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Author: karan k

PG&E Wildfire Settlement Loans – Fire Victims Wait to Receive their Full Settlement Amount…Get a Lawsuit Loan Now!

Posted on by karan k

Waiting for a PG&E Settlement? Apply for a California Wildfire Lawsuit Loan and Receive Pre-Settlement Funding Today!

Direct Legal Funding provides pre-settlement loans for victims who have been impacted by one of the California wildfires that were caused by Pacific Gas and Electric (PG&E). Over the past several years, PG&E – induced wildfires have burned millions of acres throughout the Golden State, destroying thousands of homes and causing billions of dollars in damages.

Wildfire victims may be entitled to damages for:

  • Medical expenses.
  • Repairs for damaged or destroyed property.
  • Temporary relocation expenses.
  • Mortgage payments.
  • Business interruption costs.
  • Other personal expenses.

If you are one of the countless individuals who have been negatively impacted by a PG&E California wildfire, it is likely that you have been very frustrated by the slow process in which pre-settlement funds are being dispersed. This is where we come in.

At Direct Legal Funding, we do not believe you should have to wait for months or even years to get the compensation that you are entitled to. And we are here to provide a lawsuit advance that puts the money in your hands within a matter of days. There are no credit checks, and all you need to qualify for pre-settlement funding is to be working with an attorney.

Here are some of the main benefits of a PG&E wildfire lawsuit loan through DLF:

  • Simple and straightforward lawsuit funding application process.
  • No credit checks or collateral required.
  • Low interest rates that are among the most competitive in the industry.
  • Non-recourse funding, meaning you only have to repay the loan if you receive a PG&E wildfire settlement.
  • Quick approvals with funds available often within 24 to 48 hours.

Call us today at 866-941-5588 or apply online to get started on your PG&E lawsuit loan application.

Billions Still Owed to PG&E Wildfire Victims

PG&E’s negligence in causing the California wildfires was so widespread that the company was forced into bankruptcy. On January 29, 2019, PG&E filed for Chapter 11 reorganization. As part of the bankruptcy settlement, the Fire Victim Trust was set up to review damage claims, issue determination notices for eligible claimants, and disperse funds for both economic and non-economic damages that were caused by the fires.

This may sound encouraging, but there is a big problem. During the two and a half years since PG&E emerged from Chapter 11 bankruptcy, victims have yet to receive even half of the compensation that they are owed by the utility.

As of the end of 2022, the Fire Victim Trust has awarded more than $14 billion in determination notices. However, less than $6 billion has been paid out to victims so far. This means that PG&E California wildfire victims are still owed more than $8 billion in compensation for the extensive losses that they have suffered.

Why is it taking so long for PG&E wildfire victims to get paid?

The answer to this question is somewhat complicated, but what it boils down to is this. In a twist of cruel irony, the ability of California wildfire victims to be made whole is tied directly to the success of the company that cause them harm in the first place.

The reason for this is that PG&E is raising the money to fund the Fire Victim Trust by selling shares of its stock to the public. So, in order for the utility to raise the funds it needs to pay victims, it needs to keep the price of its stock from cratering. And this is where it gets tricky.

In the fall of 2022, PG&E’s stock rebounded to the point where they were able to sell two 35 million share blocks. This allowed them to raise about $1 billion for the Fire Victim Trust.

The main factor that allowed the stock to rebound was PG&E being accepted back onto the S&P 500 and the credibility that this inclusion fosters among institutional investors. Utility stocks are a favorite among many large investors because of their perceived stability and steady dividend payouts.

Including the latest two blocks of shares sold, PG&E has sold a total of 170 million shares, which accounts for about 36% of the 477 million shares that it has available to sell in order to raise money for its Fire Victim Trust. This leaves them with about 307 million shares left to be sold.

PG&E sold its latest blocks of shares at a price of around $15 per share, and the company’s stock has maintained this price level since coming back to the S&P 500. But the challenge going forward is to sell off their remaining 300+ million shares at hopefully higher levels than the previous shares sold for.

To accomplish this, PG&E will need to sell its stock in smaller chunks, certainly no bigger than the 35-million share chunks that were recently sold. The reason being that if a company sells too much of its stock at once, it could create unstoppable downward momentum on the price, causing short-sellers to join in on the action and potentially resulting in the share price bottoming out.

A scenario like this is bad for everyone involved, but especially for the California wildfire victims. They need the shares to sell at as high a price as possible in order for them to be paid in full (or as close to full payment as possible).

For this to happen, victims are going to need to wait for a while to receive their money. At the current rate in which they are selling off stock and disbursing funds to victims, we are probably looking at sometime in 2024 at the earliest before the Fire Victim Trust is anywhere close to fully funded.

In the meantime, victims can apply for a California wildfire lawsuit loan through Direct Legal Funding.

Recommended Attorneys for PG&E Wildfire Lawsuit Representation

At Direct Legal Funding, we understand that finding an attorney that has specific experience representing PG&E California wildfire victims can be difficult. To help point you in the right direction, here is a list of the top 10 attorneys that we recommend:

  • Watts Guerra
  • Gibbs Law Firm
  • Dixon Diab & Chambers, LLP
  • Barr & Mudford
  • Krause and Kinsman Law Firm
  • Matthews Law Firm
  • Law Office of Paul Mankin
  • Kabateck LLP
  • McNicolas & McNicholas, LLP
  • Singleton Schreiber

Of course, you are free to work with whichever attorney you feel most comfortable with, but if you have not found anyone yet, we recommend inquiring with some of those on this list.

Don’t Want to Wait for Your PG&E Wildfire Lawsuit Settlement? Contact Direct Legal Funding Today

If you or someone close to you was impacted by the California wildfires that were caused by PG&E, you may be getting tired of waiting to be compensated. Maybe you have received only a part of your funds, but you have a lot more coming to you.

Whatever your situation, Direct Legal Funding is here to help! As long as you filed a valid proof of claim before the deadline and you are working with a qualified attorney, we can help you obtain pre-settlement funding for a portion of the amount you are waiting for.

Apply online or call us today at 866-941-5588 to get started on your PG&E wildfire lawsuit loan. You can also reach out to us to learn more about how we can help you.

How Long Will My Personal Injury Lawsuit Take to Settle?

Posted on by karan k

We wish we could give you a straightforward answer to this important question, but the unfortunate truth is, personal injury cases can take months or even years to resolve – depending on the specific circumstances of your case.

This is largely because insurance companies make more money by denying claims. They know you are likely out of a job because of your injuries; they know you have mountain-high hospital bills; they know you may have lost a loved one whose sole income supported your family; they know you’re worried about paying your rent or your kids’ school fee. 

No matter how “nice” an insurance adjuster may seem, keep in mind that they are working for a huge corporation, and not for you. Insurance companies work on the principle of “delay, deny, and defend” when it comes to handling claims because they have the benefit of time that you don’t.

One very helpful way to level the playing field when dealing with insurance companies is to apply for lawsuit settlement loans. If you are working with an attorney, you may qualify for pre-settlement funding, which provides you with a lawsuit advance on the settlement funds you expect to receive. Direct Legal Funding is one of the leading lawsuit funding providers in the US.

Key Reasons Why Your Personal Injury Claim May Several Months (or Years) to Resolve

Insurance providers know that the longer they keep you from the settlement money, the more desperate you are likely to get. In fact, they hope that you will get mad at your lawyer or the courts because that’s when you will be willing to take pennies on the dollar.

This again is where pre-settlement loans help injury victims by removing the leverage insurance companies have. Car accident loans, construction accident loans, and other forms of lawsuit funding give injured plaintiffs the funds they need to get them through difficult financial times.

Here are the most common reasons why injury claims take so much time to reach a resolution:

There are Complex Legal Issues in Your Personal Injury Case

In some cases, lawyers have disagreements about the law, which causes both parties (i.e., plaintiff and defendant) to file motions. A motion is a paper filed with the court requesting that the judge take a certain action.

For example, a “motion to strike” refers to a request for the judge to remove something in a complaint because the moving party believes the element of the complaint is improper.

There are several different types of motions, but they all really have the same purpose: to determine how the law applies to a case. Since motions can be complicated and numerous, it can take time for your attorney to write legal briefs (these are meant to help the judge in making a decision) on your behalf. Once a case is argued, judges usually have 90 days to make a ruling.

In the meantime, if you have a strong case and your attorney can demonstrate that to our pre-settlement funding specialists, you can apply for a lawsuit advance to get you funds to help you through these delays.

The Other Party Has Disputed Your Claim

The other driver claims that you were speeding but you are convinced you weren’t. In disputes like these, your attorney has to prove that you are right, and that can take quite a while. In personal injury cases, the burden of proof lies on the injured victim. Generally, written documents such as police reports and hospital bills will not be enough to prove a case.

There will have to be out-of-court sworn testimonies (depositions) and expert investigations before the responsible party can evaluate their risk of trial. Disputes can arise as to how injured the plaintiff is, exactly how the incident happened, and whether or not the defendant is responsible for the injuries.

You Are Still Undergoing Treatment

Aside from insurance companies playing their usual games to deny or reduce your claim, this is one of the single biggest reasons cases take time to settle. Once you have signed the hospital/ER release form, you can’t come back and ask for more money.

For example, if you sign the release on day 1 and then on day 2 the physician tells you that you have a traumatic brain injury due to the accident, you will have to pay for that treatment out of your own pocket.

So, an injury case should only be settled when you are completely done with treatment, or when your physician believes you have received all the care you need at that moment and has given you a written estimate about your future care needs.

While you are going through treatment and waiting to know the full extent of your injuries, medical bills can pile up. This is another reason to consider applying for pre-settlement funding. Lawsuit settlement loans can help cover bills for medical treatment and other costs you have incurred during your ordeal.

Your Case Records are Delayed

The police officers have several weeks to create a report about an accident (this duration varies depending on which state you live in). Sometimes, in particularly catastrophic and complicated accidents, it takes them ALL of that time to issue their report.

Also, even after your report has been issued, it may take months for the cops to give it to you or your attorney. And even the most meticulous attorney can’t move forward in a case without this report. Not to mention some hospitals can take forever to provide records, no matter how many requests your attorney makes. There is nothing your attorney can do when these delays occur.

It can be very frustrating when unexpected delays happen, but you can still get money in the meantime by applying for a lawsuit advance. Pre-settlement loans have helped many people who have been in your position before.

Your Attorney Needs Time to Gather Evidence and Build a Strong Case

Attorneys have to gather a lot of information for every case, but they are busy people. Ideally, your attorney should keep you informed about every step they take. If you haven’t heard from them in a while, don’t hesitate to check in with them.

Every case is different so you and your attorney should have a continuous dialogue about how long your case will take. Some cases don’t involve complex disputes, while others may involve appealing to the higher courts, which can take years. Some medical providers turn over records quickly, others take their sweet time.

Never ever feel hesitant about asking your attorney approximately how long your case will take to settle. And even if they give you a clear answer, remember that your proactive involvement can help ensure that they are diligently working on your case to get it resolved as quickly as possible.

Need a Quick Lawsuit Settlement Loan to Tide You Over Until You Get a Fair Offer? Contact Us Today!

At Direct Legal Funding, we offer no-risk pre-settlement loans to personal injury plaintiffs across the country at highly competitive interest rates. You can use this lawsuit advance to pay your mortgage, rent, utility bills, credit card payments, medical bills, and whatever else you want.

Since we offer pre-settlement funding against a percentage of your potential settlement that you might win, we don’t need to check your credit score or financial history to approve your application. Fill out this form to start the process and you can have the money in your account within 48 hours or less.

If you have any questions and would like to talk to our lawsuit funding experts, call us at 866-941-5588 or send us a message here. 

How is The Value of a Personal Injury Lawsuit Determined?

Posted on by karan k

If you are thinking of filing a personal injury lawsuit, the biggest question in your mind is probably, “how much is my case worth?” The answer to this question depends on which state you live in because state laws vary when it comes to calculating damages.

Generally speaking, you can be compensated for economic and non-economic damages. Economic damages refer to the compensation for monetary losses, such as hospital bills, lost wages, rehabilitative treatment in the future, loss of earning capacity, and property damage.

Non-economic damages, on the other hand, refer to compensation for losses that cannot be quantified in monetary terms. These are subjective in nature, such as emotional distress, pain and suffering, loss of enjoyment of life, and loss of companionship.

If you are involved in a lawsuit in which you expect a sizable settlement, you can obtain pre-settlement funding, which is essentially a cash advance on the funds you will eventually receive. Lawsuit settlement loans are non-recourse in nature, which means your lawsuit advance does not need to be paid back if you don’t win your case.

Key Factors that Help Calculate Your Lawsuit Settlement Amount

There are several different factors that are considered when valuing personal injury cases. The insurance company is required to compensate the injured claimant for lost income, medical treatment, any permanent disfigurement and disability, property damage, and pain and suffering.  

If you are considering a pre-settlement loan, bear in mind that a standard settlement package is supposed to be based on certain documents to help with the negotiating and settling of the claim. These include:

Medical Records and Bills

This provides the most definitive proof of your injuries and the severity of them. You (or your attorney, to be more precise) should include these documents in every settlement package. Failure to do so will result in the insurance company severely undervaluing your case.

A skilled personal injury attorney can also hire medical experts to estimate your long-term medical costs, physical therapy, and rehab expenses, and the future cost of ongoing medications, assistive devices, and so forth. This will raise the value of your claim and any pre-settlement lawsuit funding that you receive. 

Lost Wages

Apart from suffering physical injuries, an injured plaintiff can also receive compensation for lost income due to these injuries. To pay money for the lost wages, the insurance company usually needs documentation from your employer showing the time you missed following the accident, as well as medical records that support the fact that you missed work. If you have suffered a long-term full or partial disability, your attorney will also include the future loss of income in your claim.

Property Damage

This is the simplest one to calculate. A lot of the time, the property damage claim is settled prior to all other claims, however, if it’s not resolved early on, it should definitely be included in your settlement package. If your car or bike was damaged in a crash, take it to the repairs and include that bill for this part.

Pain and Suffering

This refers to the physical, mental, emotional, and psychological pain and suffering that you may have endured due to your accident. Unless you are a trained legal professional, it’s virtually impossible for you to determine a proper value for this claim.

If you have significant pain and suffering that did not resolve within a few weeks of the accident, it’s recommended to seek legal representation (if you haven’t already). In personal injury cases, pain and suffering are usually the largest financial component for damages.

A sizable pain and suffering award can greatly enhance the amount of pre-settlement funding you may qualify for. Whether you are interested in a car accident loan, construction accident loan, or any other type of lawsuit advance, working with an experienced attorney is extremely important in ensuring that you obtain the maximum amount of compensation.

Loss of Enjoyment of Life

This refers to the inability to do things that you once enjoyed doing before the accident. Again, only a skilled lawyer can accurately determine the monetary value of this type of subjective loss and thus how much this portion of your settlement will add to your available lawsuit funding.

Factors may include:

  • Work activities (like driving yourself to and from work)
  • Domestic and household activities (like doing the laundry or picking up your child in your arms) 
  • Studies/educational activities
  • Sports activities (like working out or playing badminton)
  • Hobby activities (like gardening or yoga)
  • Traveling
  • Social activities (like going out with friends)

Determining Damages in Car Accident Cases

There are many types of personal injury cases – vehicle collision, workplace accidents, product liability, premises liability, animal bites, medical malpractice, police brutality, and so on. The most common of these is car accidents.

In these cases, there are three types of damages:

  • The damage to the car
  • The damage to the people in the car; and
  • The damage to the property inside the car

Most often than not, the insurance companies only pay for the damages to the vehicle. If your car was completely totaled in the accident, insurance is legally obligated to pay for the car’s value. They shy away from paying for anything that was damaged inside the vehicle.

Car Seats

If you didn’t know this already, let us remind you: insurance companies want to pay you as little as possible for whatever damage anyone inflicted on you and your property. This is why even though car seats are one of the most common things that get damaged in an accident, insurance providers try to get out of paying for them.

But regardless of which state you live in, you have the right to be compensated for them by the at-fault party’s insurer. Also, if they say they will pay you a “diminished value” for the car seats, don’t buy them.

A skilled attorney will make them pay for it all. And just imagine, if they are trying to nickel-and-dime you on the value of your car, how are they going to treat your medical bills? With an experienced attorney in your corner, you will be in position to maximize your settlement, which will qualify you for a sizable car accident loan in case you need some funds to get by until you receive your settlement.

Get a Lawsuit Advance to Fund Your Injury Claim and Ease Your Financial Situation

Even if you have a good lawyer and a compelling personal injury case, the wheels of justice turn slowly. Your injury case could take several months or even years to reach a resolution. Unless you have large alternative sources of income or significant family wealth available to take care of you, you’re probably going to have a tough time paying your bills.

At Direct Legal Funding, we offer low-interest lawsuit settlement loans to personal injury case plaintiffs to help them with finances until they receive a fair settlement offer or verdict. If you’re thinking of filing a claim and need pre-settlement funding to help pay your mortgage, rent, utility bills, hospital bills, groceries, credit card payments, or anything else, we are here to help.

Our lawsuit funding application process is very straightforward – you can fill out the application in as little as 5 minutes, after which we will work with your attorney to handle the rest. If approved, you could have the lawsuit advance in your bank account within 24 hours. If you have any questions or concerns, don’t hesitate to reach out to our knowledgeable team online or call us at 866-941-5588.

Car Accidents in Baton Rouge, LA

Posted on by karan k

Approximately 6 million vehicle collisions occur every year in the United States, according to the National Highway Traffic Safety Administration. That comes down to over 11 accidents every minute and almost 16,500 every day. These accidents result in 2.35 million injuries and 37,000 deaths. Considering these statistics, it wouldn’t be a stretch to say that we all know someone who has been in a car crash.

If you are in a similar situation right now, i.e., injured due to someone else’s reckless actions on the road, and waiting for a settlement, a no-risk lawsuit advance from Direct Legal Funding might be able to help.

Since car accident injury settlements can extend over several weeks, pre-settlement funding can help you get through financially tough times with ease.

How to Obtain Lawsuit Funding in Baton Rouge, Louisiana

In the state of Louisiana, getting a pre-settlement loan is really easy. All you need to do is fill out the short online form or contact the lending company over the phone to start the process. They only need some basic information like yours and your attorney’s contact information to get started on your car accident loan.

Then the intake specialist will call you to chat about your claim. Next, they will call your attorney to request your case files – this step is crucial in helping the lender determine whether you should be approved for the lawsuit advance. The clearer your case is and the more chances you have of winning your case, the better your chances of securing pre-settlement funding.

If the lending provider figures out you have a decent chance of getting a settlement offer (or jury award if the case goes to court), they will approve your application and provide you with the lawsuit settlement loan you requested. They will send over a contract that will need to be signed by you and your attorney, and then deposit the cash in your bank account or send you an overnight check within 24 hours.

State Law Regarding Pre-Settlement Loans in Louisiana 

There are some unique elements regarding personal injury law and lawsuit funding in each state; the same is true for Louisiana.

Louisiana is a “comparative fault” state, which means anyone who sustains injury in an accident has their damages lowered by the percentage of “fault” (responsibility) they were found to have in the accident.

For example, if a negligent driver runs a red light and hits your car but you were also driving a bit over the speed limit, the court may decide that the crash was 10% your fault. So, if the damages are $30,000 in your case, you’d receive $27,000 (90% of $30,000).

You also need to have an attorney if you want to apply for a car accident loan in Louisiana. While you are legally entitled to file your own auto accident lawsuit, you can’t represent yourself if you want to obtain a lawsuit advance.

Previous Personal Injury Cases in Baton Rouge, LA

Car accidents can happen at any time, anywhere, no matter where you are. However, they have become alarmingly common on highways and interstates in Louisiana. Just last year, a Baton Rouge resident was riding in the backseat when the vehicle was violently hit in the rear by an 18-wheeler. His vertebra was severely fractured in five places, making him unable to lead a normal life in the future. He was awarded $2.12 million in damages.

Statistics on Car Accidents and Injuries in Baton Rouge, LA

Did you know that car insurance rates in Baton Rouge are about 47% higher compared to other areas in Louisiana because of the high number of vehicle collisions? East Baton Rouge is actually leading all parishes in the state in terms of fatal crashes. In 2021, a total of 247 people lost their lives in road accidents in East Baton Rouge alone.

The Orleans Parish used to have more traffic casualties, but ever since the coronavirus pandemic began, more people have died on roads in Baton Rouge than in any other city in Louisiana.

Average Time It Takes to Get a Lawsuit Settlement Loan in Baton Rouge, LA

As explained earlier, getting a lawsuit advance against your future settlement is an easy process, and most of that is handled by your attorney and the loan provider. Here at Direct Legal Funding, most of our applicants are approved within 48 hours of attorney verification. After the approval, you will usually get the car accident loan within 24 hours.

How to Expedite Your Pre-Settlement Loan Approval Process

Is there something you can do to make sure we process your application faster? Absolutely!

Look, at the end of the day, you can get lawsuit funding if you have a good lawsuit. To build a rock-solid case, you need to have a good lawyer on your side.

Choosing an experienced car accident lawyer can help you gain an increased amount of settlement. So, when we see that you’re working with a good lawyer, it gives us more confidence in your ability to win the claim.

Once you’ve got that covered, make sure your lawyer is expecting our call. They should have your case details on hand so the call goes smoothly, otherwise, it can take a few days to coordinate as lawyers are busy people.

One more thing: it goes without saying but make sure the other party (or parties) responsible for your injury have an insurance policy or other available assets for a settlement. If they don’t, might not qualify for the car accident loan. 

The Most Dangerous Roads in Baton Rouge for Drivers and Bicyclists

If you’ve lived here for a while, you have probably become used to the city’s busy traffic. Baton Rouge also happens to be the second deadliest city for drivers in the US, ranking behind Detroit. Research shows that the majority of accidents occur on the following roads:

  • Staring Lane from Highland Road to Perkins Road
  • Nicholson Drive
  • O’Neal Lane from Harrell’s Ferry Road & I-12
  • Burbank Drive from Lee Drive to Bluebonnet Drive
  • Highland Road from Perkins Road to Airline Highway

Leading Hospitals and Health Clinics in Baton Rouge for Car Accident Injuries

If you have been in any sort of vehicle crash, you should get checked out by a medical professional right away even though you don’t think you suffered any serious injuries. In many cases, accident injuries can be internal, which can only be diagnosed by a physician and advanced imaging tests.

You can visit any of the following centers in Baton Rouge to get a thorough physical examination and receive the right medical care:

  • Baton Rouge General – Bluebonnet
  • Baton Rouge General – Mid City
  • Our Lady of the Lake Regional Medical Center
  • Ochsner Medical Center
  • Promise Hospital of Baton Rouge
  • St Brendan Specialty Hospital
  • Sage Specialty Hospital
  • The Spine Hospital of Louisiana at the NeuroMedical Center

The Average Cost of Healthcare in Louisiana

The most affordable health insurance plan (Silver Plan) in Louisiana that covers dental and vision care for a single individual cost $669 per month, which is more than $8,000 per year. Healthcare is pretty expensive in the state compared to most other parts of the country and it’s not getting cheaper. Of course, this cost can get even higher when you need more complicated surgical care or rehabilitative care on an ongoing basis after being injured in an accident.  

Don’t Let the Insurance Company Bully You: Get a No-Risk Lawsuit Advance Within 24 Hours

If you are involved in a car accident injury lawsuit, and you’re struggling with paying rent or putting food on the table, fill out our application within a few minutes and you should receive your pre-settlement funding within a couple of days. A Direct Legal Funding lawsuit funding specialist will get back to you as soon as possible for a quick chat. 

Remember, the process is easy – we never check an applicant’s financial history, employment history, or credit score to determine their eligibility. All we need to give you the money is having retained an attorney and a good case. Call us at 866-941-5588 or send us a message online if you have any questions about how to obtain a pre-settlement loan.

How Long Does It Take to Get a Lawsuit Settlement Loan in Baton Rouge, LA?

Posted on by karan k

Since civil lawsuits, such as employment law claims or personal injury claim cases, can take months or even years to reach a resolution, plaintiffs often struggle financially especially if their claim-related injury has rendered them unable to work.

If this sounds like you, getting a lawsuit advance or pre-settlement loan against your pending lawsuit can be a huge help. These loans are pretty straightforward to get – the lender doesn’t have to check your credit score or financial history to approve it.

They only need to determine how likely you are to win your claim. Once approved, you can get the lawsuit funding in as little as 24 hours. Examples of pre-settlement funding options that may be available to you include car accident loans, construction accident loans, and many others.  

For many of our clients, lawsuit settlement loans have helped them obtain a higher settlement from the at-fault party by taking the pressure off their lawyer to settle the case faster for a lowball offer.

How to Get Lawsuit Funding in Baton Rouge, LA

We can’t talk about other lawsuit settlement loan providers in Baton Rouge, but here at Direct Legal Funding, here’s the simple step-by-step process of applying for the pre-settlement advance:

Step 1: Call us or fill out the online form on our website to get started. We only need some basic information about yourself, your claim, and your attorney.

Step 2: We will consult with your lawyer to review your lawsuit.

Step 3: If our underwriters consider us a good fit, we will send you a contract to sign (electronically).

Step 4: After approval, we will deliver the money within 24 hours (via bank transfer, overnight check, or any other mode that’s convenient to you)

State Law Regarding Pre-Settlement Funding in Louisiana

Before applying for a lawsuit advance against your potential future settlement, you should understand how personal injury laws work in Louisiana. The state follows an “at-fault” system for determining damages. This means that the individual responsible for the accident is held accountable for any injuries, property damage, and lost income, etc.

Here are Louisiana’s minimum policy limits:

  • $15,000 physical injury liability per individual and $30,000 per accident
  • $15,000 uninsured motorist coverage per individual and $30,000 per accident
  • $25,000 property damage liability per accident
  • $1,000 in medical payments coverage

If your damages exceed the above limits, the person or company responsible for your injuries will have to pay the remaining amount. 

Also keep in mind that the statute of limitations for cases of medical malpractice, worker’s compensation, and personal injury in Louisiana is only 1 year. So, if you think your injuries or property damage is caused by another party’s negligent behavior, you should consult with an attorney and file a lawsuit as soon as possible following the incident so you will be in a position to obtain pre-settlement funding.

Previous Cases of Personal Injury Lawsuits in Baton Rouge, LA

A few years ago, a plaintiff was stopped in traffic in Louisiana, when his car was rear-ended by a commercial truck. The plaintiff sustained severe injuries in both wrists, arms, low back, and neck, and had to undergo a cervical fusion to get some degree of function back in the neck. It was determined by a general surgeon and a neurologist that he will need long-term rehabilitation, which could cost up to $2.5 million. He was awarded $3,873,018 by the jury.

In a local case, an East Baton Rouge Parish resident suffered a double leg amputation because of the poorly maintained highway. He received $13,800,000 in settlement from the county. 

In cases like these, a car accident loan would be a great help for victims who have to wait for several months or longer for their settlement funds to come in.

Car Accident Statistics in Louisiana

When the COVID-19 pandemic hit the world and people were forced to stay at home, the number of vehicle collision fatalities naturally went down in most places – but not in Louisiana. The number of deaths from traffic accidents in 2021 here somehow managed to set a new record. There were 997 fatalities and 914 crashes in 2021, which is a sharp increase from 828 fatalities and 762 crashes in 2020.

Car accidents are usually caused by some type of negligence, which means the victim can file a claim for damages. If you are in this position, Direct Legal Funding can help you obtain a car accident loan as an advance on the settlement you will receive.

Average Time It Takes to Get Lawsuit Funding in Baton Rouge, LA  

If you’re working with a reputable lender like Direct Legal Funding, speed is everything. Once we approve your pre-settlement funding application (which usually takes 48 hours), we can mail an overnight check or wire transfer the money to your account within 24 hours.

Factors That Could Cause a Lawsuit Advance to Take Longer Than Usual

Of course, there’s always room for unexpected delays. The most common causes for a delay in lawsuit funding application processing are:

  • The applicant’s attorney is too busy to take our call
  • The attorney doesn’t have all the case details at their disposal during our brief interview
  • The applicant doesn’t have the required documents (such as insurance papers, hospital bills, medical reports, police incident reports, etc.)

If you want your lawsuit settlement loan application fast-tracked, we encourage you to talk to your attorney and let them know that they should be ready for us to call them. Keep all the necessary documents organized in a neat manner, so you access them quickly. The better prepared you and your attorney are, the faster the process will be.

The Most Dangerous Intersections in Baton Rouge for Drivers

Everybody says their city’s traffic is the worst, but when someone from Baton Rouge says it, they actually mean it. Our traffic is considered the 4th worst in the country, just slightly behind New York, Los Angeles, and Miami. More traffic means drivers spend more time on the roads, increasing the risk of crashes.

Cases of traffic congestion, speeding, and aggressive driving are particularly common on the following roads:

  • Staring Lane from Highland Road to Perkins Road
  • Nicholson Drive
  • O’Neal Lane from Harrell’s Ferry Road & I-12
  • Burbank Drive from Lee Drive to Bluebonnet Drive
  • Highland Road from Perkins Road to Airline Highway

Best Hospitals and Emergency Care Centers in Baton Rouge for Accident Injuries

Whether you are severely injured or have only sustained minor bruises in an accident, your first priority should be to head to a nearby hospital for a quick checkup. There are many great ERs and medical clinics in Baton Rouge that are open 24 hours a day, 7 days a week, including:

  • Baton Rouge General – Bluebonnet
  • Baton Rouge General – Mid City
  • Our Lady of the Lake Regional Medical Center
  • Ochsner Medical Center
  • Promise Hospital of Baton Rouge
  • St Brendan Specialty Hospital
  • Sage Specialty Hospital
  • The Spine Hospital of Louisiana at the NeuroMedical Center

The Average Cost of Healthcare in Louisiana

The most recently published data shows that the average cost of health insurance in the state for one person is $7,047. This is almost $25 per individual more than the national average. In other words, getting medical care in Louisiana is not cheap. If you end up with significant injuries in a car crash, you can easily end up with hundreds of thousands of dollars of hospital bills. It is in times like these when a car accident loan can be a real life saver financially.

Contact Us for Low-Interest, No-Risk Lawsuit Settlement Loans in Baton Rouge, Louisiana

Direct Legal Funding has always been committed to offering competitive interest rates to Baton Rouge residents. We are also known for having one of the highest pre-settlement funding application approval rates in Louisiana. If your attorney shows that you have a good case, we can usually give you a lawsuit advance within 24 hours at the most competitive interest rate.

You will bear absolutely no risk and you don’t give any collateral to obtain your lawsuit settlement loan. We only get paid out of the settlement or jury award that you receive. If you lose the case, you do not have to pay us back.

Are you ready to get started? Fill out the application here or contact our team if you have any questions about pre-settlement funding. You can also call us at 866-941-5588 to start the process.

How is a Lawsuit Loan Different from a Traditional Loan? 

Posted on by karan k

A traditional loan works on the principles of debt finance. For example, let’s say you borrow $100,000 from a bank to buy a house and you agree to pay 10% interest on the capital. This means you’ll pay $10,000 per year in interest. But the bank will also want some security against this loan. This is to offer protection if you cannot pay the loan back.

In the case of buying a property, the security will be against the property, so if you don’t keep up with the payments of the mortgage, the bank has the right to step in and repossess the property, which they would then sell in order to recoup their money.

In this traditional approach, you would go to the bank and ask them to lend you the money. But we all know it’s not that easy.

You have to be qualified by the bank. And banks are risk averse. So, you have to show them your credit score, your salary, your current assets and liabilities, your horoscope, etc. We are only kidding about the horoscope, but you get the idea.

Where the traditional loan providers have failed, lawsuit funding firms have stepped in and come through for personal injury victims who are short of cash.

In the case of a traditional home loan from a bank, the loan is secured against the house. In the case of a lawsuit settlement loan, the cash advance is secured through a lien on the future financial award you might win. So, if you lose the case, we will not require you to repay the money back.

As we mentioned earlier, pre-settlement funding transactions are not actually loans. The repayment only happens if the client (plaintiff) receives a favorable settlement or jury award.

How to Qualify for a Lawsuit Loan? 

To be eligible, you must have:

  • A viable personal injury claim with merit
  • Be represented by a lawyer on a contingency fee basis
  • The defendant must have the ability to pay your damages (i.e., they must be insured)

Once all these three criteria are met, you can be considered eligible.

To qualify, it must be obvious that the defendant(s) has a strong liability for causing your injuries and/or property damage. They should also be financially able to pay for those damages.

And the attorney you’ve hired for your personal injury case must be on a contingency fee basis. This means they must be compensated from the proceeds of the case only. 

Other than this, there’s nothing else you need to worry about. We can’t talk about other providers, but here at Direct Legal Funding, we don’t care if you have bad credit or you haven’t had a job for years. As long as you have a solid case and a contingency-fee-based lawyer to represent you, you’re a good candidate for lawsuit funding.

What is the Process of Obtaining a Lawsuit Settlement Loan?

Here’s what a typical process looks like:

Step 1: It all begins with an email, phone call, or website.

Most lending providers have their loan application forms listed on their websites. You can fill it out for free. You can also call them or email them to start the application process.

Next, the lawsuit advance provider will contact you to double-check that you meet the pre-qualification criteria as mentioned above.

Once they determine that you are eligible, they will then move forward and request your case details from your attorney (after getting your consent, of course). You – the plaintiff – must provide authorization for your lawyer to give us the case records.

Step 2: Your case is reviewed

The underwriters at the pre-settlement funding firm will start by examining all the documents pertaining to your case and will speak with your lawyer to address any additional issues or concerns.

During this step, we consider all the information we have collected from your lawyer, including damages, liability, and the defendant’s ability to pay. Based on everything we have, we will approve, deny, or postpone the decision (subject to further documentation/information).

Step 3: Sign the contract and take the money

If you are approved, we will send a contract to be signed by you and your lawyer. As soon as you sign this document (electronically), we will send you the funds in as little as 24 hours.

How to Improve Your Chances of Approval?

The following tips will help you ensure that your application gets approved:

Keep the Necessary Paperwork Ready: The very first step in getting your application approved is getting the requested documents on your case. Cases where the client is proactive in helping with the gathering of this paperwork, have a much higher probability of approval. Remember, this is your case. You have every right to request documents on your case file from your lawyer.

Here is the list of documents our Direct Legal Funding underwriters like to review when assessing a case:

  • Accident report, police report, or incident report
  • Medical records regarding the accident and subsequent treatment
  • Insurance coverage for the defendant
  • Cope of the lawsuit (complaint) if already filed
  • Witness statements
  • Settlement demands and settlement offers
  • Expert reports, analyses, or investigative reports
  • Pay-off information (this means any previous lawsuit loans you have received on the case)

Attorney Cooperation is Key: For us to fund your claim, we need the cooperation of your lawyer. Once you have decided to get a lawsuit settlement loan, your attorney’s participation is necessary for getting your application approved.

Here’s what your attorney must do:

  • Provide the requested documentation regarding your case
  • Answer any questions we (the loan provider) may have
  • Sign the contract (if the application is approved)

Direct Legal Funding: The Reliable Partner You Need for No-Risk Lawsuit Loans

If your case is taking longer than expected to settle or goes to trial, you may experience financial difficulties which add pressure to settle your case prematurely for less than its full value. Direct Legal Funding is here to level the playing field so you get the opportunity to settle on your own terms.

Have any questions about pre-settlement loans? Feel free to call us at 866-941-5588 or get in touch with us online. If you’ve already talked to your lawyer about it, fill out this application form and get ready to receive your advance in about 24 hours.

PG&E California Wildfire Lawsuit Loans

Posted on by karan k

On July 13, 2021, a fire began in Northern California in the Feather River Canyon near the Cresta Dam in Butte County. Later named the “Dixie Fire”, it went on to become the second-largest fire in recorded California history. The Dixie Fire raged for 3 ½ months, burning nearly one million acres across five counties and leaving several towns and communities damaged or destroyed in its wake.

The Dixie Fire destroyed more than 1,300 homes in Northern California, costing an estimated $1.15 billion in repair costs alone. As staggering as this figure is, the cost to repair the physical damage is only a fraction of the untold emotional damage that was inflicted on area residents.

One person was killed, and countless others suffered severe burn injuries and other types of injuries from the fire. On top of all this, hundreds of families had their homes and lives uprooted and had to relocate while everything was being rebuilt.

An investigation by the California Department of Forestry and Fire Protection (CALFIRE) found that Pacific Gas & Electric (PG&E) was responsible for the Dixie Fire. It was determined by investigators that the massive fire was sparked by a tree that fell on electrical distribution lines that were owned and operated by PG&E.

Pre-Settlement Funding for PG&E California Wildfire Lawsuit

If you or someone close to you is involved in litigation against PG&E for their role in causing the Dixie Fire or any other California wildfire, you should not have to wait several months or longer for the compensation you need to help rebuild your life!

Lawsuit cash advances are available through Direct Legal Funding, one of the nation’s leading pre-settlement loan providers. Receive an advance on your lawsuit settlement in his little as 24 hours to cover expenses such as:

  • Temporary relocation costs
  • Medical expenses
  • Repairs of damaged or destroyed property
  • Mortgage payments
  • Business interruption losses
  • Daily living and other personal expenses

Our low-interest pre-settlement loans are non-recourse, meaning that you only have to pay back the loan if you receive a settlement or favorable court judgment.

Widespread PG&E-Induced California Wildfires

Sadly, the 2021 Dixie Fire is far from an isolated incident. California has been ravaged by wildfires in recent years, and according to CAL FIRE, there has been an average of 7,140 fires and an average of 2,094,293 acres burned each year for the past five years.

PG&E has been implicated in a significant number of recent California wildfires, and in many cases, settlement funds have already been set up to compensate fire victims. However, those affected by a PG&E-induced wildfire need to either join an ongoing lawsuit or file one of their own.

If you or someone you know was impacted by either the Dixie Fire or another California wildfire that happened recently and you are not yet part of any litigation, we strongly advise that you speak with an attorney as soon as possible to discuss your legal options.

Here are some of the recent California wildfires in which it has been determined that PG&E was the cause:

  • The 56,000-acre Zogg Fire which started in Shasta County in September 2020.
  • The 77,000-acre Kincade Fire that started in Sonoma County in October 2019.
  • The 153,000-acre Camp Fire that started in Butte County in November 2018.
  • The October 2017 “Fire Siege” that burned more than 107,000 acres across several Northern California counties.
  • The 36,000-acre Tubbs Fire that burned parts of Napa, Sonoma, and Lake counties in October 2017.
  • The 70,000-acre Butte Fire that started in Amador County in September 2015.

In these and numerous other California wildfires, the root cause of the fire was some type of PG&E electrical equipment failure. Although PG&E has been determined to be negligent for these fires (and in some cases “grossly negligent”), lawsuits against utilities always involve a number of complicated factors.

Plaintiffs will often need to wait for a significant period of time before they receive their settlement funds while PG&E needlessly drags out the process. In the meantime, the bills keep coming in and the cost to rebuild their lives continues to add up.

Receive a Pre-Settlement Litigation Loan for Your PG&E California Wildfire Lawsuit

If you are one of the countless individuals and families that have had their lives turned upside down by a California wildfire that PG&E was responsible for, Direct Legal Funding can help put you back on solid financial ground while your case is ongoing. With our PG&E lawsuit cash advance, you can experience peace of mind knowing that your short-term financial needs will be taken care of while you wait for your final settlement from PG&E.

Our pre-settlement funding process is quick and easy. There are no credit checks, and there is no collateral required. As we talked about earlier, our lawsuit loans are non-recourse, and once you receive your advance funding, you will not have to stress about paying it back because the repayment will come from the settlement funds that you eventually receive.

Here is a general overview of our low-interest lawsuit loan process:

  • Fill out our online application.
  • We will request relevant documents from your attorney pertaining to your PG&E lawsuit.
  • Our underwriters will review the documents provided by your attorney.
  • We will set up a brief conference call with your attorney to discuss your case and gain any necessary clarifications.
  • Once your lawsuit funding application is approved, we will draft a contract and send it to you for your signature.
  • After the contract is signed by you and your attorney and returned to us, you will receive your lawsuit cash advance usually within 24 business hours. This is typically done via wire transfer or overnight check.

We work hard to provide an advance on your lawsuit settlement as quickly as possible. However, delays can happen; and when they do, it is typically because we are waiting for some or all of the necessary paperwork from your attorney and/or waiting for your attorney to set up a time to speak with us.

All that said, most attorneys understand the need for their clients to receive their funds as soon as possible, and they are usually willing to work with us.

Get a Pre-Settlement Loan for Your PG&E California Wildfire Lawsuit from Direct Legal Funding

At Direct Legal Funding, we offer low-cost lawsuit loans with the most competitive interest rates in the industry backed by our dedicated customer service. Our loans are risk-free and collateral free with fast turnaround times – usually within as little as 24 business hours.

Apply online or call us today at 866-941-5588 to get started. You can also reach out to us to learn more about how we can help you.

How Long Does It Take to Get a Lawsuit Loan in Des Moines

Posted on by karan k

Personal injury cases in Des Moines can be long and complex, involving complications like lost wages and mounting bills while waiting for a settlement. Unless you are financially strong, filing a lawsuit and then waiting for a settlement (especially when you are recovering from injuries or physically unable to go to work) can cause serious financial and emotional stress.

That’s why, at Direct Legal Funding, we have made lawsuit funding fast and more affordable for Des Moines residents. Pre-settlement Lawsuit funding or a “lawsuit loan” is a cash advance you can get against your future settlement reward. You can use this money to make purchases, pay your bills or anything you need the money for. It’s your money! You don’t have to settle for an unfairly low offer from the insurance company just because you’re drowning in debt. 

Unlike car loans or home loans, a cash advance lawsuit settlement loan is not dependent on your credit score so the process to obtain the funding can be fast and hassle-free. We look at the merits of your case, and after speaking with your attorney, provide you with the money you need.

The Steps to Obtain Low-Interest Pre-Settlement Loans in Des Moines, Iowa

The process to get a lawsuit cash advance in Iowa is not only quick, but also easy:

  • Step 1: Choose a lender, preferably Direct Legal Funding and fill out our online application form or call our toll-free number.
  • Step 2: We will discuss your case with you and contact your attorney to get the necessary documents to get your loan approved.
  • Step 3: Your case will be reviewed, and we will determine how much money you are eligible to receive.  You will likely receive an answer very quickly about your loan approval.
  • Step 4: Once approved we will send you your money within 24 hours.

State Law Regarding Settlement Loans in Iowa

Settlement loans in Iowa are still largely unregulated so you have to be careful while choosing a pre-settlement loans company to work with. It is best to check their reviews and make sure you work with a reputable and trustworthy name, otherwise you might fall victim to the trap of “hidden fees” and incredibly high-interest rates.  

At Direct Legal Funding, we practice a 100% transparent, full-disclosure policy for our lawsuit funding contracts. This means if you choose to get a loan from us, you will know the interest rates and repayment terms prior to signing the contract. There won’t be any unwelcome surprises later on.

According to the American Bar Association, attorneys in Iowa are not allowed to fund their clients. That is why Direct Legal Funding provides this needed service, to individuals faced with financial difficulties caused by a car accident or injury. But you do need your attorney’s consent to obtain a settlement loan.

Statistics on Car Accidents and Injuries in Iowa

Deaths caused by car accidents in Iowa hit a five-year high in 2021. A total of 353 people died in vehicle collisions last year, which led to the formation of the Iowa Traffic Fatality Reduction Task Force by the governor.

In 2020, almost 36% of fatalities tested positive for either drugs or alcohol. Data shows that impaired driving accident cases in Iowa increased by 9% from 2019. 

It is estimated that Iowa residents drive about 33 billion miles per year. This means an average Iowa resident drives 10.2% more than the national average. When you are on the road that much, the risk of being in an accident only gets higher. 

Average time it takes to a lawsuit cash advance in Des Moines, IA

Assuming that you have retained an attorney (on a contingent-fee basis) and you’ve filled out the application form, it usually takes 48 hours to get your application approved or rejected. This is how it works for the majority of cases at Direct Legal Funding.  But there are also exceptions when the case is much more complex and processing the application may take several days.

What can Delay the lawsuit Loan Approval Process in Des Moines, IA?

If you have decided to bring a personal injury lawsuit against someone in Iowa, technically you can represent yourself in court. Based on this, you can’t be eligible for a lawsuit loan unless you are represented by an attorney. So, if you haven’t hired one before filling out your application, your application won’t go through. 

If you do have an attorney, inform them about your plan to get a loan so they have all the documents ready to be submitted.

How can I Expedite the lawsuit Loan Approval Process in Des Moines, IA?

To process your application, the lending firm will ask for documents such as your medical records showing injury, police or incident report, ambulance report, name of the insurance company & policy limits of the defendant, photos/videos of the incident, copy of your legal complaint or lawsuit filed, etc. Make sure you have all this information handy.

What is the Average Cost of Healthcare in Iowa?

Gone are the days when healthcare costs in Iowa used to be lower than the national average. In the post-pandemic world, Iowa residents are paying over $440 on average per month (per person) for the cheapest insurance plans. These costs are even higher if you need prescription medications and rehabilitation on an ongoing basis.

Previous Personal Injury Cases in Des Moines, IA

A 24-year-old woman suffered multiple pelvic fractures and a head injury after being hit by a DART (Des Moines Area Regional Transit Authority) bus. She received $2.74 million to compensate for her lost wages, current and future medical expenses, and pain and suffering.

In another case, a man received $1.67 million in a settlement after sustaining soft tissue injuries and spinal fractures in a single-car rollover. He filed a lawsuit against the at-fault driver as well as the Iowa County Highway Department that was found to be negligent in maintaining the gravel road where the accident took place.

Dangerous Intersections in Des Moines, Iowa

According to the Iowa Department of Transportation, the majority of accidents in the city occur at the following intersections:

  • E. University Avenue and E. 30th Street
  • E. Army Post Road and S.E. Fifth Street
  • Day Street and 6th Avenue
  • S.W. Oralabor Road and S.W. State Street
  • E. Euclid Avenue and E. 14th Street
  • S.E. 5th Street and Indianola Avenue and S.E. 6th Street

Leading Hospitals and Medical Centers in Des Moines, Iowa

If you have sustained injuries due to someone’s negligence, it is best to get yourself examined by a medical professional right away. Car accidents and fall injuries often lead to internal damage, which is not immediately apparent but can lead to severe health consequences if left untreated. In case of serious injuries, go to the ER or dial 911.

The following are some of the top medical centers in Des Moines providing quality care to injured victims:

  • UnityPoint Health – Iowa Lutheran Hospital
  • Select Specialty Hospital – Des Moines
  • UnityPoint Health – Methodist West Hospital
  • MercyOne Des Moines Medical Center
  • Broadlawns Medical Center
  • VA Central Iowa Health Care System
  • UnityPoint Health – Iowa Methodist Medical Center

Get a No-Risk Settlement Loan or Lawsuit Cash Advance in Iowa within 24 Hours

At Direct Legal Funding, we have made it extremely easy for Des Moines residents to get legal funding. No proof of employment, no collateral, no application fee, and no rising interest rates – you know exactly what you are going to pay back from day one.

We offer highly competitive interest rates in the city along with borrower-friendly terms. Apply online today or call us at 866-941-5588 to learn more.

How Long Does a Lawsuit Loan Take in Columbus, OH

Posted on by karan k

A distracted, speeding, or drunk driver on the road loses control of their vehicle, leading to your accident and injuries, and suddenly you find yourself on the receiving end of enormous hospital bills, lost wages, and extended pain and suffering.

Even if you expect to obtain your rightful financial compensation from the negligent driver’s insurance company, it can take a long time to get the settlement money in your hands.

This is exactly what Direct Legal Funding is for. We offer low-interest, no-risk lawsuit loans or pre-settlement cash advances to help plaintiffs (in personal injury lawsuits) get through the difficult period. You can use these loans to pay for your treatment, rent, grocery bills, credit card payments, or anything else you want.

Get Money before Settlement in 24 Hours, through a Lawsuit Loan in Columbus, Ohio

Getting a settlement loan from Direct Legal Funding couldn’t be easier. With years of experience in legal funding, we have streamlined the entire application and approval process to make applying fast and hassle-free.

Here’s how it works:

  • Fill Out the Application: Complete the online application on our website, which takes less than 5 minutes. All we ask for is the type of case you have, and the basic contact information of you and your attorney. There is no credit check or application fee.
  • We Contact Your Lawyer: Once we get your application, we will get in touch with you and your attorney, immediately. We will ask them for a few important documents regarding your case to help us evaluate the merits of your claim.
  • We Approve Your Application: After reviewing the documents and talking to your lawyer, we will know immediately if you are approved for your cash advance.
  • Money is Sent: Once approved, and all documents have been signed by you and your attorney, you can expect to receive your money, often within the same business day.

And that’s it! The process is fast and easy and often completed in the same business day.

If you would like more information on our process and how it works call us today, our number is 866-941-5588.

Is This Legal? Yes

State Law Regarding Pre-Settlement Loans in Columbus, OH

In order to qualify for legal funding in Columbus, you must have retained the services of a contingency-based attorney; you must have an ongoing lawsuit against an insured party, and your attorney must have approved third-party funding. If you meet all these conditions, a lawsuit funding company will likely approve your application within a couple of days.

It doesn’t matter what type of case you have, as long as you are litigating against an insured party in Columbus. Legal funding or lawsuit cash advances are allowed for cases of vehicle collisions, premises liability, defective devices, construction accidents, medical malpractice, personal injury, wrongful death, nursing home abuse, Jones Act cases, and more.

How Soon Can You Receive Lawsuit Funding in Columbus, OH?

A reputable lawsuit loan company, like Direct Legal Funding, can transfer money to you within 24 hours after your application is approved. There are no credit checks or employment history checks to make the process lengthier. All we have to evaluate is the strength of your civil case, which is easy to do once we get the necessary information from your attorney.

Don’t Let Your Loan Approval in Columbus, OH Get Delayed

In some cases, processing the loan application can take up extra time because of the following factors:

  • Undisclosed legal funding obtained from another company
  • Missing or incorrect contact information of your attorney and staff
  • The amount of funding requested, measured against your future settlement
  • The amount of time taken by your lawyer to send your relevant case information and documentation

How can make I help make the process of getting my lawsuit settlement loan go faster?

Here is what you can do to make sure the process goes smoothly:

  1. Tell your attorney that you want to obtain a lawsuit loan. This way, they will be ready with the important paperwork we need to review your application. 
  2. Have your attorney or paralegal’s name, email, and phone number available, so we can quickly get the documents we need for your approval. If you are working with an assistant at the office, make sure to have their contact information as well.
  3. Please ask your attorney to respond to our enquiries on a timely matter. We cannot do anything until they respond to the emails from Direct Legal Funding.
  4. Remember, the sooner we receive the needed documentation from your attorney, the faster you receive your money.

Statistics on Car Accidents and Injuries in Columbus, Ohio

Each year in Ohio, thousands of accidents occur on our roads, causing deaths and injuries that impact entire communities. While no one expects to be involved in a collision when they get behind the wheel, the unfortunate reality is that the average driver is involved in at least one accident in their lifetime. 

In 2021, there were more than 22, 550 total car crashes in Columbus, out of which 117 resulted in fatalities and over 8,000 resulted in extensive injuries. According to the Ohio Department of Public Safety (ODPS), more than half of all traffic accidents in Ohio occur during daylight hours, and over 35% of fatal accidents involve alcohol. 

What is the Average Cost of Healthcare in Columbus, Ohio? 

Columbus is one of the best cities to live in the country and the healthcare costs are a big reason for that. The average monthly cost of health insurance is $375, which is about 1.4% below the national average. While cheaper than in other major cities, these costs can quickly add up when you have to get surgical treatments and expensive prescription medications on an ongoing basis.

Previous Personal Injury Cases in Ohio

A woman was hit by a Dodge Viper driving over the speed of 100 mph and died due to her injuries. Her family sued the driver for wrongful death, receiving $2.8 million in a settlement. In another instance, a Delaware County resident was driving his motorcycle on his way home when he was struck by a distracted driver; he received $85,000 to settle the case.

Dangerous Intersections and Roads in Columbus, Ohio

Did you know that Columbus has one of the highest numbers of dangerous intersections where accidents are a daily occurrence? Here are some of the deadliest roads in the city for pedestrians as well as drivers:

  • Karl Road and Morse Road
  • Hamilton Road and Livingston Avenue
  • Cleveland Avenue and Morse Road
  • Cleveland Avenue and Dublin Granville Road
  • Hilliard Rome Road and Renner Road
  • Main Street and McNaughten Road
  • Roberts Road and Hilliard Rome Road
  • Cleveland Avenue and Hudson Street
  • Broad Street and Reynoldsburg New Albany Road
  • Morse Road and Westerville Road
  • Dublin Granville Road and Maple Canyon Avenue
  • James Road and Broad Street

Prominent Hospitals and Medical Centers in Columbus, OH for Injured Victims

If you have been injured in a car crash, a slip-and-fall accident, or any other type of accident, make sure you get the medical attention you need in a timely manner. Here are some of the leading hospitals in Columbus:

  • OhioHealth Riverside Methodist Hospital
  • OhioHealth Grant Medical Center
  • Mount Carmel East
  • Select Specialty Hospital – Columbus
  • The Ohio State University Wexner Medical Center
  • OSU James Hospital
  • Ohio State East Hospital
  • OhioHealth Doctors Hospital

Apply Today for a Loan on you Pending Lawsuit Settlement with Direct Legal Funding

You have a lot of options when it comes to lawsuit loans in Columbus, but if you’re looking for low-interest and non-recourse funding (no collateral required), contact Direct Legal Funding. Our application process is completely digitalized and once you fill out the form, we take care of the rest. We can also assist you over the phone with your application.

Your urgent financial obligations are not going to wait for your final lawsuit settlement, and neither should you. Call us at 866-941-5588 or contact us online to get the ball rolling today.

How Long Does It Take to Get a Lawsuit Loan in Columbus, GA

Posted on by karan k

Getting injured in an auto accident, bike collision, slip and fall accident, or on a construction site can result in catastrophic injuries. The situation for the victim worsens when the accident and injury occurred due to another’s negligence. Fortunately, the law in Georgia allows you to file a personal injury claim for damages against the at-fault party to recover your rightful compensation.

But the burden of proof lies on the victim in these cases. Therefore, depending on the type of personal injury, it can take several months and even years for the injured victim to see any sort of compensation.

If you are in a similar situation, i.e., you’ve filed a personal injury lawsuit in Columbus, GA and you are struggling to pay the bills as the legal matter drags on, you may want to consider taking out a pre-settlement loan. 

A lawsuit loan or pre-settlement funding firm like Direct Legal Funding can offer you a lawsuit cash advance to pay for your medical bills, rent/mortgage, living expenses, or anything else you need. This advance is a type of non-recourse loan, which means you only pay it back if you win your case and receive financial compensation. 

Can you get Money before a lawsuit settlement in Columbus, GA?

The answer is yes. Since your credit history or employment history is not a factor in lawsuit loans with Direct Legal Funding, getting pre-settlement funding is a fast and easy process. From the time you contact us, we can get you processed and your money on the way within 24 hours, and without collateral.

When you choose a top-rated lawsuit cash advance provider, such as Direct Legal Funding, you can expect personal service with a loan specialist who will expedite the entire process to make it as easy as possible. There is no risk and if your case doesn’t settle, then you don’t owe us a dime. The cash advance risk is all on us. So, call now!

Mistakes that can Delay Your Loan on Pending Lawsuit Settlements in Columbus, GA

If you are applying for a Columbus, GA lawsuit loan, make sure you don’t make the following mistakes as they can prolong the process:

  • Failure to notify your lawyer that you have contacted a pre settlement loan company
  • Failure to have the proper contact information for your attorney or your case manager at the law firm.
  • Failure to choose a reliable and customer-focused pre-settlement loans provider such as Direct Legal Funding, who will ensure your money is coming to you quickly and without stress.

What Should I Do to Ensure My Loan on Pending Lawsuit Settlement Columbus, GA is Not Delayed?

If you want to get your application approved as quickly as possible, here’s what you need to do:

  • Talk to your lawyer about your loan application before you apply. This way they will accept our calls for information.
  • Ask you attorney to respond to Direct Legal Funding’s request for information quickly. The quicker they get us the needed documents, the quicker we can get you the money you deserve.
  • Most importantly, choose the right lawsuit funding company, such as Direct Legal Funding, in order to get money before settlement in Columbus, GA in as little as 24 hours. 

Steps to Obtain Low-Interest Lawsuit Funding in Columbus, Georgia

A lawsuit loan relies on your potential future settlement as collateral, instead of your personal assets or credit score. Therefore the loan application approval process is so fast; We don’t need to pour over your credit history or assets in order to approve your application. All we need to know is the facts of your case, which we determine after talking to your attorney and evaluating your case documents. 

If you want to apply for a pre-settlement loan in Columbus, GA, here is how it works:

  • Step 1: Choose Direct Legal Funding and call us or fill out our online application form.
  • Step 2: We will contact your lawyer to gather pertinent information regarding your case.
  • Step 3: After receiving the documents from your attorney, we will start the approval of your loan application (usually within an hour)
  • Step 4: Once your application is approved, you will receive your funds the same day or the next business day.
  • Step 5: Please Leave Us a Review.

Georgia Laws Related to Pre-Settlement Funding for Columbus Residents

Georgia has its own set of laws regarding personal injury lawsuits. The state also imposes some rules regarding settlement loans. These include:

  • The statute of limitations in Georgia is two years when it comes to filing personal injury lawsuits (there are certain exceptions). You can only apply for lawsuit funding if your claim was filed within this duration.
  • A plaintiff cannot get more than one lawsuit loan against their personal injury lawsuit. If you’ve already applied for and received funding from a lender, you can’t apply for another one. 
  • You can’t file a lawsuit, and thus, can’t apply for funding in Georgia, if you are more than 50% responsible for your injury.

What is the Average Cost of Healthcare in Georgia?

Georgia has one of the highest health insurance premiums, with a typical 40-year-old paying an average of $590 per month. From regular blood tests to C-section surgeries, every healthcare costs more in Georgia compared to most of the states. For example, blood tests in Arizona cost between $49 and $99 while the same cost $79-$270 in Georgia.

Previous Personal Injury Cases in Georgia

In December 2021, a 30-year-old woman was traveling along the I-75 when she was rear-ended. She sustained lumbar and cervical herniations, tears, and multiple soft-tissue injuries. She sued the at-fault driver who was found to be speeding and making unsafe lane changes and received $100,000 in a settlement.

In another case, a 19-year-old man died after getting struck head-on while driving along Route 84. His parents alleged negligence against the responsible driver who was not only drunk but was also using her phone while driving. The jury awarded the parents about $26 million.

Be Mindful of These Dangerous Intersections and Roads in Georgia

The following intersections in Georgia are considered the deadliest for pedestrians and drivers:

  • I-75 in Kennesaw
  • I-20 in Atlanta
  • Mike Padgett Highway in Augusta
  • I-85 in Atlanta at Piedmont Avenue
  • Lee Street SW in Atlanta
  • Wesley Chapel Road in Decatur
  • Martin Luther King Jr. Drive SW in Atlanta
  • I-85 in Atlanta
  • Houston Road in Macon
  • Old National Highway in Atlanta

Treatments for Accident Victims at Hospitals and Medical Centers in Columbus, GA

If you have suffered an injury due to a slip-and-fall accident, car accident, or any other mishap, the first step is to go to your local emergency department or a hospital to get yourself checked out by a medical professional. You can visit any of the following hospitals in Columbus, Georgia to get prompt care:

  • Columbus Health Center
  • Grady Hospital Neighborhood Center
  • VA Fulton/Eastpoint Hospital
  • Wellstar Atlanta Medical Center South: Parking Deck (inside Wellstar Columbus Health Center)

Apply for Quick and Easy Lawsuit Funding in Columbus, GA Today

Whether you need a settlement loan of $500 or $500,000, we at Direct Legal Funding can offer you the cash advance you need until you win your case. What happens if you lose? Absolutely nothing.

You have no obligation to repay the loan unless you obtain compensation through a settlement or verdict for your personal injury claim. Apply today or contact us online to know more. If you’d like to talk to our team to get the ball rolling today, call us at 866-941-5588.