Call Us To Fund Your Lawsuit Today!  866-941-5588

Logo

lowest rates

loans within 24 hours

no monthly payment

no credit check

Tag: lawsuit loan

Camp LeJeune Lawsuits Update (June 2023)

Posted on by karan k

June 5, 2023: Camp Lejeune Plaintiffs Being Approved for Pre-Settlement Funding

More plaintiffs of the Camp Lejeune water contamination lawsuit are now receiving much-needed pre-settlement funding. Lawsuit funding companies have loosened underwriting criteria enabling more plaintiffs to receive advances on their potential settlement.

June 5, 2023: JAG’s ‘Perfection Determination’ Bodes Well for Camp Lejeune Claimants

The Judge Advocate General’s Corps (JAG) has responded with “Perfection Determination” for many of the Camp Lejeune litigation claims from last August and September, confirming that many claimants have filed the Standard Form 95 correctly. This means that, although there are delays due to a lack of government resources and other reasons, a large number of Camp Lejeune claimants are likely to be successful in recovering compensation for the illnesses they suffered due to contaminated water exposure at the base.

June 1, 2023: Controversial Marketing Practices Spark Backlash Against Two Camp Lejeune Law Firms

Most of the public has seen some form of marketing for the Camp Lejeune litigation, and there are many law firms that would like to participate in helping obtain justice for those who were harmed by the contaminated water at the base. But as always happens with high-profile litigation like this, some marketing companies have apparently gone too far and called individuals who were on the national do not call registry. This has resulted in a class-action lawsuit against two Camp Lejeune law firms that hired the marketing companies. The firms have asked for the lawsuit to be dismissed claiming that they themselves did not directly call the plaintiffs. This case serves as a lesson for those in the legal industry to ensure that the practices of their marketing companies stay within the law.

May 23, 2023: Lawmakers Pressure DOJ to Settle Camp Lejeune Cases

On May 17, 2023, a bipartisan group of lawmakers sent a letter to Secretary of the Navy Carlos Del Toro and Attorney General Merrick Garland asking why none of the Camp Lejeune claims has been settled. This letter comes approximately nine months after the Camp Lejeune Justice Act was passed and signed into law by President Biden. Lawmakers are becoming increasingly impatient with the government and their seeming inability to get their act together and dedicate the resources necessary to settle these claims. Another letter was sent to the Secretary of the Navy on May 23 by Florida Sen. Marco Rubio demanding action and asking the secretary to provide a realistic timeline for reviewing the 60,000+ Camp Lejeune claims that have been filed.

As of the end of May 2023, the Navy Jag has made zero settlement offers during the initial six-month administrative claims process. Hundreds of these claimants have now filed civil lawsuits in the Eastern District of North Carolina, with that number growing by the week. The Navy blames a lack of sufficient staffing, budget, and a delay in implementing its electronic portal for the problems in settling Camp Lejeune claims.

May 16, 2023: Hazardous Water Supply at Camp Lejeune Linked to High Parkinson’s Disease Risk Among Marines

According to a recent study published in JAMA Neurology, the risk of developing Parkinson’s Disease is 70% higher for Marines stationed at Camp Lejeune compared to veterans who lived or worked at other military bases. Researchers have attributed this increased risk to the presence of trichloroethylene (TCE) in the water supply at Camp Lejeune. The rising rates of Parkinson’s Disease across the United States suggest that TCE contamination may be widespread and a significant factor in the disease’s development.

TCE is a colorless, odorless chemical that can remain in the environment for years. It is commonly used as a metal degreaser, in adhesives, paint removers, spot removers, cleaning supplies, and in dry cleaning of fabrics. Due to its widespread use, TCE contamination is a significant concern, and exposure to TCE has been linked to a variety of serious health problems.

May 5, 2023: Camp Lejeune Claims Surge: Navy Department Struggles with Overwhelming Lawsuits

On May 4, 2023, an update regarding the Camp Lejeune lawsuits was disseminated by Jennifer Langley, legal counsel from the Department of the Navy’s JAG office. Here are some of the key points mentioned in her communication:

  • Personnel Augmentation: The Navy Department is actively engaged in a recruitment drive to double its workforce. While this will require some time, they project that they will be staffed by the end of the summer and ask for patience in the meantime.
  • Claims Management: The Department is currently under pressure due to an unexpected surge in claims over the past few months. As of May 1, 2023, the department has recorded around 60,000 administrative claims relating to Camp Lejeune lawsuits. It is struggling to process claims dating back to last fall. In addition, the digital portal for submitting claims, hindered by administrative complications, remains unready, suggesting further postponements.
  • Pending Lawsuits: The department reports that nearly 1,000 lawsuits tied to Camp Lejeune have been lodged to date, anticipating a significant uptick in the coming months.
  • Course of Action and Future Strategy: The Navy Department confirms that after the expiration of the initial 6-month waiting period for claimants, they are given the choice of either continuing with the administrative process or pursuing litigation.

The Truth About Lawsuit Settlement Loans

Posted on by karan k

Lawsuit settlement loans, also known as pre-settlement loans, lawsuit loans or lawsuit funding, have become a popular option for plaintiffs seeking financial support while involved in lengthy lawsuits. These loans are often used to ease the financial burden of waiting for a settlement by providing plaintiffs with quick access to cash without any upfront costs or collateral.

There is controversy surrounding pre-settlement loans, however, with critics arguing that these loans cost too much, that their interest rates can take advantage of the plaintiffs, and potentially unethical practices by funding companies.

Are the critics correct?

We will look at both sides of this argument and give you the truth about lawsuit funding and the parties involved. So, let’s look under the hood at lawsuit loans by discussing the process, the parties involved and offer advice on what to look for when making a decision.

An Oasis in The Desert

Lawsuit settlement loans offer several benefits for plaintiffs. The main benefit, is providing them with the financial support they need to endure long legal battles without the overwhelming debt, comes with waiting for a settlement. Much like a lifeline, a lawsuit loan can keep you financially afloat while your attorney negotiates with the big insurance companies on your behalf. If you have nowhere else to turn for the financial help you need during this difficult time, then a lawsuit cash advance can truly be akin to “an oasis in the desert.”

A Necessary Evil?

This phrase gets thrown around a lot these days, as people try and justify things they do not agree with. “I don’t like it, but it’s a necessary evil” some might say. Well, this has been thrown around about lawsuit funding companies for years. But is this phrase really true, when it comes to pre-settlement loans?

We would argue that this phrase is the furthest thing from the truth. The fact is that there is nothing inherently evil about providing financial assistance to those who are most in need of it. But the people who say this are really saying, a lawsuit cash advance is just too expensive – or at least more expensive than it should be and they take advantage of plaintiffs.

But let’s look at this question in comparison to another practice that is common with personal injury lawsuits.

Would it be considered a “necessary evil” to hire an attorney that will represent you in your injury case, only to take 30% to 40% of the compensation you are awarded for your injury and other losses?

How about in the world of credit cards? Most Americans have at least one or two of them.

Is it a “necessary evil” that a credit card company will charge you two or three times the interest rate of someone else because they have better credit than you?

Is it unfair or evil, that your personal bank will not give you a loan to support your family, knowing you will “probably” receive a settlement and can pay is it back, with interest?

The answer to all of these is, no. It is just the way things are done.

Let’s ask the question another way. Would it be considered a “necessary evil” for a company to provide you with money to pay your bills without the need for a credit check or collateral, and you only have to pay the loan back if you win your case? Yes, there will be interest on the loan, but doesn’t the bank do the same thing, if they would actually do it, I mean?

When you put it that way, it is hard to argue that there is anything bad about a lawsuit loan.

A bank is not going to give out an unsecured personal loan without a credit check and simply on the merits of a pending lawsuit. And they certainly wouldn’t give you a loan like that at their best interest rate. Furthermore, if a bank ever did give out a loan like this, they would definitely want you to pay it back regardless of what happens with your lawsuit.

What about credit card providers? If you got hurt and need money because you are out of work, will a credit card issuer raise your credit limit to give you the money you need to get by? You know the answer to that question is almost certainly going to be no, especially if you have less-than-perfect credit. And if they do say yes, you can be sure that they will not give you a break on the interest rate.

Can you turn to family to loan you money? How about your attorney? He or she knows better than anyone the value of your case, so why can’t they give you a loan and take the repayment out of the settlement?

For most people, these options are nonexistent. And that is why lawsuit loan companies exist today. Born out of necessity, when plaintiffs had no one else to turn to, lawsuit loan or pre-settlement loan companies, at great risk, came to the rescue.

Advantages of Pre-Settlement Loans

Access to Funds

One of the main benefits of loans for lawsuit settlement is quick and easy access to funds that they can use to pay bills immediately. Unlike traditional bank loans that can take several days or even several weeks to approve, a lawsuit cash advance can be approved, and funds can be in your bank account within a matter of hours.

Flexibility

Another advantage of pre-settlement loans is the flexibility they offer. Borrowers can use the funds for anything, without restrictions.

Non-Recourse Funding

As we touched on earlier, pre-settlement lawsuit loans are “non-recourse”. This means the loan is tied to the outcome of the case. If the plaintiff loses the case, he/she is not responsible for

paying back the loan. If s/he wins the case, the repayment comes from the settlement under the predetermined terms and conditions.

This is a significant benefit as it reduces the risk for borrowers and protects them from incurring more debt in case of an unfavorable outcome. With non-recourse funding, plaintiffs can pursue their case with peace of mind, knowing that they will not be held personally responsible for the loan in case they do not win.

No Credit Check

Unlike traditional loans, pre-settlement funding does not require a credit check. This means that plaintiffs with poor credit scores can still qualify for a loan. Lawsuit funding companies base their decision on the merits of the case, rather than the plaintiff’s credit history. This is a significant advantage for individuals who may have credit challenges.

No Collateral Required

Lawsuit settlement loans are unsecured loans, meaning they do not require collateral. This is the direct opposite of most traditional loans that require borrowers to put up collateral, such as a home or car, as a form of security.

Strengthens the Legal Claim

Lawsuit settlement loans can provide plaintiffs with additional leverage during negotiations and help to strengthen their legal claim. Personal injury cases are often drawn out for months or even years. Insurance companies know the longer they can delay a payout, the more likely a plaintiff is to give up because of financial pressures and opt to settle the case. This financial pressure makes it more likely that a plaintiff will be tempted to accept a settlement offer – even if it is far lower than what their claim is actually worth.

By taking out a pre-settlement loan, the plaintiff has the financial relief they need to wait for a better settlement offer or take the case to trial if necessary. This puts their attorney in a better negotiating position and makes it far more likely that they will be able to secure the settlement that the plaintiff deserves.

The “Perceived” Downfalls of Lawsuit Loans

While pre-settlement loans offer several benefits, they also have some potential drawbacks, depending on the individual circumstances of the plaintiff. The following are some of the possible disadvantages of lawsuit settlement loans:

Higher Costs

One significant misconception of pre-settlement loans is that they can be considered expensive. In reality, they are not expensive at all.

These are non-recourse loans, which means the lender cannot collect anything if the plaintiff does not win his or her case, they are considered high-risk. As a result, the interest rates and

fees associated with lawsuit loans can be higher than traditional loans but lower than credit card companies in a lot of cases.

The value of the loan amount is also not as easy to assess. For example, if your case is worth $50,000, according to your attorney, then you may be able to get a $10,000 loan. But what if your attorney is wrong or maybe he was just hopeful?

What if your case is really only worth $25,000? Your attorney is still going to get his 30% to 40%, so you are at around $15,000. And what about the expenses of the case? That may be another $5,000.

That leaves you with only $10,000, which will not even cover the interest on the loan. So, as you can see, lawsuit loan companies carry ALL of the risk when it comes to these transactions.

In fact, because of the enormous risk with these cases, there have been several lawsuit funding companies that have gone out of business in recent years.

Ethical Concerns?

A lot of law firms will tell their clients to stay away from lawsuit loan companies out of ethical concerns. But who are they protecting?

Are banks ethical? Are law firms ethical when they take up to a 40% take of your settlement? As we mentioned, they aren’t going to give you money, banks aren’t going to loan you money, and friends and family don’t want to see you coming, so where are you going to turn when the medical bills pile up and the creditors keep calling?

All your attorney will tell you is “just hold on a little longer, a settlement is coming”. But in the meantime, how are you supposed to put food on the table?

Some lawsuit funding companies have been accused of exploiting vulnerable plaintiffs and charging excessive interest rates and fees. This may have happened; just like in any industry, there are always a few bad apples.

There are plenty of reputable lenders out there as well, and it is important for borrowers to do their due diligence. Look at reviews and talk to different lenders to find the right one for you.

Is a Pre-Settlement Lawsuit Loan Right for You?

While pre-settlement loans can be a helpful financial tool for plaintiffs, they also come with some potential concerns, the most important being the fees associated with the loan.

Maybe you have family members or friends who are willing to lend you the money you need at zero interest or with minimal interest. If that is an option for you, then take the money and don’t bother applying for a loan.

Maybe you own a home, or you have a sizable retirement account that you can borrow against. If these resources are available to you at a lower cost than what is associated with a pre-settlement loan, then you might want to go that route.

You should keep in mind, however, that a secured loan puts your collateral at risk if you are unable to make the payments while you are out of work because of your injury. There are no monthly payments with a lawsuit loan, and as we have talked about, the funding is secured by the eventual settlement or verdict from your lawsuit. So if, for any reason, things go south and you lose your case, you won’t have to pay anything back.

The bottom line is that everyone’s circumstances are unique, and you need to weigh all of the specific factors that apply to your situation before deciding if a pre-settlement loan is right for you. Consider all of your available funding options, and if you have any questions about lawsuit loans, we are here to help answer them. Feel free to call us anytime at 866-941-5588 to discuss your situation and/or to start the application process.

Camp LeJeune Lawsuits Update (May 2023)

Posted on by karan k

If you were at Camp Lejeune for a period of at least 30 days from August 1, 1953, and December 31, 1987, and you have a medical condition that resulted from the contaminated water at the camp, you may be eligible to file a claim for damages. Furthermore, you may be able to secure a Camp Lejeune lawsuit loan to receive some of your compensation right away.

Here are the latest updates on the Camp Lejeune lawsuits as of May 2023:

 

May 5, 2023: PRESSURE ON DOJ INTENSIFIES AS NUMBER OF CLAIMS GROWS

The U.S. government is increasingly feeling pressure from the rising number of toxic water lawsuits related to Camp Lejeune. Recently, U.S. District Judge Terrence Boyle expressed his impatience with the Department of Justice (DOJ) lawyers’ request for more time, emphasizing the urgency of addressing the now 900 filed lawsuits. The DOJ’s focus is to develop a plan to offer reasonable settlements to victims of Camp Lejeune’s water contamination.

 

May 1, 2023: CAMP LEJEUNE’S PSEUDO-CLASS ACTION LAWSUIT

The Camp Lejeune litigation is now evolving into a pseudo-class action lawsuit, although it is not technically an MDL (multidistrict litigation) class action. The court will establish procedures for consolidating discovery, phased discovery, coordinating expert-related motions, coordinating dispositive motions, bellwether selection, trials, and settlement negotiations. This development is an essential step toward the government offering settlements to victims.

 

April 20, 2023: COURT GRANTS DOJ EXTENSION

With thousands of plaintiffs filing Camp Lejeune administrative claims and hundreds of toxic water lawsuits in the Eastern District of North Carolina, the DOJ has been granted an extension to file answers to plaintiffs’ complaints until May 31, 2023. This indicates that the court will likely consolidate pretrial proceedings, which will significantly impact the litigation process and pave the way for future Camp Lejeune settlement offers.

 

April 19, 2023: JUDGE DEMANDS SWIFT PROGRESS IN LITIGATION

Judge James C. Dever III emphasizes the importance of expediting the Camp Lejeune cases, acknowledging that victims cannot afford to wait for lengthy legal procedures.

 

April 18, 2023: THE NUMBER OF LAWSUITS INCREASES

Over 800 Camp Lejeune civil lawsuits are now pending in the Eastern District of North Carolina, with an average of over 20 new cases filed each day. If this pace continues, there could be over 2,000 pending cases by Memorial Day.

 

April 9, 2023: CAMP LEJEUNE CLASS ACTION REQUESTED

As the number of lawsuits grows, attorneys for both the U.S. government and plaintiffs are requesting that the cases be combined under one judge or that the court manages pretrial proceedings in a coordinated manner.

 

March 28, 2023: RAPID INCREASE IN LAWSUITS

A significant spike in new Camp Lejeune civil lawsuits has been observed, with 179 cases filed in the Eastern District of North Carolina in just one week, nearly doubling the number of pending cases.

 

March 27, 2023: DELAYS CONVERTING PERSONAL INJURY CLAIMS TO WRONGFUL DEATH LAWSUITS

The inability of the government to act quickly on Camp Lejeune water contamination claims has serious consequences. The Department of the Navy has not yet developed a streamlined system for processing claims, leaving over 20,000 administrative claims unresolved.

 

March 20, 2023: WARNING FOR CAMP LEJEUNE CLAIMANTS AGAINST SCAMS

Claimants must be cautious of scams attempting to exploit their personal information. No Camp Lejeune cases have been settled or heard in court as of this date.

 

March 19, 2023: EASED BURDEN OF PROOF IN CAMP LEJEUNE LAWSUITS

The standard of proof for causation in Camp Lejeune lawsuits is lower, making it easier for victims to establish a link between their illness and the contaminated water.

 

March 12, 2023: SLOW PROGRESS IN CAMP LEJEUNE LAWSUIT UPDATES

The government has not yet created a system for processing the tens of thousands of anticipated lawsuits, potentially causing further delays.

 

March 2, 2023: CAMP LEJEUNE LAWSUITS HIT 200

Progress remains slow for Camp Lejeune water contamination lawsuits in the Eastern District of North Carolina Federal Court, with roughly 200 cases filed so far. Scheduling and trial dates have yet to be determined, while administrative claims continue to grow at a gradual pace, reaching approximately 25,000. It appears that the Judge Advocate General (JAG) of the Department of the Navy has not proposed any settlements, opting instead to let the 180-day review period lapse, permitting claimants to file lawsuits in federal court.

 

February 23, 2023: VA ADDRESSES CAMP LEJEUNE BENEFIT CONCERNS

David Barrans, an attorney representing the VA, has clarified that submitting a Camp Lejeune claim under the Pact Act or Camp Lejeune Justice Act will not impact an individual’s eligibility for VA benefits. The VA has become more vocal on this matter, expressing concern that veterans may not apply for disability benefits due to pursuing a Camp Lejeune Justice Act claim.

 

February 16, 2023: UPDATE ON CAMP LEJEUNE LAWSUITS AND CLAIMS

In the Eastern District of North Carolina, an additional nine CLJA civil lawsuits were submitted, bringing the total count of Camp Lejeune lawsuits to 112, following the expiration of

the administrative claim deadline for the earliest JAG claims. JAG has recently disclosed receiving over 20,000 administrative claims related to the CLJA.

 

February 12, 2023: CAMP LEJEUNE LITIGATION PROGRESSES

On February 10, 2023, the Camp Lejeune Justice Act advanced to the next stage of litigation. The Act, which passed on August 10, 2022, granted those affected the right to file claims and subsequent lawsuits for damages caused by contaminated water at the base.

The initial step requires individuals to file an administrative claim with the Department of the Navy (DON), which then has 180 days to accept, deny, or let the claim expire. If a claim remains unresolved after the 180 days, the individual may proceed with a lawsuit. As of February 10, 2023, thousands of initial administrative claims have expired without resolution, leading to the expectation that the Eastern District of North Carolina Federal Court will soon see a surge in lawsuits.

Submit Your Camp Lejeune Lawsuit Loan Application Today!

If you are involved in the Camp Lejeune legal proceedings and need monetary support while waiting for your case to conclude, consider applying for a pre-settlement loan from Direct Legal Funding, the industry leader in pre-settlement lawsuit funding. To determine your eligibility for an advance on your Camp Lejeune lawsuit settlement, contact us today at 866-941-5588 or apply online.

Car Accidents in Gary, Indiana

Posted on by karan k

If you have ever been in a car accident in Gary, Indiana, you may need the help of a reliable lawsuit loan to get you through the tough times until a verdict or settlement is reached. The majority of people who get seriously injured in car crashes are not able to work for a long time following it. However, that doesn’t mean they stop needing money to pay their bills.

While you are waiting to get a settlement offer or jury award on your case, and money is tight, you can apply for a lawsuit loan. It won’t only help finance your personal expenses but could also result in you not having to settle your case for far less than what you rightfully deserve. 

A lawsuit loan or a lawsuit cash advance in Gary, Indiana, allows you to take an advance on the potential monetary compensation of your case. In relation to this, in order to get the most out of this advance, it’s important to choose the right provider.

The Steps to Obtain Settlement Funding in Gary, Indiana

Even though it’s referred to as a “loan”, applying for a lawsuit cash advance is nothing like applying for a car loan or home loan. For starters, the loan providers don’t need to check your current financial state or credit rating to evaluate your eligibility. Secondly, the process is a very short one; once you fill out the application, it only takes 2-3 days for you to get the money (if your application is approved).

Here’s how it goes:

Step 1: You can fill out the application online or the loan provider company takes your application over the phone.

Step 2: The provider asks you if your attorney is authorized to talk with them, then they contact your attorney to get the information pertaining to your case.

Step 3: Once they review your case, they will call you back to let you know whether you’re eligible to get the loan.

Step 4: If approved, they will send you the money between 24-48 hours via an overnight check, Western Union, or a wire transfer.

State Law Regarding Pre-Settlement Loans in Gary, IN

Indiana has a “comparative fault” rule for personal injury cases, which means that when the plaintiff (injured person) is found to be partially responsible for the accident, the damages they can claim could be reduced. For example, let’s say you were driving a couple of miles per hour over the speed limit, and another driver makes a sudden turn and crashes into you. If it’s determined that the crash was 25% your fault, the other driver bears 75% of the responsibility. 

According to Indiana’s law, your damages compensation will be reduced by 25%. Stemming from this, if your total damages in the above instance were $20,000, you’d be able to collect $15,000 (i.e., 75% of the total).

As long as your responsibility for the accident is below 50%, Indiana laws state you will be able to receive compensation for your injuries.

Previous Personal Injury Cases in Indiana

Car and truck collisions are, unfortunately, a common occurrence throughout Indiana. In one case, a 20-year-old woman suffered debilitating injuries after being hit by a semi-trailer truck on I-65. The jury found that the truck only hit the woman’s car because it spun out of control on an icy road and was blocking the truck’s lane of traffic. After determining her fault to be 50% in the case, the jury awarded her $5 million in damages.

Statistics on Car Accidents in Indiana

In recent years, more than 100 fatalities have occurred each year in thousands of accidents in Indiana. About 2,681 collisions occurred in 2019 alone in which 101 people lost their lives. The pandemic did lower these numbers to a degree; crashes involving injuries and fatalities have declined about 7% annually since 2014. Still, Indiana has a long way to go in traffic and road safety.

Average Time It Takes to Get a Lawsuit Loan in Gary, Indiana

The majority of applications for lawsuit advances are approved or rejected within 48 hours of submitting the application. If approved, you can have the money in your bank account within 1-2 days. Of course, the duration of this process also depends on your lending provider. At Direct Legal Funding, we pride ourselves on having the fastest loan approval process in Indiana to provide financial assistance to those who need it the most.

Factors That Can Expedite or Delay the Loan Approval Process

You can make sure your application goes through the motions smoothly by letting your attorney know about your plans.

Before you contact the lender, talk to your lawyer and let them know that you’re going to be applying for a loan. The most critical part of the application approval process is the lending provider talking to your lawyer to obtain the case details. And lawyers are busy people – if your lawyer doesn’t have your entire case information ready at hand, this step can take several days. 

If you have not hired an attorney yet because you’re thinking of filing your personal injury claim on your own, please know that you can’t apply for a lawsuit loan in Gary, Indiana, without having a lawyer. To fast-track your application, please retain one before applying.

Major Intersections and Roads in Gary, IN where Accidents Occur

If you’ve lived in Indiana for a while, you know that the roads here are some of the most dangerous in the nation. The city of Gary is no exception. As a driver in this part of the country, you must practice defensive driving and be attentive at all times, especially when you are driving on the following roads:

  • Interstate 65
  • Interstate 70 
  • Interstate 80/94 (Borman Expressway)
  • Interstate 90
  • Highway 60 (infamously referred to as “Death Row”)

Leading Hospitals and Medical Centers in Gary, IN

For most injuries resulting from a vehicle collision, you should get an imaging exam to determine the severity and extent of your injuries. There are some great healthcare providers in Gary that offer round-the-clock medical care for minor and major accident injuries, including:

  • Methodist Hospitals (Midlake Campus and Northlake Campus)
  • Methodist Physician Group
  • St. Catherine Hospital
  • St. Mary Medical center
  • Franciscan Health Munster
  • Pinnacle Hospital

The Average Cost of Healthcare in Gary, IN

Insurance premiums and out-of-pocket health care costs in Gary are lower compared to the average nationwide as well as in other cities in Indiana. If you are a single adult, you can expect to pay around $3,558 per year for healthcare, compared to $3,830 across Indiana and $4,260 across the country.

Let Direct Legal Funding Help You Get Back Up On Your Feet Again

Our pre-settlement advances can help cover your medical bills and provide for your family until your personal injury case reaches a resolution. We don’t need to check your credit rating or your employment status to approve your application.

You might be asking “what’s the catch?” There is none! We provide this legal funding against a pre-determined percentage of the settlement you’ll receive in the future. If you lose the case and don’t receive any compensation, you won’t have to worry about paying us back. The loss will be ours alone to bear.

To apply for no-collateral, no-risk, quick-approval lawsuit funding in Indiana, fill out this form online. If you have any questions, you can call the dedicated team at Direct Legal Funding at 866-941-5588 or contact us online.

How is a Lawsuit Loan Different from a Traditional Loan? 

Posted on by karan k

A traditional loan works on the principles of debt finance. For example, let’s say you borrow $100,000 from a bank to buy a house and you agree to pay 10% interest on the capital. This means you’ll pay $10,000 per year in interest. But the bank will also want some security against this loan. This is to offer protection if you cannot pay the loan back.

In the case of buying a property, the security will be against the property, so if you don’t keep up with the payments of the mortgage, the bank has the right to step in and repossess the property, which they would then sell in order to recoup their money.

In this traditional approach, you would go to the bank and ask them to lend you the money. But we all know it’s not that easy.

You have to be qualified by the bank. And banks are risk averse. So, you have to show them your credit score, your salary, your current assets and liabilities, your horoscope, etc. We are only kidding about the horoscope, but you get the idea.

Where the traditional loan providers have failed, lawsuit funding firms have stepped in and come through for personal injury victims who are short of cash.

In the case of a traditional home loan from a bank, the loan is secured against the house. In the case of a lawsuit settlement loan, the cash advance is secured through a lien on the future financial award you might win. So, if you lose the case, we will not require you to repay the money back.

As we mentioned earlier, pre-settlement funding transactions are not actually loans. The repayment only happens if the client (plaintiff) receives a favorable settlement or jury award.

How to Qualify for a Lawsuit Loan? 

To be eligible, you must have:

  • A viable personal injury claim with merit
  • Be represented by a lawyer on a contingency fee basis
  • The defendant must have the ability to pay your damages (i.e., they must be insured)

Once all these three criteria are met, you can be considered eligible.

To qualify, it must be obvious that the defendant(s) has a strong liability for causing your injuries and/or property damage. They should also be financially able to pay for those damages.

And the attorney you’ve hired for your personal injury case must be on a contingency fee basis. This means they must be compensated from the proceeds of the case only. 

Other than this, there’s nothing else you need to worry about. We can’t talk about other providers, but here at Direct Legal Funding, we don’t care if you have bad credit or you haven’t had a job for years. As long as you have a solid case and a contingency-fee-based lawyer to represent you, you’re a good candidate for lawsuit funding.

What is the Process of Obtaining a Lawsuit Settlement Loan?

Here’s what a typical process looks like:

Step 1: It all begins with an email, phone call, or website.

Most lending providers have their loan application forms listed on their websites. You can fill it out for free. You can also call them or email them to start the application process.

Next, the lawsuit advance provider will contact you to double-check that you meet the pre-qualification criteria as mentioned above.

Once they determine that you are eligible, they will then move forward and request your case details from your attorney (after getting your consent, of course). You – the plaintiff – must provide authorization for your lawyer to give us the case records.

Step 2: Your case is reviewed

The underwriters at the pre-settlement funding firm will start by examining all the documents pertaining to your case and will speak with your lawyer to address any additional issues or concerns.

During this step, we consider all the information we have collected from your lawyer, including damages, liability, and the defendant’s ability to pay. Based on everything we have, we will approve, deny, or postpone the decision (subject to further documentation/information).

Step 3: Sign the contract and take the money

If you are approved, we will send a contract to be signed by you and your lawyer. As soon as you sign this document (electronically), we will send you the funds in as little as 24 hours.

How to Improve Your Chances of Approval?

The following tips will help you ensure that your application gets approved:

Keep the Necessary Paperwork Ready: The very first step in getting your application approved is getting the requested documents on your case. Cases where the client is proactive in helping with the gathering of this paperwork, have a much higher probability of approval. Remember, this is your case. You have every right to request documents on your case file from your lawyer.

Here is the list of documents our Direct Legal Funding underwriters like to review when assessing a case:

  • Accident report, police report, or incident report
  • Medical records regarding the accident and subsequent treatment
  • Insurance coverage for the defendant
  • Cope of the lawsuit (complaint) if already filed
  • Witness statements
  • Settlement demands and settlement offers
  • Expert reports, analyses, or investigative reports
  • Pay-off information (this means any previous lawsuit loans you have received on the case)

Attorney Cooperation is Key: For us to fund your claim, we need the cooperation of your lawyer. Once you have decided to get a lawsuit settlement loan, your attorney’s participation is necessary for getting your application approved.

Here’s what your attorney must do:

  • Provide the requested documentation regarding your case
  • Answer any questions we (the loan provider) may have
  • Sign the contract (if the application is approved)

Direct Legal Funding: The Reliable Partner You Need for No-Risk Lawsuit Loans

If your case is taking longer than expected to settle or goes to trial, you may experience financial difficulties which add pressure to settle your case prematurely for less than its full value. Direct Legal Funding is here to level the playing field so you get the opportunity to settle on your own terms.

Have any questions about pre-settlement loans? Feel free to call us at 866-941-5588 or get in touch with us online. If you’ve already talked to your lawyer about it, fill out this application form and get ready to receive your advance in about 24 hours.

Wrongful Imprisonment Lawsuit Loan in Los Angeles

Posted on by karan k

There’s a famous adage about the American justice system that goes: “it is better to allow 10 guilty people to go free than to convict one innocent person.” Based on this, revelations of prosecutorial and police misconduct and DNA evidence far too often reveal that it is not how the system actually works in many cases. 

Even when the court officially recognizes that your imprisonment, conviction, or arrest was wrong, it’s slow to provide compensation. With no job prospects and in some cases, no family support, victims have no other option but to sue for compensation. To say that people in this position experience enormous financial hardships, would be an understatement.

This is where a lawsuit loan or pre-settlement funding in Los Angeles, CA can be a lifeline for the victim of wrongful imprisonment. These loans are actually cash advances against your future settlement.

You can meet all your current expenses with this funding while your lawyer fights to get justice for you. Legal funding is available for a wide range of wrongful imprisonment lawsuit cases, including wrongful conviction, false arrest, police brutality, and violation of civil rights.

Steps to Obtain a Lawsuit Loan in Los Angeles, CA

Unlike a typical mortgage loan, your employment history, credit score, and personal property play no role in securing the lawsuit funding. This is a type of non-recourse loan that utilizes your future settlement as collateral. That’s why reputable lawsuit funding companies like Direct Legal Funding are able to provide the advance within 24-48 hours.

Here’s how the process works:

  • Step 1: Contact a Lawsuit Funding Company: Most lawsuit loan firms have a website or a toll-free phone number, making it easy to contact them. Expect to provide information like your lawyer’s contact details and general facts about your case.
  • Step 2: The Company Will Contact Your Attorney: They will get in touch with your lawyer to learn more about your lawsuit. Make sure your lawyer responds to these requests from the lending company as quickly as possible. 
  • Step 3: Your Attorney Will Receive the Offer Agreement: You don’t need to do anything at this point, but we recommend reviewing this agreement with your lawyer.
  • Step 4: You and Your Attorney will Sign this Agreement: Once you have reviewed the agreement with your lawyer, you both will need to sign and return it. This can be done electronically via DocuSign.
  • Step 5: Get Your Cash Advance: After approval, you receive the cash within 24-48 hours.

State Law Regarding Lawsuit Loans in Los Angeles, CA

Lawsuit cash advances remain largely unregulated in California. To make sure you don’t fall into the trap of “hidden charges” or any other scams, it’s important to choose a reputable company that adheres to 100% transparency in its funding contracts.

According to the State Bar of California, attorneys are prohibited to fund their clients (plaintiffs) or provide a cash advance. But they can help you obtain a lawsuit loan from a lending company.

Statistics on Wrongful Imprisonment in California

The California Wrongful Convictions Project at the University of California, Berkeley School of Law has published some very upsetting data about wrongful convictions in the state. It is estimated that over the decades, hundreds of innocent people have been unjustifiably convicted of serious offenses like rape and murder in various parts of California, including Los Angeles.

In fact, several people have also been freed from death row in the state as a result of proven wrongful convictions. All these wrongful convictions not only led to innocent people spending time in prison, but they also cost taxpayers more than $129 million for settlement and compensation. 

Average Time It Takes to Get a Lawsuit Loan in Los Angeles

You can get your application approved or rejected within 48 hours. If your application is successful, you can get the cash in your account in as little as 24 hours. 

Factors that can Delay the Loan Approval Process

  • Complexity of the Case: Cases of wrongful imprisonment or conviction are a bit trickier than, say, a car accident lawsuit. Since the lawsuit loan company will be taking all the risk, they will need to do their due diligence before giving you the advance. This can sometimes take a while.
  • Ill-Prepared Attorney: If you don’t have an attorney, you will need to hire one otherwise lawsuit loan company in Los Angeles simply cannot approve your application. If you do have an attorney, it’s imperative that they are ready with all the relevant information, or it can lead to delays.

Factors that can Expedite the Approval Process

  • Keeping your attorney informed about your plans to get a lawsuit loan can help your application get approved fast.
  • Having your attorney information at hand when you complete the lawsuit loan application is also important.
  • Keep all case-relevant information and documentation ready for submission for the verification process.

Common Causes of Wrongful Imprisonment in Los Angeles, CA

More often than not, the defendant in a wrongful imprisonment or wrongful arrest lawsuit is the government. But sometimes, it can also happen due to corporate greed and corrupt politicians. Based on research and our own experience, the most common causes of false imprisonment, conviction, and arrest are:  

  • Inadequate defense
  • Official misconduct 
  • Forensic mistakes
  • Eyewitness confusion
  • False confessions
  • Corporate greed 

Hospitals and Medical Centers in Los Angeles

If during your time in police custody or prison, you sustained any injuries, you should visit a medical professional as soon as you get released. Here are some of the prominent hospitals in LA:

  • PIH Health Good Samaritan Hospital
  • Martin Luther King Jr. Community Hospital
  • Los Angeles Community Hospital
  • Dignity Health – California Hospital Medical Center
  • Adventist Health White Memorial
  • Cedars Sinai Medical Center
  • Kindred Hospital Los Angeles
  • Southern California Hospital at Hollywood
  • East Los Angeles Doctors Hospital
  • Los Angeles Surge Hospital
  • LAC+USC Medical Center
  • Kaiser Permanente Los Angeles Medical Center

Get a Cash Advance for Your Wrongful Imprisonment Lawsuit in Los Angeles

Direct Legal Funding provides quick and affordable lawsuit loans for false arrest, false detention, police brutality, and wrongful imprisonment lawsuits. If you have been a victim of abuse by the legal system, we will help you get the financial support you need to get your life back on track.

We know how harrowing it may seem when a system designed to protect you brutalizes you instead. Allow us to take care of your financial needs during this time while your attorney fights to get justice for you.

You can get your application approved and receive the cash within as little as 24 hours. Our interest rates are highly competitive as well. Apply now or contact us at 866-941-5588 for any queries. You can also send us a message here. 

How Long Does It Take to Get a Lawsuit Loan in El Paso, TX

Posted on by karan k

Pre-settlement funding or a lawsuit loan is a type of settlement loan where you get a cash advance while waiting for your personal injury lawsuit to be finalized. You essentially receive a portion of the compensation you’re expecting to get once your case is settled (out of court) or reaches a verdict.

The time it takes to obtain settlement funding depends on what kind of case it is. The more complex your personal injury claim is, the longer it will take the loan provider to review your case.

For example, car accident cases are usually the easiest to approve for lawsuit loans as they are well documented. There’s almost always a police report in these cases which specifies all the relevant information regarding the accident, like when it happened, where it happened, who was responsible for it, etc.

Medical malpractice or medical negligence cases, on the other hand, can be comparatively trickier. The loan firm has to confirm that your injuries are a result of improper treatment, a misdiagnosis, a pharmacy error, or a surgical mistake.

But generally speaking, the most trustworthy lawsuit loan companies in El Paso, TX can let you know whether your application is approved or rejected within 48 hours. If approved, you can expect to get lawsuit funding within as little as 24 hours.

Steps to Obtaining a Pre-Settlement Loan in El Paso, TX

The way lawsuit funding works in El Paso is very simple as long as you already have an attorney. Remember, the loan firm is counting on you to win your case in order to be repaid.

If you don’t have a lawyer representing your personal injury lawsuit, your odds of winning your case decline drastically. So, no loan provider will give you funding unless there’s an attorney fighting on your behalf.

That being said, the overall process is really simple and fast:

  • Fill Out the Application: You choose a lawsuit funding company and fill out their online application form.
  • Give a Brief Phone Interview: After you submit your application, the company will contact you and your lawyer to learn more details about your case. You will receive a response within 48 hours.
  • Sign the Offer Agreement: Once approved, you and your lawyer will receive an agreement outlining the terms and conditions of the loan. You have to sign it (electronically) and send it back.
  • Get the Cash within 24 Hours: After the firm receives the agreement, you will get the funding within 24 hours via wire transfer, overnight check, or Western Union.

State Law Regarding Lawsuit Loans in El Paso, TX

If you have been injured in an accident due to another party’s negligence or intentional conduct, and you don’t have any prior funding for the same lawsuit, you will be eligible for lawsuit loans in El Paso. Even if your lawsuit has not been filed yet, you can get the cash advance as long as you have retained an attorney.

The State Bar of Texas prohibits attorneys from funding a personal injury lawsuit on behalf of their client. In other words, your attorney cannot give you an advance out of their own pocket, but they can help you obtain a lawsuit loan.

Statistics on Accidents and Injuries in Texas

Data from the Texas Department of Transportation shows total traffic deaths in 2020 increased by 7.54% compared to the previous years. Nearly 3,896 people were killed in vehicle accidents in Texas in 2020.

It is also estimated that drunken driving accidents account for 25% of all fatalities in the state; 958 people lost their lives due to drivers under the influence. Also, 865 people were killed in collisions that happened at or around an intersection.

Dangerous Intersections and Roads in El Paso, TX

If you live in El Paso, TX make sure you are extra careful while driving on the following roads and intersections because this is where most crashes occur:

  • Montwood Drive and N. Zaragoza Road
  • Gateway Boulevard East and Hawkins/Gateway Boulevard East and Corral
  • Joe Battle and Rojas
  • N. Mesa and N. Desert Boulevard
  • Joe Battle Boulevard and Pellicano Drive
  • Joe Battle Boulevard and Montana Avenue
  • Hawkins Boulevard and Gateway Boulevard West
  • Joe Battle Boulevard and N. Zaragoza Road
  • Joe Battle Boulevard and Montwood Drive
  • Joe Battle Boulevard and Edgemere Boulevard

Hospitals and Medical Centers in El Paso, TX

If you have suffered a personal injury due to a vehicle collision, medical malpractice, slip and fall accident, construction site accident, or even police brutality, it’s crucial to get medical attention right away.

You can visit any of the following hospitals in El Paso, Texas to receive quality medical care:

  • The Hospitals of Providence East Campus
  • Las Palmas Medical Center
  • Kindred Hospital El Paso
  • University Medical Center of El Paso
  • El Paso LTAC Hospital
  • Emergency Room – Trawood
  • Legent Hospital of El Paso
  • Del Sol Medical Center
  • Premier Specialty Hospital of El Paso
  • Foundation Surgical Hospital of El Paso
  • Mesa Hills Specialty Hospital & Wound Care and Horizons Healthcare Center

Average Time It Takes to Get a Settlement Loan in El Paso, TX 

Most lawsuit funding companies in Texas are able to review an application, approve it, and send you the money all within a matter of 2-3 days.

Factors that can Delay the Loan Approval Process

  • If the case is too complex: Some personal injury cases are simply more intricate than others, especially if the extent of damage or “who caused it” is not entirely clear. Since the loan company is taking all the risk in these situations, they need to be sure that you’re likely to receive compensation. Reviewing all this information can sometimes take more than the usual 48 hours.  
  • If you don’t have sufficient documentation: If you or your attorney fails to provide all the relevant information and documentation, it could also result in some delay.

Factors that can Expedite the Approval Process

  • Talk to your attorney beforehand: Before you fill out the loan application, make sure you and your attorney are all caught up regarding your lawsuit’s details. The loan company will call both of you for a brief interview; the faster that process goes, the faster your application will get approved.
  • Be ready with the necessary documentation: Furnish all the important documentation, like medical reports and police reports to the loan company. If you have any evidence that proves that defendant is responsible for your accident or injuries, you should make sure to provide that as well.

The Average Cost of Healthcare in El Paso, Texas

Texans, including the residents of El Paso, have the highest hospital bills in the country, according to researchers at Johns Hopkins. It is estimated that healthcare prices in Texas (before insurance) are about 6.4 times more expensive than the amount allowed under Medicare. The 4 most costly areas in the state are Brownsville-Harlingen, Laredo, McAllen-Edinburgh-Mission, and El Paso.

Why Choose Direct Legal Funding for Your Settlement Loan Needs

If you are a plaintiff planning to file a personal injury lawsuit or you have already filed one, Direct Legal Funding can provide you the financial assistance you need to fund a successful case and pay your personal bills in the meantime.

We can review your application and ensure it is approved in less than 24 hours. Just fill out our free application form, which takes 4-5 minutes, and we will handle the rest.

Only after you win a settlement or verdict award, will we ask you to repay the loan. Our interest rates are among the most competitive in the market. Our team is available to guide you every step of the way and ensure that you feel secure in your financial future. Give us a call at 866-941-5588 or contact us online to get started.

How Long Does a Lawsuit Loan Take to Get in Gainesville, FL

Posted on by karan k

Settlement loans in Gainesville can be an excellent alternative to help with expenses, as you wait for your lawsuit settlement money to arrive. Whether it is a personal injury case or some other matter, the litigation process can take months, if not years. Lawsuit funding can provide ready cash to help you with your current expenses. All this comes with no need for any credit checks.

The average time it takes to get a lawsuit loan in Gainesville, FL

A lawsuit loan is a non-recourse type of loan, which relies on the future settlement as collateral. This is why the application process often requires no credit checks. The average time to receive the money usually takes between 24 to 48 hours. Based on this, certain factors can expedite or delay the process.

Factors delaying the process

  • Not furnishing all the required documentation to your attorney, regarding your case
  • Not discussing the claim details with your attorney

Factors expediting the process

  • Providing all case-related documentation, including incident reports and medical reports
  • Keeping attorney information at hand when making an application for a lawsuit loan

Steps to obtain pre-settlement funding in Gainesville, FL

A lawsuit loan is a non-recourse type of loan. That means it relies on the future settlement as collateral. Hence, there is no need for a credit check. Applying for a lawsuit cash advance is easy, and involves the following steps:

  • Apply with a reliable legal funding company through their online form or contact number
  • Discuss the claim details with your attorney
  • Meanwhile, the team at the lawsuit loan company reviews your application
  • Once approved, you could receive the money in 24 hours
  • A DocuSign agreement needs to be signed by you and your lawyer
  • The money is then transferred through one of several convenient channels, such as bank account transfers, overnight checks, or Western Union

Statistics on accidents and injuries in Florida

In 2020, there were a total of 341,399 car accidents reported in FL. This averages out to 933 car crashes each day. In 2020, 3,332 lives were lost due to car accidents, and 15,614 were injured due to such accidents.

It is estimated that 40% of all car crashes in Florida result in injuries. In 2018, Florida had 401,851 traffic accidents, with 3,150 deaths being caused by these traffic accidents.

State law regarding pre-settlement loans in Florida

Florida has a bill pending that seeks to impose additional regulations on lawsuit loans within the state. This bill would enable the Florida Department of State to ensure more extensive regulation of the industry. Case laws in the state have upheld agreements on loans on pending lawsuit settlements where there was no direction or interference from the lender about the litigation.

The Florida Bar allows lawyers to honor the allocation of proceeds for the client from the case to the lawsuit loan organization. In addition, it does not allow lawyers to provide a letter of protection to the organization. Many lawsuit loan organizations offer services to Floridians, and several of them use alternate acknowledgment letters that are compliant with the Florida Bar’s stance on lawsuit loans.

Can an attorney give money to their client in Florida?

The Florida Bar Ethics Opinion 96-1 states that attorneys are not allowed to provide plaintiffs with any financial assistance. Based on this, they are allowed to provide advances for the litigation costs. These expenses will only require repayment once the case is closed.

Can an attorney help their client receive lawsuit loans in FL?

According to the Florida Bar Ethics Opinion 00-3, attorneys are allowed to offer clients information pertaining to non-recourse lawsuit loan (low-interest pre-settlement loan) organizations if the client is in need of financial assistance.

Dangerous roads and intersections in Gainesville, FL

A majority of settlement loan applications are made for personal injury cases. These can often happen due to motor vehicle accidents or slip and fall cases.

There are certain roads and intersections in Gainesville, FL that are notorious for their high risk of causing accidents. You can exercise caution when visiting these areas. Some of the most dangerous intersections in Gainesville, FL include the following:

  • Southwest 13th Street and Southwest Williston Road
  • Southwest 16th Avenue and South 13th Street
  • Northwest 34th Street and Northwest 39th Avenue
  • Southwest 20th Avenue and Southwest 62nd Boulevard
  • West University Avenue and Northwest 22nd Street

Hospitals and medical centers in Gainesville, FL

If you have suffered a personal injury as a result of a motor vehicle accident, slip and fall case, or even police brutality, it is important to get medical attention at the earliest. You can visit any of the leading hospitals in Gainesville, FL to receive medical treatment.

Some of the top hospitals and medical centers in Gainesville, FL include the following:

  • UF Health Shands Hospital
  • Shands Hospital
  • Select Specialty Hospital
  • North Florida Regional Medical Center
  • UF Heart Vascular and Heart Neuromedicine

Get your advance on lawsuit settlement today from Direct Legal Funding

Personal injury case settlements can take months or years to close out. As victims wait for the settlement money to arrive, their expenses continue to rise. Victims of personal injury are often saddled with exorbitant medical bills and healthcare costs.

In addition, if there has been an injury, which contributed to a loss of job or income, the worry of taking care of bills can be compounded. This is especially the case if another job is difficult to come by. An advance on lawsuit settlement can help in these situations, providing ready financial assistance at a time when it’s most needed.

At Direct Legal Funding, we offer ready cash at extremely competitive rates. Our loan application process is simple, and we do not require any credit checks. Once you submit your application with us, you can typically expect to receive the money in just 24 hours.

Our dedicated team of specialists will review your case thoroughly and offer you the best rates. We have helped a large number of people in Gainesville, FL get the necessary cash advance to support existing expenses while they wait for their settlement. You can get access to pre-settlement funding today by filling out our online form or calling us at 866-941-5588.

Nursing Home Abuse Lawsuit Loans in The Bronx, NY

Posted on by karan k

Nursing home abuse in the Bronx, NY typically occurs due to negligence of the staff or management in a long-term care facility. If you or a loved one has gone through such an experience, it can be a painful process to deal with the fallout. The litigation for nursing home negligence lawsuits itself can be complex and lengthy.

Meanwhile, how do you sustain ongoing medical bills and expenses related to the home? You can easily support existing bills and expenses by choosing lawsuit settlement loans in The Bronx. These loans allow you to get money before settlement, and do not require credit checks.

Common types of nursing home abuse

The most common type of nursing home abuse is through general neglect. It occurs when elderly patients in nursing homes do not get the kind of attention and care from nursing home staff. Typical instances of general neglect include denial of basic necessities such as food, water, exercise, medical attention, and supervision. There can also be repercussions to severe neglect, such as bedsores, bone fractures, skin irritations, dehydration, malnutrition, and sometimes death.

How to know if you are eligible for a nursing home abuse lawsuit loan?

There are some common injuries that can occur due to nursing home abuse. If you suffer from any of the following, you may be eligible for a lawsuit loan:

  • Medical malpractice
  • Sexual abuse
  • Mental abuse
  • Dehydration and malnutrition
  • Wrongful death
  • Failure to diagnose proper medication
  • Restraint injuries
  • Falls and fractures
  • Wandering and, as a result, leaving the facility
  • Bedsores

How to receive legal funding in the Bronx, New York for a nursing home abuse case?

Lawsuit funding is not like a home mortgage or a car loan. Legal cash advances are secured by the future settlement you will obtain once you win the case. As such, if you do not win the settlement, you do not need to repay the settlement loan company anything.

The process of getting a lawsuit loan is simple when you apply with a leading pre-settlement loan company. You just need to complete the online application form on the lawsuit lending company website or call them for assistance. The loan provider’s team will review your application. Once your application is approved, you could receive the money in as little as 24 hours. There are several modes of money transfer available for your convenience.

State laws related to nursing home abuse in New York

New York has created a governing document titled “Your Rights as a Nursing Home Resident in New York State and Nursing Home Responsibilities.” This document is available to all residents of New York and provides crucial information about your rights at a nursing home. The complete document is available at www.health.ny.gov.

If you believe any of your rights have been violated, the NY state law provides various options to report a complaint. You can fill out the online complaint form at the State of New York, Department of Health. You can also contact the dedicated hotline for nursing home complaints at 1-888-201-4563 between 8:30 am to 4:45 pm Monday through Friday. Finally, you can also submit the incident reporting form via the Health Commerce System.

State laws regarding lawsuit loans in the Bronx, NY

As per the New York State Bar Association, attorneys are not permitted to provide legal funding to the plaintiff directly. Taking this into account, they are free to assist their clients to obtain a lawsuit cash advance from third parties.

Previous cases of nursing home abuse in NY

One of the most well-known cases involving nursing home abuse occurred in Nassau County, NY. The victim was in his late eighties and was suffering from various ailments, such as dementia. He was labeled as a patient with a high risk of falling. Despite knowing this, the facility did not create a plan to prevent him from falling, nor did they monitor him on a continual basis.

As a result, the victim fell several times and broke his hip, which required him to undergo surgery. He died during the procedure. The court awarded the plaintiff a total of $400,000 in damages, out of which $300,000 was towards compensatory recovery and $100,000 was towards lost services.

Another nursing home abuse incident occurred in Kings County, NY. The plaintiff was an 83-year-old woman who suffered from various ailments such as vascular disease, heart failure, pneumonia, and urinary infections. She experienced dehydration on several occasions within the nursing home, which complicated existing medical conditions, and resulted in her death. The plaintiff received a settlement of $150,000.

Statistics on nursing home abuse in New York

Nursing home abuse cases are varied in New York, with 35% of people being hit or slapped, 17% sexually assaulted, 21% having personal belongings destroyed, and 14% being physically restrained on average. About 60% of nursing home victims are women, and a majority of these incidents happen at the median age of 81 years.

Average time to get a lawsuit loan in the Bronx, NY

Borrowing money from your lawsuit related to nursing home abuse is fairly easy. With a good lawsuit cash advance company, you can borrow money from your lawsuit in as little as 24 hours on average. Certain factors can expedite or delay the process.

Factors delaying lawsuit loan approval

  • Inability to provide evidence concerning nursing home abuse
  • Not providing documentation needed by your attorney

Factors expediting approval

  • Providing all the necessary documentation relevant to the nursing home abuse
  • Communicating with your attorney regularly to understand any new documents that may be required

Get timely assistance in prominent hospitals in the Bronx, NY

If you or a loved one has undergone nursing home abuse, the experience can be devastating. Some cases of nursing home abuse can be fatal too. Timely intervention and appropriate medical treatment are critical. You can receive the due care needed at some of the best hospitals in the Bronx, NY. Leading hospitals in the Bronx, NY include Bronx Lebanon Hospital Center, St. Barnabas Hospital, Montefiore Medical Center, and Calvary Hospital.

The cost of nursing home healthcare in New York

Nursing home costs can vary depending on which area of NY you reside in. For example, in upstate New York, the per day nursing home costs can start from $264, while in the Rochester area it can be $308 per day. In comparison, the Long Island area is more expensive with per day costs starting from $390. 

Get money before settlement for your nursing home abuse lawsuit through Direct Legal Funding

At Direct Legal Funding, we understand the painstaking process of litigation when it comes to nursing home abuse lawsuits. This is why we make the process of getting a lawsuit loan easy for you. You can simply apply online or contact us at 866-941-5588 to quickly receive low-interest lawsuit funding.

Police Brutality Lawsuit Loans in The Bronx

Posted on by karan k

Police brutality refers to when a police officer mistreats a civilian using their powers. There can be several types of police brutality such as:

  • Threatening
  • Verbal abuse
  • Assault and battery
  • False arrest
  • Intimidation
  • Harassment
  • Murder and attempt to murder
  • Racial comments
  • Rape

If you or a loved one has been a subject of police brutality, receiving the settlement amount can take several months, or years. In the meantime, medical bills, home expenses, and other costs can add up. You can get peace of mind regarding your finances with the help of a lawsuit loan in The Bronx.

How to obtain a police brutality pre-settlement loan in the Bronx, NY

When you choose a hardworking and proven lawsuit funding company, the process to receive a settlement loan gets much easier. All you would need to do is complete the company’s online application form or simply give them a call so that a loan specialist from the company can guide you through the process.

It may not take more than five minutes for the entire process, including the submission of documentation for verification. Once your lawyer provides the necessary information to the lawsuit cash advance provider, you can expect to receive your loan approval in about 24 hours.

State law regarding lawsuit loans in the Bronx, NY

Currently, New York does not have any specific regulations or laws that impact the disbursement of pre-settlement loans within the Bronx, NY. As per the New York State Bar Association, attorneys are not allowed to provide funding directly to the plaintiff. Moreover, they can assist their clients to obtain a lawsuit cash advance from third parties.

Previous cases of police brutality in NY

New York has a high number of police brutality cases. One of the major legal cases involved the Diallo family who lost their son Amadou to police brutality, wherein he was shot 41 times by members of the New York City Police Department’s Street Crimes Unit. It was one of the most high-profile cases related to police brutality in New York. The City of New York ultimately had to pay the Diallo family a settlement of $3 million. 

Statistics on accidents and injuries related to police brutality in the Bronx, NY

During a 5-year period, 11,404 claims were filed related to police brutality in NY. Over half of these claims involved payments between $5,000 and $25,000. The largest settlements related to police brutality cases were $1 million or more. The amount (related to large settlements) was $190 million – out of the total $384 million that was paid for such cases.

Leading causes of police brutality in the Bronx, NY

There are three major causes of police brutality that have been observed in the Bronx, New York over the years:

  • Racial profiling
  • Corrupt law enforcement
  • Inadequate police training

Racial profiling is a major cause of police brutality, especially among minorities such as Hispanics and African Americans. Corruption among law enforcement officials can also contribute to police brutality cases being hushed up. Poor training can often lead to mistrust among police officers, which can also contribute to police brutality against innocent civilians.

Average time to get a lawsuit loan in the Bronx, New York

With an experienced low-interest pre-settlement funding provider, you can complete your loan application process online in just five minutes, and receive the lawsuit cash advance in your account in about 24 hours. But the actual loan approval time can vary depending on a few facts.

Factors that can delay getting the lawsuit loan

  • Not providing additional information related to injuries and damages. This documentation can include case files and medical bills.
  • Not communicating with your attorney on time, which can cause delays in providing the documents to the lawsuit loan company.

Factors that can make the process quicker

  • Providing all the concerned information and documentation related to the police brutality, such as incident reports, medical reports related to your injuries, and your case file.
  • Communicating with the lawsuit loan company and your attorney regularly to understand the need for any additional documentation.

Hospitals and medical centers in the Bronx, NY

If you or a loved one has been the victim of police brutality in the Bronx, NY, timely medical intervention is crucial to mitigate injuries. You can receive treatment at any of the hospitals or medical centers in the Bronx, NY. Some of the well-known hospitals and medical centers in and around the Bronx, NY include:

  • Calvary Hospital
  • Bronx-Lebanon Hospital Center
  • St. Helena Hospitals
  • Albert Einstein Jack D Weiler Hospital
  • Eathar Saad

Cost of healthcare related to police brutality in the US

Police brutality in the US contributes to major healthcare expenses among victims. The majority of healthcare expenses in such cases are related to physical injuries and sometimes death, expenses related to psychological stress and trauma, and sometimes disabilities which can result in loss of employment and mounting medical expenses. These expenses can run into thousands of dollars.

Get an advance on lawsuit settlement with Direct Legal Funding

Police brutality affects thousands of innocent civilians in the US each year. Such incidents can leave victims with severe injuries and can sometimes be fatal. The major victims of such incidents remain people from minority communities such as African Americans and Hispanics.

The physical injuries apart, the psychological trauma of such incidents can also result in a significant rise in medical bills, especially when psychiatric help is needed. In addition, if a person has suffered a disability due to police brutality, which resulted in a loss of job or income, it can further aggravate expenses as getting another job in time may be difficult. If timely financial assistance is not provided in the interim, it can be demoralizing for the affected family.

In such cases, Direct Legal Funding can help you get access to the funds you need. We offer hassle-free lawsuit loans available in just 24 hours. We don’t need any credit checks or financial assets as collateral.

The process of applying for pre-settlement funding with us is easy. Once you make the application, our team will revert to you quickly and discuss your case. Get started today by completing our online contact form or call us at 866-941-5588.