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How Long Does It Take to Get a Lawsuit Loan in Des Moines

Posted on by karan k

Personal injury cases in Des Moines can be long and complex, involving complications like lost wages and mounting bills while waiting for a settlement. Unless you are financially strong, filing a lawsuit and then waiting for a settlement (especially when you are recovering from injuries or physically unable to go to work) can cause serious financial and emotional stress.

That’s why, at Direct Legal Funding, we have made lawsuit funding fast and more affordable for Des Moines residents. Pre-settlement Lawsuit funding or a “lawsuit loan” is a cash advance you can get against your future settlement reward. You can use this money to make purchases, pay your bills or anything you need the money for. It’s your money! You don’t have to settle for an unfairly low offer from the insurance company just because you’re drowning in debt. 

Unlike car loans or home loans, a cash advance lawsuit settlement loan is not dependent on your credit score so the process to obtain the funding can be fast and hassle-free. We look at the merits of your case, and after speaking with your attorney, provide you with the money you need.

The Steps to Obtain Low-Interest Pre-Settlement Loans in Des Moines, Iowa

The process to get a lawsuit cash advance in Iowa is not only quick, but also easy:

  • Step 1: Choose a lender, preferably Direct Legal Funding and fill out our online application form or call our toll-free number.
  • Step 2: We will discuss your case with you and contact your attorney to get the necessary documents to get your loan approved.
  • Step 3: Your case will be reviewed, and we will determine how much money you are eligible to receive.  You will likely receive an answer very quickly about your loan approval.
  • Step 4: Once approved we will send you your money within 24 hours.

State Law Regarding Settlement Loans in Iowa

Settlement loans in Iowa are still largely unregulated so you have to be careful while choosing a pre-settlement loans company to work with. It is best to check their reviews and make sure you work with a reputable and trustworthy name, otherwise you might fall victim to the trap of “hidden fees” and incredibly high-interest rates.  

At Direct Legal Funding, we practice a 100% transparent, full-disclosure policy for our lawsuit funding contracts. This means if you choose to get a loan from us, you will know the interest rates and repayment terms prior to signing the contract. There won’t be any unwelcome surprises later on.

According to the American Bar Association, attorneys in Iowa are not allowed to fund their clients. That is why Direct Legal Funding provides this needed service, to individuals faced with financial difficulties caused by a car accident or injury. But you do need your attorney’s consent to obtain a settlement loan.

Statistics on Car Accidents and Injuries in Iowa

Deaths caused by car accidents in Iowa hit a five-year high in 2021. A total of 353 people died in vehicle collisions last year, which led to the formation of the Iowa Traffic Fatality Reduction Task Force by the governor.

In 2020, almost 36% of fatalities tested positive for either drugs or alcohol. Data shows that impaired driving accident cases in Iowa increased by 9% from 2019. 

It is estimated that Iowa residents drive about 33 billion miles per year. This means an average Iowa resident drives 10.2% more than the national average. When you are on the road that much, the risk of being in an accident only gets higher. 

Average time it takes to a lawsuit cash advance in Des Moines, IA

Assuming that you have retained an attorney (on a contingent-fee basis) and you’ve filled out the application form, it usually takes 48 hours to get your application approved or rejected. This is how it works for the majority of cases at Direct Legal Funding.  But there are also exceptions when the case is much more complex and processing the application may take several days.

What can Delay the lawsuit Loan Approval Process in Des Moines, IA?

If you have decided to bring a personal injury lawsuit against someone in Iowa, technically you can represent yourself in court. Based on this, you can’t be eligible for a lawsuit loan unless you are represented by an attorney. So, if you haven’t hired one before filling out your application, your application won’t go through. 

If you do have an attorney, inform them about your plan to get a loan so they have all the documents ready to be submitted.

How can I Expedite the lawsuit Loan Approval Process in Des Moines, IA?

To process your application, the lending firm will ask for documents such as your medical records showing injury, police or incident report, ambulance report, name of the insurance company & policy limits of the defendant, photos/videos of the incident, copy of your legal complaint or lawsuit filed, etc. Make sure you have all this information handy.

What is the Average Cost of Healthcare in Iowa?

Gone are the days when healthcare costs in Iowa used to be lower than the national average. In the post-pandemic world, Iowa residents are paying over $440 on average per month (per person) for the cheapest insurance plans. These costs are even higher if you need prescription medications and rehabilitation on an ongoing basis.

Previous Personal Injury Cases in Des Moines, IA

A 24-year-old woman suffered multiple pelvic fractures and a head injury after being hit by a DART (Des Moines Area Regional Transit Authority) bus. She received $2.74 million to compensate for her lost wages, current and future medical expenses, and pain and suffering.

In another case, a man received $1.67 million in a settlement after sustaining soft tissue injuries and spinal fractures in a single-car rollover. He filed a lawsuit against the at-fault driver as well as the Iowa County Highway Department that was found to be negligent in maintaining the gravel road where the accident took place.

Dangerous Intersections in Des Moines, Iowa

According to the Iowa Department of Transportation, the majority of accidents in the city occur at the following intersections:

  • E. University Avenue and E. 30th Street
  • E. Army Post Road and S.E. Fifth Street
  • Day Street and 6th Avenue
  • S.W. Oralabor Road and S.W. State Street
  • E. Euclid Avenue and E. 14th Street
  • S.E. 5th Street and Indianola Avenue and S.E. 6th Street

Leading Hospitals and Medical Centers in Des Moines, Iowa

If you have sustained injuries due to someone’s negligence, it is best to get yourself examined by a medical professional right away. Car accidents and fall injuries often lead to internal damage, which is not immediately apparent but can lead to severe health consequences if left untreated. In case of serious injuries, go to the ER or dial 911.

The following are some of the top medical centers in Des Moines providing quality care to injured victims:

  • UnityPoint Health – Iowa Lutheran Hospital
  • Select Specialty Hospital – Des Moines
  • UnityPoint Health – Methodist West Hospital
  • MercyOne Des Moines Medical Center
  • Broadlawns Medical Center
  • VA Central Iowa Health Care System
  • UnityPoint Health – Iowa Methodist Medical Center

Get a No-Risk Settlement Loan or Lawsuit Cash Advance in Iowa within 24 Hours

At Direct Legal Funding, we have made it extremely easy for Des Moines residents to get legal funding. No proof of employment, no collateral, no application fee, and no rising interest rates – you know exactly what you are going to pay back from day one.

We offer highly competitive interest rates in the city along with borrower-friendly terms. Apply online today or call us at 866-941-5588 to learn more.

How Long Does a Lawsuit Loan Take in Columbus, OH

Posted on by karan k

A distracted, speeding, or drunk driver on the road loses control of their vehicle, leading to your accident and injuries, and suddenly you find yourself on the receiving end of enormous hospital bills, lost wages, and extended pain and suffering.

Even if you expect to obtain your rightful financial compensation from the negligent driver’s insurance company, it can take a long time to get the settlement money in your hands.

This is exactly what Direct Legal Funding is for. We offer low-interest, no-risk lawsuit loans or pre-settlement cash advances to help plaintiffs (in personal injury lawsuits) get through the difficult period. You can use these loans to pay for your treatment, rent, grocery bills, credit card payments, or anything else you want.

Get Money before Settlement in 24 Hours, through a Lawsuit Loan in Columbus, Ohio

Getting a settlement loan from Direct Legal Funding couldn’t be easier. With years of experience in legal funding, we have streamlined the entire application and approval process to make applying fast and hassle-free.

Here’s how it works:

  • Fill Out the Application: Complete the online application on our website, which takes less than 5 minutes. All we ask for is the type of case you have, and the basic contact information of you and your attorney. There is no credit check or application fee.
  • We Contact Your Lawyer: Once we get your application, we will get in touch with you and your attorney, immediately. We will ask them for a few important documents regarding your case to help us evaluate the merits of your claim.
  • We Approve Your Application: After reviewing the documents and talking to your lawyer, we will know immediately if you are approved for your cash advance.
  • Money is Sent: Once approved, and all documents have been signed by you and your attorney, you can expect to receive your money, often within the same business day.

And that’s it! The process is fast and easy and often completed in the same business day.

If you would like more information on our process and how it works call us today, our number is 866-941-5588.

Is This Legal? Yes

State Law Regarding Pre-Settlement Loans in Columbus, OH

In order to qualify for legal funding in Columbus, you must have retained the services of a contingency-based attorney; you must have an ongoing lawsuit against an insured party, and your attorney must have approved third-party funding. If you meet all these conditions, a lawsuit funding company will likely approve your application within a couple of days.

It doesn’t matter what type of case you have, as long as you are litigating against an insured party in Columbus. Legal funding or lawsuit cash advances are allowed for cases of vehicle collisions, premises liability, defective devices, construction accidents, medical malpractice, personal injury, wrongful death, nursing home abuse, Jones Act cases, and more.

How Soon Can You Receive Lawsuit Funding in Columbus, OH?

A reputable lawsuit loan company, like Direct Legal Funding, can transfer money to you within 24 hours after your application is approved. There are no credit checks or employment history checks to make the process lengthier. All we have to evaluate is the strength of your civil case, which is easy to do once we get the necessary information from your attorney.

Don’t Let Your Loan Approval in Columbus, OH Get Delayed

In some cases, processing the loan application can take up extra time because of the following factors:

  • Undisclosed legal funding obtained from another company
  • Missing or incorrect contact information of your attorney and staff
  • The amount of funding requested, measured against your future settlement
  • The amount of time taken by your lawyer to send your relevant case information and documentation

How can make I help make the process of getting my lawsuit settlement loan go faster?

Here is what you can do to make sure the process goes smoothly:

  1. Tell your attorney that you want to obtain a lawsuit loan. This way, they will be ready with the important paperwork we need to review your application. 
  2. Have your attorney or paralegal’s name, email, and phone number available, so we can quickly get the documents we need for your approval. If you are working with an assistant at the office, make sure to have their contact information as well.
  3. Please ask your attorney to respond to our enquiries on a timely matter. We cannot do anything until they respond to the emails from Direct Legal Funding.
  4. Remember, the sooner we receive the needed documentation from your attorney, the faster you receive your money.

Statistics on Car Accidents and Injuries in Columbus, Ohio

Each year in Ohio, thousands of accidents occur on our roads, causing deaths and injuries that impact entire communities. While no one expects to be involved in a collision when they get behind the wheel, the unfortunate reality is that the average driver is involved in at least one accident in their lifetime. 

In 2021, there were more than 22, 550 total car crashes in Columbus, out of which 117 resulted in fatalities and over 8,000 resulted in extensive injuries. According to the Ohio Department of Public Safety (ODPS), more than half of all traffic accidents in Ohio occur during daylight hours, and over 35% of fatal accidents involve alcohol. 

What is the Average Cost of Healthcare in Columbus, Ohio? 

Columbus is one of the best cities to live in the country and the healthcare costs are a big reason for that. The average monthly cost of health insurance is $375, which is about 1.4% below the national average. While cheaper than in other major cities, these costs can quickly add up when you have to get surgical treatments and expensive prescription medications on an ongoing basis.

Previous Personal Injury Cases in Ohio

A woman was hit by a Dodge Viper driving over the speed of 100 mph and died due to her injuries. Her family sued the driver for wrongful death, receiving $2.8 million in a settlement. In another instance, a Delaware County resident was driving his motorcycle on his way home when he was struck by a distracted driver; he received $85,000 to settle the case.

Dangerous Intersections and Roads in Columbus, Ohio

Did you know that Columbus has one of the highest numbers of dangerous intersections where accidents are a daily occurrence? Here are some of the deadliest roads in the city for pedestrians as well as drivers:

  • Karl Road and Morse Road
  • Hamilton Road and Livingston Avenue
  • Cleveland Avenue and Morse Road
  • Cleveland Avenue and Dublin Granville Road
  • Hilliard Rome Road and Renner Road
  • Main Street and McNaughten Road
  • Roberts Road and Hilliard Rome Road
  • Cleveland Avenue and Hudson Street
  • Broad Street and Reynoldsburg New Albany Road
  • Morse Road and Westerville Road
  • Dublin Granville Road and Maple Canyon Avenue
  • James Road and Broad Street

Prominent Hospitals and Medical Centers in Columbus, OH for Injured Victims

If you have been injured in a car crash, a slip-and-fall accident, or any other type of accident, make sure you get the medical attention you need in a timely manner. Here are some of the leading hospitals in Columbus:

  • OhioHealth Riverside Methodist Hospital
  • OhioHealth Grant Medical Center
  • Mount Carmel East
  • Select Specialty Hospital – Columbus
  • The Ohio State University Wexner Medical Center
  • OSU James Hospital
  • Ohio State East Hospital
  • OhioHealth Doctors Hospital

Apply Today for a Loan on you Pending Lawsuit Settlement with Direct Legal Funding

You have a lot of options when it comes to lawsuit loans in Columbus, but if you’re looking for low-interest and non-recourse funding (no collateral required), contact Direct Legal Funding. Our application process is completely digitalized and once you fill out the form, we take care of the rest. We can also assist you over the phone with your application.

Your urgent financial obligations are not going to wait for your final lawsuit settlement, and neither should you. Call us at 866-941-5588 or contact us online to get the ball rolling today.

How Long Does It Take to Get a Lawsuit Loan in Columbus, GA

Posted on by karan k

Getting injured in an auto accident, bike collision, slip and fall accident, or on a construction site can result in catastrophic injuries. The situation for the victim worsens when the accident and injury occurred due to another’s negligence. Fortunately, the law in Georgia allows you to file a personal injury claim for damages against the at-fault party to recover your rightful compensation.

But the burden of proof lies on the victim in these cases. Therefore, depending on the type of personal injury, it can take several months and even years for the injured victim to see any sort of compensation.

If you are in a similar situation, i.e., you’ve filed a personal injury lawsuit in Columbus, GA and you are struggling to pay the bills as the legal matter drags on, you may want to consider taking out a pre-settlement loan. 

A lawsuit loan or pre-settlement funding firm like Direct Legal Funding can offer you a lawsuit cash advance to pay for your medical bills, rent/mortgage, living expenses, or anything else you need. This advance is a type of non-recourse loan, which means you only pay it back if you win your case and receive financial compensation. 

Can you get Money before a lawsuit settlement in Columbus, GA?

The answer is yes. Since your credit history or employment history is not a factor in lawsuit loans with Direct Legal Funding, getting pre-settlement funding is a fast and easy process. From the time you contact us, we can get you processed and your money on the way within 24 hours, and without collateral.

When you choose a top-rated lawsuit cash advance provider, such as Direct Legal Funding, you can expect personal service with a loan specialist who will expedite the entire process to make it as easy as possible. There is no risk and if your case doesn’t settle, then you don’t owe us a dime. The cash advance risk is all on us. So, call now!

Mistakes that can Delay Your Loan on Pending Lawsuit Settlements in Columbus, GA

If you are applying for a Columbus, GA lawsuit loan, make sure you don’t make the following mistakes as they can prolong the process:

  • Failure to notify your lawyer that you have contacted a pre settlement loan company
  • Failure to have the proper contact information for your attorney or your case manager at the law firm.
  • Failure to choose a reliable and customer-focused pre-settlement loans provider such as Direct Legal Funding, who will ensure your money is coming to you quickly and without stress.

What Should I Do to Ensure My Loan on Pending Lawsuit Settlement Columbus, GA is Not Delayed?

If you want to get your application approved as quickly as possible, here’s what you need to do:

  • Talk to your lawyer about your loan application before you apply. This way they will accept our calls for information.
  • Ask you attorney to respond to Direct Legal Funding’s request for information quickly. The quicker they get us the needed documents, the quicker we can get you the money you deserve.
  • Most importantly, choose the right lawsuit funding company, such as Direct Legal Funding, in order to get money before settlement in Columbus, GA in as little as 24 hours. 

Steps to Obtain Low-Interest Lawsuit Funding in Columbus, Georgia

A lawsuit loan relies on your potential future settlement as collateral, instead of your personal assets or credit score. Therefore the loan application approval process is so fast; We don’t need to pour over your credit history or assets in order to approve your application. All we need to know is the facts of your case, which we determine after talking to your attorney and evaluating your case documents. 

If you want to apply for a pre-settlement loan in Columbus, GA, here is how it works:

  • Step 1: Choose Direct Legal Funding and call us or fill out our online application form.
  • Step 2: We will contact your lawyer to gather pertinent information regarding your case.
  • Step 3: After receiving the documents from your attorney, we will start the approval of your loan application (usually within an hour)
  • Step 4: Once your application is approved, you will receive your funds the same day or the next business day.
  • Step 5: Please Leave Us a Review.

Georgia Laws Related to Pre-Settlement Funding for Columbus Residents

Georgia has its own set of laws regarding personal injury lawsuits. The state also imposes some rules regarding settlement loans. These include:

  • The statute of limitations in Georgia is two years when it comes to filing personal injury lawsuits (there are certain exceptions). You can only apply for lawsuit funding if your claim was filed within this duration.
  • A plaintiff cannot get more than one lawsuit loan against their personal injury lawsuit. If you’ve already applied for and received funding from a lender, you can’t apply for another one. 
  • You can’t file a lawsuit, and thus, can’t apply for funding in Georgia, if you are more than 50% responsible for your injury.

What is the Average Cost of Healthcare in Georgia?

Georgia has one of the highest health insurance premiums, with a typical 40-year-old paying an average of $590 per month. From regular blood tests to C-section surgeries, every healthcare costs more in Georgia compared to most of the states. For example, blood tests in Arizona cost between $49 and $99 while the same cost $79-$270 in Georgia.

Previous Personal Injury Cases in Georgia

In December 2021, a 30-year-old woman was traveling along the I-75 when she was rear-ended. She sustained lumbar and cervical herniations, tears, and multiple soft-tissue injuries. She sued the at-fault driver who was found to be speeding and making unsafe lane changes and received $100,000 in a settlement.

In another case, a 19-year-old man died after getting struck head-on while driving along Route 84. His parents alleged negligence against the responsible driver who was not only drunk but was also using her phone while driving. The jury awarded the parents about $26 million.

Be Mindful of These Dangerous Intersections and Roads in Georgia

The following intersections in Georgia are considered the deadliest for pedestrians and drivers:

  • I-75 in Kennesaw
  • I-20 in Atlanta
  • Mike Padgett Highway in Augusta
  • I-85 in Atlanta at Piedmont Avenue
  • Lee Street SW in Atlanta
  • Wesley Chapel Road in Decatur
  • Martin Luther King Jr. Drive SW in Atlanta
  • I-85 in Atlanta
  • Houston Road in Macon
  • Old National Highway in Atlanta

Treatments for Accident Victims at Hospitals and Medical Centers in Columbus, GA

If you have suffered an injury due to a slip-and-fall accident, car accident, or any other mishap, the first step is to go to your local emergency department or a hospital to get yourself checked out by a medical professional. You can visit any of the following hospitals in Columbus, Georgia to get prompt care:

  • Columbus Health Center
  • Grady Hospital Neighborhood Center
  • VA Fulton/Eastpoint Hospital
  • Wellstar Atlanta Medical Center South: Parking Deck (inside Wellstar Columbus Health Center)

Apply for Quick and Easy Lawsuit Funding in Columbus, GA Today

Whether you need a settlement loan of $500 or $500,000, we at Direct Legal Funding can offer you the cash advance you need until you win your case. What happens if you lose? Absolutely nothing.

You have no obligation to repay the loan unless you obtain compensation through a settlement or verdict for your personal injury claim. Apply today or contact us online to know more. If you’d like to talk to our team to get the ball rolling today, call us at 866-941-5588.

How Long Does It Take to Get a Lawsuit Loan in El Paso, TX

Posted on by karan k

Pre-settlement funding or a lawsuit loan is a type of settlement loan where you get a cash advance while waiting for your personal injury lawsuit to be finalized. You essentially receive a portion of the compensation you’re expecting to get once your case is settled (out of court) or reaches a verdict.

The time it takes to obtain settlement funding depends on what kind of case it is. The more complex your personal injury claim is, the longer it will take the loan provider to review your case.

For example, car accident cases are usually the easiest to approve for lawsuit loans as they are well documented. There’s almost always a police report in these cases which specifies all the relevant information regarding the accident, like when it happened, where it happened, who was responsible for it, etc.

Medical malpractice or medical negligence cases, on the other hand, can be comparatively trickier. The loan firm has to confirm that your injuries are a result of improper treatment, a misdiagnosis, a pharmacy error, or a surgical mistake.

But generally speaking, the most trustworthy lawsuit loan companies in El Paso, TX can let you know whether your application is approved or rejected within 48 hours. If approved, you can expect to get lawsuit funding within as little as 24 hours.

Steps to Obtaining a Pre-Settlement Loan in El Paso, TX

The way lawsuit funding works in El Paso is very simple as long as you already have an attorney. Remember, the loan firm is counting on you to win your case in order to be repaid.

If you don’t have a lawyer representing your personal injury lawsuit, your odds of winning your case decline drastically. So, no loan provider will give you funding unless there’s an attorney fighting on your behalf.

That being said, the overall process is really simple and fast:

  • Fill Out the Application: You choose a lawsuit funding company and fill out their online application form.
  • Give a Brief Phone Interview: After you submit your application, the company will contact you and your lawyer to learn more details about your case. You will receive a response within 48 hours.
  • Sign the Offer Agreement: Once approved, you and your lawyer will receive an agreement outlining the terms and conditions of the loan. You have to sign it (electronically) and send it back.
  • Get the Cash within 24 Hours: After the firm receives the agreement, you will get the funding within 24 hours via wire transfer, overnight check, or Western Union.

State Law Regarding Lawsuit Loans in El Paso, TX

If you have been injured in an accident due to another party’s negligence or intentional conduct, and you don’t have any prior funding for the same lawsuit, you will be eligible for lawsuit loans in El Paso. Even if your lawsuit has not been filed yet, you can get the cash advance as long as you have retained an attorney.

The State Bar of Texas prohibits attorneys from funding a personal injury lawsuit on behalf of their client. In other words, your attorney cannot give you an advance out of their own pocket, but they can help you obtain a lawsuit loan.

Statistics on Accidents and Injuries in Texas

Data from the Texas Department of Transportation shows total traffic deaths in 2020 increased by 7.54% compared to the previous years. Nearly 3,896 people were killed in vehicle accidents in Texas in 2020.

It is also estimated that drunken driving accidents account for 25% of all fatalities in the state; 958 people lost their lives due to drivers under the influence. Also, 865 people were killed in collisions that happened at or around an intersection.

Dangerous Intersections and Roads in El Paso, TX

If you live in El Paso, TX make sure you are extra careful while driving on the following roads and intersections because this is where most crashes occur:

  • Montwood Drive and N. Zaragoza Road
  • Gateway Boulevard East and Hawkins/Gateway Boulevard East and Corral
  • Joe Battle and Rojas
  • N. Mesa and N. Desert Boulevard
  • Joe Battle Boulevard and Pellicano Drive
  • Joe Battle Boulevard and Montana Avenue
  • Hawkins Boulevard and Gateway Boulevard West
  • Joe Battle Boulevard and N. Zaragoza Road
  • Joe Battle Boulevard and Montwood Drive
  • Joe Battle Boulevard and Edgemere Boulevard

Hospitals and Medical Centers in El Paso, TX

If you have suffered a personal injury due to a vehicle collision, medical malpractice, slip and fall accident, construction site accident, or even police brutality, it’s crucial to get medical attention right away.

You can visit any of the following hospitals in El Paso, Texas to receive quality medical care:

  • The Hospitals of Providence East Campus
  • Las Palmas Medical Center
  • Kindred Hospital El Paso
  • University Medical Center of El Paso
  • El Paso LTAC Hospital
  • Emergency Room – Trawood
  • Legent Hospital of El Paso
  • Del Sol Medical Center
  • Premier Specialty Hospital of El Paso
  • Foundation Surgical Hospital of El Paso
  • Mesa Hills Specialty Hospital & Wound Care and Horizons Healthcare Center

Average Time It Takes to Get a Settlement Loan in El Paso, TX 

Most lawsuit funding companies in Texas are able to review an application, approve it, and send you the money all within a matter of 2-3 days.

Factors that can Delay the Loan Approval Process

  • If the case is too complex: Some personal injury cases are simply more intricate than others, especially if the extent of damage or “who caused it” is not entirely clear. Since the loan company is taking all the risk in these situations, they need to be sure that you’re likely to receive compensation. Reviewing all this information can sometimes take more than the usual 48 hours.  
  • If you don’t have sufficient documentation: If you or your attorney fails to provide all the relevant information and documentation, it could also result in some delay.

Factors that can Expedite the Approval Process

  • Talk to your attorney beforehand: Before you fill out the loan application, make sure you and your attorney are all caught up regarding your lawsuit’s details. The loan company will call both of you for a brief interview; the faster that process goes, the faster your application will get approved.
  • Be ready with the necessary documentation: Furnish all the important documentation, like medical reports and police reports to the loan company. If you have any evidence that proves that defendant is responsible for your accident or injuries, you should make sure to provide that as well.

The Average Cost of Healthcare in El Paso, Texas

Texans, including the residents of El Paso, have the highest hospital bills in the country, according to researchers at Johns Hopkins. It is estimated that healthcare prices in Texas (before insurance) are about 6.4 times more expensive than the amount allowed under Medicare. The 4 most costly areas in the state are Brownsville-Harlingen, Laredo, McAllen-Edinburgh-Mission, and El Paso.

Why Choose Direct Legal Funding for Your Settlement Loan Needs

If you are a plaintiff planning to file a personal injury lawsuit or you have already filed one, Direct Legal Funding can provide you the financial assistance you need to fund a successful case and pay your personal bills in the meantime.

We can review your application and ensure it is approved in less than 24 hours. Just fill out our free application form, which takes 4-5 minutes, and we will handle the rest.

Only after you win a settlement or verdict award, will we ask you to repay the loan. Our interest rates are among the most competitive in the market. Our team is available to guide you every step of the way and ensure that you feel secure in your financial future. Give us a call at 866-941-5588 or contact us online to get started.

How Long Does a Lawsuit Loan Take to Get in Gainesville, FL

Posted on by karan k

Settlement loans in Gainesville can be an excellent alternative to help with expenses, as you wait for your lawsuit settlement money to arrive. Whether it is a personal injury case or some other matter, the litigation process can take months, if not years. Lawsuit funding can provide ready cash to help you with your current expenses. All this comes with no need for any credit checks.

The average time it takes to get a lawsuit loan in Gainesville, FL

A lawsuit loan is a non-recourse type of loan, which relies on the future settlement as collateral. This is why the application process often requires no credit checks. The average time to receive the money usually takes between 24 to 48 hours. Based on this, certain factors can expedite or delay the process.

Factors delaying the process

  • Not furnishing all the required documentation to your attorney, regarding your case
  • Not discussing the claim details with your attorney

Factors expediting the process

  • Providing all case-related documentation, including incident reports and medical reports
  • Keeping attorney information at hand when making an application for a lawsuit loan

Steps to obtain pre-settlement funding in Gainesville, FL

A lawsuit loan is a non-recourse type of loan. That means it relies on the future settlement as collateral. Hence, there is no need for a credit check. Applying for a lawsuit cash advance is easy, and involves the following steps:

  • Apply with a reliable legal funding company through their online form or contact number
  • Discuss the claim details with your attorney
  • Meanwhile, the team at the lawsuit loan company reviews your application
  • Once approved, you could receive the money in 24 hours
  • A DocuSign agreement needs to be signed by you and your lawyer
  • The money is then transferred through one of several convenient channels, such as bank account transfers, overnight checks, or Western Union

Statistics on accidents and injuries in Florida

In 2020, there were a total of 341,399 car accidents reported in FL. This averages out to 933 car crashes each day. In 2020, 3,332 lives were lost due to car accidents, and 15,614 were injured due to such accidents.

It is estimated that 40% of all car crashes in Florida result in injuries. In 2018, Florida had 401,851 traffic accidents, with 3,150 deaths being caused by these traffic accidents.

State law regarding pre-settlement loans in Florida

Florida has a bill pending that seeks to impose additional regulations on lawsuit loans within the state. This bill would enable the Florida Department of State to ensure more extensive regulation of the industry. Case laws in the state have upheld agreements on loans on pending lawsuit settlements where there was no direction or interference from the lender about the litigation.

The Florida Bar allows lawyers to honor the allocation of proceeds for the client from the case to the lawsuit loan organization. In addition, it does not allow lawyers to provide a letter of protection to the organization. Many lawsuit loan organizations offer services to Floridians, and several of them use alternate acknowledgment letters that are compliant with the Florida Bar’s stance on lawsuit loans.

Can an attorney give money to their client in Florida?

The Florida Bar Ethics Opinion 96-1 states that attorneys are not allowed to provide plaintiffs with any financial assistance. Based on this, they are allowed to provide advances for the litigation costs. These expenses will only require repayment once the case is closed.

Can an attorney help their client receive lawsuit loans in FL?

According to the Florida Bar Ethics Opinion 00-3, attorneys are allowed to offer clients information pertaining to non-recourse lawsuit loan (low-interest pre-settlement loan) organizations if the client is in need of financial assistance.

Dangerous roads and intersections in Gainesville, FL

A majority of settlement loan applications are made for personal injury cases. These can often happen due to motor vehicle accidents or slip and fall cases.

There are certain roads and intersections in Gainesville, FL that are notorious for their high risk of causing accidents. You can exercise caution when visiting these areas. Some of the most dangerous intersections in Gainesville, FL include the following:

  • Southwest 13th Street and Southwest Williston Road
  • Southwest 16th Avenue and South 13th Street
  • Northwest 34th Street and Northwest 39th Avenue
  • Southwest 20th Avenue and Southwest 62nd Boulevard
  • West University Avenue and Northwest 22nd Street

Hospitals and medical centers in Gainesville, FL

If you have suffered a personal injury as a result of a motor vehicle accident, slip and fall case, or even police brutality, it is important to get medical attention at the earliest. You can visit any of the leading hospitals in Gainesville, FL to receive medical treatment.

Some of the top hospitals and medical centers in Gainesville, FL include the following:

  • UF Health Shands Hospital
  • Shands Hospital
  • Select Specialty Hospital
  • North Florida Regional Medical Center
  • UF Heart Vascular and Heart Neuromedicine

Get your advance on lawsuit settlement today from Direct Legal Funding

Personal injury case settlements can take months or years to close out. As victims wait for the settlement money to arrive, their expenses continue to rise. Victims of personal injury are often saddled with exorbitant medical bills and healthcare costs.

In addition, if there has been an injury, which contributed to a loss of job or income, the worry of taking care of bills can be compounded. This is especially the case if another job is difficult to come by. An advance on lawsuit settlement can help in these situations, providing ready financial assistance at a time when it’s most needed.

At Direct Legal Funding, we offer ready cash at extremely competitive rates. Our loan application process is simple, and we do not require any credit checks. Once you submit your application with us, you can typically expect to receive the money in just 24 hours.

Our dedicated team of specialists will review your case thoroughly and offer you the best rates. We have helped a large number of people in Gainesville, FL get the necessary cash advance to support existing expenses while they wait for their settlement. You can get access to pre-settlement funding today by filling out our online form or calling us at 866-941-5588.

How Long Does It Take to Get a Lawsuit Loan in the Bronx, New York?

Posted on by karan k

Compared to an auto loan or a mortgage loan, obtaining a lawsuit loan in the Bronx involves a much easier and quicker process. Lawsuit loans are not loans in the technical sense. So, in general, obtaining them is much simpler. People sometimes also call these “settlement loans,” “cash advances,” or “pre-settlement funding.”

Direct Legal Funding offers quick turnarounds

Direct Legal Funding is recognized for its short turnaround time for lawsuit loans backed by prompt and reliable customer service. With Direct Legal Funding, the process of getting a lawsuit loan is much simpler than you might think. Many of the cases are funded within just one business day, and most applicants can expect to be approved and receive cash in as little as 24 hours.

The time period from application to receiving funds

A lawsuit loan or pre-settlement funding is essentially a non-recourse type of loan. This means if you don’t win the case (i.e., you don’t receive a settlement), you don’t need to pay back this loan. For this reason, there is generally no need for a credit check during the application. Direct Legal Funding does not require any credit history and does not perform any credit checks.

The value of the lawsuit loan is decided based on the approximate value of your case and your own cash requirements. Once you make the application for funding, the company reviews the case documents received from your law firm. They will probably conduct a short telephone interview with you as well. Once approved, you get your money in 24 to 48 hours in most cases.

Options for money delivery

Once you get approved, you should ask the funding company about the different methods they use to send the money. The timeline and cost will depend on the delivery method. So, you can check with the company first before selecting your preferred method.

Wire transfer

This is the quickest way to receive the money. The wire transfer method works by taking the money from the account of the funding company, and then sending it to your account or a relative’s bank account, via electronic transfer. Wire transfers are safe, and you get the money in just a few hours.

Overnight check

Overnight checks are usually sent to a particular address. This can be a residential or a business address. Overnight checks tend to be more expensive compared to wire transfers, but they are a good solution for individuals who don’t have a bank account. Once you get the check in your mail, just cash it at your local store that cashes checks.

US Mail check

This is the slowest method for money delivery, but also the cheapest. It depends on how far you are located from the company’s office. In relation to this, delivery times usually take between 1 to 5 business days. If you are in an emergency financial situation, the snail mail option may not be the best solution.

Note: Direct Legal Funding can even transfer money via Western Union to make the delivery process simpler.

Helpful tips to keep in mind

  • Try to contact your funding company as early as possible during the day. That way, you may be able to get your money on the same day in some cases.
  • Ask your funding company about the best method for receiving money. Factor in the delivery time and price when making a choice – this is the judicious thing to do.
  • Tell your law firm that you want to take a pre-settlement advance. This way, they can arrange necessary documents for the funding company’s review.
  • The sooner the application is made, the sooner you receive the money.
  • The attorney at your law firm should be able to speak to the funding company whenever needed.
  • Keep the case file and necessary information required by the underwriting team.

Documents the lender may ask for:

  • Medical records showing injury
  • MRI or x-ray reports
  • Name of the insurance carrier and policy limits of the defendant
  • Post-op report from surgery
  • Ambulance report
  • Police or incident report
  • Copy of the lawsuit filed, or legal complaint
  • Videos or photos of the incident
  • In case of medical malpractice, an expert report
  • Payoff letter from the previous lender (in case you have received funding previously.)

What factors can delay the lawsuit loan?

In certain cases, lawsuit loans may take up to 2 weeks for processing. It depends on the following factors:

  • Complexity of your case
  • Prior lawsuit loans obtained from other lending companies
  • The amount of funding requested by you
  • Recent bankruptcies, child support liens, or tax liens
  • The amount of time taken by your attorney to send your case file and relevant information

Type of case – how it impacts receiving lawsuit loans

Car accidents are among the easiest cases eligible for approval when it comes to a lawsuit advance. This is because car accidents are well documented compared to other types of cases.

Proving liability

It’s vital that the plaintiff have some evidence showing the other party is responsible for the damages incurred. In relation to this, both liability and extent of damages need to be shown in this evidence.

Police report

In case of a car accident, there is usually a police report. The report will clearly mention which of the parties was the cause of the accident or collision. The police report often contains critical information that is required in the case of a lawsuit advance. Aspects such as the extent of damages, and if it was a minor or major incident, all are recorded in the police report.

Lawsuit loans are fast and easy with Direct Legal Funding

Depending on the nature of the lawsuit, receiving funding can be very easy. You can obtain the funding through Direct Legal Funding. Lawsuit loans help you sail through difficult times, such as during litigation, and also provide you with financial backup until the settlement. It can be very beneficial to get a lawsuit loan to tie you over until your case is concluded.

Direct Legal Funding: A trusted choice for lawsuit loans

At Direct Legal Funding, receiving a lawsuit advance is an easy process. We provide reliable customer service and offer the most competitive interest rates. We don’t require a credit check from you, and there is no obligation to repay the amount until you win the settlement. Apply with us and get your money within just a couple of days in most cases – no hassles!

Apply now using our online application form or call us at 866-941-5588. Our dedicated specialists will revert to you quickly to discuss your funding requirements.