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Elective Option for Camp Lejeune Claims: What You Need to Know

The U.S. Department of Justice (DOJ) and the Department of the Navy (DON) started offering the “Elective Option” for Camp Lejeune Justice Act (CLJA) claims on September 6, 2023. This process was designed to make it faster and easier to get a Camp Lejeune claim settlement. With a clear understanding of this option, you are well-equipped to secure a settlement that lines up with your expectations.

Direct Federal Lending is a leading provider of Camp Lejeune lawsuit loans. If you are interested in our legal funding, contact us today. We also provide answers to some of the most common questions about the Elective Option for Camp Lejeune claims below.

What Is a Camp Lejeune Justice Act Claim?

On August 10, 2022, President Biden signed the Camp Lejeune Justice Act. Part of the Honoring our Promise to Address Comprehensive Toxics Act, CLJA gives people the right to recoup damages if they were exposed to contaminated water at the Camp Lejeune Marine Corps Base. 

There are restrictions on who can capitalize on CLJA. To qualify, you must have been present at Camp Lejeune at any time between the middle of 1953 through 1987. You must have been at the base for at least 30 days.

What Is the Elective Option?

CLJA claims can be tricky, but the Elective Option helps speed up the resolution process. This option consists of a framework for handling these claims.

With the Elective Option framework, DON focuses on specific aspects of a claim. It generally reviews the length of time that a person was located at Camp Lejeune and the disease that may be linked to contaminated water exposure. 

DON uses Agency for Toxic Substances and Disease Registry (ATSDR) criteria to conduct an evaluation. If it finds that a claimant is dealing with a disease that was likely linked to contaminated water exposure at Camp Lejeune, it offers a settlement.

How Much Money Can You Get with an Elective Option Settlement?

ATSDR criteria impact how much money is awarded as part of an Elective Option settlement. The agency considers how long you were at Camp Lejeune and if a disease you are dealing with may be linked to contaminated water exposure. It uses a wide range of evidence in its evaluation. 


If you qualify for a settlement, your compensation amount depends on the ATSDR tier. There are two tiers:

Tier 1

You may fall into this category if you are dealing with any of the following diseases:

  • Bladder cancer
  • Liver cancer
  • Kidney cancer
  • Non-Hodgkin’s lymphoma
  • Leukemia

In this tier, you may be able to receive any of the following settlement amounts:

  • $150,000 if you spent anywhere from 30 to 364 days at Camp Lejeune
  • $300,000 if you were at the base for one to five years
  • $450,000 if you were located at the base for more than five years

Tier 2

Examples of diseases that fall into Tier 2 include:

  • Kidney disease
  • Parkinson’s disease
  • Systemic sclerosis/scleroderma

To qualify for a Tier 2 settlement, you must show that you are dealing with any of these diseases or other serious health conditions that may be linked to contaminated water exposure.

If you meet Tier 2 criteria, you may be able to get a settlement in any of these amounts:

  • $100,000 if you were at Camp Lejeune for 30 to 364 days
  • $250,000 if you spent one to five years at the base
  • $400,000 if you were located at the base for more than five years

You can receive additional compensation if you are submitting a wrongful death claim on behalf of a deceased person (decedent). In this scenario, you can get $100,000 on top of the previously listed settlement amounts for diseases in Tier 1 and 2.

Is the Elective Option Worth Your Time?

The Elective Option provides an additional avenue for getting CLJA claim compensation.

For example, you can use this option to share evidence that shows you are dealing with a disease caused by contaminated water exposure at Camp Lejeune. You can also highlight how you were located at the base within the time frame required for CLJA claims.

From here, DON will review your claim. It will use evidence to figure out if you are entitled to compensation, and if so, just how much.

Since there is only a limited amount of evidence that DON will have to evaluate, it may not take too long to get a settlement offer. As soon as you approve your proposal, you will get money you can use to cover losses you have incurred due to your contaminated water exposure.

How Do I Qualify for the Elective Option?

To take advantage of the Elective Option, get your military records since these will show that you were present at Camp Lejeune and just how long you were there. You will also need to submit an administrative request to DON.

If you want to submit a claim based on the wrongful death of a spouse, child, or other family member, you may have the option to do so. To find out if you can, consult with a wrongful death lawyer. You can work with an attorney to provide evidence that shows a decedent was dealing with health problems that may be linked to exposure to contaminated water at Camp Lejeune. Plus, your attorney can advocate for you and make sure your legal rights are protected as you move forward with your claim.

In instances where you were treated for health issues that may be related to contaminated water exposure, you will need to provide evidence to support your claim. Ultimately, it is your responsibility to show that you are dealing with a disease, when it was diagnosed, and how it was treated. Even if you never received a formal diagnosis for your disease, you may be able to provide medical records that show you were coping with associated symptoms. With sufficient evidence, you can boost your chances of getting a fair settlement offer.

If you have already submitted an administrative claim, in the midst of a lawsuit, involved in settlement negotiations relating to a Camp Lejeune contaminated water exposure claim, you may be ineligible for the Elective Option. The DOJ is already handling previously filed lawsuits. It is extending settlement offers, many of which include awards comparable to those provided through the Elective Option.

You have a maximum of two years to submit a lawsuit based on Camp Lejeune contaminated water exposure — and time is running out to do so. CLJA has been in effect since August 2022. This means you have until August 2024 to file your claim, even though you were exposed to contaminated water a long time ago.

There is no requirement to hire a lawyer if you move forward with the Elective Option. It is typically a good idea to partner with an attorney since they can help you navigate this process. Your attorney can gather evidence and make sure your claim is submitted before it is too late. They can also teach you about how lawsuit loans work and help you request one based on your projected settlement amount.

If you are ready to begin with the Elective Option, access the CLJA claim form and more information at the Navy’s website.

Have There Been Any Elective Option Payouts?

The first Elective Option payout was reported on October 30, 2023. This payout totaled $850,000 and was given to three people, according to Reuters.

Two months later, an Elective Option payout of roughly $1.5 million was provided to six people.

Can I Get a Lawsuit Loan and Use the Elective Option?

Per Bloomberg, there were over 117,000 pending administrative Camp Lejeune water contamination claims with the Navy and more than 1,300 related lawsuits in federal court in North Carolina as of October 2023.

There is no telling when these claims and lawsuits will be settled. Fortunately, the Elective Option may speed up the process of getting compensation. It will not prevent you from qualifying for a lawsuit loan, either.

With legal funding, you can get money based on an estimated Camp Lejeune settlement. You can get a pre-settlement loan in a matter of days. In addition, you do not have to repay your loan unless you get compensation.

Where Can I Get a Camp Lejeune Quick Settlement Decision Lawsuit Loan?

Direct Legal Funding takes the guesswork out of a quick settlement decision for the Camp Lejeune lawsuit loan. We are happy to discuss our lawsuit funding options with you. To get started, contact us today.

Camp Lejeune Quick Settlement Decision

On September 6, 2023, the U.S. Department of Justice (DOJ) and the Department of the Navy (DON) finalized the “Elective Option” process for Camp Lejeune Justice Act (CLJA) claims. This option complements others available under the act. It was developed to make it more efficient to resolve these claims.

Direct Federal Lending offers Camp Lejeune lawsuit loans. For more information about them, contact us today. In the meantime, we provide information about the Camp Lejeune quick settlement decision and what it means for those who have filed claims. 

Camp Lejeune Justice Act Claims

The Camp Lejeune Justice Act is part of the Honoring Our Promise to Address Comprehensive Toxics Act. It was put into effect on August 10, 2022.

With CLJA, people can file claims to recover damages for injuries relating to exposure to contaminated water at the Camp Lejeune Marine Corps Base. They are eligible to pursue damages if they were exposed to contaminated water at any point from mid-1953 through 1987. They must have been at this location for a minimum of 30 days.

How the Elective Option Works

The Elective Option serves as a framework to quickly, equitably, and transparently resolve CLJA claims. It involves a DON review on certain aspects of a claim. These may include the type of injury a claimant suffered and the length of time they worked or resided at Camp Lejeune.

Within the Elective Option framework, DON can make settlement offers to qualifying claimants. It can do so to those dealing with diseases that the Agency for Toxic Substances and Disease Registry (ATSDR) has linked to chemicals found in water at Camp Lejeune.

Elective Option Settlement Amounts

How much money a claimant can get with this option varies based on ATSDR requirements. The agency accounts for the strength of evidence that links a specific disease to the amount of time an individual was present at Camp Lejeune.

At this time, there are two categories of diagnoses that dictate how much a claimant may be able to secure in a Camp Lejeune Elective Option settlement:

Tier 1

This applies to claimants with diseases that ATSDR has determined there is evidence of causation, i.e., that exposure to dangerous chemicals at Camp Lejeune led to these health issues. Examples of diseases that meet these criteria include:

  • Kidney cancer
  • Liver cancer
  • Bladder cancer
  • Leukemia
  • Non-Hodgkin’s lymphoma

Claimants in this tier may be able to receive a settlement of $150,000, $300,000, or $450,000. The total amount depends on whether an individual spent between 30 and 364 days ($150,000), one and five years ($300,000), or more than five years (450,000) at Camp Lejeune.

Tier 2

Like Tier 1, a claimant in Tier 2 must be able to show that they are dealing with a disease linked to contaminated water exposure at Camp Lejeune. They must also provide evidence of causation. Some of the diseases that fall into this category of claims include:

  • Parkinson’s disease
  • Systemic sclerosis/scleroderma
  • Kidney disease

A claimant may be able to receive a settlement proposal of $100,000, $250,000, or $500,000. The amount of this offer is based on whether someone was located at Camp Lejeune for a period of 30 to 364 days ($100,000), one to five years (250,000), or more than five years ($400,000).

Along with getting the compensation associated with the diseases in these tiers, any claims in which someone died can receive an additional $100,000 in damages.

Benefits of the Elective Option for CLJA Claims

The Elective Option helps Camp Lejeune claimants get settlement offers close to those of other individuals who are dealing with similar health problems. It involves the use of evidence to determine if someone is entitled to compensation based on their presence at Camp Lejeune. If so, this individual may get a settlement offer that gives them an adequate amount of money to cover all of their related losses.

By narrowing the scope of review, DON can validate the legitimacy of a CLJA claim. From here, a claimant may be better equipped to receive a fair settlement offer faster than ever before.

Who Qualifies for the Elective Option

To qualify for this option, a claimant must submit their administrative request to DON. You will need to provide your military records to show that you were present at Camp Lejeune during the period in which there were concerns about exposure to contaminated water. These records will also provide details about the length of time you spent at this location.

You may be able to file a claim based on a wrongful death. To determine if this is a viable option, partner with a wrongful death lawyer. This allows you to discuss your legal options for pursuing compensation. Your attorney can discuss what documentation you will need to provide to submit your claim.

If you received treatment for a water contamination disease that may be related to your time at Camp Lejeune, you must be able to provide appropriate documentation. You must be able to show that you were treated for the disease and when you were diagnosed with it. If you were never formally diagnosed with a particular disease but have been treating the symptoms of it, you may be able to share this information. This allows you to provide evidence that indicates you have been dealing with a health issue that may be linked to contaminated water exposure at Camp Lejeune.

People who are waiting for an administrative claim to be finalized, pursuing litigation, or involved in settlement discussions are ineligible for the Elective Option. The DOJ is screening already-filed lawsuits. It is extending settlement offers in qualifying cases, and these proposals may be similar to awards given out via the Elective Option.

There is only a two-year time frame for filing Camp Lejeune lawsuits. This window expires in August 2024 since CLJA went into effect in August 2022. The deadline applies even though you may be dealing with a disease caused by contaminated water exposure at Camp Lejeune many years ago.  

You do not have to retain a lawyer to submit an Elective Option claim. However, it may be in your best interests to do so. Your attorney can advocate for you and make sure that your legal rights are protected. They can help you gather evidence and submit your claim in a timely manner.

Those who may qualify for the Elective Option can access the CLJA claim form and other information through the Navy’s website.

Elective Option Payouts

On October 30, 2023, a DOJ attorney noted that three people had accepted payouts via the Elective Option in Camp Lejeune contaminated water cases, Reuters reported. In total, these individuals received $850,000.

In December 2023, the U.S. government paid roughly $1.5 million in claims to six people through the Elective Option.

Elective Option Lawsuit Loans for Camp Lejeune Settlements

The Elective Option provides a fast, easy option to get compensation for those interested in getting compensation due to contaminated water exposure at Camp Lejeune. Yet, many water contamination at Camp Lejeune claims and lawsuits remain outstanding.

As of October 2023, there were over 117,000 pending administrative Camp Lejeune water contamination claims with the Navy, according to Bloomberg. Also, there were more than 1,300 related lawsuits in federal court in North Carolina.

With a lawsuit loan, you can request funding based on a projected Camp Lejeune settlement. The loan gives you money you can use for the duration of your case. As soon as your claim is settled, you get compensation, then repay your loan.

Get Started with a Camp Lejeune Quick Settlement Decision Lawsuit Loan

Direct Legal Funding offers a simple three-step process to obtain a quick settlement decision for Camp Lejeune lawsuit loan. Our team is available to discuss this process and help you determine if now is the right time to get legal funding. To find out more, contact us today.

Direct Legal Funding Resumes Providing Funding and Loans for Roundup Funding

For the many people struggling with injury and other losses due to the use of Roundup and who have filed a claim for settlement, it may be possible to obtain lawsuit funding to help meet financial needs now.

Direct Legal Funding has made the decision to continue to support the needs of Roundup victims who have filed product liability lawsuits against the chemical manufacturer and others. Though the company has provided lawsuit funding prior for Roundup cases, there was a pause in their ability to fund these cases. However, new insight has allowed for Direct Lending Funding to resume providing this essential financial support to those who need it the most.

Who Qualifies for Funding for Roundup Lawsuits?

For those who are seeking financial compensation after suffering health complications, including cancer, as a result of exposure to Roundup, Direct Lending Funding encourages you to apply for lawsuit funding now. We work with many people facing these types of complications who may be waiting years to receive the settlement they are owed. In the meantime, consider the value of lawsuit funding.

If you suffered the development of cancer after the use of Roundup, you may be able to seek out financial compensation for your losses. Roundup, a type of weedkiller, was initially labeled as a product that was safe to use. However, a report issued in 2015 by the International Agency for Research on Cancer found that this chemical was a potential carcinogen. More specifically, it found that it could be responsible for non-Hodgkin’s lymphoma. It is believed that the chemical’s glyphosate-based herbicides caused these cancers.

If you have filed a lawsuit against the manufacturers of Roundup for losses like this, you may be able to obtain lawsuit funding through Direct Legal Funding.

Direct Legal Funding provides financial compensation through lawsuit funding in the following states:

  • Alabama
  • Alaska
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Chicago
  • Indiana
  • Iowa
  • Kansas
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Wisconsin
  • Wyoming

What Is Roundup and Its Background?

We encourage you to speak to your attorney about your ability to qualify to file a claim against Roundup’s manufacturer and what steps to take to prove loss. The following is some background on some of the lawsuits playing out today. Roundup is a product made to be used as a “safe” type of weedkiller. It was marketed as such by Monsanto, the maker of the product. Monsanto is now a division of Bayer. Many people have taken steps

to file lawsuits against these companies because they claim that the drug caused their injuries, including the development of cancers, including non-Hodgkin lymphoma and cancers related to it.

Some of the types of related cancers to the use of this chemical include:

  • Anaplastic large cell lymphoma
  • Mantel cell lymphoma
  • Mycosis fungoides
  • Chronic lymphocytic leukemia
  • Cutaneous T-cell lymphoma
  • Sezary syndrome
  • Small lymphocytic lymphoma
  • Follicular lymphoma and hairy cell leukemia

The belief is that the presence of glyphosates in these products is what directly led to the onset of the cancers. There have been various studies that have noted a link between the development of cancer and glyphosate, though Bayer continues to state that there is evidence that this is not always the case.

Many people have filed lawsuits against the manufacturer of the product because of failed communication about the risks that could occur when using this product. Lawsuits claim that the herbicide caused cancer and that there was no warning by the manufacturer about those cancer risks. This has led to class action lawsuits that claim that the company actively worked to deceive the public about how safe this product really was. Many people believe that there were internal notes and memos that documented this risk and that the company still did nothing to protect those who would be using and therefore put at risk of the development of cancer as a result.

You May Qualify for Lawsuit Funding If You Have Filed a Claim Against Roundup Manufacturers

Though there are some lawsuits that have moved through, with people being awarded thousands and even millions of dollars due to the losses they have experienced, Direct Lending Funding works with those still waiting for their case to be heard. The average amount plaintiffs can receive through lawsuits like this is between $50,000 and %250,000 for the damages they suffered. Direct Legal Funding offers loans of 50% of the client’s net settlement amount. This is based on what attorneys believe that the individual will receive once the lawsuit has moved through.

Direct Legal Funding does not use credit scores or other financial information to make decisions about who to lend to, nor does it pursue financial compensation if the lawsuit does not succeed in obtaining a settlement in favor of the individual.

How to Get Roundup Lawsuit Funding Now

Roundup lawsuit funding may be available to many individuals who are facing financial losses due to

medical conditions, including cancer. Direct Legal Funding requires individuals to apply directly with the company to obtain eligibility, which is dependent on the settlement they are likely to receive based on what their attorney communicates.

Individuals will learn how much they can obtain right away, and funding only takes a short amount of time. Key to this is that even if a case has not been settled yet and remains within the litigation process, the company can still offer a cash advance on the lawsuit. This can be critically important to victims who have the need for immediate compensation to maintain their health and continue funding their care after the development of their cancer or related complications due to Roundup exposure.

Applicants can apply online within a matter of minutes. There are representatives online who can offer the specific steps necessary to determine eligibility for receiving lawsuit funding through Direct Legal Funding.

Talcum Powder Lawsuit Funding

For decades lawsuits have been filed across the country involving the toxicity of talcum powder in Johnson & Johnson baby powder and the development of certain types of cancers. The very first talcum powder lawsuit was filed back in 1999 by a woman who was diagnosed with mesothelioma after using Johnson & Johnson talc baby powder for most of her life. At the time, Johnson & Johnson was able to fight to have their test results and other evidence shielded, so nothing ever amounted from this first lawsuit.

However, in the decades since, more and more men, women, and children have come forward to raise concerns and demand Johnson & Johnson be held accountable for the serious medical conditions baby powder users developed. If you have joined a class action talcum powder lawsuit or filed a personal product liability claim against Johnson & Johnson, a settlement may be on the horizon. While you wait for your case to resolve, Direct Legal Funding may be able to get you the talcum powder lawsuit funding you need to cover your costs now, so contact our loan specialists to see if you qualify for our product liability lawsuit loans today.

More On Talcum Powder Lawsuits 

There have been tens of thousands of lawsuits collectively filed against talcum-based baby powder manufacturing giant Johnson & Johnson. Consumers claim that the talcum (talc) used in Johnson & Johnson’s baby powder is directly responsible for the development of ovarian cancer in users. Many claimants also filed suit after being diagnosed with mesothelioma, which is typically only caused by exposure to asbestos, and claims that the talcum baby powder is contaminated by asbestos.

Furthermore, victims claim that Johnson & Johnson knew their baby powder and other products contained talcum and continued to sell the product despite knowing that it caused certain types of cancers in consumers. It is not only Johnson & Johnson being held accountable for victim’s damages and suffering, either. Some of the brands, retailers, and products named in these lawsuits include:

  • Johnson’s Baby Powder
  • Walgreens
  • Gold Bond Extra Strength Body Powder
  • Gold Bond Body Powder
  • Gold Bond No Mess Powder Spray
  • CVS Pharmacy
  • Vanderbilt Minerals raw industrial talc
  • Shower to Shower (J&J)
  • Target
  • Walmart
  • Whittaker, Clark & Daniels raw cosmetic talc
  • Cashmere Bouquet (Colgate-Palmolive)

Parties Who May Be Entitled to Financial Compensation

Not everyone filing a claim against Johnson & Johnson or other at-fault parties will be successful. In fact, while there may have been over 50,000 talcum baby powder lawsuits filed, many are still in ongoing litigation as Johnson & Johnson has repeatedly attempted to declare bankruptcy and prevent future claims from being filed. To be eligible for financial compensation, specific requirements must be met, including:

  • You must have used products containing talcum powder
  • You must have developed mesothelioma or ovarian cancer

Your talcum powder lawyer will review every detail of your case to determine whether Johnson & Johnson or other parties are responsible for your cancer diagnosis and the residual impact on your life. Getting the products used analyzed and corroborating evidence will be crucial for your claim to be successful. This is one of the many reasons it can take so long for claimants to obtain judgments in their favor.

The Value Of a Talcum Powder Lawsuit

After being diagnosed with ovarian cancer or mesothelioma, your entire world was likely turned upside down. Depending on the extent of your diagnosis, you may need to begin treatment right away. People coping with cancer are often unable to work, exhausted and ill from radiation and chemotherapy, and may never fully recover from their condition, ultimately succumbing to their cancer.

If your personal injury attorney can tie your cancer diagnosis to the use of talcum powder products, you may have the right to be fully compensated for your losses. Johnson & Johnson could be ordered to cover your medical expenses, provide you with financial support when you cannot continue earning a living, and compensate you for your emotional distress, reduced quality of life, and more. There have been many successful talcum powder lawsuits where Johnson & Johnson was also ordered to pay a considerable sum in punitive damages.

To avoid total financial liability, Johnson & Johnson repeatedly attempted to declare bankruptcy, of which all attempts were denied by the court. Currently, Johnson & Johnson continues to negotiate outside of court and be found liable in civil court. The best way to find out how much your case could be worth is to discuss your losses in great detail with your attorney.

Talcum Powder Legal Funding Eligibility Requirements

Direct Legal Funding has helped many talcum powder victims get through these unimaginable times by offering talcum powder lawsuit loans to those dealing with lawsuits and claim negotiations. This is essentially a cash advance on your anticipated settlement. However, not everyone will



Creditworthiness refers to how likely you are to pay back a line of credit. The greater your credit score, the less of a risk you appear to lenders. When applying for a personal loan, home equity loan, or any other line of credit, the banks and financial institutions will run a credit check to determine your creditworthiness.

If your credit is average or poor, the bank may deny your application altogether. However, more predatory institutions will offer the financial support you need but impose exorbitantly high-interest rates. When this happens, you can quickly get upside down on the loan, and with compound interest, you may not be able to pay it back.

Direct Legal Funding does not run a credit report, and your credit score will not impact your eligibility. We make it possible for people with low or no credit to get the cash they need without being taken advantage of. Our loans are non-recourse, so your credit score is irrelevant to our application review process.

A Source of Income

We understand that your diagnosis may make it impossible for you to work or cover your expenses. That is why you need to take out a talcum powder lawsuit loan. For this reason, we do not consider your income as part of our application review either.

Since our pre-settlement loans are non-recourse, repaying the loans is contingent upon winning your talcum powder lawsuit. They can only be paid back with your settlement funds. This means you will not need to pay back the loans if your attorney loses, making your personal income irrelevant as well.

Age Limits

While we make it possible for most talcum powder victims to access cash advances, not everyone will be eligible. Currently, Direct Legal Funding only offers lawsuit loans to those aged 18 years or older. If you are the parent or legal guardian of a child who qualifies for a talcum powder lawsuit, we may be able to get you the financial help you need on their behalf.

Legal Representation

We can only approve your application for pre-settlement legal funding if you are being represented by an attorney. Every talcum powder lawsuit loan recipient is actively working with a lawyer through negotiations and litigation. If you have not yet started working on your case, please revisit our website once you have a legal representative advocating for your rights.

An Expected Successful Outcome 

Your attorney must be expecting a successful outcome for you to qualify. Attorneys handling talcum powder lawsuits generally work for their clients on contingency, so they will not agree to take on a case unless they expect to win. Similarly, we only get repaid if your attorney wins, so we always confirm the anticipated settlement amount with our applicant’s legal representatives before approval can be issued.

Spend Your Talcum Powder Pre-Settlement Loan However You Need To

One of the top benefits of talcum powder lawsuit loans is the lack of restrictions. We do not limit how you can spend these funds. Some of the most common expenses reported by former talcum powder legal funding recipients include:

  • Utility bills
  • Outstanding medical expenses
  • Credit card debt
  • Rent or mortgage payments
  • Insurance premiums
  • Student loans
  • Private school or college tuition payments
  • Groceries and household items
  • Internet and phone bills
  • Car or lease payments
  • Extracurricular activities

This is your chance to stay afloat while you fight for justice. Direct Legal Funding prioritizes our applicant’s needs and often approves second lawsuit loan applications as well, particularly if your case has been delayed and you are continuing to struggle with finances. Find out how much we could authorize in your case when you contact our loan specialists or apply now.

Contact Our Loan Specialists to Find Out Whether You Qualify for Talcum Powder Legal Funding Today

Talcum-based baby powder and other products containing toxic ingredients can lead to ovarian cancer, mesothelioma, and other serious medical conditions. While you work with your attorney to demand Johnson & Johnson compensate you fairly for your damages and suffering, you should not have to continue to struggle financially. Our talcum powder lawsuit funding through Direct Legal Funding could be the solution you have been looking for.

You should be able to cover your regular living expenses and live life as normally as possible when going through litigation and negotiations. Let us help you get through these difficult times. Apply now, call our office, or fill out our convenient contact form to speak with our loan specialists or find out how much pre-settlement legal funding you could qualify for.

Hernia Mesh Lawsuit Loans

Personal injury lawsuits for victims of defective hernia mesh inserts may have substantial medical expenses that pile up while they are waiting for their settlement. Facing these bills, along with other daily costs and lost income, can be frustrating while negotiations or a trial take place. Instead of waiting months for payment, they can investigate how a hernia mesh lawsuit loan could benefit them right now.

At Direct Legal Funding, we offer solutions that are less risky than bank loans, credit card charges, or other options. You can receive a portion of your expected settlement within days of approval, with no worries if your case is not successful. Contact us today to learn how to apply and get started with medical device legal funding options.

What Is Hernia Mesh Failure?

Beginning as far back as the 1950s, hernia mesh was celebrated as a new way to repair and prevent hernias throughout the body. However, despite its promises, as many as 30% of patients suffer some sort of hernia mesh failure. Common issues with hernia mesh repair surgeries include:

  • Adhesion to surrounding tissues, making future repairs difficult
  • Bleeding
  • Bowel obstruction or perforation
  • Chronic pain
  • Infection at the surgery site
  • Mesh migration from the original site
  • Mesh shrinkage
  • Recurrence of the hernia, sometimes worse than the initial incident
  • Rejection of the mesh material

The mesh may also erode, tear, or fracture, leaving the patient open to additional medical problems. A hernia mesh failure could lead to more surgeries and expensive treatments in order to recover fully. This means more bills and a more valuable medical device claim, but waiting for that settlement can take many months.

Why Does Hernia Mesh Failure Happen?

Determining why your hernia mesh failed will be an important part of successfully managing your claim. Without proof of what happened and who is at fault, it can be difficult to identify the right liable parties. Hernia mesh failures can arise from a range of factors, including design issues, the surgeon’s experience, and the patient’s health.

Hernia mesh failures are estimated at between 12% and 30%, according to a publication in the British Medical Journal. That equals up to 170,000 patients with hernia mesh problems every year. This is an alarming statistic, considering that as many as one in ten people will develop hernias in their lifetime.

When a product is not properly designed, manufactured, tested, or labeled, it can lead to complications. In addition, failures can be caused by doctors who do not have enough training or experience implanting the devices. Finally, if the patient is not a good candidate but their healthcare providers still recommend the surgery, it can set the stage for problems that arise as soon as a few days after the operation.

Filing Your Hernia Mesh Failure Personal Injury Lawsuit

If you have experienced complications related to your hernia mesh surgery, you may have a valid claim for compensation. The first step will be to speak with a personal injury attorney in your area who is knowledgeable about your state’s laws for medical device cases. They can help you determine who is at fault, how to proceed, and what your potential settlement could be.

Most personal injury lawyers work on a contingency basis, meaning you do not pay their fees until they settle your case. However, this doesn’t mean that you won’t have bills while you wait for your case to be resolved. Your monthly expenses will still come in, you may miss work, and you likely have doctor bills that must be paid right away.

This is when your attorney can work with us at Direct Legal Funding so you can secure a pre-settlement lawsuit loan. This option is better than a credit card or bank loan because we charge very low interest rates, and we don’t require you to pay it back if you lose your case. Applying is easy, and your lawyer will ensure your loan is repaid after your case settles.

How Does a Hernia Mesh Lawsuit Loan Work?

Our funding services allow you to receive a portion of your estimated settlement amount before your hernia mesh lawsuit is completed. Compared to other options, you don’t have to worry about excessive interest rates or fees. Our rates start at just 2% interest, and our fee structure is always clear.

A lawsuit loan is also called a non-recourse loan. This means you do not have to repay it if your case isn’t successful. Because we work with your attorney to determine the strength of your claim, we already expect to get repaid. This allows us to cover the costs of the times when we don’t.

Once you are approved, you can spend your hernia mesh lawsuit loan on anything you need: catching up on bills, supporting your family, or any other purpose. You are free to use the money however you choose, even if you do not win your case.

How Much Could You Expect to Receive in a Hernia Mesh Lawsuit?

While every case is different, hernia mesh lawsuits can be very valuable. Since patients suffer long-term or serious injuries when this medical device fails, payouts at the high end can be between $250,000 and $1 million. There have been some class-action lawsuits for specific mesh manufacturers, but these tend to have smaller compensation amounts since the full settlement is divided among hundreds or even thousands of victims.

Factors that can impact your hernia mesh failure settlement include:

  • What type of hernia mesh device is involved
  • How severe your injuries are
  • How much your medical bills are
  • How much income you lost
  • How your life has been affected

How Do You Apply for Hernia Mesh Legal Funding?

Applying for legal funding is simple and fast. You only need to complete our application form and let us take it from there. We send the agreement contract to you and your attorney for your signatures. You can choose wire transfer, direct deposit, Western Union, or overnight check.

The process goes like this:

  • Review the application form and gather the information you need.
  • Contact us by phone or use the online form to apply.
  • Inform your attorney that we will be contacting them.
  • Sign and return the document to agree to the loan terms.
  • Receive your funds and begin paying your bills.

You must be a party to a hernia mesh lawsuit, have a service agreement with a personal injury lawyer, and receive your attorney’s approval for the loan. We don’t perform a credit check or review your income level.

Apply for a Hernia Mesh Lawsuit Loan Now

No matter where you are in the United States, Direct Legal Funding can help you receive a portion of your hernia mesh lawsuit settlement in the form of a pre-settlement loan. We are on your side, helping you get the money you need to stay afloat until your case is completed. Don’t wait any longer to watch bills pile up.

Click the Apply Now button to learn more and apply for your loan, with low rates and easy repayment. Use our online form to get started today.

Prison Assault – Women Face High Rates of Prison and Jail Sexual Assault

Sexual assault against women is incredibly common both inside and outside of incarceration, but the cases that occur in jail are more heinous for significant reasons. Women in prison are under the legal guardianship of the state and unable to give consent to sexual activity. Even if they agree to any interactions, they are still considered victims of the government’s failure to provide a safe environment for them.

Jail Sexual Assault Statistics for Women Are Shocking

Correctional facilities are intended to remove offenders from society for rehabilitation so they can return to their lives without committing further crimes. However, women are at a quantifiably higher risk of becoming victims of sexual assault by staff members, inmates, and others when they are put behind bars. Those who commit these actions are sexual abusers and must be held responsible.

Even if the facility is separated by gender, the chances that a woman will experience sex-based violence is higher than for nearly any other population. In April 2022, a large personal injury law firm sued the New York Department of Corrections for systemic and ongoing issues at the Rose M. Singer Center (RMSC or “Rosie’s”), part of the Rikers Island prison facility. The suit alleged that acts of severe sexual abuse had been occurring for a full decade.

Other facilities that have a history of unaddressed sexual assault and abuse for inmates include:

  • MacLaren Hall Children’s Center
  • Youth Detention Center New Hampshire
  • Lakeview Shock Incarceration Correctional Facility (‘Lakeview”)
  • Albion Correctional Facility (“Albion”)

Although women comprise only 10% of the inmate population, they are the victims of as much as 30% of reported sexual abuse cases in correctional facilities. Other affected populations include those who are gay, transgender, disabled, or young. The U.S. Department of Justice found that even before women inmates were imprisoned, they had likely already been victimized by others in their lives. As many as 37% of female prisoners had experienced sexual abuse before the age of 18.

The Prison Rape Elimination Act (PREA) of 2003

Statistics indicating the prevalence of sexual abuse and assault on women inmates led to a committee that established the Prison Rape Elimination Act (PREA). This law was signed in September 2003 and provides funding to correctional institutions to fight against the factors that

lead to prisoner abuse. It supports additional and ongoing research to identify facilities and causes for prison rape and created the National Prison Rape Elimination Commission that drafts standards for these purposes. The final standards were published and put into force in August 2012.

Federal Law Prohibits Sexual Assault in Prison, Yet It Happens Anyway

Federal prison employees are expressly forbidden to commit sexual assault under 18 U.S.C. § 2243(b). The crime is a felony carrying up to 15 years of prison, yet the U.S. Senate Permanent Subcommittee on Investigations reports that between 2012 and 2020:

  • Two-thirds of federal facilities in the Bureau of Prisons (BOP) with women inmates found cases of sexual assault by male employees, including senior officials.
  • Over 5,400 internal investigations were opened to examine the occurrence of sexual abuse against both male and female prisoners.
  • BOP failed to identify these perpetrators and hold them accountable by not responding or analyzing instances of sexual abuse against women inmates.
  • Rather than address these cases, BOP facility administrators were able to transfer victims to other prisons to avoid detection by auditors.
  • Despite claiming a “zero tolerance policy” for sexual abuse of prisoners, BOP officials were unable to identify any clear actions taken to charge offenders with their crimes or reduce the occurrences of sexual assaults against women in prison.

A report from Amnesty International USA found women are subjected to abuse in conjunction with other behaviors intended to keep them silent. The report on Massachusetts facilities indicated guards used actions such as retaliation and intimidation to keep victims afraid and humiliated. Because the officials were allowed to abuse inmates with impunity, the women felt powerless to do anything about their situations.

Filing a Claim Against a Prison When You’ve Experienced Sexual Assault as a Woman

Most of the sexual assault cases against prison facilities reported in the media are in New York State. This is because the New York legislature passed the Adult Survivors Act in May 2022, allowing a “lookback window” for those who were abused as children to seek justice against their abusers. This included those who had suffered this treatment in prisons and jails at the hands of other inmates or law enforcement officials. Unfortunately, the window closed on November 24, 2023. However, victims can still seek guidance and legal representation from a law firm with experience in managing sexual abuse

cases. Many of these attorneys will offer a free initial consultation to determine the validity and strength of your case and then work on a contingency basis. This allows victims to have their day in court without putting up a large retainer. Settling a claim can take some time, however, and these plaintiffs may look for funding options to help them pay bills before the case is completed.

Even if you don’t live in the New York area, you are still eligible to seek compensation if you have been a victim of sexual assault in a prison or jail. An attorney in your area can investigate your situation and identify all those at fault. They will then build a case to hold them accountable. Every person who has suffered this treatment while behind bars deserves dignity and to have their rights protected.

How Legal Funding Can Strengthen Your Ability to Seek Justice

Although your lawyer may offer free case reviews and contingency fees, there are still expenses you will need to cover until your claim is settled. If you are still in jail or prison, your family may need help supporting themselves. If you have been released, the challenges of finding employment and housing can be burdensome as a former inmate.

Society is not built to help those who are trying to rebuild their lives after serving time, and even less so when women have been victimized by an uncaring justice system. Because you will still need to pay your bills, you may look for sources of funding to help you manage until you can receive compensation from your case. This is where Direct Legal Funding can help.

We offer non-recourse loans that don’t require you to pay us back if your case is unsuccessful. Our interest rates are low, we don’t ask for a credit check, and we can get the money to you within 24 hours after your request is approved. If they agree to our terms, your attorney will handle paying back your sexual abuse lawsuit loan before you receive the rest of your financial relief. Contact us to learn more about how to get started today.

Texas Lawsuit Loans

Texas Lawsuit Loans

Finding a lawsuit settlement loan in Texas has never been easier. Here at Direct Legal Funding, we provide the pre-settlement funding you need to finance your case or everyday finances as quickly as possible.

We handle a wide variety of cases to assist with as many clients as possible whereas other firms only target certain claims. No matter your case, we’ve got your finances covered. No one should have to give up on their settlement because they can’t afford the expensive legal fees or even everyday expenses. With Direct Legal Funding lawsuit loans in Texas, you’ll receive the funding you need to carry on with your case.

Call Today. 866-941-5588

What is a Lawsuit Loan?

If you’ve been injured because of someone else’s negligence, you may be counting on a settlement to cover your medical bills, lost wages, and other expenses. What happens when you find out that your settlement could be months (and in some cases, years) to receive?

That’s where a lawsuit settlement loan comes in. While you’re waiting for your case to settle, you may be unable to work as you recover from your injuries. But that doesn’t mean that the expenses stop piling up. Rent still needs to be paid, you still have to feed your family, and creditors aren’t going to stop calling just because you’re injured.

A lawsuit advance can help you bridge the gap between your accident and when your settlement comes in. You’re likely already under an enormous amount of stress because of your accident—you don’t need the added burden of unpaid bills, persistent creditors, and an empty bank account.

Lawsuit settlement loans are also commonly known as “pre-settlement funding.” Essentially, this type of loan is a cash advance on the settlement you will eventually receive. We don’t ask how you will use the money or keep tabs on you; you can use the money for whatever you may need.

At this point, many people have the same question: what if my lawsuit doesn’t settle? The good news is that pre-settlement loans are non-recourse loans, which means that we can’t seek repayment if your settlement falls through. These things happen sometimes, and we take this risk on when we fund your loan.

Another question people often have: what if my credit is bad/I don’t earn very much money/I don’t have any assets?

It doesn’t matter. Remember, you aren’t paying back the loan from your current assets or your income. Your settlement loan is only repaid from your settlement money! Because of this, we don’t need to verify your income, run a credit check, or make sure that you have the assets needed to make good on your loan.

A pre-settlement loan in Texas can benefit you in a number of ways. First, it takes a huge burden off of your shoulders as you wait for your case to settle. Second, it gives you more flexibility in your settlement timeline. That could actually help you to significantly boost the value of your settlement.

How a Lawsuit Loan Can Keep You from Taking a Low Settlement

If you went back and reread that last line, you’re not alone. Many people ask us how a lawsuit advance could boost their settlement value and protect them from a low settlement.

To start, it has nothing to do with the value of your claim. Your claim is worth what it’s worth, much to the chagrin of the insurance company. However, they are very, very good at diminishing that value. Stalling is one of the techniques they use to accomplish this.

See, insurance adjusters are professionals who process claims week in and week out. They know that many people live paycheck-to-paycheck and simply don’t have the ability to wait around while their attorney negotiates a fair settlement.

Adjusters know that many people will cave early on and take whatever they can get from the insurance company so they can pay their bills. They seek to take advantage of this situation by delaying the process as much as possible, asking for more information and documentation than they’ll ever use, and refusing to budge on their lowball settlement offer.

Lawsuit funding gives you the bargaining power you need in this frustrating process. See, when you have cash on hand to get you through the claims process, it doesn’t matter if it takes your attorney a few more rounds of negotiations to get what your settlement is actually worth. You have the means to put food on the table, cover your kids’ activity expenses, and pay the mortgage. By taking away one of the insurance company’s most effective (and, let’s be honest, most unethical) tactics, you make it a lot easier for your attorney to do their job. Because of this, a Texas settlement loan can actually pay for itself several times over in some cases with the amount of added compensation the borrower ends up receiving

Lawsuit Loans in Texas

If you’re in need of a lawsuit advance in Texas, look no further than Direct Legal Funding. We provide Texas settlement loans to victims of a variety of cases. Direct Legal Funding assists with the following cases when legal loans are required for lawsuits:

Do I Need an Attorney?

You do need to be working with an attorney in order to get a lawsuit settlement loan. This protects everyone involved! It ensures us that your lawsuit is in the process of being settled or going to court, keeps us informed of where it is in the process and gives us a better understanding of what your claim is worth.

On your end, having an attorney protects the value of your claim. Insurance companies know how to take advantage of accident victims, and they use that knowledge to avoid paying them what they actually deserve.

When you work with an experienced personal injury attorney, you can feel confident that they are fighting for the full and fair compensation you rightfully deserve. For easier processing of your application, have your attorney’s contact information ready when you apply, and give them a heads up that you are applying for lawsuit funding.

Texas Auto Accident Lawsuit Loan Regulations

Most settlements that Direct Legal Funding has helped out with in the state of Texas are the result of auto accidents. Car insurance in Texas has certain requirements, and if you don’t have these minimum requirements you may end up in the middle of a lawsuit yourself. As of January 2011, Texas drivers need at least:

  • $30,000 liability per accident per person
  • $60,000 combined liability coverage per accident (all persons)
  • $25,000 in property damage liability insurance

Texas is a tort state with respect to auto accident liability. This means that Texas follows the “proportionate responsibility” rule. This states that the victim of a car accident in Texas cannot recover damages from the other party if he or she is 51% or more at fault for the accident.

Direct Legal Funding provides lawsuit loans and legal cash advances in the entire state of Texas including the cities of:

  • Dallas
  • Houston
  • San Antonio
  • Del Rio
  • Hondo
  • Corpus Cristi
  • Amarillo
  • Round Rock
  • Austin
  • Galveston
  • And all other cities in Texas

How You Can Use a Settlement Loan

As we talked about earlier, you can use your Texas settlement loan any way you choose. We know that every individual’s expenses are unique, and we want you to have the money you need to get through the settlement process. Our customers use their loans on expenses like:

  • Mortgage and rent—the average rent for a two-bedroom home in Texas is $1146 per month, but it’s much higher in our big cities!
  • Medical bills; while most providers are flexible with regard to payment for accident expenses, you don’t want your credit to be ruined if some providers demand immediate payment
  • Groceries, fuel, and everyday living expenses
  • Temporary income replacement
  • Debt payments
  • Repairs to your vehicle, home, or other property that may have been damaged
  • Counseling and other mental health services to deal with the trauma of your accident
  • School fees and other parenting-related expenses

This is a hard time, but you do not have to do it alone. With our help and the guidance of your attorney, you can cover your necessary expenses, enjoy some flexibility during the negotiation process, and hold the negligent party accountable. Call us today to start your lawsuit funding application.

Direct Legal Funding Texas Lawsuit Loans

Direct Legal Funding is your source for any lawsuit funding in the state of Texas. We work to provide you with the most affordable rates, so you can carry on with your settlement. With Direct Legal Funding Texas settlement loans, you’ll receive:

  • An eligibility assessment within 24 hours
  • Non-recourse cash advance lawsuit loans
  • Extremely low rates – as low as 2%!

Contact us today to receive more information on our affordable settlement loans in Texas!

Sexual Abuse

Sexual Abuse

Get Legal Funding to Fight Your Battle & Win!

There is no amount of money or legal recourse that can heal the trauma of sexual abuse. However, survivors have the right to deserve justice and compensation. Nevertheless, such legal battles take ages to reach a verdict.

Direct Legal Funding stands with you and offers the financial backing to strengthen your resolve to get justice. In addition, this funding helps sexual abuse survivors cover their expenses instead of waiting for the compensation amount.

How Does A Lawsuit Loan Help You In Your Sexual Abuse Cases?

Legal funding is the secure and hassle-free way to get cash for your payments and expenses while you wait for your attorney to negotiate the fair settlement amount. Additionally, it helps you pursue your case, even if it stretches for a long time.

The added advantage is that this lawsuit funding is non-recourse. It means the most we take as repayment for this funding is the collateral or agreed-upon portion of your settlement package. There are no hidden terms and conditions. It just gets better!

On top of it, you are not personally responsible for the repayment. Hence it ensures that we do not touch your finances.

Do You Have to Pay Any Interest?

Yes, there is some interest that you have to pay on the funding amount. However, at Direct Legal Funding, we offer market-competitive interest rates.

Moreover, we only charge a simple interest rate, which means the interest is calculated on the original loan amount rather than accumulating interest.

What Happens If You Lose Your Case?

Unfortunately, not all survivors get the justice they deserve. However, we understand what you are already going through and do not want to add the lending repayment amount to your woes post-lawsuit.

Direct Legal Funding removes all these risks in such lending arrangements. You Do Not Have To Pay Back Even A Single Penny if you get no compensation at the end of your lawsuit.

Litigation Financing for Sex Abuse Civil Suits

Lawsuits, including sexual abuse civil suits, are complex and time-consuming. Given the personal nature of these lawsuits, the feelings stirred up and arguments made during the course of the case can seem overwhelming. In addition to dealing with the injustice afforded them, sexual abuse victims may also need to tackle financial difficulties while waiting for their lawsuits to go through the cogs of the legal process.

Pre-settlement funding may be just the solution you are looking for to address your financial needs if you have a pending sexual abuse civil suit. Direct Legal Funding can help you with financial assistance while you recover from the physical and emotional trauma suffered. The money you receive can be used towards medical expenses, living expenses, and other things while you await the outcome of your lawsuit.

Sexual assault and abuse are all too common. Direct Legal Funding has considerable experience providing lawsuit loans to victims of sexual abuse. We understand your needs and are here to help you through these difficult times.

Child Sexual Predators That Can be Held Liable

In most cases of child sexual abuse or assault, the perpetrator is usually someone who is known to the child or is related to them. This can be a family member, religious leader, family friend, teacher, care provider, or community leader. Besides individual sex abusers, there are also institutions and organizations that can be held accountable and responsible for child sexual abuse. This includes:

  • The Catholic Church
  • The Mormon Church
  • The Boy Scouts
  • Day Care Centers
  • Private or Public Schools
  • Sports Clubs or Leagues (including NCAA coaches)
  • Foster Care Homes
  • Youth Organizations

Religious Sexual Abuse by a Priest or a Clergyman

When trusted religious leaders, such as a priest or clergyman commit sexual abuse, the victim undergoes the worst form of emotional, psychological, and physical trauma as a result of having their profound faith violated.

If you were the victim of sexual assault, abuse, unwanted touching, or molestation by a religious school employee, local church employee, or a religious leader, you may be eligible for filing a lawsuit to obtain rightful compensation. And if you have a viable legal case, you can also apply for a lawsuit cash advance with Direct Legal Funding.

Sexual Abuse in Prison

Correctional officers can leverage their power to sexually manipulate inmates into submission. They may file or threaten misbehavior reports or promise commodities from the outside. Lack of appropriate remedies, the disempowered position of inmates, and fear of retaliation often result in incidents of prison sexual abuse going unreported. If you are in the process of filing a claim for damages as a victim of prison sexual abuse, you can get money before your settlement (lawsuit cash advance) through Direct Legal Funding.

Sexual Abuse in Schools and University

Sexual assault and abuse occur in universities, schools, and other educational institutions as a result of failure to provide adequate student protection and safety. If you are the victim of sexual abuse at a school or university, there is a good chance that you can hold the institution liable for damages by proving that their negligence created the conditions for the act to occur.  

You could file a lawsuit against the sexual offender and institution to obtain the justice and compensation you deserve while also receiving a pre-settlement loan from Direct Legal Funding until your case is settled.

Sexual Abuse at Hospitals

Hospital staff members and medical professionals are in a position to engage in unwanted sexual contact with their patients. This can be during a medical examination or while the patient is incapacitated, weak, sedated, or sick. If negligence was involved, you can hold the hospital management along with the offending hospital staff and doctors liable for damages.

Survivors of a medical center or hospital sexual abuse have a right to file a lawsuit for pursuing maximum compensation. Once you file a lawsuit, you can apply for a loan against the pending lawsuit settlement through Direct Legal Funding.

2021 – Prison Inmate’s Rape in New Jersey

In October 2021, the scandal-plagued New Jersey prison for women added another rape to its long list when a senior correctional officer was charged with the alleged sexual assault of an inmate. The 28-year-old corrections officer, Tyrell Harris-McLaughlin, was arrested from the troubled Edna Mahan Correctional Facility for Women on charges of official misconduct and sexual assault.

The US Department of Justice scathingly said that New Jersey has failed in its attempts to put an end to rampant sexual abuse at its only women’s prison despite the conviction of several employees and decades of documented problems.

Federal investigators inspected the disturbing incident at the Edna Mahan Correctional Facility for Women in Hunterdon County. They found that many corrections officers forced prisoners into sexual acts. In fact, prison inmates referred to the abuse at the correctional facility as an “open secret.”

Between 2016 and 2019, at least one vocational instructor, one civilian employee, and five corrections officers have pled guilty or were convicted on charges related to sexual abuse. 

Recoverable Damages in Sexual Abuse Claims

Under the law, sexual assault and abuse are considered civil as well as criminal offenses. If you were sexually abused by someone, you can recover damages for losses such as:

  • Medical expenses
  • Lost wages
  • Reduced earning potential
  • Pain and suffering
  • Diminished quality of life
  • Emotional trauma and distress

Besides the perpetrator, you can also sue the parties that supported or enabled the perpetrator’s actions or tried to cover up the actions. In addition, you may also sue public and private institutions that had the authority and the duty to prevent the abuse but failed to do so.

Eligibility for a Sexual Abuse Lawsuit Loan

To be eligible for sexual abuse settlement personal injury loans, you need to have your attorney’s cooperation and approval to seek help from the legal funding company. Once you qualify for the sexual abuse pre-settlement loan, the lender will provide you with an instant cash advance against the civil lawsuit to pay for your daily expenses, urgent bills, and anything else you want to spend the money on.

Legal financing is provided to victims so that they don’t need to worry about paying for their groceries, food, utility, medical bills, rent, and meeting any other expenses they may have. Your financial pressures may compel you to accept an undervalued or unfair settlement amount. A timely lawsuit cash advance will help you pursue your case for maximum compensation.

Apply For Sexual Abuse Lawsuit Funding within Seconds

Direct Legal Funding can help you pay your bills without taking on any unnecessary financial burdens while you await a personal injury settlement. Our pre-settlement loans with low-interest rates are designed to let victims and their families wait for a fair settlement during negotiations or through a trial verdict. You can qualify for sexual abuse civil litigation funding within just a few minutes. Take the first step towards getting back on track with your finances by applying online or by phone.

Get Funding for Sexual Abuse Lawsuit Today!

You can easily apply through our online process by filling out a simple application form with information about your case.

Direct Legal Funding has an acceptance rate of more than 90%, and you can cover all your expenses such as medical bills, daily expenses, legal fees, and more. Additionally, there are No Hidden Charges.

You can reach out to us at 866-941-5588 to know more about this! We will connect you with one of our experts throughout the process.

Police Brutality

Police Brutality

Police officers are supposed to protect you and make the city a safer place for all civilians. Based on this, sometimes when you are sitting in your living room watching the news, you encounter cases where police made a wrongful arrest or used unnecessarily brutal force.

Such cases are not rare; hence civilians have the right to file a civil lawsuit and get compensation for every wrong thing done to them by the police officers. Moreover, this isn’t easy.

Our application process is FREE, and there is NO RISK TO YOU

If you do not win your case, you owe us NOTHING.

A legal battle can be harsh on the mental health of you and your loved ones. Above all else, it will drain your financial resources. Legal battles are expensive; there are so many different types of fees that you will have to pay. If you were injured or arrested, you might not have been able to get back to your job. Or even get a new one, for that matter.

Direct Legal Funding’s cash advances can help you fight this battle by providing financial help. Lawsuit Settlement Loans by Direct Legal Funding have market-competitive interest rates and that applies only if you win the case. If you lose and end up with no compensation, forget you even took the cash advance. You owe us NOTHING.

The application process is free, and once accepted, we will deposit the cash advance within 24 hours. You won’t have to worry about paying bills while fighting a legal battle. Instead, you’ll have a knowledgeable and courteous representative from the beginning to guide you through the process. And help you get the right cash advance according to your needs.

Apply NOW! Online or call (866) 941-5588 and have your cash advance TODAY!!

Prominent Cases of Police Brutality in Recent Years

2023 – Tennessee Police Brutality Case

Recently, five former police officers were charged by US authorities for the brutal beating of a Black man “Tyre Nichols” in Memphis. Nichols, 29, succumbed to his injuries from the fatal police assault. On Jan. 7th, the police officers stopped Tyre Nichols for reckless driving as per a statement released by the Memphis Police Department.

Attorneys representing the victim’s family reported in a statement that the “police brutalized him to the point of being unrecognizable.” This was after Nichols was chased by the five officers. The police officers were fired following an internal investigation that found the use of excessive force and the failure to render aid.

The Memphis officers are facing indictments of aggravated kidnapping and aggravated assault in addition to second-degree murder charges.

2020 – Minneapolis Police Brutality Case

In May 2020, the killing of George Floyd in Minneapolis at the hands of a white police officer was caught on film. The videos spread rapidly sparking mass outrage and waves of protest across the country. Floyd’s death, who was Black, led to a close scrutiny of police brutality and its aftermath.

The attorney for George Floyd’s family stated that the city of Minneapolis offered a $27 million settlement for the federal lawsuit. This is the largest pretrial civil rights settlement ever.

2020 – Kentucky Police Brutality Case

Breonna Taylor’s family was paid $12 million in settlement by the city of Louisville, Kentucky. Breonna Taylor was shot dead by police officers who were acting on a no-knock warrant. The settlement also included stipulated reforms on how police warrants were to be handled.

Winning Police Brutality Lawsuits Can Take a Lot of Time

Police brutality settlements have a history of being substantial. Unfortunately, they also take a long time to settle. It is common for police departments to continue delaying, canceling, and rescheduling hearings. In fact, it is rare for police departments to take responsibility for their actions quickly or to settle fairly.

It can take anywhere from months to years to successfully resolve a police brutality claim and obtain a fair settlement. Your attorneys will negotiate for a settlement that covers your injuries, damages, and loss.

Get the Cash You Need Right Now with Pre-Settlement Loans

You can get low-interest settlement funding from Direct Legal Funding to pay for your rent, buy food and groceries, cater to your family’s needs, settle your medical expenses, and pay for other financial obligations.

Lawsuit Loans Ease the Pressure of an Early Settlement

When you get a lawsuit cash advance for your police brutality claim, you won’t be worried about paying immediate bills. Your attorney will have the necessary time to negotiate with the defendants and fight for your legal rights. When you are not in a hurry to get the settlement money, your attorneys can build a superior negotiation strategy that recovers the financial justice you deserve.

Legal Funding Safe is Safe

Advance on lawsuit settlement is absolutely safe. In fact, experts call a pre-settlement funding arrangement “risk-free” to the plaintiff (the victim of police brutality). Here is what you are assured of when you get money before settlement from Direct Legal Funding:

  • All settlement loans are non-recourse.
  • Our team doesn’t touch your personal finances or bank account under any circumstances.
  • In the event you lose your case, you don’t need to worry about repaying us at all.

Start the Settlement Loan Application Process Today

Our legal funding application process is quick and transparent. You need to fill out the application on our website and provide contact information for your attorney. We don’t take more than 24 hours to determine the eligibility of loan applicants for a police brutality lawsuit cash advance.

We consider each police brutality lawsuit unique. It is helpful for us to determine eligibility when applicants provide the following information when applying for lawsuit funding from us:

  • Photos, statements, videos, police reports, and any other evidence that proves your innocence and victimhood.
  • Official complaint from the lawsuit.
  • Insurance information.
  • Medical records if you suffered injuries.

If you are unsure about the application process or have concerns about qualifying for the lawsuit loan, get in touch with our skilled customer service team.

Types of Police Brutality Lawsuits We Can Help You With

Police brutality lawsuits largely deal with the police and may have criminal components. However, Direct Legal Funding only provides lawsuit cash advances where there is a personal injury lawsuit filed against the responsible police officers. This can be owing to any of the following reasons:

Excessive Force

Police brutality claims where excessive force is used are usually the most public cases. The officer’s biases or intentions don’t matter in most cases. The central legal question in these types of lawsuits is whether the amount of force used was reasonable or not.

Malicious Prosecution

These types of police brutality lawsuits are controlled by the Fourteenth Amendment and usually deal with constitutional issues. There are four basic components to these claims:

  • Initiation of a criminal legal proceeding.
  • Without probable cause.
  • With malice.
  • and a judgment in favor of the victim.

Failure to Intervene

There are often multiple defendants or multiple responsible parties in police brutality lawsuits. If one law enforcement officer witnesses another police officer violating someone’s civil rights, they have a duty to prevent or stop that violation from occurring. This law means that individual police officers involved in a claim can be held severally liable for the injuries and damages.

False Arrest

False arrest deals with illegal searches and seizures under the Fourth Amendment protections. They are also controlled by the constitution. An officer can be proven responsible in a police brutality lawsuit if they lacked probable cause for believing that the accused had committed a crime or was in the process of committing a crime.

Secure Your Lawsuit Loan with us Today

Money should be the last thing on your mind when fighting a police brutality lawsuit. Direct Legal Funding can help you with a non-recourse cash advance so that you are in a strong position to pursue your claim for damages. When you borrow money for your police brutality lawsuit from Direct Legal Funding, you essentially get a risk-free and competitive rate loan. You don’t owe us a cent if you don’t win your settlement claim.

We are committed to providing an excellent customer experience to all our clients with a simple application process, quick loan approval and disbursement, and maximum client satisfaction. Contact us today by calling (866) 941-5588 or filling out our online form.

Nursing Home Abuse

Nursing Home Abuse

For Nursing Home Neglect Cases Call (866) 941-5588

When one of your loved ones is the victim of negligence in a nursing home, there may not be a more difficult time in your life. Direct Legal Funding provides lawsuit loans to help meet daily expenses while going through the lengthy litigation process of Nursing Home Negligence Lawsuits.

Our lawsuit loan program is available at market-competitive rates with No Risk to you. Get An Advance Within 24 Hours of your application! Apply for this funding by filling out our online application or call us at (866) 941-5588 to apply for a lawsuit loan. The Process Is Completely Free!

What Sort Of Nursing Home Abuse Qualifies For This Funding?

A common type of nursing home abuse is general neglect. It happens when elderly residents get the type of care and attention needed by nursing home staff.

This general neglect also includes denying necessities like supervision, exercise, food, medical attention, water, and other requirements. There is also severe neglect that leads to repercussions such as skin irritation, bone fractures, starvation, bedsores, malnutrition, dehydration, and unfortunately in some cases even death.

Injuries that qualify for lawsuit loans related to nursing home neglect can include:

  • Mental Abuse
  • Wrongful Death
  • Malnutrition and Dehydration
  • Medical Malpractice
  • Sexual Abuse
  • Bedsores
  • Failure to Diagnose Proper Prescriptions
  • Falls and Fractures
  • Restraint Injuries
  • Wandering and leaving the facility

This lawsuit loan will give you the funds you need to help pay your bills while your attorney negotiates a fair settlement for you. You can Pay Us If You WIN your claim, and you Owe Us Nothing if you don’t win your case.

Understaffing Contributes to Nursing Home Abuse

Understaffing takes place when a nursing home doesn’t hire enough staff members to provide adequate, compassionate, and safe care. If federal nursing home figures are to be believed, at least 70% of nursing homes in the US are currently understaffed.

Residents in these long-term care facilities are at a higher risk of sedative overuse, bedsores, urinary tract infections (UTIs), medication errors, and failure to receive timely emergency care because of low staffing levels. There is a clear correlation between the quality of care provided and the staffing levels at a nursing home according to the Institute of Medicine.

Staffing issues generally take place because the owners and managers at the nursing home want to lower their costs and increase profits without considering the repercussions of putting the well-being of elderly residents at risk.

Nursing Home Abuse Claims Receive Large Settlements

According to figures released by Health Affairs, a nursing home negligence or abuse claim in the US usually results in a settlement of about $406,000 on average. Each claim is different and you may receive more or less than this amount. Based on this, in the recent past, there have been several nursing home claims that have settled for more than $1 million.

Recent Nursing Home Lawsuit Settlements

$13 Million for Wrongful Death in Kentucky

This settlement was awarded to the family of a former judge after the nursing home failed to give him his necessary medications, including antibiotics. The infection he was battling eventually took his life.

$8 Million for Sexual Abuse in Washington

The nursing home agreed to this settlement after repeated rapes of a resident by the staff member. The staff member was fired by the care facility, who was also later arrested. However, the damage from these unthinkable acts had already been done.

$6.75 Million for Sexual Abuse in Pennsylvania

This amount was awarded to an 86-year-old woman after she was sexually abused by another resident. She settled even though she won the court trial against the nursing home.

$1 Million for Wrongful Death in Massachusetts

Family members of an 89-year-old woman received this wrongful death settlement after the senior fell in a nursing facility. The staff failed to turn on the alarm that was to sound whenever the woman got up from her bed since she was a high fall risk. The staff could not get the woman to a hospital quickly enough, causing her death.

$740,000 for Elder Abuse and Neglect in Vermont

In February 2020, a Vermont attorney secured this amount for their client for four separate instances of abuse and neglect in an assisted living facility.

$300,000 for Wrongful Death in Virginia

In 2019, the family of a 90-year-old was awarded this amount when she died within 2 months of getting admitted to a long-term care facility. The lawsuit successfully proved that the bedsores were because of negligent staff members.

Nursing Home Lawsuit Funding is Different from a Loan

A lawsuit cash advance or pre-settlement loan is not a loan in the traditional sense. You don’t need to pay back anything unless your case is settled or you win a verdict. Direct Legal Funding requires clients to repay the money only if they win the lawsuit and recover a settlement amount.

If you lose the case and don’t settle, you won’t need to pay the lender any money. Direct Legal Funding provides pre-settlement loans at market competitive interest rates, with a quick and smooth application process, and follows a risk-free lending system.

Get Your Lawsuit Loan in 3 Quick Steps

  1. Apply for a settlement loan: Use our short online form to check your eligibility and apply for a loan on your pending lawsuit settlement. We offer zero-risk nursing home lawsuit loans.
  2. .Wait for our loan approval :The lawsuit details will be reviewed by our team and discussed with your attorney. We won’t use your credit score as a factor. Many applications get approved in as little as 24 hours. Once you are satisfied with the terms and conditions, you can simply sign the contract and send it back to us. You don’t need to create any third-party accounts or download any apps.
  3. Receive the funds you need

You can receive the funds you need in just 24 hours after your application gets approved. Here are a few common funding method options:

  • Wire Transfer
  • Standard Check
  • ACH / Direct Deposit
  • Digital Check Emailed
  • Western Union

Frequently Asked Questions

Do I qualify for a nursing home lawsuit loan with Direct Legal Funding?

You may qualify for nursing home abuse lawsuit funding if you hired an attorney to represent you for your civil damages claim. Many abuse lawsuits are eligible for pre-settlement funding.

How long till I get my lawsuit loan?

After you sign and return the agreement to us, we will aim to release the funds in less than 24 hours. The process largely depends on the time taken by you and your attorney to complete the documentation and sign the agreement.

How much lawsuit cash advance can I qualify for?

You can request the funding amount you want in the application. We will determine the pre-settlement funds your nursing home abuse case is eligible for by evaluating your case and discussing it with your attorney.

How can I use the lawsuit funding?

There are no specific requirements or conditions for using the settlement loan money. You can use it for covering your essential expenses, such as living expenses, rent, medical bills and others, or even use the loan proceeds for any non-essential expenses you want.

What is the credit score impact of obtaining loans on pending lawsuit settlements?

There is no impact on the credit score or a credit check for obtaining the lawsuit cash advance. There is no risk to you since you don’t have to repay the lawsuit loan if you don’t win a settlement.

How can your settlement funding allow me to win a larger settlement from the defendant?

Personal injury claims can take months or years to resolve. Many victims experience financial difficulties, which compel them to accept a lower but early settlement offer. You can allow your attorney to negotiate from a position of strength or even go to trial when your immediate expenses are covered with a pre-settlement loan. With your ability to wait longer and negotiate patiently, you can take away the insurance company’s leverage.

Insurance companies routinely hold out on settling in the hopes the victim will lose patience and settle for a lower amount. By getting pre-settlement funding for your nursing home abuse lawsuit, you can give your case a real push and advantage for receiving your rightful compensation.

How Can Direct Legal Funding Help You With Nursing Home Negligence?

Each year, there are thousands of reports in the United States about neglect and abuse at nursing homes.

In one out of every ten nursing homes, severe abuse has been reported. It is believed that this increase can be attributed to an increased population of elderly people requiring care—but regardless, it’s a disgraceful situation for everyone involved.

The personal injury lawsuit helps curb this unacceptable behavior, and the victims are compensated for nursing home abuse. Without legal action against negligent facilities or staff members, the problem will only continue to grow worse.

The process is simple to obtain lawsuit funding. Just Fill Out Our Online Application or Call Us at (866) 941-5588.