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Month: October 2022

How Long Does It Take to Get a Lawsuit Loan in Des Moines

Posted on by karan k

Personal injury cases in Des Moines can be long and complex, involving complications like lost wages and mounting bills while waiting for a settlement. Unless you are financially strong, filing a lawsuit and then waiting for a settlement (especially when you are recovering from injuries or physically unable to go to work) can cause serious financial and emotional stress.

That’s why, at Direct Legal Funding, we have made lawsuit funding fast and more affordable for Des Moines residents. Pre-settlement Lawsuit funding or a “lawsuit loan” is a cash advance you can get against your future settlement reward. You can use this money to make purchases, pay your bills or anything you need the money for. It’s your money! You don’t have to settle for an unfairly low offer from the insurance company just because you’re drowning in debt. 

Unlike car loans or home loans, a cash advance lawsuit settlement loan is not dependent on your credit score so the process to obtain the funding can be fast and hassle-free. We look at the merits of your case, and after speaking with your attorney, provide you with the money you need.

The Steps to Obtain Low-Interest Pre-Settlement Loans in Des Moines, Iowa

The process to get a lawsuit cash advance in Iowa is not only quick, but also easy:

  • Step 1: Choose a lender, preferably Direct Legal Funding and fill out our online application form or call our toll-free number.
  • Step 2: We will discuss your case with you and contact your attorney to get the necessary documents to get your loan approved.
  • Step 3: Your case will be reviewed, and we will determine how much money you are eligible to receive.  You will likely receive an answer very quickly about your loan approval.
  • Step 4: Once approved we will send you your money within 24 hours.

State Law Regarding Settlement Loans in Iowa

Settlement loans in Iowa are still largely unregulated so you have to be careful while choosing a pre-settlement loans company to work with. It is best to check their reviews and make sure you work with a reputable and trustworthy name, otherwise you might fall victim to the trap of “hidden fees” and incredibly high-interest rates.  

At Direct Legal Funding, we practice a 100% transparent, full-disclosure policy for our lawsuit funding contracts. This means if you choose to get a loan from us, you will know the interest rates and repayment terms prior to signing the contract. There won’t be any unwelcome surprises later on.

According to the American Bar Association, attorneys in Iowa are not allowed to fund their clients. That is why Direct Legal Funding provides this needed service, to individuals faced with financial difficulties caused by a car accident or injury. But you do need your attorney’s consent to obtain a settlement loan.

Statistics on Car Accidents and Injuries in Iowa

Deaths caused by car accidents in Iowa hit a five-year high in 2021. A total of 353 people died in vehicle collisions last year, which led to the formation of the Iowa Traffic Fatality Reduction Task Force by the governor.

In 2020, almost 36% of fatalities tested positive for either drugs or alcohol. Data shows that impaired driving accident cases in Iowa increased by 9% from 2019. 

It is estimated that Iowa residents drive about 33 billion miles per year. This means an average Iowa resident drives 10.2% more than the national average. When you are on the road that much, the risk of being in an accident only gets higher. 

Average time it takes to a lawsuit cash advance in Des Moines, IA

Assuming that you have retained an attorney (on a contingent-fee basis) and you’ve filled out the application form, it usually takes 48 hours to get your application approved or rejected. This is how it works for the majority of cases at Direct Legal Funding.  But there are also exceptions when the case is much more complex and processing the application may take several days.

What can Delay the lawsuit Loan Approval Process in Des Moines, IA?

If you have decided to bring a personal injury lawsuit against someone in Iowa, technically you can represent yourself in court. Based on this, you can’t be eligible for a lawsuit loan unless you are represented by an attorney. So, if you haven’t hired one before filling out your application, your application won’t go through. 

If you do have an attorney, inform them about your plan to get a loan so they have all the documents ready to be submitted.

How can I Expedite the lawsuit Loan Approval Process in Des Moines, IA?

To process your application, the lending firm will ask for documents such as your medical records showing injury, police or incident report, ambulance report, name of the insurance company & policy limits of the defendant, photos/videos of the incident, copy of your legal complaint or lawsuit filed, etc. Make sure you have all this information handy.

What is the Average Cost of Healthcare in Iowa?

Gone are the days when healthcare costs in Iowa used to be lower than the national average. In the post-pandemic world, Iowa residents are paying over $440 on average per month (per person) for the cheapest insurance plans. These costs are even higher if you need prescription medications and rehabilitation on an ongoing basis.

Previous Personal Injury Cases in Des Moines, IA

A 24-year-old woman suffered multiple pelvic fractures and a head injury after being hit by a DART (Des Moines Area Regional Transit Authority) bus. She received $2.74 million to compensate for her lost wages, current and future medical expenses, and pain and suffering.

In another case, a man received $1.67 million in a settlement after sustaining soft tissue injuries and spinal fractures in a single-car rollover. He filed a lawsuit against the at-fault driver as well as the Iowa County Highway Department that was found to be negligent in maintaining the gravel road where the accident took place.

Dangerous Intersections in Des Moines, Iowa

According to the Iowa Department of Transportation, the majority of accidents in the city occur at the following intersections:

  • E. University Avenue and E. 30th Street
  • E. Army Post Road and S.E. Fifth Street
  • Day Street and 6th Avenue
  • S.W. Oralabor Road and S.W. State Street
  • E. Euclid Avenue and E. 14th Street
  • S.E. 5th Street and Indianola Avenue and S.E. 6th Street

Leading Hospitals and Medical Centers in Des Moines, Iowa

If you have sustained injuries due to someone’s negligence, it is best to get yourself examined by a medical professional right away. Car accidents and fall injuries often lead to internal damage, which is not immediately apparent but can lead to severe health consequences if left untreated. In case of serious injuries, go to the ER or dial 911.

The following are some of the top medical centers in Des Moines providing quality care to injured victims:

  • UnityPoint Health – Iowa Lutheran Hospital
  • Select Specialty Hospital – Des Moines
  • UnityPoint Health – Methodist West Hospital
  • MercyOne Des Moines Medical Center
  • Broadlawns Medical Center
  • VA Central Iowa Health Care System
  • UnityPoint Health – Iowa Methodist Medical Center

Get a No-Risk Settlement Loan or Lawsuit Cash Advance in Iowa within 24 Hours

At Direct Legal Funding, we have made it extremely easy for Des Moines residents to get legal funding. No proof of employment, no collateral, no application fee, and no rising interest rates – you know exactly what you are going to pay back from day one.

We offer highly competitive interest rates in the city along with borrower-friendly terms. Apply online today or call us at 866-941-5588 to learn more.

How Long Does a Lawsuit Loan Take in Columbus, OH

Posted on by karan k

A distracted, speeding, or drunk driver on the road loses control of their vehicle, leading to your accident and injuries, and suddenly you find yourself on the receiving end of enormous hospital bills, lost wages, and extended pain and suffering.

Even if you expect to obtain your rightful financial compensation from the negligent driver’s insurance company, it can take a long time to get the settlement money in your hands.

This is exactly what Direct Legal Funding is for. We offer low-interest, no-risk lawsuit loans or pre-settlement cash advances to help plaintiffs (in personal injury lawsuits) get through the difficult period. You can use these loans to pay for your treatment, rent, grocery bills, credit card payments, or anything else you want.

Get Money before Settlement in 24 Hours, through a Lawsuit Loan in Columbus, Ohio

Getting a settlement loan from Direct Legal Funding couldn’t be easier. With years of experience in legal funding, we have streamlined the entire application and approval process to make applying fast and hassle-free.

Here’s how it works:

  • Fill Out the Application: Complete the online application on our website, which takes less than 5 minutes. All we ask for is the type of case you have, and the basic contact information of you and your attorney. There is no credit check or application fee.
  • We Contact Your Lawyer: Once we get your application, we will get in touch with you and your attorney, immediately. We will ask them for a few important documents regarding your case to help us evaluate the merits of your claim.
  • We Approve Your Application: After reviewing the documents and talking to your lawyer, we will know immediately if you are approved for your cash advance.
  • Money is Sent: Once approved, and all documents have been signed by you and your attorney, you can expect to receive your money, often within the same business day.

And that’s it! The process is fast and easy and often completed in the same business day.

If you would like more information on our process and how it works call us today, our number is 866-941-5588.

Is This Legal? Yes

State Law Regarding Pre-Settlement Loans in Columbus, OH

In order to qualify for legal funding in Columbus, you must have retained the services of a contingency-based attorney; you must have an ongoing lawsuit against an insured party, and your attorney must have approved third-party funding. If you meet all these conditions, a lawsuit funding company will likely approve your application within a couple of days.

It doesn’t matter what type of case you have, as long as you are litigating against an insured party in Columbus. Legal funding or lawsuit cash advances are allowed for cases of vehicle collisions, premises liability, defective devices, construction accidents, medical malpractice, personal injury, wrongful death, nursing home abuse, Jones Act cases, and more.

How Soon Can You Receive Lawsuit Funding in Columbus, OH?

A reputable lawsuit loan company, like Direct Legal Funding, can transfer money to you within 24 hours after your application is approved. There are no credit checks or employment history checks to make the process lengthier. All we have to evaluate is the strength of your civil case, which is easy to do once we get the necessary information from your attorney.

Don’t Let Your Loan Approval in Columbus, OH Get Delayed

In some cases, processing the loan application can take up extra time because of the following factors:

  • Undisclosed legal funding obtained from another company
  • Missing or incorrect contact information of your attorney and staff
  • The amount of funding requested, measured against your future settlement
  • The amount of time taken by your lawyer to send your relevant case information and documentation

How can make I help make the process of getting my lawsuit settlement loan go faster?

Here is what you can do to make sure the process goes smoothly:

  1. Tell your attorney that you want to obtain a lawsuit loan. This way, they will be ready with the important paperwork we need to review your application. 
  2. Have your attorney or paralegal’s name, email, and phone number available, so we can quickly get the documents we need for your approval. If you are working with an assistant at the office, make sure to have their contact information as well.
  3. Please ask your attorney to respond to our enquiries on a timely matter. We cannot do anything until they respond to the emails from Direct Legal Funding.
  4. Remember, the sooner we receive the needed documentation from your attorney, the faster you receive your money.

Statistics on Car Accidents and Injuries in Columbus, Ohio

Each year in Ohio, thousands of accidents occur on our roads, causing deaths and injuries that impact entire communities. While no one expects to be involved in a collision when they get behind the wheel, the unfortunate reality is that the average driver is involved in at least one accident in their lifetime. 

In 2021, there were more than 22, 550 total car crashes in Columbus, out of which 117 resulted in fatalities and over 8,000 resulted in extensive injuries. According to the Ohio Department of Public Safety (ODPS), more than half of all traffic accidents in Ohio occur during daylight hours, and over 35% of fatal accidents involve alcohol. 

What is the Average Cost of Healthcare in Columbus, Ohio? 

Columbus is one of the best cities to live in the country and the healthcare costs are a big reason for that. The average monthly cost of health insurance is $375, which is about 1.4% below the national average. While cheaper than in other major cities, these costs can quickly add up when you have to get surgical treatments and expensive prescription medications on an ongoing basis.

Previous Personal Injury Cases in Ohio

A woman was hit by a Dodge Viper driving over the speed of 100 mph and died due to her injuries. Her family sued the driver for wrongful death, receiving $2.8 million in a settlement. In another instance, a Delaware County resident was driving his motorcycle on his way home when he was struck by a distracted driver; he received $85,000 to settle the case.

Dangerous Intersections and Roads in Columbus, Ohio

Did you know that Columbus has one of the highest numbers of dangerous intersections where accidents are a daily occurrence? Here are some of the deadliest roads in the city for pedestrians as well as drivers:

  • Karl Road and Morse Road
  • Hamilton Road and Livingston Avenue
  • Cleveland Avenue and Morse Road
  • Cleveland Avenue and Dublin Granville Road
  • Hilliard Rome Road and Renner Road
  • Main Street and McNaughten Road
  • Roberts Road and Hilliard Rome Road
  • Cleveland Avenue and Hudson Street
  • Broad Street and Reynoldsburg New Albany Road
  • Morse Road and Westerville Road
  • Dublin Granville Road and Maple Canyon Avenue
  • James Road and Broad Street

Prominent Hospitals and Medical Centers in Columbus, OH for Injured Victims

If you have been injured in a car crash, a slip-and-fall accident, or any other type of accident, make sure you get the medical attention you need in a timely manner. Here are some of the leading hospitals in Columbus:

  • OhioHealth Riverside Methodist Hospital
  • OhioHealth Grant Medical Center
  • Mount Carmel East
  • Select Specialty Hospital – Columbus
  • The Ohio State University Wexner Medical Center
  • OSU James Hospital
  • Ohio State East Hospital
  • OhioHealth Doctors Hospital

Apply Today for a Loan on you Pending Lawsuit Settlement with Direct Legal Funding

You have a lot of options when it comes to lawsuit loans in Columbus, but if you’re looking for low-interest and non-recourse funding (no collateral required), contact Direct Legal Funding. Our application process is completely digitalized and once you fill out the form, we take care of the rest. We can also assist you over the phone with your application.

Your urgent financial obligations are not going to wait for your final lawsuit settlement, and neither should you. Call us at 866-941-5588 or contact us online to get the ball rolling today.

How Long Does It Take to Get a Lawsuit Loan in Columbus, GA

Posted on by karan k

Getting injured in an auto accident, bike collision, slip and fall accident, or on a construction site can result in catastrophic injuries. The situation for the victim worsens when the accident and injury occurred due to another’s negligence. Fortunately, the law in Georgia allows you to file a personal injury claim for damages against the at-fault party to recover your rightful compensation.

But the burden of proof lies on the victim in these cases. Therefore, depending on the type of personal injury, it can take several months and even years for the injured victim to see any sort of compensation.

If you are in a similar situation, i.e., you’ve filed a personal injury lawsuit in Columbus, GA and you are struggling to pay the bills as the legal matter drags on, you may want to consider taking out a pre-settlement loan. 

A lawsuit loan or pre-settlement funding firm like Direct Legal Funding can offer you a lawsuit cash advance to pay for your medical bills, rent/mortgage, living expenses, or anything else you need. This advance is a type of non-recourse loan, which means you only pay it back if you win your case and receive financial compensation. 

Can you get Money before a lawsuit settlement in Columbus, GA?

The answer is yes. Since your credit history or employment history is not a factor in lawsuit loans with Direct Legal Funding, getting pre-settlement funding is a fast and easy process. From the time you contact us, we can get you processed and your money on the way within 24 hours, and without collateral.

When you choose a top-rated lawsuit cash advance provider, such as Direct Legal Funding, you can expect personal service with a loan specialist who will expedite the entire process to make it as easy as possible. There is no risk and if your case doesn’t settle, then you don’t owe us a dime. The cash advance risk is all on us. So, call now!

Mistakes that can Delay Your Loan on Pending Lawsuit Settlements in Columbus, GA

If you are applying for a Columbus, GA lawsuit loan, make sure you don’t make the following mistakes as they can prolong the process:

  • Failure to notify your lawyer that you have contacted a pre settlement loan company
  • Failure to have the proper contact information for your attorney or your case manager at the law firm.
  • Failure to choose a reliable and customer-focused pre-settlement loans provider such as Direct Legal Funding, who will ensure your money is coming to you quickly and without stress.

What Should I Do to Ensure My Loan on Pending Lawsuit Settlement Columbus, GA is Not Delayed?

If you want to get your application approved as quickly as possible, here’s what you need to do:

  • Talk to your lawyer about your loan application before you apply. This way they will accept our calls for information.
  • Ask you attorney to respond to Direct Legal Funding’s request for information quickly. The quicker they get us the needed documents, the quicker we can get you the money you deserve.
  • Most importantly, choose the right lawsuit funding company, such as Direct Legal Funding, in order to get money before settlement in Columbus, GA in as little as 24 hours. 

Steps to Obtain Low-Interest Lawsuit Funding in Columbus, Georgia

A lawsuit loan relies on your potential future settlement as collateral, instead of your personal assets or credit score. Therefore the loan application approval process is so fast; We don’t need to pour over your credit history or assets in order to approve your application. All we need to know is the facts of your case, which we determine after talking to your attorney and evaluating your case documents. 

If you want to apply for a pre-settlement loan in Columbus, GA, here is how it works:

  • Step 1: Choose Direct Legal Funding and call us or fill out our online application form.
  • Step 2: We will contact your lawyer to gather pertinent information regarding your case.
  • Step 3: After receiving the documents from your attorney, we will start the approval of your loan application (usually within an hour)
  • Step 4: Once your application is approved, you will receive your funds the same day or the next business day.
  • Step 5: Please Leave Us a Review.

Georgia Laws Related to Pre-Settlement Funding for Columbus Residents

Georgia has its own set of laws regarding personal injury lawsuits. The state also imposes some rules regarding settlement loans. These include:

  • The statute of limitations in Georgia is two years when it comes to filing personal injury lawsuits (there are certain exceptions). You can only apply for lawsuit funding if your claim was filed within this duration.
  • A plaintiff cannot get more than one lawsuit loan against their personal injury lawsuit. If you’ve already applied for and received funding from a lender, you can’t apply for another one. 
  • You can’t file a lawsuit, and thus, can’t apply for funding in Georgia, if you are more than 50% responsible for your injury.

What is the Average Cost of Healthcare in Georgia?

Georgia has one of the highest health insurance premiums, with a typical 40-year-old paying an average of $590 per month. From regular blood tests to C-section surgeries, every healthcare costs more in Georgia compared to most of the states. For example, blood tests in Arizona cost between $49 and $99 while the same cost $79-$270 in Georgia.

Previous Personal Injury Cases in Georgia

In December 2021, a 30-year-old woman was traveling along the I-75 when she was rear-ended. She sustained lumbar and cervical herniations, tears, and multiple soft-tissue injuries. She sued the at-fault driver who was found to be speeding and making unsafe lane changes and received $100,000 in a settlement.

In another case, a 19-year-old man died after getting struck head-on while driving along Route 84. His parents alleged negligence against the responsible driver who was not only drunk but was also using her phone while driving. The jury awarded the parents about $26 million.

Be Mindful of These Dangerous Intersections and Roads in Georgia

The following intersections in Georgia are considered the deadliest for pedestrians and drivers:

  • I-75 in Kennesaw
  • I-20 in Atlanta
  • Mike Padgett Highway in Augusta
  • I-85 in Atlanta at Piedmont Avenue
  • Lee Street SW in Atlanta
  • Wesley Chapel Road in Decatur
  • Martin Luther King Jr. Drive SW in Atlanta
  • I-85 in Atlanta
  • Houston Road in Macon
  • Old National Highway in Atlanta

Treatments for Accident Victims at Hospitals and Medical Centers in Columbus, GA

If you have suffered an injury due to a slip-and-fall accident, car accident, or any other mishap, the first step is to go to your local emergency department or a hospital to get yourself checked out by a medical professional. You can visit any of the following hospitals in Columbus, Georgia to get prompt care:

  • Columbus Health Center
  • Grady Hospital Neighborhood Center
  • VA Fulton/Eastpoint Hospital
  • Wellstar Atlanta Medical Center South: Parking Deck (inside Wellstar Columbus Health Center)

Apply for Quick and Easy Lawsuit Funding in Columbus, GA Today

Whether you need a settlement loan of $500 or $500,000, we at Direct Legal Funding can offer you the cash advance you need until you win your case. What happens if you lose? Absolutely nothing.

You have no obligation to repay the loan unless you obtain compensation through a settlement or verdict for your personal injury claim. Apply today or contact us online to know more. If you’d like to talk to our team to get the ball rolling today, call us at 866-941-5588.

Personal Injury Lawsuit Loan Macon, GA

Posted on by karan k

Are you struggling to meet your expenses as you wait for your personal injury lawsuit to settle? You are not alone. Insurance companies know exactly how lucrative it is for them to allow a case to drag on for months, or sometimes even years so that the injured victims feel pressured to accept lower settlements sooner, just to “get done with it”. 

Instead of falling into this trap, you can get a lawsuit loan or pre-settlement funding to cover your ongoing living expenses while you wait to receive the full financial compensation you deserve. These cash advances are usually transferred within 24 hours after they have been approved, and the best part is, they come with no-strings-attached. You don’t have to repay this loan unless you win your personal injury case settlement.

Steps to Obtaining Low-Interest Settlement Loans for Personal Injury Lawsuits in Macon, GA

Technically speaking, a personal injury lawsuit loan in Macon, Georgia is not a loan but a cash advance. In other words, the lender uses the future settlement as collateral instead of your credit history.

You can apply for a lawsuit cash advance within just a few minutes:

  • Step 1: Complete the online application (with your name, contact information, and case information) or call the lending company directly if you have any questions. 
  • Step 2: The company will then contact your personal injury lawyer to learn more about your case and evaluate it thoroughly.
  • Step 3: The case evaluation process takes 48 hours or less. If you are approved, you and your attorney will need to sign the contract (electronically via DocuSign)
  • Step 4: You will receive the requested funds within 24 hours

State Law Regarding Personal Injury Legal Funding in Macon, GA

In Georgia, if you are a plaintiff in a personal injury lawsuit, you must be less than 50% responsible for your accident in order to receive compensation. If it’s found that you are more than 50% responsible for your injuries, you won’t be eligible for a cash advance.

Pertaining to this, you must have filed your lawsuit within 2 years of the accident because of the statute of limitations, but there are a few exceptions (you should talk to your attorney to know more about the statute of limitations in your specific case). If you have already received a lawsuit loan from another company, you won’t get one a second time.

Average Time It Takes to Get a Personal Injury Settlement Loan in Macon, GA

A lawsuit loan is not like a mortgage loan; as we mentioned earlier, it doesn’t have anything to do with your credit history or income statement. This is why getting a lawsuit cash advance is possible within a couple of days of applying for it. 

After you fill out your application, the lending firm takes no more than 48 hours to review your case documents and conduct a brief interview with you over the phone. If your application is approved, you can usually get your money within 24-48 hours via wire transfer, Western Union, or an overnight check. It’s best to apply for the funding as early in the day as possible so they can try to get you the cash immediately.

Factors Delaying the Loan Approval Process

  • While you can represent yourself in a personal injury lawsuit, you can’t apply for a lawsuit loan in Macon, Georgia unless you have an attorney. Based on this, make sure you hire one and discuss with them your plans to apply for a pre-settlement loan.
  • Make sure you have all the important information and documentation regarding your case ready to be submitted to the lawsuit funding firm. If you don’t, it will just take longer for your application to be reviewed.

Factors Expediting the Approval Process

  • Talk to your attorney beforehand so they are prepared to discuss your case with the lender.
  • Keep your contact information and case-related documentation ready to be submitted and verified by the lender.

Dangerous Intersections and Roads in Macon, GA

If you live in Macon, you should be careful while traveling on the following roads and intersections.  These are considered high-risk when it comes to auto accidents:

  • Gray Highway and Shurling Drive
  • Riverside Drive and Northside Drive
  • Mercer University and Log Cabin Drive
  • Gray Highway and Clinton Road
  • Eisenhower Parkway and Log Cabin Drive
  • Pio Nono Avenue and Rocky Creek Road
  • Mercer University and Bloomfield Road
  • Riverside Drive and Spring Street
  • Riverside Drive and Pierce Avenue

Common Causes of Vehicle Accidents in Macon, GA

There are a lot of reasons why car crashes occur. From a drowsy driver to a fallen tree, a number of factors can cause a vehicle to spin out or skid. But in the city of Macon, the following causes contribute to the highest number of accidents:

  • Distracted driving
  • Running red lights and stop signs
  • Driving under the influence of alcohol or drugs
  • Speeding
  • Failure to yield
  • Disregarding the safety of others on the road
  • A sleepy, drowsy, or downright exhausted driver
  • Aggressive driving
  • Bad weather
  • Poor road conditions
  • Vehicle defects

Types of Personal Injuries in Macon, GA Auto Accidents

The nature and extent of an injury sustained in an auto accident naturally depend on several factors. For instance: was the injured person wearing a seat belt, was it a high-speed or low-speed collision, did they get hit from the front, side, or rear, etc.?

Minor injuries often resolve within a few days without any need for significant medical attention. Taking this into account, more serious injuries might result in permanent disability, disfigurement, or even death.

Car accident injury victims in Macon, GA tend to suffer from the following common injuries:

  • Bruising
  • Scars and disfiguration
  • Facial injuries
  • Broken bones
  • Neck injuries
  • Whiplash
  • Concussions
  • Brain injuries
  • Leg and foot injuries
  • Loss of limbs
  • Burns
  • Back injuries
  • Paralysis
  • Post-traumatic stress
  • Internal bleeding
  • Pain and distress

Hospitals and Medical Centers in Macon, GA

If you or your loved one has sustained any injuries because of someone else’s reckless or negligent behavior, you might be entitled to receive financial compensation from the at-fault party. But before you think about filing a lawsuit, make sure you get prompt medical attention at one of the hospitals or emergency care providers in Macon:

  • Medical Center of Central Georgia
  • Piedmont Macon North
  • Bibb County Medical Center
  • Atrium Health Navicent Medical Center
  • Atrium Health Navicent Emergency Center
  • Coliseum Health System: Northside Hospital
  • Regency Macon Hospital

The Average Cost of Healthcare in Macon, GA

Healthcare costs make up almost 20% of all spending in the US economy, and they are also the number one reason for personal bankruptcies. We all know how expensive medical procedures and doctor’s visits can be, but it turns out they can be especially costly in Georgia. As shared in one report from Georgia Health News, the state has higher medical costs than most of the other states.

For starters, a blood test in Georgia has a median cost of $132 and can even go as high as $272. Compared to this cost, the same blood test costs about $89 in Minnesota and $100 in Maryland. 

Get Your Personal Injury Lawsuit Cash Advance within 24 Hours in Macon, GA. Apply Today

If you or someone you love is injured and pursuing a personal injury lawsuit against the negligent party and their insurers, you already have a lot on your plate. Our goal here at Direct Legal Funding is to help you stay financially comfortable until you win your settlement, be it a car accident, truck accident, slip and fall injury, dog bites, medical malpractice, police brutality, or any other type of injury.

Our loan application process is easy and fast. You could expect to receive your pre-settlement loan within the next 24 hours! We also offer highly competitive interest rates and absolutely no upfront fee. If you have any questions, please contact us online or call us at 866-941-5588.

Motor Vehicle Accident Lawsuit Loan in Macon, GA

Posted on by karan k

The process of settling an auto accident lawsuit is usually a long one.  The back-and-forth negotiations between the attorneys and insurance companies to reach a resolution can take months, if not years.

In the meantime, accident victims are left to fend for themselves financially. They have no one else to rely on for their medical bills, vehicle repair, mortgage/rent payments, and several other living expenses.

If you are in the same situation, don’t worry, there is a solution: a lawsuit loan. Also known as a pre-settlement loan or lawsuit cash advance, it can be a huge help to auto accident victims when they need money the most.

And unlike a typical loan, you don’t need to pay it back unless your case is successful, and you win a settlement. If you lose the case, nothing is owed.

The Steps to Obtain Motor Vehicle Accident Pre-Settlement Funding in Macon, Georgia

Since a lawsuit loan is a non-recourse loan, the lender doesn’t need to see your credit history, employment status, or income statement to approve you for one. Instead, it relies on the potential future settlement you will receive.

Applying for this cash advance takes just a few minutes (if you have hired a personal injury attorney):

  • Step 1: Choose a lawsuit loan company and fill out their online application.
  • Step 2: The company will contact your attorney to gather important information regarding your case to determine your eligibility.
  • Step 3: Within hours of receiving all necessary documents, they will make an independent evaluation of your case.
  • Step 4: You and your attorney will need to sign the contract to receive the requested approval amount; this process doesn’t have to be in person, you can sign the document electronically (via DocuSign). 
  • Step 5: Once approved, you will receive the cash advance within 24 hours via wire transfer, Western Union, or a check.

Note: You cannot receive a lawsuit loan in Macon, Georgia without an attorney or their consent. The lending company will require you to retain a lawyer under a contingency agreement.

State Law Regarding Settlement Loans in Macon, GA

Georgia is an “at-fault” state, which means that if the other party is at least 51% responsible for your injuries or property damage, you can file a personal injury lawsuit against them. You can also receive lawsuit funding for the same. Despite the phrase “lawsuit loan”, this cash advance has not been deemed a “loan” in the state of Georgia. This means a few things:

  • A pre-settlement loan is not contingent on your employment history, credit score, or any other personal situation. No matter how bad your credit score is, it has zero impact on your eligibility to get a lawsuit loan
  • The advance you receive for your lawsuit settlement, doesn’t need to be paid back. It’s only contingent on you actually receiving the money at the conclusion of your case. So, if you don’t win the case, there is no need to repay the loan.

Statistics on Auto Accidents and Injuries in Georgia

With a population of 10.52 million, Georgia is the 8th most populous state in the nation. In 2021, it was also ranked 16th among the worst drivers in the US. Studies show that residents of Georgia drive nearly 20% more than other Americans.

It’s not hard to conclude that more vehicles on the road mean more collisions. But factors like drinking and driving also play a notable role in the high fatality rate. 14% of all car crashes in the state result in fatalities.

Average Time It Takes to Get a Low-Interest Pre-Settlement Loan in Macon, GA

Most applications for lawsuit loans are approved or denied within 48 hours. If your application is accepted, you can receive the funding within 24 hours. Keep in mind: this also depends on who is your lending partner. Reputable lawsuit loan providers like Direct Legal Funding pride themselves on providing financial assistance as quickly as possible. 

Factors that can Delay the Loan Approval Process

  • If you don’t have the relevant information and documents ready to be submitted to the lawsuit loan firm, it will lead to delays.
  • If you don’t have an attorney for your personal injury claim or you have not discussed your pre-settlement loan matter with your attorney, that will also result in a delay.

Factors that can Expedite the Loan Approval Process

  • If your attorney knows that you have applied for a lawsuit loan, they can prepare themselves for the brief interview with the lender. The loan provider will call your attorney to learn more about your case, so the better prepared they are, the faster the process will be.
  • To fast-track the verification process, keep all the case-relevant information and documents at hand.

Major Intersections and Roads in Macon, GA where Car Accidents Occur

The following intersections in Macon are considered relatively dangerous for pedestrians as well as motorists:

  • Gray Highway and Shurling Drive
  • Riverside Drive and Northside Drive
  • Mercer University and Log Cabin Drive
  • Gray Highway and Clinton Road
  • Eisenhower Parkway and Log Cabin Drive
  • Pio Nono Avenue and Rocky Creek Road
  • Mercer University and Bloomfield Road
  • Riverside Drive and Spring Street
  • Riverside Drive and Pierce Avenue

Common Causes of Vehicle Accidents in Macon, GA

There are countless things – most of them preventable – that can cause a car crash. According to the Governor’s Office of Highway Safety in Georgia, there were 1,504 fatalities in vehicle collisions in the state in 2018 alone. It’s crucial for drivers to understand what circumstances contribute to accidents so they can drive more carefully on the road.

  • Unsafe driving behavior (driving while distracted or impaired, driving too fast, not wearing a seatbelt, etc.
  • Following too closely
  • Changing lanes aggressively
  • Inattentiveness
  • Slippery roads
  • Low visibility
  • Poor road conditions
  • Vehicle defects

Types of Injuries in Macon, GA Auto Accidents

A car, truck, or motorbike accident can result in severe injuries to virtually any part of the body. The following are some of the most common injuries suffered by accident victims:

  • Traumatic brain injury
  • Spinal cord injuries and/or paralysis
  • Concussions
  • Broken bones
  • Back injuries
  • Soft tissue injuries
  • Lacerations, bruises, and “road rash”
  • Whiplash
  • Loss of limbs
  • Burns
  • Internal injuries
  • Disfiguring facial injuries and scars
  • Pain and distress

Leading Hospitals and Medical Centers in Macon, GA

If you or your loved one has sustained any injuries because of someone else’s reckless or negligent behavior, you might be entitled to compensation. But before you think about filing a lawsuit, make sure you get prompt medical attention at one of the hospitals or emergency care providers in Macon:

  • Medical Center of Central Georgia
  • Piedmont Macon North
  • Bibb County Medical Center
  • Atrium Health Navicent Medical Center
  • Atrium Health Navicent Emergency Center
  • Coliseum Health System: Northside Hospital
  • Regency Macon Hospital

Apply for Our No-Risk, 24-Hour Lawsuit Funding in Macon, GA Today

If you have filed a car accident lawsuit claim, or you are planning to file one, getting pre-settlement funding can create options for you that were not available before. Settling these cases often takes a long time, forcing the plaintiffs to settle for a much smaller insurance payout than they are entitled to.

Direct Legal Funding offers a source of cash when you need it the most. Our lawsuit loans are risk-free – if you don’t win your case, you owe us nothing. Our goal is to help you regain some sense of control after your accident.

Simply fill out our application form and receive the much-needed cash advance within 24 hours of approval. Our interest rates for Macon residents can be as low as 2%. Have any questions? Send us a message online or call us at 866-941-5588.

How Much Does It Cost to Get a Lawsuit Loan in Macon, GA

Posted on by karan k

The short answer is, essentially, nothing up front, and you only pay if your case settles. Let’s look at some examples.

A personal injury lawsuit against the at-fault driver is one way for accident victims to get compensated for their injuries as well as any pain and suffering and loss of income. But pursuing a personal injury claim can be a lengthy process and can get more expensive over time. All the medical bills and household expenses quickly pile up as you wait to receive your rightful financial compensation. 

This is where lawsuit loans or pre-settlement loans come in. A leading lawsuit funding firm, like Direct Legal Funding, can provide you with the cash advance you need to pay hospital bills, mortgage payments, living expenses, or anything else. These customized loans are non-recourse loans, which means you won’t need to pay them back if you do not receive a settlement.

Steps to Obtain Low-Interest Pre-Settlement Funding in Macon, Georgia

Pre-settlement funding relies on your future settlement as collateral, so you don’t need to undergo a lengthy credit check in order to be eligible. Applying for a lawsuit loan in Macon, Georgia is easy and fast:

  • Step 1: Choose a lawsuit loan company and fill out their online application.
  • Step 2: The company will contact your attorney to gather important information regarding your case to determine your eligibility.
  • Step 3: Within 48 hours of receiving all necessary documents, they will make an independent evaluation of your case.
  • Step 4: You and your attorney will need to sign the contract to receive the requested approval amount; this process doesn’t have to be in person, you can sign the document electronically (via DocuSign). 
  • Step 5: Once approved, you will receive the cash advance within 24 hours via wire transfer, Western Union, or a check.

State Law Regarding Lawsuit Loans in Georgia

Like other states, Georgia has certain laws and regulations regarding lawsuit cash advances. For example, you (the plaintiff) must not have received a similar loan from another lawsuit lender. You can’t apply for another pre-settlement loan if you’ve already got one.

Also, according to the statute of limitations in Georgia, plaintiffs have 2 years to file a personal injury lawsuit. This means if you have been injured or harmed in any way due to another person’s or entity’s negligence, you must file a lawsuit as soon as you can if you want to receive any monetary compensation.

Georgia also follows a modified comparative fault law. This means that in order to receive compensation, the plaintiff must be less than 50% accountable for their own injury. If the plaintiff is 20% responsible, for example, their compensation is reduced by 20%.

How does this law affect the pre-settlement funding? Well, if you are less than half responsible for your accident, you are eligible for the cash advance. Furthermore, the less at fault the court finds you, the more you could receive. There is no maximum cap on how much you can claim in damages in Georgia.

Statistics on Auto Accidents in Macon, GA

The number of deadly car accidents in Macon has increased during the last decade. One study published in 2020 indicated that Macon ranks 10th in the country for pedestrian fatalities among the 200 largest US cities.

Nearly 34 pedestrians died in Macon between 2013 and 2017, and over 75% of those occurred in poorly lit conditions. Additionally, the study showed that in nearly half of those fatalities, either the pedestrian or the driver had consumed alcohol prior to the accident.

Average Time It Takes to Get a Lawsuit Cash Advance in Macon, GA

Getting a lawsuit loan is a much faster process than getting a car loan or a home mortgage loan. Since it’s not technically a loan at all but “pre-settlement funding”, the process is much quicker. The advance amount is based on the estimated value of your case and your personal cash requirements; it doesn’t involve a credit check.

Once you apply for funding, the company will evaluate your case documents provided by your lawyer and conduct a brief phone interview with you. If approved, you can usually get your money within 24-48 hours. 

Factors Delaying the Settlement Loan Approval Process

If you are applying for a settlement loan, be aware of the following factors that can hinder your application process:

  • Failure to hire an attorney for your personal injury claim or not discussing your pre-settlement loan matter with the attorney
  • Failure to prepare pertinent case-related information and documentation ready for submission to the lawsuit loan company

Factors Expediting the Settlement Loan Approval Process

Want to fast-track your application process? Here’s what to do:

  • You can’t apply for a lawsuit loan if you don’t have an attorney. So, if you don’t have one yet for your personal injury lawsuit, hire one before you apply
  • Inform your attorney that you plan to apply for a lawsuit loan
  • Keep all case-relevant information and documentation ready for submission for the verification process

Dangerous Roads and Intersections in Macon, GA

According to WGXA News and our own experience with clients, the most dangerous intersections where the majority of vehicle crashes occur in Macon are:

  • Gray Highway and Shurling Drive
  • Riverside Drive and Northside Drive
  • Mercer University and Log Cabin Drive
  • Gray Highway and Clinton Road
  • Eisenhower Parkway and Log Cabin Drive
  • Pio Nono Avenue and Rocky Creek Road
  • Mercer University and Bloomfield Road
  • Riverside Drive and Spring Street
  • Riverside Drive and Pierce Avenue

Common Causes of Vehicle Accidents in Macon, GA

As per the data published by the National Highway Traffic Safety Administration (NHTSA), these are the most common causes of car accidents in Georgia:

  • Speeding
  • Distracted driving
  • Reckless driving
  • Drowsy driving
  • Failure to yield
  • Careless driving
  • Failure to obey traffic signs and signals
  • Driving under the influence of alcohol or drugs
  • Dangerous lane changes or swerves
  • Swerving
  • Bad weather

Hospitals and Medical Centers in Macon, GA

If you have suffered an injury as a result of a car crash, slip-and-fall accident, or any other mishap, the first step you need to take is to seek medical attention. You can visit any of the following hospitals in Macon, Georgia, to receive prompt treatment by some of the best healthcare providers in the state:

  • Medical Center of Central Georgia
  • Piedmont Macon North
  • Bibb County Medical Center
  • Atrium Health Navicent Medical Center
  • Atrium Health Navicent Emergency Center
  • Coliseum Health System: Northside Hospital
  • Regency Macon Hospital

Apply for Quick, Easy, and Affordable Settlement Funding in Macon, GA Today

At Direct Legal Funding, we offer settlement loans from $500 to $500,000 or even more to Macon residents – with absolutely no obligation to repay unless you win a settlement. All you need to do is fill out our easy online application form, which is completely free.

There are no upfront fees or hidden charges. Our specialists will go over your application right away and help you get the money you need within 24 hours. Click here to apply or call us at 866-941-5588 if you have any questions. You can also send us a message online.