send a contract to be signed by you and your lawyer. As soon as you sign this document (electronically), we will send you the funds in as little as 24 hours.

How to Improve Your Chances of Approval?

The following tips will help you ensure that your application gets approved:

Keep the Necessary Paperwork Ready: The very first step in getting your application approved is getting the requested documents on your case. Cases where the client is proactive in helping with the gathering of this paperwork, have a much higher probability of approval. Remember, this is your case. You have every right to request documents on your case file from your lawyer.

Here is the list of documents our Direct Legal Funding underwriters like to review when assessing a case:

  • Accident report, police report, or incident report
  • Medical records regarding the accident and subsequent treatment
  • Insurance coverage for the defendant
  • Cope of the lawsuit (complaint) if already filed
  • Witness statements
  • Settlement demands and settlement offers
  • Expert reports, analyses, or investigative reports
  • Pay-off information (this means any previous lawsuit loans you have received on the case)

Attorney Cooperation is Key: For us to fund your claim, we need the cooperation of your lawyer. Once you have decided to get a lawsuit settlement loan, your attorney’s participation is necessary for getting your application approved.

Here’s what your attorney must do:

  • Provide the requested documentation regarding your case
  • Answer any questions we (the loan provider) may have
  • Sign the contract (if the application is approved)

Direct Legal Funding: The Reliable Partner You Need for No-Risk Lawsuit Loans

If your case is taking longer than expected to settle or goes to trial, you may experience financial difficulties which add pressure to settle your case prematurely for less than its full value. Direct Legal Funding is here to level the playing field so you get the opportunity to settle on your own terms.

Have any questions about pre-settlement loans? Feel free to call us at 866-941-5588 or get in touch with us online. If you’ve already talked to your lawyer about it, fill out this application form and get ready to receive your advance in about 24 hours.

Construction Accident Lawsuit Loans in Brooklyn

Posted on by karan k

Each year a large number of construction workers suffer from a personal injury in Brooklyn, New York. The construction industry provides direct or indirect employment to millions of people. Based on this, working on a construction site remains one of the most dangerous jobs in the US, with more than 150,000 construction accidents taking place each year.

It may makes sense to take a lawsuit cash advance on your construction injury, as it may take time to legally obtain a settlement. During the intervening period, your bills are going to pile up, so why not use the money you have coming to you?

How to receive construction accident lawsuit funding in Brooklyn, NY?

Getting access to a lawsuit cash advance in Brooklyn, NY can be a hassle-free process as long as you work with a highly rated legal funding provider. You just need to complete an online application form at the pre-settlement funding provider’s website. Their team will quickly review your application. Once you are approved you and your attorney will be sent an agreement to sign, after the contract has been signed by both you and your attorney your money will be released. This process generally takes less than 24hours.

New York laws regarding lawsuit loans

In New York, lawsuit loans are often called pre-settlement funding. They are completely legal and are considered a non-recourse type of loan. That means the future settlement is used as collateral on the loan. In case you do not win the settlement, you do not have to pay anything to the lawsuit loan company.

New York not only allows settlement loans but also has laws that protect construction workers from risk. New York labor laws require construction companies to inspect every site and implement safety measures. The New York State Bar Association stipulates that attorneys are not allowed to provide funding to the plaintiff directly. However, they may assist their clients to obtain a lawsuit cash advance from third parties.

Past cases in New York related to construction injury

A recent case involved a construction worker in the Bronx, NY who suffered wrist injuries on account of a defective saw that did not have a safety guard. The accident left the victim with several lacerated tendons on the left hand, which resulted in CRPS or Complex Regional Pain Syndrome. The client received a settlement of $11,500,000.

In another case, a construction worker fell off a slippery dump truck ladder and was left impaled on an uncapped vertical bar. The victim received a $3,975,000 settlement.

Statistics on accidents and injuries in New York

The fatality rate from construction accidents is higher in New York compared to the national average. In 2020 alone, construction-related deaths accounted for 22% of all worker deaths in NYC and 24% of all worker deaths in New York State. The national average is 21%. These statistics are as per a report from the New York Committee for Occupational Safety and Health.

According to the New York City Health Department Bureau of Vital Statistics, fall accidents comprised 58% of all fatal construction worker injuries between 2007 and 2014. Falls from scaffolding contributed to 25% of the deaths, while ladder falls contributed 16%, and falls from roofs contributed to 11% of deaths.

The average time it takes to get a lawsuit loan in Brooklyn, NY

A lawsuit cash advance is much easier to get compared to a car loan or a home mortgage. Since this is not a traditional type of loan, the process is quicker. There is no need for a credit check or any financial assets. Once you make an application to the lawsuit loan company, the team reviews your application. If approved, you can get the money in 24 to 48 hours on average.

Factors that could cause lawsuit funding approval to take longer than usual

Usually, lawsuit funding may take anywhere from one to two days. Furthermore, in some cases, it can take longer. These include factors such as:

  • Complexity: Some cases such as motor accidents or slips and falls are processed quite routinely and quickly. But other cases may be more complex in nature, such as ones that include product liability. The risk factor needs to be evaluated in such cases to make a proper assessment.
  • Lack of information: Getting information about a case quickly and efficiently plays a big role in how quickly you can receive the lawsuit loan. If sufficient information about the case is not provided, it can cause delays.

Factors that can expedite the lawsuit loan approval process in Brooklyn, NY

  • Providing all the necessary documentation related to the case is critical to quick approval.
  • Providing documents such as incident reports, medical reports, and insurance information, are critical.

Names of hospitals/medical centers in NY

If you have suffered a construction accident, then timely medical aid is essential. You can receive proper medical treatment from any of the major hospitals located in NY. Some of the prominent hospitals and medical centers in NY include North Shore University Hospital, Montefiore Medical Center, Long Island Jewish Medical Center, and University Hospital at Stony Brook.

The cost of healthcare in Brooklyn, NY

The per capita healthcare spending in New York ranks among the highest in the US. Private healthcare spending has grown faster compared to public healthcare spending. The state’s healthcare expenditure runs into hundreds of billions of dollars every year.

In recent decades, healthcare costs have exponentially increased in New York. Health spending is projected to be the second largest segment in the state budget, after education. In the last decade alone, the cost of employer-sponsored family health insurance in the state increased by 92%.

Reach out to Direct Legal Funding for quick, easy, and affordable pre-settlement loans in Brooklyn, NY

Construction accidents are a major cause of deaths and injuries in Brooklyn, NY. If you or someone you love has sustained a construction-related injury, getting the rightful settlement can be a painful and tedious process. In the meantime, you would have to deal with medical bills, and house-related expenses, not to mention the painful process of recovery.

Receiving the settlement amount can sometimes take months or even years. Instead of waiting interminably for that amount to come through, you can choose a lawsuit loan to meet your expenses.

At Direct Legal Funding, we offer low-interest pre-settlement funding in as little as 24 hours, and we do not require any credit checks. If you do not win the settlement case, you do not need to pay us anything. The process of application is easy. So, get started today by applying for a loan online, or give us a call at 866-941-5588. 

Car Accident Lawsuit Loans in The Bronx, NY

Posted on by karan k

Car accidents are a leading cause of injuries and fatalities in the Bronx, NY. If you or a loved one has suffered personal injury as a result of a motor vehicle accident, it can be a time-consuming process to receive the settlement from the litigation. In this situation, you can apply for a lawsuit loan for your car accident case, which will help you with medical and household expenses till you receive the settlement amount.

Steps to get money before settlement in the Bronx, NY

Lawsuit loans in the Bronx can be easily obtained when you reach out to a dedicated lawsuit funding company. A simple 3-step process to apply for an advance on lawsuit settlement is as follows:

  • Apply for the pre-settlement loan with no credit checks
  • Discuss your motor vehicle accident claim with your lawyer
  • Receive lawsuit cash advance directly in your account upon approval

Your pre-settlement funding company will send a DocuSign contract to you and your lawyer. Once you sign and execute the contract, the lawsuit loan provider can wire transfer the funds to your bank account directly. They may also send you an overnight check or even pay via Western Union, depending on your preference.

State law regarding lawsuit loans in the Bronx, NY

According to the New York State Bar Association, attorneys are not allowed to provide legal funding directly to the plaintiff. However, they can assist their clients to obtain a lawsuit cash advance from third parties.

Previous motor vehicle accident cases in the Bronx, NY

In a prominent motor vehicle accident case, the individual was traveling in a bus, where the driver had to apply the brakes all of a sudden. As a result, the person fell to the floor and suffered a herniated disc on the neck that required surgery. Although the bus company tried to make it appear as if the person was drunk at the time, the jury finally awarded the plaintiff a settlement of $1,525,000.

In another case, a 74-year-old woman was crossing the street at Fordham road in the Bronx, NY when a car struck her. The car operator testified that the plaintiff had the right of way as she was not on the crosswalk, and as a result of jaywalking. The woman suffered a fractured fibula and humerus, which required surgery. The jury awarded the woman a $700,000 verdict.

Statistics on motor vehicle accident cases in New York City

On average, 292 fatalities related to motor vehicle accidents occur in New York City each year. There are 6,207 hospitalizations in NYC owing to motor vehicle accidents every year, and emergency department visits are 106,612 every year in NYC.  

Average time to get a lawsuit loan in the Bronx, NY

The average time to get money before settlement (legal funding) in the Bronx, New York is between 24 and 48 hours. In some cases, the approval process can take more or less time depending on certain factors.

Factors delaying getting the lawsuit loan

  • If the case is more complex the lawsuit loan approval process may take more time. Motor vehicle accident lawsuit loans generally get processed quickly. With that said, if there is an additional factor, such as product liability, it can complicate the process.
  • Not providing information to the attorney as quickly as possible can also delay the loan approval process.

Factors expediting loan approval

  • Providing clear evidence of the defendant being responsible or at fault for the plaintiff’s injuries.
  • These can include police reports, medical reports, and incident reports.

Dangerous roads and intersections in the Bronx, NY

If you live in the Bronx, NY, there are certain intersections and areas that are known to have the highest cases of motor vehicle accidents. It’s vital to be cautious and aware of these intersections so that you can avoid accidents of any magnitude. Some of the most dangerous intersections in the Bronx, NY include:

  • Bronx River Parkway and East 177th Street
  • Cross Bronx Expressway and Jerome Avenue
  • Jerome Avenue and Clifford Place
  • University Avenue

Major causes of motor vehicle accidents in NY

There are a few major causes that contribute to the rising cases of motor vehicle accidents in New York. These include driver inattention or distracted driving, excessive speeding, following another vehicle too closely, driving while impaired or intoxicated, inability to yield to pedestrians, failure to stop at signals and red lights, and improper passing or lane changes. In certain instances, if a driver backs up unsafely, that can also cause an accident.

Hospitals and medical centers in the Bronx, NY

If you or a loved one has suffered a motor vehicle accident in the Bronx, NY, either as the driver or the passenger, it’s crucial to receive timely medical help. You can receive treatment at some of the major hospitals in the Bronx, NY such as:

  • Bronx-Lebanon Hospital Center
  • Calvary Hospital
  • Albert Einstein Jack D Weiler Hospital
  • Eathar Saad
  • St. Helena Hospitals

The cost of healthcare in New York

The average cost for health insurance in New York is $700 a month. On a yearly basis, this translates to around $8,000 for an individual. The state insurance marketplace provides affordable health insurance in New York.

Based on this, if your income is below the federal poverty level, you can apply for Medicaid. With that said, healthcare costs in New York remain one of the highest compared to other states in the US. In fact, healthcare costs in the state are $1,910 per person above the national average.

Choose competitive lawsuit funding from Direct Legal Funding

New York has one of the highest healthcare costs compared to other states in the US. If you are pursuing litigation towards your motor vehicle accident settlement, it could take several months or even years. During this time, your medical bills, household expenses, and other costs can add up exponentially. Timely financial support can provide much-needed relief in such a situation.

At Direct Legal Funding, we provide loans on pending lawsuit settlements in a hassle-free manner. Our loan application process is swift, and we may be able to deliver the money to you within as little as 24 hours after approval. You can complete our online application form or call us at 866-941-5588 to get started today!

Police Brutality Lawsuit Loans in The Bronx

Posted on by karan k

Police brutality refers to when a police officer mistreats a civilian using their powers. There can be several types of police brutality such as:

  • Threatening
  • Verbal abuse
  • Assault and battery
  • False arrest
  • Intimidation
  • Harassment
  • Murder and attempt to murder
  • Racial comments
  • Rape

If you or a loved one has been a subject of police brutality, receiving the settlement amount can take several months, or years. In the meantime, medical bills, home expenses, and other costs can add up. You can get peace of mind regarding your finances with the help of a lawsuit loan in The Bronx.

How to obtain a police brutality pre-settlement loan in the Bronx, NY

When you choose a hardworking and proven lawsuit funding company, the process to receive a settlement loan gets much easier. All you would need to do is complete the company’s online application form or simply give them a call so that a loan specialist from the company can guide you through the process.

It may not take more than five minutes for the entire process, including the submission of documentation for verification. Once your lawyer provides the necessary information to the lawsuit cash advance provider, you can expect to receive your loan approval in about 24 hours.

State law regarding lawsuit loans in the Bronx, NY

Currently, New York does not have any specific regulations or laws that impact the disbursement of pre-settlement loans within the Bronx, NY. As per the New York State Bar Association, attorneys are not allowed to provide funding directly to the plaintiff. Moreover, they can assist their clients to obtain a lawsuit cash advance from third parties.

Previous cases of police brutality in NY

New York has a high number of police brutality cases. One of the major legal cases involved the Diallo family who lost their son Amadou to police brutality, wherein he was shot 41 times by members of the New York City Police Department’s Street Crimes Unit. It was one of the most high-profile cases related to police brutality in New York. The City of New York ultimately had to pay the Diallo family a settlement of $3 million. 

Statistics on accidents and injuries related to police brutality in the Bronx, NY

During a 5-year period, 11,404 claims were filed related to police brutality in NY. Over half of these claims involved payments between $5,000 and $25,000. The largest settlements related to police brutality cases were $1 million or more. The amount (related to large settlements) was $190 million – out of the total $384 million that was paid for such cases.

Leading causes of police brutality in the Bronx, NY

There are three major causes of police brutality that have been observed in the Bronx, New York over the years:

  • Racial profiling
  • Corrupt law enforcement
  • Inadequate police training

Racial profiling is a major cause of police brutality, especially among minorities such as Hispanics and African Americans. Corruption among law enforcement officials can also contribute to police brutality cases being hushed up. Poor training can often lead to mistrust among police officers, which can also contribute to police brutality against innocent civilians.

Average time to get a lawsuit loan in the Bronx, New York

With an experienced low-interest pre-settlement funding provider, you can complete your loan application process online in just five minutes, and receive the lawsuit cash advance in your account in about 24 hours. But the actual loan approval time can vary depending on a few facts.

Factors that can delay getting the lawsuit loan

  • Not providing additional information related to injuries and damages. This documentation can include case files and medical bills.
  • Not communicating with your attorney on time, which can cause delays in providing the documents to the lawsuit loan company.

Factors that can make the process quicker

  • Providing all the concerned information and documentation related to the police brutality, such as incident reports, medical reports related to your injuries, and your case file.
  • Communicating with the lawsuit loan company and your attorney regularly to understand the need for any additional documentation.

Hospitals and medical centers in the Bronx, NY

If you or a loved one has been the victim of police brutality in the Bronx, NY, timely medical intervention is crucial to mitigate injuries. You can receive treatment at any of the hospitals or medical centers in the Bronx, NY. Some of the well-known hospitals and medical centers in and around the Bronx, NY include:

  • Calvary Hospital
  • Bronx-Lebanon Hospital Center
  • St. Helena Hospitals
  • Albert Einstein Jack D Weiler Hospital
  • Eathar Saad

Cost of healthcare related to police brutality in the US

Police brutality in the US contributes to major healthcare expenses among victims. The majority of healthcare expenses in such cases are related to physical injuries and sometimes death, expenses related to psychological stress and trauma, and sometimes disabilities which can result in loss of employment and mounting medical expenses. These expenses can run into thousands of dollars.

Get an advance on lawsuit settlement with Direct Legal Funding

Police brutality affects thousands of innocent civilians in the US each year. Such incidents can leave victims with severe injuries and can sometimes be fatal. The major victims of such incidents remain people from minority communities such as African Americans and Hispanics.

The physical injuries apart, the psychological trauma of such incidents can also result in a significant rise in medical bills, especially when psychiatric help is needed. In addition, if a person has suffered a disability due to police brutality, which resulted in a loss of job or income, it can further aggravate expenses as getting another job in time may be difficult. If timely financial assistance is not provided in the interim, it can be demoralizing for the affected family.

In such cases, Direct Legal Funding can help you get access to the funds you need. We offer hassle-free lawsuit loans available in just 24 hours. We don’t need any credit checks or financial assets as collateral.

The process of applying for pre-settlement funding with us is easy. Once you make the application, our team will revert to you quickly and discuss your case. Get started today by completing our online contact form or call us at 866-941-5588.

Slip and Fall Lawsuit Loans in The Bronx, NY

Posted on by karan k

Each year thousands of people suffer from slip and fall accidents. Slip and fall accidents relate to when a person trips or falls on someone else’s property, such as a public street, business, store, private home, or any other place.

A slip and fall accident can result in serious injuries, causing prolonged pain and suffering and loss of income. Finalizing your settlement with the defendants can take a long time, and a lawsuit loan in the Bronx can help you with the expenses during the intervening period.

Steps to obtain a slip and fall lawsuit loan in the Bronx, NY

A lawsuit loan is not a strict loan per se.. It relies on the future settlement as collateral. Hence, there is no need for credit checks or financial assets. The process is quite simple as long as you have a client-focused legal funding company to help you borrow money from your lawsuit. Here are the simple steps to apply for a slip and fall lawsuit cash advance:

  • Fill out the online application form provided on the pre-settlement loan company website
  • Apprise your personal injury attorney about your settlement funding application and enlist their help to complete the process
  • Wait for the lawsuit funding team to review your application
  • Once approved, you can receive the money in 24 hours

Statute of limitations for slip and fall injury cases in New York

According to New York Civil Practice Laws & Rules section 214, anyone injured in a slip and fall accident on another person’s property needs to get their lawsuit filed against the property owner within 3 years. The time starts from the date of the accident.

State laws regarding settlement loans in the Bronx, NY

As per the New York State Bar Association, attorneys are not allowed to provide funding to the plaintiff directly. However, they are free to assist their clients to obtain a lawsuit cash advance from third parties.

Past slip and fall injury court cases in the Bronx, New York

One prominent slip and fall injury case involved a victim who slipped due to snow & ice left on a metal staircase at an above-ground subway station in the Bronx. He suffered significant spinal cord injuries and paralysis on his left hand, as well as a broken shoulder. The case settled after the first witness testified during trial for $3,500,000.

In another case, a NYC jury awarded $2,021,000 to a 64-year-old gentleman for a slip and fall case who was seriously injured in a fall in a communal shower at The Jane Hotel in New York City. The plaintiff’s attorney, Jeffrey Weiskopf of The Law Office of Jeffrey Weiskopf, P.C., presented evidence showing that The Jane Hotel knew, or should have known, that the marble tiles in the communal bathroom lacked proper drainage and did not meet standards for slip resistance.

The largest settlement for a slip and fall personal injury case in New York was $16.5 million. The plaintiff fell down an MTA subway staircase and suffered severe brain damage.

Statistics on slip and fall accidents in New York

Falls account for more than 8 million emergency hospital room visits in the US, out of which slips and falls account for 1 million of such hospital visits. Fractures are one of the most serious consequences of slip and fall accidents.

They occur in 5% of all people who fall. Fall-related injuries are the major cause of hospitalization for children aged between 0 to 14 years, and adults aged 25 years and above. The average settlement for a slip and fall case in New York is under $790,000.

The average time it takes to get a lawsuit loan in the Bronx, NY

The process of getting lawsuit funding in the Bronx, NY is quite simple, provided you have an experienced and resourceful pre-settlement loan company on your side. It could take as little as 24 hours to borrow money from your lawsuit after your online application is approved. With that said, some factors may impact the approval times.

Factors that can delay the process

  • Failure to provide complete information regarding the slip and fall case
  • Not providing complete evidence showing negligence of the property owner
  • Not furnishing required documentation on time to the attorney

Factors that can expedite the loan

  • Proactively offering all documentation to the attorney
  • Furnishing any and all information required to support your claim in the slip and fall case
  • Anticipating any future documentation required, and providing the same in advance

Dangerous roads/intersections of NY

Slip and fall accidents can occur anywhere and anytime. Pertaining to this, intersections are a particularly risky location for such accidents to occur. Some of the most dangerous intersections in the Bronx, NY include Major Deegan Expressway. and W Fordham Rd, Bruckner Blvd. and East 144th St., Mosholu Parkway, Cross Bronx Expressway, and Bellamy Loop and Coop City Blvd.

Hospitals and medical centers in the Bronx, NY

If you have suffered a slip and fall in the Bronx, NY, you need to rush to a hospital or medical center immediately. Timely care is vital for quick recovery. Some of the major hospitals and medical centers include the Lincoln Hospital, New York Presbyterian medical center, BronxCare Health System, and BronxCare Hospital Center.

The average medical cost of a slip and fall-related injury in New York

Fall-related injuries add billions in annual hospitalization costs in the state of New York. Non-fatal falls account for $29 billion, which is paid by Medicare. Medicaid pays around $9 billion for these fall-related injuries, while $12 billion is paid out-of-pocket or by private payers. Falls among the older adults in NYC cost as much as $722 million each year.

Emergency Department (ED) visits in NYC for older adults cost $53 million each year. The average rate of falls increases among older adults, while the severity of injuries decreases. Men are at a greater risk of fall-related deaths compared to women (33 men vs. 22 women per 100,000 adults aged 65 years and older). Brooklyn residents tend to be at the lowest risk, while Staten Island residents are at the highest risk for fall-related deaths.

Get quick access to low-interest pre-settlement loans with Direct Legal Funding

At Direct Legal Funding, we provide you with instant and hassle-free lawsuit loans for any slip and fall cases. Our team of specialists reviews your case carefully and once approved, you can receive the money within 24 hours! If you don’t win the settlement you don’t need to pay a single dime to us. We make the process easy for you with low-interest rates and no credit checks required. You can apply online or call us at 866-941-5588 today!

Wrongful Death Lawsuit Loans in The Bronx, NY

Posted on by karan k

Wrongful death refers to a civil cause of action brought about by dependents and family members of the deceased against the individuals who wrongfully caused the death of that person. No amount of money can make up for this immense tragedy and loss. Pertaining to this, while you and your loved ones pursue litigation and settlement, you can cover your ongoing expenses with the help of a pre-settlement loan for your wrongful death lawsuit.

Steps to getting a lawsuit loan for wrongful death in the Bronx, NY

The steps to obtain pre-settlement loans in the Bronx, NY are easier compared to regular loans. This is because lawsuit loans are not loans per se. The lender depends on the future settlement amount as collateral. Moreover, there is no need for credit checks or to collateralize financial assets. The steps to obtain low-interest pre-settlement loans are as follows:

  • Make an application on the settlement loan company’s website, along with the necessary documents
  • Discuss the wrongful death claim with your lawyer
  • The team at the legal funding company will review your application
  • If you are approved, you can receive the money in 24 hours
  • The money can be sent directly into your bank account, through an overnight check, or Western Union

State law regarding wrongful deaths in NY

New York State law defines wrongful death as caused through neglect or a wrongful act that could have been pursued by the defendant using a personal injury lawsuit if they had lived. Different kinds of events can qualify as a wrongful death, such as:

  • Incidents based on negligence, such as vehicle accidents
  • Medical malpractice
  • Intentional acts, such as crimes

Although most states in the US allow family members of the deceased to file a lawsuit in case of wrongful death, the state laws in New York are a bit different. New York State law only allows a personal representative, sometimes also known as an “executor” of a deceased individual’s estate, to file a lawsuit for wrongful death. In some cases, a family member may be allowed to file the lawsuit only if that person is also a personal representative of the deceased’s estate.

Previous cases of wrongful deaths in the Bronx, NY

One of the prominent cases regarding wrongful death happened in the Bronx, NY in 2012, when a 38-year-old HVAC technician working at a hospital died due to being crushed by a falling object at the hospital. The inadequate usage of chains resulted in the chains hoisting the chiller breaking during transportation. The surviving family received a settlement of $15,000,000.

In another case, a mother of four children and her friend was tragically killed by the driver of a garbage truck as he suffered a seizure and lost control of the vehicle. The truck owner was found to have violated federal regulations by not obtaining the driver’s employment data, which would have revealed his history of seizures. The aggrieved family of the mother and friend received a settlement of $5,000,000. 

Statistics on accidents and injuries due to wrongful death

Nearly 150,000 cases of wrongful deaths are reported every year in the US. The three leading causes of wrongful deaths in the Bronx, New York are motor vehicle-related deaths, unintentional fall-related deaths, and unintentional poisoning deaths. Wrongful deaths due to poisoning are the most common, with 38,851 people losing their lives in a single year, whereas motor vehicle-related deaths claim the lives of 33,804 people each year.

The average time it takes to get a lawsuit loan in the Bronx, NY

The average time taken to get pre-settlement funding in the Bronx, NY is between 24 and 48 hours with a reliable legal funding provider. Many different factors can expedite or delay the process of getting a lawsuit loan.

Factors that can delay getting the loan

  • Not providing the documents as proof of the defendant’s fault
  • Not communicating with your attorney on the required documentation

Factors that can expedite the loan approval

  • Providing due evidence of the defendant being responsible for the deceased’s wrongful death
  • Furnishing all necessary documentation such as incident reports and medical reports

Dangerous intersections in the Bronx, NY

Wrongful deaths in the Bronx, NY can often happen due to motor vehicle-related accidents. There are certain roads and intersections in the Bronx, NY which are considered quite dangerous for residents. Some of the high-risk intersections in the Bronx, NY include:

·      Cross Bronx Expressway And Jerome Avenue

  • ·      Bronx River Parkway And East 177th Street

·      University Avenue

·      Jerome Avenue And Clifford Place

Hospitals and medical centers in the Bronx, NY

Medical intervention is vital even in the case of a wrongful death. Although the fatality might have already occurred, a medical center or hospital would be able to provide crucial documentation such as the cause of death and other details, which can be used to strengthen the wrongful death lawsuit case. If you are located in the Bronx, NY, some of the leading hospitals and medical centers include:

  • Eathar Saad
  • St. Helena Hospitals
  • Bronx-Lebanon Hospital Center
  • Albert Einstein Jack D Weiler Hospital
  • Calvary Hospital

Types of healthcare expenses due to wrongful death in New York

Expenses pertaining to a wrongful death can include healthcare costs for the deceased’s ongoing illness or injury. These expenses can include medications, hospitalizations, surgeries, rehabilitation therapies, and physician visits. These expenses can often run into thousands of dollars.

Physicians per capita in New York

As per 2018 data, the total number of active physicians in New York State was 375.1 per 100,000 population. The total number of MD or DO students was 11,373 and the total number of active physicians was 73,299. The total number of primary care physicians was 22,064.

Obtain low-interest settlement loans from Direct Legal Funding

Direct Legal Funding offers you financial assistance to help you at the time of your biggest tragedy. The loss of a family member can never be compensated, but the practicality of medical bills and home expenses can be a mounting concern.

We offer you low-interest pre-settlement loans without any credit checks required. The process of applying for a lawsuit loan is easy with us, and we deliver the money to you in 24 hours. You can start your online application now or call us at 866-941-5588.

How Do I Get a Lawsuit Loan in The Bronx, NY?

Posted on by karan k

As long as you choose a top-rated lawsuit loan company in the Bronx, NY such as Direct Legal Funding, getting a lawsuit loan is simple, fast, and easy. Selecting the best lawsuit loan provider is the first and most important step you must take. Once you have made that choice, the rest is easy.

With a leading lawsuit loan company such as Direct Legal Funding, you can simply fill out their online application form available on their official website and get ready to receive the funding. It will hardly take five minutes to complete the entire process, including the submission of documentation for loan verification.

If you need help, you can call up the lender’s office, and one of their experienced loan specialists will guide you through the application process. Once the lawsuit loan company receives the required information from your lawyer’s office, they will be able to approve your loan and disburse funds within as little as 24 hours.

A Quick 3-Step Process to Obtain a Lawsuit Loan in Bronx, NY

Each lawsuit loan company may have its own policies and procedures regarding the loan application, approval, and release of funds. Your goal should be to pick a dedicated and reputable lawsuit loan provider that has simplified this process to make it quick and easy for clients to receive cash.

With Direct Legal Funding, you can get a lawsuit loan in a simple 3-step process as follows:

  1. Fill out the online application form with no credit checks.
  2. Share all the details with your attorney so they can provide the necessary information to the lender.
  3. You receive the money from Direct Legal Funding upon approval.

You and your attorney will be required to sign a DocuSign agreement contract, which Direct Legal Funding will send over. Upon receipt, the company will wire transfer the funds to your bank account, mail an overnight check if you want, or even pay through Western Union if you prefer. The process is designed to help you receive the money when you need it, and the way you need it.

Helpful Tips for a Smooth Process to Obtain a Lawsuit Loan

Once you have decided to apply for a lawsuit loan with a trusted company such as Direct Legal Funding in the Bronx, NY, you should follow these simple tips to receive the funds as fast as possible:

  • Discuss the claim with your attorney and keep them informed about your plan to obtain a lawsuit loan.
  • Keep your attorney information at hand when you fill out the online application form or place a call to a loan specialist for help.
  • Attorney information should include: Full name of the law firm, phone number (with area code), firm’s email id, and name and email id of the case manager or paralegal who is handling your case.
  • Keep other relevant case-related information and documents ready for submission for verification purposes. This will speed up the process and the company’s specialists will be able to quickly evaluate the strength of your case.

The Bronx, NY Motor Vehicle Accident Data

Car accidents are the leading cause of accidental fatalities in New York as well as one of the major causes of serious bodily injuries. Nearly 17% of all auto accidents in New York City occur in the Bronx. In 2021, the statistics show that 17,047 automobile crashes took place in the Bronx, resulting in 8,744 injuries and 43 deaths (apart from 8,260 cases involving property damage).

In 2021, pedestrians in the Bronx suffered as many as 1,795 accidents. Almost all of these accidents resulted in bodily injuries or fatalities. Pedestrians constituted the largest burden of traffic fatalities in the Bronx at nearly 48%, and about 15% of the accident victims who suffered bodily injuries were pedestrians. The Bronx, NY also witnessed 240 motorcycle crashes and 763 bicycle accidents in 2021.

Slip and fall (aka premises liability) cases are also common in the Bronx. According to the New York Department of Health, falls are the major cause of injuries and hospitalization among both children and adults. Falls are also a leading cause of fatality and injury among adults in the age group of 45 and above. Among seniors in the Bronx, slips and falls often result in injuries that lead to temporary or permanent disability and/or prolonged hospitalization or death. 

Construction workers in the Bronx face the highest risk of falling from a height and sustaining severe injuries. Other industries in and around the Bronx with a high incidence of slip and fall injuries include retail, wholesale, transportation, and manufacturing. When it comes to workplace injuries, the data from the Bureau of Labor Statistics (BLS) shows that in 2020 alone New York had 129,000 workplace injuries and illnesses.

Lawsuit Funding Laws and Regulations in the Bronx, NY

New York at present does not have any specific laws or regulations that may affect the disbursement of lawsuit loans in the Bronx or other areas in the state. Stemming from this, a bill is pending in the state (NY Assembly Bill A1270) which seeks to regulate the legal funding industry and impose an upper limit on the annual interest rates at 36%.

According to the rules of the New York State Bar Association, attorneys are not permitted to loan funds to the plaintiffs directly. Moreover, they are free to assist their clients to obtain cash advances for lawsuits from third parties.

In the past, there have been instances where New York courts addressed cases related to lawsuit lending. In one of the cases, a defendant in a New York personal injury case declined to pay the full settlement to the plaintiff according to the settlement agreement on the grounds that the plaintiff had obtained legal funding. The defendant claimed that receiving this type of legal funding was “illegal.” The defendant’s claim was rejected by the courts.

Get Cash within 24 Hours at the Most Competitive Rates from Direct Legal Funding

Fast turnaround times and highly competitive interest rates set Direct Legal Funding apart from most others in the industry. Clients trust us for our commitment to serving them with a simplified lawsuit loan approval process backed by dedicated customer service. With Direct Legal Funding, chances are that you could have your case funded within just one business day. Our offer guaranteed the lowest rates.

You can APPLY NOW using the company’s free online application form. Our specialists will reply as soon as possible and help you receive your much-needed funds. For any questions or to request more information, call us at 866-941-5588 or contact us online.

How Long Does It Take to Get a Lawsuit Loan in the Bronx, New York?

Posted on by karan k

Compared to an auto loan or a mortgage loan, obtaining a lawsuit loan in the Bronx involves a much easier and quicker process. Lawsuit loans are not loans in the technical sense. So, in general, obtaining them is much simpler. People sometimes also call these “settlement loans,” “cash advances,” or “pre-settlement funding.”

Direct Legal Funding offers quick turnarounds

Direct Legal Funding is recognized for its short turnaround time for lawsuit loans backed by prompt and reliable customer service. With Direct Legal Funding, the process of getting a lawsuit loan is much simpler than you might think. Many of the cases are funded within just one business day, and most applicants can expect to be approved and receive cash in as little as 24 hours.

The time period from application to receiving funds

A lawsuit loan or pre-settlement funding is essentially a non-recourse type of loan. This means if you don’t win the case (i.e., you don’t receive a settlement), you don’t need to pay back this loan. For this reason, there is generally no need for a credit check during the application. Direct Legal Funding does not require any credit history and does not perform any credit checks.

The value of the lawsuit loan is decided based on the approximate value of your case and your own cash requirements. Once you make the application for funding, the company reviews the case documents received from your law firm. They will probably conduct a short telephone interview with you as well. Once approved, you get your money in 24 to 48 hours in most cases.

Options for money delivery

Once you get approved, you should ask the funding company about the different methods they use to send the money. The timeline and cost will depend on the delivery method. So, you can check with the company first before selecting your preferred method.

Wire transfer

This is the quickest way to receive the money. The wire transfer method works by taking the money from the account of the funding company, and then sending it to your account or a relative’s bank account, via electronic transfer. Wire transfers are safe, and you get the money in just a few hours.

Overnight check

Overnight checks are usually sent to a particular address. This can be a residential or a business address. Overnight checks tend to be more expensive compared to wire transfers, but they are a good solution for individuals who don’t have a bank account. Once you get the check in your mail, just cash it at your local store that cashes checks.

US Mail check

This is the slowest method for money delivery, but also the cheapest. It depends on how far you are located from the company’s office. In relation to this, delivery times usually take between 1 to 5 business days. If you are in an emergency financial situation, the snail mail option may not be the best solution.

Note: Direct Legal Funding can even transfer money via Western Union to make the delivery process simpler.

Helpful tips to keep in mind

  • Try to contact your funding company as early as possible during the day. That way, you may be able to get your money on the same day in some cases.
  • Ask your funding company about the best method for receiving money. Factor in the delivery time and price when making a choice – this is the judicious thing to do.
  • Tell your law firm that you want to take a pre-settlement advance. This way, they can arrange necessary documents for the funding company’s review.
  • The sooner the application is made, the sooner you receive the money.
  • The attorney at your law firm should be able to speak to the funding company whenever needed.
  • Keep the case file and necessary information required by the underwriting team.

Documents the lender may ask for:

  • Medical records showing injury
  • MRI or x-ray reports
  • Name of the insurance carrier and policy limits of the defendant
  • Post-op report from surgery
  • Ambulance report
  • Police or incident report
  • Copy of the lawsuit filed, or legal complaint
  • Videos or photos of the incident
  • In case of medical malpractice, an expert report
  • Payoff letter from the previous lender (in case you have received funding previously.)

What factors can delay the lawsuit loan?

In certain cases, lawsuit loans may take up to 2 weeks for processing. It depends on the following factors:

  • Complexity of your case
  • Prior lawsuit loans obtained from other lending companies
  • The amount of funding requested by you
  • Recent bankruptcies, child support liens, or tax liens
  • The amount of time taken by your attorney to send your case file and relevant information

Type of case – how it impacts receiving lawsuit loans

Car accidents are among the easiest cases eligible for approval when it comes to a lawsuit advance. This is because car accidents are well documented compared to other types of cases.

Proving liability

It’s vital that the plaintiff have some evidence showing the other party is responsible for the damages incurred. In relation to this, both liability and extent of damages need to be shown in this evidence.

Police report

In case of a car accident, there is usually a police report. The report will clearly mention which of the parties was the cause of the accident or collision. The police report often contains critical information that is required in the case of a lawsuit advance. Aspects such as the extent of damages, and if it was a minor or major incident, all are recorded in the police report.

Lawsuit loans are fast and easy with Direct Legal Funding

Depending on the nature of the lawsuit, receiving funding can be very easy. You can obtain the funding through Direct Legal Funding. Lawsuit loans help you sail through difficult times, such as during litigation, and also provide you with financial backup until the settlement. It can be very beneficial to get a lawsuit loan to tie you over until your case is concluded.

Direct Legal Funding: A trusted choice for lawsuit loans

At Direct Legal Funding, receiving a lawsuit advance is an easy process. We provide reliable customer service and offer the most competitive interest rates. We don’t require a credit check from you, and there is no obligation to repay the amount until you win the settlement. Apply with us and get your money within just a couple of days in most cases – no hassles!

Apply now using our online application form or call us at 866-941-5588. Our dedicated specialists will revert to you quickly to discuss your funding requirements.